Bank Millennium

Bank Millennium EBIT

The EBIT of Bank Millennium (MIL.WA) as of Nov 4, 2026 is 1.62 B PLN. In the previous year, EBIT was 875.02 M PLN — a change of 85.11% (higher).

EBIT

1.62 BPLN

YoY

85.11%

Last updated:

In 2025, Bank Millennium's EBIT was 1.62 B PLN, a 85.11% increase from the 875.02 M PLN EBIT recorded in the previous year.

The Bank Millennium EBIT history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

EBIT
Date
EBIT
Jan 1, 2023
1.31 B PLN
Jan 1, 2024
875.02 M PLN
Jan 1, 2025
1.62 B PLN
Jan 1, 2026 (e)
2.00 B PLN
Jan 1, 2027 (e)
2.90 B PLN
Jan 1, 2028 (e)
3.35 B PLN
Jan 1, 2029 (e)
3.57 B PLN
Jan 1, 2030 (e)
3.50 B PLN
The Bank Millennium EBIT history
YEAREBITYoY
est3.50 BPLN-1.84%
est3.57 BPLN+6.56%
est3.35 BPLN+15.48%
est2.90 BPLN+44.81%
est2.00 BPLN+23.56%
1.62 BPLN+85.11%
875.02 MPLN-33.33%
1.31 BPLN-279.61%
-730.76 MPLN-26.99%
-1.00 BPLN-574.53%
210.94 MPLN-74.75%
835.34 MPLN-18.47%
1.02 BPLN+10.74%
925.22 MPLN-2.94%
953.26 MPLN+38.65%
687.51 MPLN-18.00%
838.46 MPLN+23.20%
680.56 MPLN+14.20%
595.95 MPLN+0.83%
591.06 MPLN+44.94%
407.80 MPLN+21,649.44%
1.88 MPLN-99.64%
521.74 MPLN-10.75%
584.56 MPLN+57.68%
370.73 MPLN—

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Bank Millennium Revenue

Bank Millennium Revenue, Pre-Provision Profit, Net Income

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue
Pre-Provision Profit
Net Income
Details
Date
Revenue
Pre-Provision Profit
Net Income
Jan 1, 2023
6.97 B PLN
4.26 B PLN
575.72 M PLN
Jan 1, 2024
6.47 B PLN
2.80 B PLN
719.21 M PLN
Jan 1, 2025
7.27 B PLN
7.27 B PLN
1.20 B PLN
Jan 1, 2026 (e)
6.79 B PLN
0.00 PLN
1.60 B PLN
Jan 1, 2027 (e)
7.26 B PLN
0.00 PLN
2.32 B PLN
Jan 1, 2028 (e)
7.61 B PLN
0.00 PLN
2.69 B PLN
Jan 1, 2029 (e)
8.03 B PLN
0.00 PLN
2.85 B PLN
Jan 1, 2030 (e)
7.85 B PLN
0.00 PLN
2.80 B PLN

Bank Millennium Margins

Bank Millennium stock margins

The Bank Millennium margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Bank Millennium. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Bank Millennium.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Cost-Income Ratio
Profit margin
Details
Date
Cost-Income Ratio
Profit margin
Jan 1, 2023
38.88 %
8.25 %
Jan 1, 2024
56.80 %
11.11 %
Jan 1, 2025
0.00 %
16.54 %
Jan 1, 2026 (e)
0.00 %
23.58 %
Jan 1, 2027 (e)
0.00 %
31.98 %
Jan 1, 2028 (e)
0.00 %
35.37 %
Jan 1, 2029 (e)
0.00 %
35.55 %
Jan 1, 2030 (e)
0.00 %
35.71 %

Bank Millennium Stock analysis

What does Bank Millennium do? Bank Millennium SA is a leading bank in Poland that was founded in 1989. The bank is owned by Banco Comercial Portugues (BCP) and has its headquarters in Warsaw. The business model of Bank Millennium focuses on a wide range of financial products and services tailored to the needs of its customers. These include retail banking, corporate & investment banking, wealth management, and payment services. In retail banking, Bank Millennium SA offers its customers a variety of accounts, including salary accounts, savings accounts, and checking accounts. The bank also offers a wide range of credit products, ranging from mortgages and car loans to personal loans. Additionally, it also offers various cards, including debit cards, credit cards, and prepaid cards. Corporate and investment banking offers companies a wide range of products and services. These include trade financing, merger and acquisition transactions, asset management, and capital market transactions. Bank Millennium SA is one of the leading banks in Poland currently offering investment banking services. The wealth management division of Bank Millennium SA offers a wide range of investment products and portfolios. It provides various solutions to both retail customers and institutions, including investment funds, pension insurance, and retirement products. Another important business area of Bank Millennium is payment services. The bank offers payment instruments such as bank transfers, direct debits, and shopping cards. Additionally, it also provides payment processing services for businesses and institutions. In recent years, the bank has successfully focused on the digital transformation of its services and products. This includes the mobile app, in-app chat banking services, self-service kiosks, and automated safes, to name a few. Moreover, Bank Millennium is also committed to participating in the development of fintechs and startups in Poland. Another important aspect is Bank Millennium's commitment to the community. The bank has launched numerous programs and initiatives aimed at promoting both social and economic development in Poland. An example is the Bank Millennium Foundation, a foundation that aims to promote education, culture, and social support in Poland. In conclusion, Bank Millennium SA is one of the leading banks in Poland with a wide portfolio of products tailored to the needs of its customers. The bank is committed to driving its digital transformation while also engaging in the community. Bank Millennium is one of the most popular companies on Eulerpool.

