Bank Millennium (MIL.WA) Stock Price

Bank Millennium Price

GPW·CLOSED
22.07
​
Market closed

Over the last 19 years Bank Millennium grew revenue by 9.2% annually, reaching 7.27 B PLN. Earnings per share have grown at 7.6% per year over the last 19 years. For Bank Millennium, the net margin of 16.5% is up versus -34.9% a few years ago. At today's price the dividend yield works out to roughly 1.00%. The payout ratio is around 41% of earnings. The consensus 12-month price target for Bank Millennium is 15.22 PLN, about 31.0% below where the stock trades today. Of 13 analysts, 1 rate the stock a buy — an overall Sell consensus.

Bank Millennium stock price

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Bank Millennium business model & stock analysis

Bank Millennium SA is a leading bank in Poland that was founded in 1989. The bank is owned by Banco Comercial Portugues (BCP) and has its headquarters in Warsaw. The business model of Bank Millennium focuses on a wide range of financial products and services tailored to the needs of its customers. These include retail banking, corporate & investment banking, wealth management, and payment services. In retail banking, Bank Millennium SA offers its customers a variety of accounts, including salary accounts, savings accounts, and checking accounts. The bank also offers a wide range of credit products, ranging from mortgages and car loans to personal loans. Additionally, it also offers various cards, including debit cards, credit cards, and prepaid cards. Corporate and investment banking offers companies a wide range of products and services. These include trade financing, merger and acquisition transactions, asset management, and capital market transactions. Bank Millennium SA is one of the leading banks in Poland currently offering investment banking services. The wealth management division of Bank Millennium SA offers a wide range of investment products and portfolios. It provides various solutions to both retail customers and institutions, including investment funds, pension insurance, and retirement products. Another important business area of Bank Millennium is payment services. The bank offers payment instruments such as bank transfers, direct debits, and shopping cards. Additionally, it also provides payment processing services for businesses and institutions. In recent years, the bank has successfully focused on the digital transformation of its services and products. This includes the mobile app, in-app chat banking services, self-service kiosks, and automated safes, to name a few. Moreover, Bank Millennium is also committed to participating in the development of fintechs and startups in Poland. Another important aspect is Bank Millennium's commitment to the community. The bank has launched numerous programs and initiatives aimed at promoting both social and economic development in Poland. An example is the Bank Millennium Foundation, a foundation that aims to promote education, culture, and social support in Poland. In conclusion, Bank Millennium SA is one of the leading banks in Poland with a wide portfolio of products tailored to the needs of its customers. The bank is committed to driving its digital transformation while also engaging in the community.

Frequently asked questions about Bank Millennium

The business model of Bank Millennium SA focuses on providing a wide range of financial services to both individual and corporate clients. The bank offers various banking products and solutions, including retail banking, private banking, corporate and investment banking, as well as leasing and asset management services. Bank Millennium SA operates through a multi-channel distribution network, combining traditional branches with digital platforms to ensure convenience and accessibility for its customers. By continuously improving its technology and expanding its product portfolio, Bank Millennium SA strives to deliver innovative and tailored financial solutions to meet the diverse needs of its clients.

Bank Millennium SA is primarily active in the financial services industry.

The main competitors of Bank Millennium SA in the market are other leading banks and financial institutions operating in Poland and Europe. These include PKO Bank Polski, ING Bank Śląski, Santander Bank Polska, and Alior Bank. Bank Millennium SA faces competition from these players in various financial services such as retail banking, corporate banking, investment banking, and wealth management. These competitors strive to attract customers by offering competitive interest rates, innovative products and services, and convenient banking solutions. However, Bank Millennium SA differentiates itself through its strong brand presence, customer-centric approach, robust digital banking capabilities, and extensive branch network throughout Poland.

Bank Millennium SA is a renowned Polish bank with a rich history and strong financial expertise. Founded in 1989, the company has grown to become one of the leading financial institutions in Poland, offering a wide range of banking services and products to individual and corporate clients. Bank Millennium is a member of the Commerzbank Group, which provides it with international support and a solid foundation. The bank has continually evolved and adapted to the changing market conditions, demonstrating resilience and stability. With a commitment to innovation and customer satisfaction, Bank Millennium SA remains a trusted and respected player in the Polish banking sector.

Bank Millennium SA has achieved several significant milestones throughout its history. One notable accomplishment is its successful merger with Banco Comercial Português SA in 2011, which expanded its reach and market share. Additionally, the company has consistently delivered strong financial performance, surpassing expectations and generating steady profit growth. Bank Millennium SA has also positioned itself as a leader in digital banking, introducing innovative technological solutions to enhance customer experience. Furthermore, the company has received numerous industry awards, recognizing its excellence in customer service, corporate governance, and financial innovation. Overall, Bank Millennium SA has demonstrated its commitment to growth, innovation, and delivering value to its stakeholders.

