Chester Bancorp (CNBA) Stock Price

Chester Bancorp Price

OTC·CLOSED
5.85USD+0.00 (+0.00 %)
Market closed

Revenue at Chester Bancorp has contracted by 0.3% per year over the past 10 years to 3.37 M USD. Earnings per share have grown at 9.8% per year over the last 10 years. For Chester Bancorp, the net margin of 30.0% is up versus 27.4% a few years ago. At today's price the dividend yield works out to roughly 10.94%. The payout ratio is around 55% of earnings. The dividend has grown at 52.9% per year over the past 6 years. The stock trades about 46% above its 52-week low.

Chester Bancorp stock price

Volume
Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of Chester Bancorp over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Chester Bancorp stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Chester Bancorp's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Chester Bancorp Stock Price History
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Access this data via the Eulerpool API

Chester Bancorp Revenue, Pre-Provision Profit, Net Income

  • 3 Years

  • 5 Years

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  • 25 Years

  • Max

Revenue
Pre-Provision Profit
Net Income
Details
Date
Revenue
Pre-Provision Profit
Net Income
Jan 1, 1995
3.80 M USD
1.46 M USD
1.00 M USD
Jan 1, 1996
4.23 M USD
840,000.00 USD
690,000.00 USD
Jan 1, 1997
4.76 M USD
1.92 M USD
1.31 M USD
Jan 1, 1998
4.20 M USD
1.69 M USD
1.15 M USD
Jan 1, 1999
4.70 M USD
2.17 M USD
1.31 M USD
Jan 1, 2000
3.85 M USD
1.53 M USD
1.09 M USD
Jan 1, 2001
3.72 M USD
1.42 M USD
1.02 M USD
Jan 1, 2002
3.37 M USD
1.21 M USD
1.01 M USD

Chester Bancorp Income Statement, Balance Sheet, Cash Flow Statement

Last updated Jul 20, 2026, 10:48 PM
 
REVENUEM USD
REVENUE GROWTH%
Net Interest IncomeM USD
Non-Interest IncomeM USD
Loan Loss Provisionsk USD
Pre-Provision Profit (PPOP)M USD
NET INCOMEk USD
DIV.USD
DIV. GROWTH%
SHARESM
19921993199419951996199719981999200020012002
10.009.008.009.009.009.009.009.007.007.005.00
-10.00-11.1112.50-22.22-28.57
3.573.613.613.564.014.543.963.633.623.332.99
-0.100.130.110.240.220.220.241.070.230.390.38
70.0030.0070.00160.0030.00100.0020.00200.00
1.251.461.351.460.841.921.692.171.531.421.21
1,000.001,000.001,000.001,000.001,000.001,000.001,000.00
0.200.250.280.330.430.530.64
25.0012.0017.8630.3023.2620.75
2.012.012.012.012.011.941.571.301.201.050.86
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Chester Bancorp generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Chester Bancorp retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Chester Bancorp's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Chester Bancorp has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Chester Bancorp's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Chester Bancorp stock margins

The Chester Bancorp margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Chester Bancorp. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Chester Bancorp.
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Cost-Income Ratio
Profit margin
Details
Date
Cost-Income Ratio
Profit margin
Jan 1, 1995
61.58 %
26.32 %
Jan 1, 1996
80.14 %
16.31 %
Jan 1, 1997
59.66 %
27.52 %
Jan 1, 1998
59.76 %
27.38 %
Jan 1, 1999
53.83 %
27.87 %
Jan 1, 2000
60.26 %
28.31 %
Jan 1, 2001
61.83 %
27.42 %
Jan 1, 2002
64.09 %
29.97 %

Chester Bancorp Revenue per Share, Earnings per Share

The Chester Bancorp earnings per share therefore indicates how much revenue Chester Bancorp has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 1995
1.89 USD
0.50 USD
Jan 1, 1996
2.10 USD
0.34 USD
Jan 1, 1997
2.45 USD
0.68 USD
Jan 1, 1998
2.68 USD
0.73 USD
Jan 1, 1999
3.62 USD
1.01 USD
Jan 1, 2000
3.21 USD
0.91 USD
Jan 1, 2001
3.54 USD
0.97 USD
Jan 1, 2002
3.92 USD
1.17 USD

Chester Bancorp business model & stock analysis

Chester Bancorp Inc is a US financial services provider specializing in various sectors of the finance industry. The company was founded in 1990 and has since built an extensive history in the industry. As a financial services provider, Chester Bancorp Inc offers various products and services. One of the main divisions is banking, which includes controlled currency systems, loan offers, and investment products. Banking has always been the cornerstone of Chester Bancorp Inc, and the company has built an excellent reputation in this field over the past 30 years. In addition to traditional banking, Chester Bancorp Inc also offers services in the investment sector. Customers can use various investment instruments to invest in securities, commodities, or currencies. The company also handles wealth management and manages funds that customers can utilize. Chester Bancorp Inc is active in advising companies, particularly in the field of mergers and acquisitions. The company benefits from the expertise of its employees who are well-versed in this area. As a result, the company has already accompanied numerous successful transactions in the past. Another important area of Chester Bancorp Inc is real estate business. The company offers support to its customers in finding and purchasing properties. Financing of real estate is also part of the service range of Chester Bancorp Inc. The company can draw on a large network of real estate agents and experts to provide its customers with the best possible advice. In summary, Chester Bancorp Inc is a comprehensive financial services provider offering products and services in various areas. Banking forms the core of the company, but the other business fields are also of great importance. With its broad range of services, the company is appealing to both private and business customers and can play an important role in financial planning and advisory. The answer to the task is: Chester Bancorp Inc is a comprehensive financial services provider that offers products and services in various areas.

