Ameriserv Financial

Ameriserv Financial EBIT Margin

The EBIT Margin (Operating Margin) of Ameriserv Financial (ASRV) as of Nov 2, 2026 is 7.69 %. In the previous year, EBIT Margin (Operating Margin) was 5.21 % — a change of 47.73% (higher).

EBIT Margin

7.69 %

YoY

47.73%

Last updated:

EBIT Margin (Operating Margin) of Ameriserv Financial is 2025 7.69 % . EBIT Margin (Operating Margin) of Ameriserv Financial was 2024 5.21 % . It decreases by 47.73% higher compared to the previous year.

For Ameriserv Financial, the operating (EBIT) margin of 11.5% is down versus 15.4% a few years ago.

The Ameriserv Financial EBIT Margin history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

EBIT Margin
Date
EBIT Margin
Jan 1, 2018
15.40 USD
Jan 1, 2019
11.78 USD
Jan 1, 2020
9.20 USD
Jan 1, 2021
13.62 USD
Jan 1, 2022
13.99 USD
Jan 1, 2023
-5.68 USD
Jan 1, 2024
5.21 USD
Jan 1, 2025
7.69 USD
The Ameriserv Financial EBIT Margin history
YEAREBIT MarginYoY
7.69 %+47.73%
5.21 %-191.67%
-5.68 %-140.59%
13.99 %+2.76%
13.62 %+47.98%
9.20 %-21.85%
11.78 %-23.55%
15.40 %+4.70%
14.71 %+159.22%
5.68 %-61.11%
14.59 %+72.95%
8.44 %+5,380.99%
0.15 %-0.31%
0.15 %-24.59%
0.20 %+596.34%
0.03 %-117.16%
-0.17 %-211.83%
0.15 %+50.73%
0.10 %+37.87%
0.07 %—

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Ameriserv Financial Stock analysis

What does Ameriserv Financial do? Ameriserv Financial Inc is a US bank holding company based in Johnstown, Pennsylvania. The company's history dates back to 1901 when the former Johnstown Savings and Trust Company was founded. Over the years, the company underwent several restructuring and mergers before eventually being listed as Ameriserv Financial Inc in 1989. Ameriserv Financial Inc's business model is based on offering a variety of financial services to individuals, businesses, and public agencies. The company operates several subsidiaries under the Ameriserv brand, each offering specialized financial services. These include Ameriserv Trust and Financial Services Company, Ameriserv Life and Annuity Company, and Ameriserv Securities, Inc. The various divisions of Ameriserv Financial Inc cover a wide range of financial services. Ameriserv Bank is a fully licensed bank offering a variety of deposit, credit, and financial services. Ameriserv Trust and Financial Services Company provides financial planning and asset management services to individuals and businesses. Ameriserv Life and Annuity Company offers life and annuity insurance products, while Ameriserv Securities, Inc. offers brokerage and advisory services for clients interested in investing in securities and other investment instruments. The company also has a strong presence in the public banking sector. Ameriserv Financial Inc is a recognized state depository bank, providing deposit and financial services to government institutions and other public entities. The company also has a strong presence in the corporate customer segment, offering numerous financial services to businesses, including loans, lines of credit, leasing, and treasury management services. Ameriserv Financial Inc's product range includes a wide range of deposit and credit products, as well as insurance and investment products. The bank offers a variety of checking, savings, money market, and certificate of deposit accounts. They also have various types of loans, such as personal, business, real estate, and agricultural loans. Ameriserv Life and Annuity Company offers a variety of life insurance and annuity products, including term, universal, and variable life insurance, as well as variable annuities. In summary, Ameriserv Financial Inc is a company that offers a wide range of financial services to individuals, businesses, and public entities. The company operates various subsidiaries under the Ameriserv brand, offering specialized financial services. The product range includes traditional deposit and credit products, as well as insurance and investment products. With its strong presence in the public banking sector and corporate customers, Ameriserv Financial Inc is an important financial institution in the United States. Ameriserv Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Ameriserv Financial stock

EBIT Margin (Operating Margin) of Ameriserv Financial is 7.69 % in 2025.

EBIT Margin (Operating Margin) of Ameriserv Financial changed from 5.21 % to 7.69 %, representing a 47.73% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of EBIT Margin (Operating Margin) Ameriserv Financial since 2006 – with annual values, charts, and detailed analysis.

EBIT Margin measures operating profitability as a percentage of revenue. It shows how much profit a company makes from operations before interest and taxes.

A 'good' varies by industry and company stage. On Eulerpool, you can compare EBIT Margin (Operating Margin)'s Ameriserv Financial with sector peers and the industry average to assess whether it is attractive.

To evaluate EBIT Margin (Operating Margin)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for EBIT Margin (Operating Margin).

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Margins — Ameriserv Financial

Gross MarginEBIT MarginEBITDA MarginNet MarginFCF MarginR&D / RevenueTax RatePayout RatioPre-Tax MarginOCF MarginSGA/RevenueOpEx/RevenueReinvestment Rate

All Key Metrics — Ameriserv Financial