Citizens & Northern Stock

Citizens & Northern Dividend

The Dividend of Citizens & Northern (CZNC) as of Aug 17, 2026 is 1.12 USD. In the previous year, Dividend was 1.12 USD — a change of 0.00% (lower).

Dividend

1.12USD

YoY

0.00%

Dividend yield

4.31 %

Last updated:

How much dividend does Citizens & Northern 2026 pay?

According to the latest status from August 2026, Citizens & Northern paid a total of 1.12 USD per share in dividends within the last 12 months. With the current Citizens & Northern price of 25.98 USD, this corresponds to a dividend yield of 4.31 %. A dividend is paid times per year.

At today's price the dividend yield works out to roughly 4.31%. The payout ratio is around 84% of earnings. The dividend has grown at 0.8% per year over the past 19 years.

Historical Citizens & Northern Dividends

A dividend is paid times per year. Last year, the payout months were March, June, September and December.

PaydateDividend
9/3/20260.28USD
6/4/20260.28USD
3/2/20260.28USD
12/3/20250.28USD
9/4/20250.28USD
6/2/20250.28USD
3/3/20250.28USD
11/28/20240.28USD
8/29/20240.28USD
6/3/20240.28USD
2/26/20240.28USD
11/27/20230.28USD
8/28/20230.28USD
5/28/20230.28USD
3/2/20230.28USD
11/28/20220.28USD
8/29/20220.28USD
5/29/20220.28USD
2/28/20220.28USD
11/29/20210.28USD

Citizens & Northern dividend history and estimates

In 2025, Citizens & Northern paid a dividend amounting to 1.12 USD. Dividend means that Citizens & Northern distributes a portion of its profits to its owners.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2020
1.08 USD
0.00 USD
Jan 1, 2021
1.11 USD
0.00 USD
Jan 1, 2022
1.12 USD
0.00 USD
Jan 1, 2023
1.12 USD
0.00 USD
Jan 1, 2024
1.12 USD
0.00 USD
Jan 1, 2025
1.12 USD
0.00 USD
Jan 1, 2026 (e)
0.84 USD
0.28 USD
Jan 1, 2027 (e)
0.00 USD
1.13 USD

Is the Citizens & Northern Dividend Safe?

Citizens & Northern has been increasing the dividend for 0 years.

Over the past 10 years, Citizens & Northern has increased it by an annual 0.74%.

Over a five-year period, the distribution rose by 0.73%.

Analysts expect a Dividend Increase of 0.00% for the current fiscal year.

Citizens & Northern dividend payout ratio

In 2025, Citizens & Northern had a payout ratio of 84.45%. The payout ratio indicates the percentage of the company's profits that Citizens & Northern distributes as dividends.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2020
88.78 %
Jan 1, 2021
56.80 %
Jan 1, 2022
64.70 %
Jan 1, 2023
70.38 %
Jan 1, 2024
66.59 %
Jan 1, 2025
84.45 %
Jan 1, 2026 (e)
51.61 %
Jan 1, 2027 (e)
41.02 %

Dividend Details

Understanding Citizens & Northern's Dividend Distributions

Citizens & Northern’s dividends are a portion of the company’s profits distributed to shareholders. It is a critical indicator of the company’s financial health and attractiveness to investors. Dividends provide investors with a steady income stream, in addition to any profits that may come from selling the stock at a higher price than the purchase price.

Year-to-Year Comparison

Examining Citizens & Northern's dividend distributions over the years can highlight the company’s profitability and stability. A consistent or increasing dividend payout can indicate a financially healthy company with predictable earnings, while fluctuations or reductions in dividends can suggest underlying financial or operational challenges.

Impact on Investments

Citizens & Northern's dividend payments are an essential factor for income-focused investors. A robust dividend payout can enhance the stock’s appeal, offering regular income in addition to potential capital gains. It also can indicate the company's confidence in its future earnings, making it a significant consideration in investment decisions.

Interpreting Dividend Fluctuations

Changes in Citizens & Northern’s dividends can result from shifts in the company’s earnings, financial policies, or reinvestment strategies. An increase in dividends often signals financial stability, while a decrease may indicate a need to conserve cash or reinvest profits to fuel growth, each scenario having different implications for investors.

Citizens & Northern Stock analysis

What does Citizens & Northern do? Citizens & Northern Corp (C&N) is a US bank holding company based in Wellsboro, Pennsylvania. The company was founded in 1864 as The First National Bank of Wellsboro and later changed its name to the current one. Since its establishment, the company has continued to evolve and has become a leading financial institution in the region. C&N's business model focuses on offering a comprehensive range of financial products and services to individuals, businesses, and institutions. The bank has its focus on loans, deposits, mortgages, asset management, and insurance services. The bank provides loans for home purchases, cars, commercial real estate, and agricultural businesses. Additionally, customers can also choose various types of deposits such as certificates of deposit, checking accounts, and online savings programs. Asset management includes investment options such as mutual funds and pensions. The insurance business includes policies for individual and business customers as well as health insurance. C&N also operates a wealth management business for affluent clients. In this aspect, the company assists these clients in managing their wealth and offers a wide range of services such as tax planning, foundation establishment, succession planning, and risk assessment. The bank operates approximately 26 branches in northeastern Pennsylvania and southwestern New York, where the company offers its services. C&N emphasizes personal customer contact and relies on long-term relationships with its customers. The bank's employees ensure that customers receive tailored services for their needs and concerns and feel comfortable at the bank. C&N divides its business into three areas: retail banking, business banking, and wealth management. The retail banking division offers services for individual customers, while the business banking division is intended for commercial customers. Wealth management targets customers with higher wealth. C&N's retail banking division offers a wide range of products and services for individual customers. These include checking accounts, loans, credit cards, savings accounts, and more. A particular focus is on offering banking services that make customers' daily lives easier. For example, C&N offers online banking, mobile banking, paperless transactions, and interest savings for regular saving. C&N's business banking division provides services to businesses with annual revenues of up to $25 million. The company focuses on offering loans and savings accounts for corporate customers. The focus is on tailored solutions for businesses to efficiently use their capital. C&N's wealth management division offers a wide range of services to high-net-worth clients by assisting them in managing their wealth. Wealth management employees help create wealth plans, succession plans, foundation establishment, and tax planning for high-net-worth clients. Overall, Citizens & Northern Corp has become a leading financial institution that supports customers in the region as a trusted partner in achieving their financial goals and dreams. With a tailored approach for each customer and innovative banking solutions, the company continues to evolve to meet the needs of its customers. Citizens & Northern is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Citizens & Northern stock

Over the past 12 months, Citizens & Northern paid a dividend of 1.12 USD . This corresponds to a dividend yield of about 4.31 %. For the coming 12 months, Citizens & Northern is expected to pay a dividend of 1.13 USD.

The current dividend yield of Citizens & Northern is 4.31 %.

Citizens & Northern pays a dividend, distributed in the months of , , , .

Citizens & Northern paid dividends every year for the past 26 years.

For the upcoming 12 months, dividends amounting to 1.13 USD are expected. This corresponds to a dividend yield of 4.34 %.

Citizens & Northern is assigned to the 'Finance' sector.

To receive the latest dividend of Citizens & Northern from amounting to 0.28 USD, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

In the year 2025, Citizens & Northern distributed 1.12 USD as dividends.

The dividends of Citizens & Northern are distributed in USD.

Dividend calendar 2026
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All Key Metrics — Citizens & Northern