Chime Financial

Chime Financial ROE

The Return on Equity (ROE) of Chime Financial (CHYM) as of Oct 19, 2026 is -72.05 %. In the previous year, Return on Equity (ROE) was -2.64 % — a change of 2,627.82% (lower).

ROE

-72.05 %

YoY

2,627.82%

Last updated:

In 2025, Chime Financial's return on equity (ROE) was -72.05 %, a 2,627.82% increase from the -2.64 % ROE in the previous year.

The Chime Financial ROE history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROE
Date
ROE
Jan 1, 2022
-42.71 USD
Jan 1, 2023
-21.70 USD
Jan 1, 2024
-2.64 USD
Jan 1, 2025
-72.05 USD
The Chime Financial ROE history
YEARROEYoY
-72.05 %+2,627.82%
-2.64 %-87.83%
-21.70 %-49.20%
-42.71 %—

Access this data via the Eulerpool API

100,000 free requests/mo · no credit card

Get Free API Key

Chime Financial Stock analysis

What does Chime Financial do? Chime Financial Inc, listed under the ticker CHYM, is a financial services company headquartered in San Francisco, United States. The company operates as a digital banking platform, offering a range of financial products and services through its mobile application. With 1,442 employees, Chime provides FDIC-insured banking solutions in partnership with insured bank partners, including The Bancorp Bank, N.A. Its platform enables users to access checking accounts, debit cards, and credit products, with features such as fee-free overdraft protection and early access to pay through services like MyPay. The company's IPO is scheduled for June 12, 2025, and its website is www.chime.com. Chime's services are designed to provide everyday Americans with accessible banking tools, including liquidity solutions such as SpotMe, which offers overdraft protection without fees. The company emphasizes digital convenience, allowing members to manage their finances and cover daily expenses through mobile banking features. Chime does not operate as a bank itself but partners with FDIC-insured institutions to deliver its services. The company's focus is on providing fee-free financial products, aiming to support users with practical tools for everyday financial management. As of the provided information, Chime's operational scope includes digital banking services, checking accounts, and short-term liquidity options, all delivered through a mobile-first platform. The company's structure and offerings are centered on accessibility and user-friendly technology for a broad consumer base. Chime Financial is one of the most popular companies on Eulerpool.

ROE Details

Decoding Chime Financial's Return on Equity (ROE)

Chime Financial's Return on Equity (ROE) is a fundamental metric evaluating the company's profitability relative to its equity. Calculated by dividing net income by shareholder's equity, ROE illustrates how effectively the company is generating profits from shareholders’ investments. A higher ROE represents enhanced efficiency and profitability.

Year-to-Year Comparison

Analyzing Chime Financial's ROE on a yearly basis aids in tracking its profitability trends and financial performance. An increasing ROE suggests enhanced profitability and value generation for shareholders, whereas a declining ROE may indicate issues in profit generation or equity management.

Impact on Investments

Chime Financial's ROE is instrumental for investors assessing the company's profitability, efficiency, and investment attractiveness. A robust ROE indicates the firm’s adeptness at converting equity investments into profits, thereby enhancing its appeal to potential and current investors.

Interpreting ROE Fluctuations

Changes in Chime Financial’s ROE can emanate from variations in net income, equity capital, or both. These fluctuations are scrutinized to evaluate management’s effectiveness, financial strategies, and the inherent risks and opportunities, aiding investors in making informed decisions.

Frequently Asked Questions about Chime Financial stock

Return on Equity (ROE) of Chime Financial is -72.05 % in 2025.

Return on Equity (ROE) of Chime Financial changed from -2.64 % to -72.05 %, representing a 2,627.82% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Return on Equity (ROE) Chime Financial since 2006 – with annual values, charts, and detailed analysis.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Equity (ROE)'s Chime Financial with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Equity (ROE)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Equity (ROE).

Access this data via the Eulerpool API

100,000 free requests/mo · no credit card

Get Free API Key

Profitability — Chime Financial

ROEROAROCEROICAsset TurnoverInventory TurnoverReceivables TurnoverDays Sales OutstandingDays Inventory OutstandingDays Payable OutstandingCash Conversion CycleCROICGross Profit/AssetsFixed Asset TurnoverEquity TurnoverWorking Capital TurnoverPayables TurnoverCapital IntensityReceivables/RevenueInventory/RevenueEBIT/Assets

All Key Metrics — Chime Financial