The business model of Citizens & Northern Corp is focused on providing financial services to individuals and businesses. As a community bank, Citizens & Northern Corp offers a range of banking products and services including checking and savings accounts, loans, mortgages, and wealth management solutions. The company prides itself on its commitment to building long-term relationships with its customers, providing personalized and tailored financial solutions. Citizens & Northern Corp aims to support the local community by investing in local businesses and contributing to their growth and development.

Citizens & Northern Corp is primarily active in the financial services industry.

The main competitors of Citizens & Northern Corp in the market include other financial institutions such as Wells Fargo, JPMorgan Chase, Bank of America, and PNC Financial Services.

Citizens & Northern Corp, a renowned financial institution, has a rich history and compelling background. Established in 1864, the company has been providing exceptional banking and financial services to individuals and businesses for over a century. With its headquarters in Wellsboro, Pennsylvania, Citizens & Northern Corp has emerged as a trusted community bank, forging strong relationships with its customers. As a leading financial institution, it offers a wide range of services, including personal and business banking, wealth management, mortgage lending, and insurance solutions. Citizens & Northern Corp's commitment to its clients and deep-rooted experience has solidified its position as a reliable and customer-focused organization in the financial sector.

Citizens & Northern Corp, a leading financial institution, has achieved several significant milestones over the years. Firstly, the company has consistently demonstrated strong financial performance, recording consistent growth in revenue and earnings. Secondly, Citizens & Northern Corp has successfully expanded its presence beyond its core markets, enabling it to serve a larger customer base and generate increased shareholder value. Furthermore, the company has been recognized for its commitment to customer service, receiving accolades and awards for its excellence in providing innovative financial solutions. Lastly, Citizens & Northern Corp has maintained a solid reputation as a trusted and reliable institution, earning the trust and loyalty of its customers.

Citizens & Northern Corp is primarily present in the United States.

Citizens & Northern Corp represents a strong commitment to integrity, service, and innovation. With a focus on building long-term relationships, the company strives to provide exceptional financial solutions and personalized customer service. Citizens & Northern Corp embraces a conservative approach to risk management and ensures the safety and security of its customers' assets. Through continuous improvement and adapting to changing market dynamics, Citizens & Northern Corp aims to deliver value to its shareholders. Emphasizing community involvement and supporting local economies, the company remains dedicated to its core values while driving growth and success.

Analysts currently set an average price target of 23.97 USD for the Citizens & Northern stock (median: 23.97 USD), implying +2.7 % versus the latest price. The consensus is based on 6 analyst ratings.

Citizens & Northern Analyst Price Targets 2026

6 analysts currently rate the Citizens & Northern stock: 0 recommend buying, 3 holding and 3 selling. For 2026, analysts expect Citizens & Northern to generate revenue of 120.26 M USD and earnings per share of 2.59 USD.

Citizens & Northern Analyst Price Targets 2026

Converted at the current exchange rate, the Citizens & Northern share trades at 20.42 EUR (23.34 USD).

The Citizens & Northern share (CZNC) is listed on 1 stock exchanges, including: NASDAQ (CZNC).

Citizens & Northern Corp (C&N) is a bank holding company based in North Pennsylvania that was founded in 1864. C&N specializes in retail, business, wealth, and trust banking, offering a wide range of financial products and services to its customers, including deposit accounts, credit cards, loans, mortgages, investment products, and insurance. C&N's core business is personal and business banking, offering various types of accounts such as savings, checking, and special business accounts. They also offer investment accounts like money market and CD accounts with attractive interest rates. C&N provides various credit options, including credit cards, auto loans, mortgages, and personal loans. They have special programs to support small businesses in need of loans and other financial services. C&N is also involved in asset management, offering services such as stocks and bonds management, financial planning, investment funds, and trust services. They have dedicated wealth management teams to assist customers in achieving their financial goals. C&N has an insurance division that offers a wide range of insurance policies, including auto, home, boat, and life insurance. Customers can also select special insurance packages and programs tailored to their specific needs. C&N has a strong online and mobile banking system that allows customers to access their accounts and perform transactions from anywhere. This system is secure and user-friendly, providing maximum convenience for customers. The bank has a wide presence in North Pennsylvania and South New York with over 25 branches. Customers can also access a nationwide network of ATMs. C&N is a publicly traded company listed on NASDAQ under the ticker symbol CZNC. The company has a strong financial foundation with a current market capitalization of nearly $1 billion. It also has a strong management and leadership team and emphasizes good relationships with customers and shareholders. In summary, C&N is a bank holding company that offers a wide range of financial products and services, including retail, business, wealth, and trust banking. The bank also has an insurance division and a strong online and mobile banking platform. C&N has a wide presence in North Pennsylvania and South New York and is a publicly traded company on NASDAQ.

The expected revenue of Citizens & Northern is 120.26 M USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Citizens & Northern is 39.54 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Citizens & Northern is currently 9.01. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Citizens & Northern stock.

The price-to-sales ratio (P/S) of Citizens & Northern is currently 2.96. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Citizens & Northern stock.

The Eulerpool Quality Score for Citizens & Northern is 3/10.

The ISIN of Citizens & Northern is US1729221069. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Citizens & Northern is A0DPS7. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Citizens & Northern is CZNC. The ticker symbol is used to trade Citizens & Northern shares on the stock exchange.

Over the past 12 months, Citizens & Northern paid a dividend of 1.12 USD . This corresponds to a dividend yield of about 4.80 %. For the coming 12 months, Citizens & Northern is expected to pay a dividend of 1.12 USD.

The current dividend yield of Citizens & Northern is 4.80 %.

Citizens & Northern pays a dividend, distributed in the months of , , , .

Citizens & Northern paid dividends every year for the past 26 years.

For the upcoming 12 months, dividends amounting to 1.12 USD are expected. This corresponds to a dividend yield of 4.80 %.

Citizens & Northern is assigned to the 'Finance' sector.

To receive the latest dividend of Citizens & Northern from amounting to 0.28 USD, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

In the year 2025, Citizens & Northern distributed 1.12 USD as dividends.

The dividends of Citizens & Northern are distributed in USD.