Citizens Financial Services (CZFS) Stock Price
Citizens Financial Services Price
Over the last 19 years Citizens Financial Services grew revenue by 8.8% annually, reaching 112.08 M USD. Earnings per share have grown at 8.4% per year over the last 19 years. For Citizens Financial Services, the net margin of 32.6% is down versus 37.1% a few years ago. At today's price the dividend yield works out to roughly 2.44%. The payout ratio is around 26% of earnings. The dividend has grown at 5.3% per year over the past 19 years. The consensus 12-month price target for Citizens Financial Services is 65.64 USD, about 19.4% below where the stock trades today. Of 7 analysts, 6 rate the stock a buy — an overall Buy consensus.
Citizens Financial Services stock price
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Citizens Financial Services business model & stock analysis
Frequently asked questions about Citizens Financial Services
The business model of Citizens Financial Services Inc revolves around providing a wide range of financial services to individuals, businesses, and organizations. As a full-service community bank, Citizens Financial Services Inc focuses on delivering personalized banking solutions and exceptional customer service. Their services encompass deposit accounts, loans and credit options, investment management, insurance, and more. By combining traditional banking practices with innovative technology, Citizens Financial Services Inc strives to meet the diverse financial needs of their clientele. With a steadfast commitment to the communities they serve, the company aims to foster financial growth and stability for individuals and businesses alike.
Citizens Financial Services Inc is primarily active in the banking and financial services industry.
The main competitors of Citizens Financial Services Inc in the market are Bank of America Corporation, JPMorgan Chase & Co., and Wells Fargo & Company.
Citizens Financial Services Inc. is a renowned financial institution with a rich history and a strong presence in the market. Established in [insert year], the company has grown into a leading provider of financial services, catering to a wide range of clients. With its headquarters located in [insert location], Citizens Financial Services Inc. offers a comprehensive suite of banking products and services, including personal and business banking, investment solutions, and lending options. Known for its commitment to delivering exceptional customer service and innovative financial solutions, Citizens Financial Services Inc. has firmly established itself as a trusted name in the industry.
Citizens Financial Services Inc has achieved several significant milestones throughout its history. Some notable accomplishments include consistent revenue growth, expansion into new markets, and strategic acquisitions. The company's strong financial performance has enabled it to become a leader in the financial services industry. Citizens Financial Services Inc has also built a reputation for providing exceptional customer service and innovative banking solutions. Additionally, the company is committed to supporting the communities it serves through various philanthropic initiatives. With its dedication to excellence and continuous growth, Citizens Financial Services Inc remains a trusted name in the financial sector.
Citizens Financial Services Inc is primarily present in the United States.
Citizens Financial Services Inc is committed to upholding strong values and corporate philosophy. The company prioritizes integrity, transparency, and putting its customers' needs first. Citizens Financial Services Inc aims to provide exceptional financial services through a customer-centric approach, tailored solutions, and industry expertise. By fostering a culture of trust and accountability, the company ensures financial well-being for its clients. With a focus on long-term relationships, Citizens Financial Services Inc emphasizes ethical conduct, professionalism, and community involvement. By aligning its actions with its core values, the company continues to thrive and deliver sustainable growth.
Analysts currently set an average price target of 65.64 USD for the Citizens Financial Services stock (median: 65.64 USD), implying -19.4 % versus the latest price. The consensus is based on 7 analyst ratings.
7 analysts currently rate the Citizens Financial Services stock: 6 recommend buying, 1 holding and 0 selling. For 2026, analysts expect Citizens Financial Services to generate revenue of 121.80 M USD and earnings per share of 8.70 USD.
Converted at the current exchange rate, the Citizens Financial Services share trades at 72.55 EUR (81.45 USD).
The Citizens Financial Services share (CZFS) is listed on 2 stock exchanges, including: NASDAQ (CZFS).
Citizens Financial Services Inc is an American financial company that offers a variety of financial services and products. It was founded in 1828 and is headquartered in Providence, Rhode Island. The company operates in four main divisions: Business Banking, Consumer Banking, Wealth Management, and Commercial Banking. Each division serves specific customer needs and provides tailored products and services. Citizens Financial Services Inc's Business Banking division offers financial products and services to small and medium-sized businesses. The products include business loans, leasing, mortgages, credit cards, and payment processing. Services range from support in managing daily financial operations to advice and assistance in expanding the business. The Consumer Banking division of Citizens Financial Services Inc offers individuals a wide range of financial products and services, including checking accounts, savings accounts, credit cards, mortgages, auto loans, student loans, and online banking. The bank also operates a network of branches to provide customers with more personal service. The Wealth Management division of Citizens Financial Services Inc offers wealthy private clients financial and investment products, as well as asset management and advisory services. Products include investments in stocks, bonds, mutual funds, real estate, and alternative investments such as hedge funds. Services range from financial planning to portfolio management, tax planning, and estate planning. The Commercial Banking division of Citizens Financial Services Inc serves large companies and institutions, offering a wide range of capital market and banking services. Products include mortgages, loans, leasing, capital market and cash management solutions, as well as trade and export financing. Services range from support in mergers and acquisitions to advice on asset management. Citizens Financial Services Inc is proud to be an innovative company that responds to customer needs and is committed to creating an excellent customer experience. The company invests in technology and digital solutions to offer its customers a better and more efficient banking experience. These investments have made Citizens Financial Services Inc one of the leading online banks in the US. In addition to its operations in the four divisions, Citizens Financial Services Inc also offers a variety of specialized services, including SBA lending, medical practice and commercial real estate lending. These services are specifically tailored to certain industries and provide customized financing solutions and expertise. In summary, Citizens Financial Services Inc offers a wide range of financial products and services that meet the diverse needs of small and medium-sized businesses, individuals, wealthy private clients, as well as large companies and institutions. With investments in technology and innovation, the company is well-positioned to meet the changing needs of its customers.
The expected revenue of Citizens Financial Services is 121.80 M USD. This figure is based on current financial data and reflects the company's business performance.
The expected profit of Citizens Financial Services is 41.76 M USD. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of Citizens Financial Services is currently 9.36. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Citizens Financial Services stock.
The price-to-sales ratio (P/S) of Citizens Financial Services is currently 3.21. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Citizens Financial Services stock.
The Eulerpool Quality Score for Citizens Financial Services is 6/10.
The ISIN of Citizens Financial Services is US1746151042. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of Citizens Financial Services is A0YHDT. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of Citizens Financial Services is CZFS. The ticker symbol is used to trade Citizens Financial Services shares on the stock exchange.
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All fundamentals and in-depth analysis of Citizens Financial Services
Our stock analysis for Citizens Financial Services stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Citizens Financial Services. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.