Card Factory

Card Factory ROE

The Return on Equity (ROE) of Card Factory (CARD.L) as of Sep 17, 2026 is 13.78 %. In the previous year, Return on Equity (ROE) was 15.67 % — a change of -12.09% (lower).

ROE

13.78 %

YoY

-12.09%

Last updated:

In 2026, Card Factory's return on equity (ROE) was 13.78 %, a -12.09% increase from the 15.67 % ROE in the previous year.

The Card Factory ROE history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROE
Date
ROE
Jan 1, 2018
27.78 GBP
Jan 1, 2019
23.94 GBP
Jan 1, 2020
23.30 GBP
Jan 1, 2021
-6.59 GBP
Jan 1, 2022
3.69 GBP
Jan 1, 2023
16.48 GBP
Jan 1, 2024
15.67 GBP
Jan 1, 2025
13.78 GBP
The Card Factory ROE history
YEARROEYoY
13.78 %-12.09%
15.67 %-4.89%
16.48 %+346.80%
3.69 %-156.01%
-6.59 %-128.27%
23.30 %-2.71%
23.94 %-13.79%
27.78 %+5.48%
26.33 %+5.37%
24.99 %+100.00%
12.50 %-78.88%
59.16 %—
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Card Factory Stock analysis

What does Card Factory do? Card Factory PLC is a British retail company specializing in the sale of greeting cards and gift packaging. The company was founded in 1997 in Wakefield, West Yorkshire, by Dean Hoyle and has been listed on the London Stock Exchange since 2014. The business model of Card Factory is based on a simple idea: the production and sale of high-quality greeting cards and gift packaging at affordable prices. The cards are designed by a team of experienced designers and produced by selected partner suppliers. The company operates over 1,000 stores in the UK and Ireland, making it one of the leading retailers in this segment. In recent years, the company has expanded its offerings and now also offers a wide range of gift and party items. These include party decorations, balloons, gift bags and boxes, as well as small gifts such as mugs and keychains. Card Factory has also established an online platform for selling its products, to reach customers who do not live or work near one of the company's stores. The company has written an impressive success story in recent years. It has steadily increased its sales and revenue and is now one of the leading retailers of greeting cards and gift items in the UK. The company has also received a number of awards, including the Retail Systems Award 2018 for the best customer loyalty system and the Confederation of British Industry Award 2019 for international trade. However, Card Factory has also faced challenges in recent years, particularly with the growing online trade, which has impacted sales in physical retail. The revenue in 2019 was £441.3 million, while the net profit was £35.1 million. To address this challenge, the company has taken a variety of measures, including expanding internationally and improving its online presence. Card Factory is committed to constantly expanding its offerings to provide its customers with an attractive shopping experience. The company operates its own team of designers who regularly design new cards and gift packaging. The products are available in the company's stores, as well as online on the website and through mail order. Overall, Card Factory offers its customers a wide and diverse range of greeting cards and gift items at affordable prices. The company has managed to secure a strong position in the British retail market and is an important destination for people looking for a unique and affordable way to express their love, gratitude, or congratulations. Card Factory is one of the most popular companies on Eulerpool.

ROE Details

Decoding Card Factory's Return on Equity (ROE)

Card Factory's Return on Equity (ROE) is a fundamental metric evaluating the company's profitability relative to its equity. Calculated by dividing net income by shareholder's equity, ROE illustrates how effectively the company is generating profits from shareholders’ investments. A higher ROE represents enhanced efficiency and profitability.

Year-to-Year Comparison

Analyzing Card Factory's ROE on a yearly basis aids in tracking its profitability trends and financial performance. An increasing ROE suggests enhanced profitability and value generation for shareholders, whereas a declining ROE may indicate issues in profit generation or equity management.

Impact on Investments

Card Factory's ROE is instrumental for investors assessing the company's profitability, efficiency, and investment attractiveness. A robust ROE indicates the firm’s adeptness at converting equity investments into profits, thereby enhancing its appeal to potential and current investors.

Interpreting ROE Fluctuations

Changes in Card Factory’s ROE can emanate from variations in net income, equity capital, or both. These fluctuations are scrutinized to evaluate management’s effectiveness, financial strategies, and the inherent risks and opportunities, aiding investors in making informed decisions.

Frequently Asked Questions about Card Factory stock

Return on Equity (ROE) of Card Factory is 13.78 % in 2026.

Return on Equity (ROE) of Card Factory changed from 15.67 % to 13.78 %, representing a -12.09% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Return on Equity (ROE) Card Factory since 2006 – with annual values, charts, and detailed analysis.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Equity (ROE)'s Card Factory with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Equity (ROE)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Equity (ROE).

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Profitability — Card Factory

ROEROAROCEROICAsset TurnoverInventory TurnoverReceivables TurnoverDays Sales OutstandingDays Inventory OutstandingDays Payable OutstandingCash Conversion CycleCROICGross Profit/AssetsFixed Asset TurnoverEquity TurnoverWorking Capital TurnoverPayables TurnoverCapital IntensityReceivables/RevenueInventory/RevenueEBIT/Assets

All Key Metrics — Card Factory