Chemung Financial (CHMG) Stock Price

Chemung Financial Price

NASDAQ·CLOSED
80.51
​
Market closed

Over the last 19 years Chemung Financial grew revenue by 4.8% annually, reaching 94.27 M USD. Earnings per share have grown at 2.9% per year over the last 19 years. For Chemung Financial, the net margin of 16.0% is down versus 29.9% a few years ago. At today's price the dividend yield works out to roughly 1.64%. The payout ratio is around 42% of earnings. The dividend has grown at 1.7% per year over the past 19 years. The consensus 12-month price target for Chemung Financial is 50.00 USD, about 37.9% below where the stock trades today. Of 8 analysts, 6 rate the stock a buy — an overall Buy consensus.

Chemung Financial stock price

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Chemung Financial business model & stock analysis

The Chemung Financial Corporation is a company that operates in the financial industry. It was founded in 1833 and is headquartered in Elmira, New York. The company specializes in providing financial services and is active in the areas of banking, real estate, and insurance. In the banking sector, Chemung Financial Corporation offers various products and services, including deposit accounts, credit cards, mortgage loans, loans, and investment advice. It operates a total of 34 branches in New York and Pennsylvania and has a workforce of over 500 employees. The company's history began in 1833 when the Chemung Canal Bank was founded to finance the transportation of goods on the Chemung Canal. In 1865, the bank received a federal banking license and was recognized as a national bank. In 1889, the bank was restructured as the Chemung Canal Trust Company. It was one of the first banks in New York to engage in trust business. Over time, the company expanded and in 2004, it added the name "Chemung Financial Corporation" as a holding company to the Chemung Canal Trust Company. They also acquired Capital Bank & Trust Co., which is now operated as a subsidiary. These acquisitions allowed the company to establish a strong customer base in the region. The Chemung Risk Management, Inc division is the real estate division of the company and offers asset management and investment advisory services. It specializes in fund management, private equity and fixed-income securities, stocks, and bonds. The real estate division serves multiple clients and invests in properties in New York and Florida. The Chemung Canal Trust Company offers various types of insurance, including life, health, auto, liability, and small business insurance. They prioritize personal service and provide customized insurance offerings tailored to individual customer needs. They also offer consultations and support for wealth planning. Chemung Financial Corporation has established itself as one of the reputable financial companies in the banking, real estate, and insurance industries. With their years of experience and expertise in these areas, the company provides outstanding service and reliable products. The company aims to continue its ongoing expansion to expand its customer base and strengthen its commitment to the financial industry.

Frequently asked questions about Chemung Financial

Chemung Financial Corp is an esteemed financial company that represents strong values and a clear corporate philosophy. With a commitment to excellence, integrity, and customer satisfaction, Chemung Financial Corp strives to meet the evolving needs of its clients. The company prioritizes building long-term relationships based on trust and providing personalized financial solutions. Chemung Financial Corp seeks to support the local communities it serves and cultivate an environment of trust, teamwork, and innovation. As a result, the company has garnered a reputation for delivering exceptional financial services while upholding its core values.

Chemung Financial Corp is a financial holding company that operates through its subsidiary, Chemung Canal Trust Company. The company provides a wide range of banking and financial services to individuals, businesses, and municipalities in the regions of New York and Pennsylvania. Chemung Financial Corp offers traditional banking products such as loans, deposits, and insurance services. The company focuses on building lasting relationships with its customers and strives to be a trusted financial partner. Through its community-minded approach, Chemung Financial Corp aims to support local businesses and contribute to the economic growth of its market areas.

Chemung Financial Corp is primarily active in the banking and financial services industry.

The main competitors of Chemung Financial Corp in the market include financial institutions such as Community Bank System Inc., M&T Bank Corporation, and Tompkins Financial Corporation. These companies also operate in the same geographic regions as Chemung Financial Corp and offer similar banking and financial services. However, Chemung Financial Corp distinguishes itself with its strong community focus, personalized services, and commitment to local businesses and individuals.

Chemung Financial Corp is a financial holding company, primarily operating through its subsidiary, Chemung Canal Trust Company. Established in 1833 and headquartered in Elmira, New York, Chemung Financial Corp has a rich history and a deep-rooted background in providing banking and financial services to individuals and businesses in the region. The company has consistently focused on delivering personalized solutions, building strong relationships, and creating value for its customers. With a commitment to community and a comprehensive range of financial products and services, Chemung Financial Corp has established itself as a trusted name in the banking industry for over 180 years.