Bank Millennium SA is primarily present in Poland.

Bank Millennium SA represents values of trust, reliability, and innovation. With a strong corporate philosophy, the company prioritizes customer satisfaction and long-term relationships. Bank Millennium SA focuses on providing modern, client-oriented banking solutions, continually adapting to market and technological changes. The company's mission is to support customers in achieving their financial goals while ensuring the highest level of security and integrity. Bank Millennium SA seeks to offer transparent and ethical services, fostering financial growth in a sustainable manner. Through its dedication to excellence, Bank Millennium SA has established itself as a leading player in the banking industry.

Analysts currently set an average price target of 15.46 PLN for the Bank Millennium stock (median: 15.22 PLN), implying -30.0 % versus the latest price. The consensus is based on 13 analyst ratings.

13 analysts currently rate the Bank Millennium stock: 1 recommend buying, 5 holding and 7 selling. For 2026, analysts expect Bank Millennium to generate revenue of 6.77 B PLN and earnings per share of 1.29 PLN.

Converted at the current exchange rate, the Bank Millennium share trades at 5.05 EUR (22.07 PLN).

The Bank Millennium share (MIL.WA) is listed on 5 stock exchanges, including: London (0DRH.L), Frankfurt (1HN.F), München (1HN.MU).

Bank Millennium SA is a bank based in Poland that offers financial services to private and business customers. The bank has been operating since 1990 and is a subsidiary of Banco Comercial Português (BCP). Its business model is based on three main pillars: retail banking, corporate banking, and private banking. The bank offers a wide range of products and services for retail customers, including accounts for daily banking transactions, credit cards, loans, savings products, insurance, and investment and retirement products. Customers can manage their banking transactions not only in branches but also online and through an app. In the corporate banking sector, the bank provides a variety of services for small and medium-sized businesses as well as large corporations. These services include financing, payment solutions, cash management, international transactions, foreign exchange and interest rate management, and consulting. In private banking, Bank Millennium offers individual solutions and services for wealthy clients. These include wealth management, investment advice, tax advice, inheritance law, and other services. The bank focuses on modernizing and digitizing its services to provide customers with convenient access to various services. It has established an online platform through which customers can easily and quickly access information about their accounts and products. Additionally, the bank has developed a mobile app that allows customers to conduct their banking transactions anytime and from anywhere. Overall, Bank Millennium aims to meet the needs of its customers by offering them various products and services. It is constantly striving to improve and make its products and services more attractive. In summary, Bank Millennium offers financial solutions and services in Poland through a wide range of products and solutions, including retail banking, corporate banking, and private banking. The bank focuses on digitization to ensure convenient access and uncomplicated service for its customers.

The expected revenue of Bank Millennium is 6.77 B PLN. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Bank Millennium is 1.56 B PLN. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Bank Millennium is currently 17.17. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Bank Millennium stock.

The price-to-sales ratio (P/S) of Bank Millennium is currently 3.95. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Bank Millennium stock.

The Eulerpool Quality Score for Bank Millennium is 6/10.

The ISIN of Bank Millennium is PLBIG0000016. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Bank Millennium is 894956. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Bank Millennium is MIL.WA. The ticker symbol is used to trade Bank Millennium shares on the stock exchange.

Fair ValueTerminal
19.42 PLN
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Banks
Number of shares
Employees
Revenue per Employee
950,583.00 PLN
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Country
Poland
Currency
PLN
Initial public offering
Aug 13, 1992
ISIN
PLBIG0000016
Cusip
X05407105
Sedol
4077323
Market capitalization
26.77 B PLNLarge Cap
52-Week Range
PEG
1.78
P/E ratio
P/Ee 2026
17.17
P/Ee 2027
11.85
P/Ee 2028
10.13
P/Ee 2029
9.08
P/Ee 2030
9.51
P/S
P/Se
3.95
EV/EBIT
16.53
P/B Ratio
2.93
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
13.17 %
Dividend
Dividend yield
0.00 %
Est. Dividend Yield
1.00 %
Payout Ratio
37.42 %
Dividend growth Ø5Y
-14.26 %
Dividend payments per year
1
Dividend paid since
0 years
Dividend not reduced since
0 years
Dividend increased since
0 years
Dividend withholding tax
19.00 %
Last updated Oct 23, 2026, 6:39 PM

Bank Millennium Ticker

FRANKFURT · 1HN.FLONDON · 0DRH.LMUNICH · 1HN.MUWARSAW · MIL.WAWSE · MIL.WA

Bank Millennium FIGI

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