EBIT Details

Analyzing Bank Millennium's EBIT

Bank Millennium's Earnings Before Interest and Taxes (EBIT) represents the company's operating profit. It is calculated by deducting all operating expenses, including the cost of goods sold (COGS) and operating expenses, from the total revenue, but before accounting for interest and taxes. It provides insights into the company’s operational profitability, excluding the impacts of financing and tax structures.

Year-to-Year Comparison

A yearly comparison of Bank Millennium's EBIT can reveal trends in the company’s operational efficiency and profitability. An increase in EBIT over the years can indicate enhanced operational efficiency or growth in revenue, while a decrease might raise concerns about increased operating costs or declining sales.

Impact on Investments

Bank Millennium's EBIT is a significant metric for investors. A positive EBIT suggests that the company is generating enough revenue to cover its operating expenses, an essential aspect for assessing the company’s financial health and stability. Investors closely monitor EBIT to gauge the company’s profitability and potential for future growth.

Interpreting EBIT Fluctuations

Fluctuations in Bank Millennium’s EBIT can be due to variations in revenue, operating expenses, or both. An increasing EBIT indicates improved operational performance or increased sales, while a declining EBIT can signal rising operational costs or reduced revenue, prompting a need for strategic adjustments.

Frequently Asked Questions about Bank Millennium stock

EBIT of Bank Millennium is 1.62 B PLN in 2025.

EBIT of Bank Millennium changed from 875.02 M PLN to 1.62 B PLN, representing a 85.11% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of EBIT Bank Millennium since 2006 – with annual values, charts, and detailed analysis.

"Earnings before interest and taxes", abbreviated as EBIT, is also referred to as the operating result of a company. It is a key figure that allows the profit to be assessed over a specific period of time, usually a fiscal year. Taxes and interest are not deducted from EBIT, making it suitable for international comparisons of different companies.

Net income
+ Tax expense
+ Interest expense and other financial expenses
- Interest income and other financial income
= EBIT (operating profit)

EBIT's PLN is a key factor for investors. Changes in this metric can signal improving or deteriorating fundamentals, directly impacting the stock price. On Eulerpool, you can track EBIT's Bank Millennium historically and in real time.

The sales revenue is important for evaluating a stock.

EBIT is an acronym for "Earnings Before Interest and Tax" and represents a company's gross profit before taxes and interest are deducted. The EBIT amount is often used as a metric to evaluate a company.

History

The EBIT was originally introduced in the 1940s when the US Internal Revenue Service (IRS) passed a new tax law. This law required companies to calculate their profit before deducting taxes and interest on loans (or "interest and taxes"). Since then, the EBIT has been used as one of the key financial indicators in evaluating a company.

Usage

The EBIT can be used to assess a company by comparing its financial results to a benchmark or a comparative value. The EBIT is also used to determine how much the company's shareholders will receive from its operating income.

Calculation

EBIT is calculated by deducting taxes and interest on loans from the company's net profit. This amount can be calculated in various ways, but the most common method is as follows:

EBIT = Net profit + interest and taxes

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Net profit of XYZ Co. = $1,000,000
Interest and taxes = $ 500,000
EBIT of XYZ Co. = $1,500,000

Application

The EBIT value is often used to determine and evaluate the financial stability of a company. The EBIT value can also be used to determine how much money a company can spend on investments or dividends.

Use of EBIT in stock investment

Investors use EBIT to determine if a stock is over- or undervalued. If a company has a high EBIT value, it may indicate that its stock is overvalued, as the profit it generates could be lower than what it would generate with a different stock.

Advantages of EBIT

EBIT is a helpful measure for determining the financial stability of a company. There are several advantages associated with using EBIT, such as:
- EBIT eliminates the impact of financing on the company's earnings.
- It is a useful measure for determining the profits that a company can distribute to its shareholders.
- It can be used to determine whether a stock is overvalued or undervalued.

Disadvantages of EBIT

There are also some disadvantages to using EBIT, such as:
- EBIT cannot be used as the sole measure to evaluate a company as it does not reflect the overall profit of the company.
- EBIT can be influenced by unforeseen events such as a tax increase.
- EBIT is not always a reliable indicator of a company's future profit development.

Conclusion

The EBIT is an important measure used to evaluate a company. It can be used to determine how much money a company can generate from its operational results and whether a stock is overvalued or undervalued. However, the EBIT also has some disadvantages as it does not reflect the overall profitability of a company and can be influenced by unforeseen events. Therefore, it is important to consider the EBIT in conjunction with other financial indicators to obtain a complete picture of the company.

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Income Statement — Bank Millennium

All Key Metrics — Bank Millennium