Chemung Financial Corp has achieved several significant milestones in its history. One notable milestone was the acquisition of Capital Bank & Trust Co. in 2012, which expanded the company's presence and increased its assets. Moreover, in 2018, Chemung Financial Corp celebrated its 185th anniversary, demonstrating its longevity and stability in the financial industry. Additionally, the company has consistently ranked among the top-performing community banks in the nation. These milestones highlight Chemung Financial Corp's growth, strong reputation, and commitment to providing quality financial services to its customers.

Chemung Financial Corp is primarily present in the United States.

Analysts currently set an average price target of 50.00 USD for the Chemung Financial stock (median: 50.00 USD), implying -37.9 % versus the latest price. The consensus is based on 8 analyst ratings.

8 analysts currently rate the Chemung Financial stock: 6 recommend buying, 2 holding and 0 selling. For 2026, analysts expect Chemung Financial to generate revenue of 125.03 M USD and earnings per share of 7.59 USD.

Converted at the current exchange rate, the Chemung Financial share trades at 71.62 EUR (80.51 USD).

The Chemung Financial share (CHMG) is listed on 1 stock exchanges, including: NASDAQ (CHMG).

Chemung Financial Corp is a bank holding company based in New York that focuses on providing financial services to individuals, businesses, and nonprofit organizations. The company primarily operates two main business segments: the banking business and the wealth management business. The banking business includes a wide range of deposit, lending, trading, and other banking services for retail customers, small and medium-sized enterprises, and government institutions. These services include savings accounts, checking and current accounts, credit and lending, mortgages for personal and commercial purposes, online banking and mobile banking services, cash management and treasury services for businesses and government agencies. The wealth management business, operated under the name CFS* Wealth Management, offers a wide range of financial advisory and asset management services to individuals, foundations, and nonprofit organizations. These services include investment management and asset management, retirement and pension services, college savings and education planning, asset transfer, succession planning, and philanthropic support. Chemung Financial Corp is also a strong supporter of the community and is committed to local organizations and businesses through sponsorship, donations, and volunteer engagement. The company has been rooted in the region for over 150 years and has built a strong reputation for quality and excellent customer service. In today's digital world, Chemung Financial Corp places a strong focus on innovative technologies that enhance products and services and further improve the customer experience. This includes a mobile application that allows customers to manage their accounts from anywhere and an online platform where customers can receive financial advice and services directly from a bank financial advisor. With a strong commitment to the community, a solid banking and wealth management business, and continuous investment in technology and innovation, Chemung Financial Corp is well positioned for further growth and success. The answer should be in English.

The expected revenue of Chemung Financial is 125.03 M USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Chemung Financial is 36.51 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Chemung Financial is currently 10.61. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Chemung Financial stock.

The price-to-sales ratio (P/S) of Chemung Financial is currently 3.10. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Chemung Financial stock.

The Eulerpool Quality Score for Chemung Financial is 3/10.

The ISIN of Chemung Financial is US1640241014. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Chemung Financial is A0YHJX. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Chemung Financial is CHMG. The ticker symbol is used to trade Chemung Financial shares on the stock exchange.

Fair ValueTerminal
83.73 USD
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Banks
Number of shares
Employees
Revenue per Employee
270,879.31 USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Website
Currency
USD
Initial public offering
Mar 21, 1994
ISIN
US1640241014
Cusip
164024101
Sedol
2190921
Market capitalization
387.25 M USDSmall Cap
52-Week Range
PEG
4.24
P/E ratio
P/Ee 2026
10.61
P/Ee 2027
9.82
P/Ee 2028
8.90
P/S
P/Se
3.10
EV/EBIT
20.49
P/B Ratio
1.52
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
5.06 %
Dividend
Dividend yield
1.64 %
Est. Dividend Yield
1.72 %
Payout Ratio
42.05 %
Dividend growth Ø5Y
2.10 %
Dividend payments per year
4
Dividend paid since
26 years
Dividend not reduced since
15 years
Dividend increased since
1 year
Dividend withholding tax
30.00 %
Last updated Oct 18, 2026, 11:34 PM

Chemung Financial Ticker

NASDAQ · CHMG

Chemung Financial FIGI

CHMG:US · BBG000BHQ7B3CHMG:UA · BBG000BHQ8Z5CHMG:UC · BBG000BHQ9F5CHMG:UN · BBG000BHQBJ6CHMG:UP · BBG000BHQBW1CHMG:UB · BBG000BHQCK2CHMG:UM · BBG000BHQD57CHMG:UX · BBG000BHQDM8CHMG:UD · BBG000BHQH58CHMG:UW · BBG000BHQK88CHMG:UF · BBG000BHQL59CHMG:VY · BBG000BHQLK2