BV Financial

BV Financial ROCE

The Return on Capital Employed (ROCE) of BV Financial (BVFL) as of Oct 21, 2026 is 9.24 %. In the previous year, Return on Capital Employed (ROCE) was 8.39 % — a change of 10.08% (higher).

ROCE

9.24 %

YoY

10.08%

Last updated:

In 2025, BV Financial's return on capital employed (ROCE) was 9.24 %, a 10.08% increase from the 8.39 % ROCE in the previous year.

The BV Financial ROCE history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROCE
Date
ROCE
Jan 1, 2017
5.44 USD
Jan 1, 2019
5.06 USD
Jan 1, 2020
12.15 USD
Jan 1, 2021
15.37 USD
Jan 1, 2022
14.89 USD
Jan 1, 2023
9.35 USD
Jan 1, 2024
8.39 USD
Jan 1, 2025
9.24 USD
The BV Financial ROCE history
YEARROCEYoY
9.24 %+10.08%
8.39 %-10.29%
9.35 %-37.17%
14.89 %-3.12%
15.37 %+26.48%
12.15 %+140.26%
5.06 %-6.97%
5.44 %+14.68%
4.74 %+369.20%
1.01 %-74.88%
4.02 %—

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BV Financial Stock analysis

What does BV Financial do? BV Financial, Inc. generates revenue through its banking services, primarily offering traditional deposit and loan products to customers. The company attracts deposits from the general public and uses these funds to originate various loans, including one- to four-family real estate, mobile home, marine, farm, construction, multi-family, commercial real estate, and consumer loans. Its loan portfolio consists of real estate loans, mobile home loans, marine loans, other consumer loans, and commercial loans. The Bank classifies investment securities into held to maturity, available for sale, or trading categories to manage its financial assets. The Bank provides interest checking accounts, money market accounts, savings accounts, and certificates of deposit to its customers. These deposit products are designed to attract and retain customers by offering competitive interest rates. The company's community-oriented approach focuses on serving local markets with tailored financial solutions, emphasizing traditional banking services over complex financial instruments. BV Financial, Inc. operates as a federally chartered stock savings bank, targeting individuals and small businesses within its community for its deposit and loan services. The company's revenue streams are derived from interest income on loans and investment securities, as well as fees from deposit products. By focusing on community banking, BV Financial, Inc. serves a segment of customers seeking personalized financial services rather than large-scale corporate banking. The Bank's portfolio of real estate and consumer loans, combined with its deposit products, forms the core of its business model, catering to the financial needs of local residents and small enterprises. BV Financial is one of the most popular companies on Eulerpool.

ROCE Details

Unraveling BV Financial's Return on Capital Employed (ROCE)

BV Financial's Return on Capital Employed (ROCE) is a financial metric that measures the company's profitability and efficiency with respect to the capital employed. It is calculated by dividing earnings before interest and tax (EBIT) by the employed capital. A higher ROCE indicates that the company is effectively utilizing its capital to generate profits.

Year-to-Year Comparison

Analyzing BV Financial's ROCE annually provides valuable insights into its efficiency in using its capital to generate profits. An increasing ROCE indicates improved profitability and operational efficiency, whereas a decrease might signal potential issues in capital utilization or business operations.

Impact on Investments

BV Financial's ROCE is a critical factor for investors and analysts for evaluating the company’s efficiency and profitability. A higher ROCE can make the company an attractive investment, as it often signifies that the firm is generating adequate profits from its employed capital.

Interpreting ROCE Fluctuations

Changes in BV Financial’s ROCE are attributed to variations in EBIT or the capital employed. These fluctuations offer insights into the company’s operational efficiency, financial performance, and strategic financial management, assisting investors in making informed investment decisions.

Frequently Asked Questions about BV Financial stock

Return on Capital Employed (ROCE) of BV Financial is 9.24 % in 2025.

Return on Capital Employed (ROCE) of BV Financial changed from 8.39 % to 9.24 %, representing a 10.08% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Return on Capital Employed (ROCE) BV Financial since 2006 – with annual values, charts, and detailed analysis.

ROCE is a profitability measure and stands for Return on Capital Employed or the return on invested capital. The measure shows the ratio of operating profit to the interest-bearing capital employed. The higher the return on capital employed, the more profitable a company operates and the higher the important free cash flow. The free cash flow refers to the portion of profits that is not needed for expanding the company at the end of a period, but is available to shareholders.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Capital Employed (ROCE)'s BV Financial with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Capital Employed (ROCE)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Capital Employed (ROCE).

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Profitability — BV Financial

ROEROAROCEROICAsset TurnoverInventory TurnoverReceivables TurnoverDays Sales OutstandingDays Inventory OutstandingDays Payable OutstandingCash Conversion CycleCROICGross Profit/AssetsFixed Asset TurnoverEquity TurnoverWorking Capital TurnoverPayables TurnoverCapital IntensityReceivables/RevenueInventory/RevenueEBIT/Assets

All Key Metrics — BV Financial