Aiful

Aiful Financial Debt Ratio

Delisted·Aug 12, 2026

The Financial Debt Ratio of Aiful (8515.T) as of Nov 11, 2026 is 54.51 %. In the previous year, Financial Debt Ratio was 23.34 % — a change of 133.54% (higher).

Financial Debt Ratio

54.51 %

YoY

133.54%

Last updated:

Financial Debt Ratio of Aiful is 2025 54.51 % . Financial Debt Ratio of Aiful was 2024 23.34 % . It decreases by 133.54% higher compared to the previous year.

The Aiful Financial Debt Ratio history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Financial Debt Ratio
Date
Financial Debt Ratio
Jan 1, 2018
52.89 JPY
Jan 1, 2019
54.33 JPY
Jan 1, 2020
54.78 JPY
Jan 1, 2021
53.26 JPY
Jan 1, 2022
51.51 JPY
Jan 1, 2023
52.49 JPY
Jan 1, 2024
23.34 JPY
Jan 1, 2025
54.51 JPY
The Aiful Financial Debt Ratio history
YEARFinancial Debt RatioYoY
54.51 %+133.54%
23.34 %-55.53%
52.49 %+1.91%
51.51 %-3.28%
53.26 %-2.77%
54.78 %+0.83%
54.33 %+2.71%
52.89 %+10.59%
47.83 %+10.96%
43.10 %+8.91%
39.57 %-8.18%
43.10 %—

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Aiful Stock analysis

What does Aiful do? Aiful Corp is a Japanese company that was originally founded in 1967 under the name Aika Shoji. Over the years, however, the company has evolved and now offers a variety of financial services. The primary business model of Aiful Corp is providing loans to individuals. The company focuses on customers with low income or poor creditworthiness who would otherwise have difficulty obtaining a loan from traditional financial institutions. Aiful Corp has a number of business divisions and subsidiaries that offer different types of financial services. These include: - Consumer Finance: In this area, Aiful Corp grants loans to individuals for various purposes, such as buying cars, furniture, or electronic devices. The loans are usually approved quickly and can also be taken out by individuals with low income or poor credit. - Credit counseling: Aiful Corp also offers counseling services to individuals who need help managing their debts or finding more affordable loans. The company assists in creating an individual debt repayment plan and also provides training and seminars on financial topics. - Mortgage loans: Another department of Aiful Corp is granting mortgage loans for the purchase of real estate. The company works closely with local banks and real estate agents to provide its customers with the best possible financing solution. - Debt collection: Since many of Aiful Corp's customers are individuals with payment difficulties, the company also has its own department for the collection of outstanding debts. However, Aiful Corp also hires external collection agencies to ensure that customers with debts are treated responsibly and fairly. In addition to financial services, Aiful Corp also operates a number of non-financial businesses. These include: - Health and wellness: The company operates several fitness studios and wellness centers in Japan and also offers products and services for health and beauty care. - Retail: Aiful Corp owns and operates several retail stores, including fashion boutiques and furniture stores. - Real estate: The company also owns a number of properties, including office buildings, shopping malls, and residential buildings. In summary, Aiful Corp is a diversified company that offers a variety of financial and non-financial products and services. The company's core business is providing loans to individual customers who have difficulty obtaining a loan from traditional financial institutions due to their low creditworthiness or low income. With its wide range of services, Aiful Corp has established a strong position in the Japanese market and built a loyal customer base. Answer: Aiful Corp is a Japanese company that offers a variety of financial and non-financial products and services, including loans to individuals, credit counseling, mortgage loans, and debt collection. The company also operates fitness studios, retail stores, and owns various properties. Aiful is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Aiful stock

Financial Debt Ratio of Aiful is 54.51 % in 2025.

Financial Debt Ratio of Aiful changed from 23.34 % to 54.51 %, representing a 133.54% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Financial Debt Ratio Aiful since 2006 – with annual values, charts, and detailed analysis.

The financial debt ratio measures interest-bearing financial debt as a percentage of total assets. It isolates funded debt from trade and other non-financial obligations.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Financial Debt Ratio's Aiful with sector peers and the industry average to assess whether it is attractive.

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