BV Financial

BV Financial ROA

The Return on Assets (ROA) of BV Financial (BVFL) as of Nov 5, 2026 is 1.48 %. In the previous year, Return on Assets (ROA) was 1.29 % — a change of 15.06% (higher).

ROA

1.48 %

YoY

15.06%

Last updated:

In 2025, BV Financial's return on assets (ROA) was 1.48 %, a 15.06% increase from the 1.29 % ROA in the previous year.

The BV Financial ROA history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROA
Date
ROA
Jan 1, 2018
0.05 USD
Jan 1, 2019
0.84 USD
Jan 1, 2020
0.94 USD
Jan 1, 2021
1.16 USD
Jan 1, 2022
1.25 USD
Jan 1, 2023
1.55 USD
Jan 1, 2024
1.29 USD
Jan 1, 2025
1.48 USD
The BV Financial ROA history
YEARROAYoY
1.48 %+15.06%
1.29 %-16.97%
1.55 %+24.32%
1.25 %+7.54%
1.16 %+23.85%
0.94 %+11.50%
0.84 %+1,458.16%
0.05 %-1.05%
0.05 %-85.74%
0.38 %-638.04%
-0.07 %-116.87%
0.42 %—

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BV Financial Stock analysis

What does BV Financial do? BV Financial, Inc. generates revenue through its banking services, primarily offering traditional deposit and loan products to customers. The company attracts deposits from the general public and uses these funds to originate various loans, including one- to four-family real estate, mobile home, marine, farm, construction, multi-family, commercial real estate, and consumer loans. Its loan portfolio consists of real estate loans, mobile home loans, marine loans, other consumer loans, and commercial loans. The Bank classifies investment securities into held to maturity, available for sale, or trading categories to manage its financial assets. The Bank provides interest checking accounts, money market accounts, savings accounts, and certificates of deposit to its customers. These deposit products are designed to attract and retain customers by offering competitive interest rates. The company's community-oriented approach focuses on serving local markets with tailored financial solutions, emphasizing traditional banking services over complex financial instruments. BV Financial, Inc. operates as a federally chartered stock savings bank, targeting individuals and small businesses within its community for its deposit and loan services. The company's revenue streams are derived from interest income on loans and investment securities, as well as fees from deposit products. By focusing on community banking, BV Financial, Inc. serves a segment of customers seeking personalized financial services rather than large-scale corporate banking. The Bank's portfolio of real estate and consumer loans, combined with its deposit products, forms the core of its business model, catering to the financial needs of local residents and small enterprises. BV Financial is one of the most popular companies on Eulerpool.

ROA Details

Understanding BV Financial's Return on Assets (ROA)

BV Financial's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing BV Financial's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider BV Financial's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in BV Financial’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about BV Financial stock

Return on Assets (ROA) of BV Financial is 1.48 % in 2025.

Return on Assets (ROA) of BV Financial changed from 1.29 % to 1.48 %, representing a 15.06% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Return on Assets (ROA) BV Financial since 2006 – with annual values, charts, and detailed analysis.

Return on Assets, also known as ROA, is a financial metric used to measure a company's profitability. It is used to determine how effectively a company uses its assets to generate profits. It is also referred to as the ratio of net income to total assets. ROA is an important indicator of a company's overall financial performance as it measures the company's ability to generate more profit from the assets it employs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Assets (ROA)'s BV Financial with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Assets (ROA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Assets (ROA).

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Profitability — BV Financial

ROEROAROCEROICAsset TurnoverInventory TurnoverReceivables TurnoverDays Sales OutstandingDays Inventory OutstandingDays Payable OutstandingCash Conversion CycleCROICGross Profit/AssetsFixed Asset TurnoverEquity TurnoverWorking Capital TurnoverPayables TurnoverCapital IntensityReceivables/RevenueInventory/RevenueEBIT/Assets

All Key Metrics — BV Financial