Chime Financial (CHYM) Stock Price

Chime Financial Price

NYSE·CLOSED
26.71
​
Market closed

Revenue has compounded at 29.4% per year over the past 3 years to 2.19 B USD. Chime Financial's net margin stands at -46.2%, broadly stable from -46.6% several years earlier. Analysts set a median price target of 33.00 USD, implying 23.5% above the current price. Of 28 analysts, 24 rate the stock a buy — an overall Buy consensus.

Chime Financial stock price

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Chime Financial business model & stock analysis

Chime Financial, Inc. engages in the design and development of a digital banking application. The company is headquartered in San Francisco, California and currently employs 1,442 full-time employees. The company went IPO on 2025-06-12. The firm offers everyday Americans access to a range of products with banking services provided by its Federal Deposit Insurance Corporation (FDIC) insured bank partners. Through its platform, its members access FDIC-insured checking accounts and linked debit cards, secured credit cards, and other mobile banking features that allow them to manage their money and pay for their everyday expenses. Its liquidity products offered through its platform are designed to provide its eligible members with access to short-term liquidity when they need it for free. These products include SpotMe, which is a fee-free overdraft protection product, and MyPay, which allows its members to access up to $500 of their pay on demand before payday. The company offers access to full-featured, FDIC-insured checking accounts provided through its platform by one of its bank partners, The Bancorp Bank, N.A.

Frequently asked questions about Chime Financial

Analysts currently set an average price target of 34.13 USD for the Chime Financial stock (median: 33.00 USD), implying +28.7 % versus the latest price. The consensus is based on 28 analyst ratings.

28 analysts currently rate the Chime Financial stock: 24 recommend buying, 4 holding and 0 selling. For 2026, analysts expect Chime Financial to generate revenue of 2.76 B USD and earnings per share of 0.46 USD.

Converted at the current exchange rate, the Chime Financial share trades at 23.55 EUR (26.71 USD).

The expected revenue of Chime Financial is 2.76 B USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Chime Financial is 171.31 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Chime Financial is currently 58.60. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Chime Financial stock.

The price-to-sales ratio (P/S) of Chime Financial is currently 3.63. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Chime Financial stock.

The Eulerpool Quality Score for Chime Financial is 3/10.

The ISIN of Chime Financial is US16935C1099. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The ticker of Chime Financial is CHYM. The ticker symbol is used to trade Chime Financial shares on the stock exchange.

Fair ValueTerminal
28.05 USD
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Financial Services
Number of shares
Employees
Revenue per Employee
1.52 M USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Website chime.com
Currency
USD
Initial public offering
Jun 12, 2025
ISIN
US16935C1099
Cusip
16935C109
Market capitalization
10.01 B USDLarge Cap
52-Week Range
Revenue growth (10Y) > 5%
Revenue growth (3Y) > 5 %
EBIT growth (10Y) > 5%
EBIT growth (3Y) > 5 %
Net debt < 4x EBIT
Profitable since 10Y+
EBIT Drawdown (10Y) < 50%
Return on Equity (ROE) > 15%
ROCE > 15%
Return Expectation > 10%
PEG
-0.21
P/E ratio
P/Ee 2026
58.40
P/Ee 2027
28.78
P/Ee 2028
19.10
P/Ee 2029
11.05
P/Ee 2030
8.51
P/S
P/Se
3.63
EV/EBIT
—
P/B Ratio
7.14
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
-71.47 %
Gross Margin
85.87 %
EBIT Margin
-47.56 %
Net Margin
-46.18 %
EPS (Earnings Per Share)
-2.69 USD
Net Debt / EBIT
0.44
Debt/Equity
0.01
Last updated Sep 30, 2026, 11:25 PM

Chime Financial Peer Group