Chester Bancorp SWOT Analysis

Strengths

Chester Bancorp Inc has a strong brand presence in the banking industry, with a long-standing reputation for providing excellent financial services. The company's extensive network of branches allows it to cater to a wide range of customers conveniently.

The organization boasts a highly experienced and knowledgeable management team, which has successfully guided the company through challenging market conditions. This expertise enables them to make strategic decisions and adapt to the ever-changing banking landscape.

Weaknesses

In comparison to some of its competitors, Chester Bancorp Inc may lack innovative digital banking solutions. This could potentially limit its ability to attract tech-savvy customers who prefer convenient and user-friendly online banking platforms.

The company also faces challenges in optimizing its operational efficiency and reducing costs. Inefficiencies in internal processes and overhead expenses might hinder its ability to compete effectively.

Opportunities

The emergence of new technologies offers Chester Bancorp Inc an opportunity to invest in digital transformation. By enhancing its online banking services, the company can attract a wider customer base and improve overall customer satisfaction.

Expanding into untapped markets, such as neighboring regions or demographics with underrepresented banking services, presents a strategic growth opportunity for Chester Bancorp Inc.

Threats

The banking industry is highly regulated, and changes in regulations can significantly impact Chester Bancorp Inc's operations. Adapting to regulatory requirements and compliance can be time-consuming and costly.

Intense market competition poses a threat to Chester Bancorp Inc's market share and profitability. Competitors with advanced technological infrastructure and aggressive marketing strategies may outperform the company if it fails to keep up with industry trends.

Chester Bancorp Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

Chester Bancorp historical P/E ratio, EBIT multiple, and P/S ratio

Chester Bancorp annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Chester Bancorp shares outstanding

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Number of stocks
Details
Date
Number of stocks
Jan 1, 1995
2.01 M Stocks
Jan 1, 1996
2.01 M Stocks
Jan 1, 1997
1.94 M Stocks
Jan 1, 1998
1.57 M Stocks
Jan 1, 1999
1.30 M Stocks
Jan 1, 2000
1.20 M Stocks
Jan 1, 2001
1.05 M Stocks
Jan 1, 2002
860,000.00 Stocks

Chester Bancorp Dividend History

29 years of dividend payments

YearAnnual DividendYoY ChangePayments
20260.20USDYTD
Feb 13, 20260.20USD 17.6%1/1
20250.68USD 13.3%
Feb 14, 20250.17USD 13.3%1/4
May 15, 20250.17USD 0.0%2/4
Aug 15, 20250.17USD 0.0%3/4
Nov 17, 20250.17USD 0.0%4/4
20240.60USD 25.0%
20230.80USD 0.0%
20220.80USD 0.0%
20210.80USD 0.0%
20200.80USD 0.0%
20190.80USD 0.0%
20180.80USD 0.0%
20170.80USD 0.0%

Chester Bancorp dividend payout ratio

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Payout ratio
Details
Date
Payout ratio
Jan 1, 1995
52.35 %
Jan 1, 1996
14.71 %
Jan 1, 1997
37.31 %
Jan 1, 1998
38.36 %
Jan 1, 1999
32.67 %
Jan 1, 2000
47.25 %
Jan 1, 2001
54.64 %
Jan 1, 2002
55.17 %
Price targets and forecasts for Chester Bancorp are not yet available.

Chester Bancorp Executives and Management Board

EC

Edward Collins

(63)

Chief Executive Officer, Treasurer, Secretary, Director

Compensation98,000.00 USD
MW

Michael Welge

(67)

Chairman of the Board of Directors, President and Chief Financial Officer

JB

John Beck

(63)

Director

JM

James McDonald

(78)

Director

TW

Thomas Welch

(68)

Director

Frequently asked questions about Chester Bancorp

The business model of Chester Bancorp Inc revolves around providing banking and financial services. As a financial institution, Chester Bancorp Inc offers a range of banking products and services such as checking and savings accounts, loans, credit facilities, and investment options. With a focus on customer satisfaction and financial expertise, Chester Bancorp Inc aims to cater to individuals, businesses, and organizations by providing them with innovative financial solutions. By adopting customer-centric approaches and leveraging its industry knowledge, Chester Bancorp Inc strives to support the financial needs and goals of its clients while maintaining a strong reputation in the banking sector.