Aiful

Aiful EV/EBIT

Delisted·Aug 12, 2026

The EV/EBIT (Enterprise Value to EBIT) of Aiful (8515.T) as of Oct 8, 2026 is 6.97. In the previous year, EV/EBIT (Enterprise Value to EBIT) was 8.62 — a change of -19.12% (lower).

EV/EBIT

6.97

YoY

-19.12%

Last updated:

EV/EBIT (Enterprise Value to EBIT) of Aiful is 2025 6.97 . EV/EBIT (Enterprise Value to EBIT) of Aiful was 2024 8.62 . It decreases by -19.12% lower compared to the previous year.

The Aiful EV/EBIT history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

EV/EBIT
Date
EV/EBIT
Jan 1, 2019
84.21 JPY
Jan 1, 2020
28.76 JPY
Jan 1, 2021
9.57 JPY
Jan 1, 2022
13.34 JPY
Jan 1, 2023
7.80 JPY
Jan 1, 2024
8.62 JPY
Jan 1, 2025
6.97 JPY
Jan 1, 2026 (e)
6.10 JPY
The Aiful EV/EBIT history
YEAREV/EBITYoY
est6.10-12.53%
6.97-19.12%
8.62+10.58%
7.80-41.56%
13.34+39.37%
9.57-66.71%
28.76-65.85%
84.21-10.76%
94.36+470.50%
16.54-52.81%
35.05-683.29%
-6.01-157.75%
10.41+1.32%
10.27+9.49%
9.38-534.26%
-2.16+2,985.71%
-0.07-101.89%
3.71+95.26%
1.90-234.75%
-1.41-122.00%
6.41—
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Aiful Valuation

Details

Historical Valuation Multiples

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Price-to-Earnings Ratio (P/E)

The P/E ratio divides Aiful's share price by its earnings per share. It tells you how many years of current earnings you are "paying for" when you buy the stock. A P/E of 20 means you pay $20 for every $1 of annual earnings. The S&P 500 historically trades at an average P/E of roughly 15–17. A P/E significantly above that may signal high growth expectations; one below may indicate undervaluation — or declining business quality.

Price-to-Sales Ratio (P/S)

The P/S ratio divides market capitalization by total revenue. Unlike the P/E ratio, it works even for companies that are not yet profitable, making it essential for evaluating high-growth firms. A P/S below 1.0 may indicate undervaluation, while ratios above 10 are typically reserved for fast-growing tech or SaaS companies with high expected future margins.

Price-to-EBIT Ratio

This ratio relates Aiful's market price to its operating earnings, excluding the effects of debt structure and tax jurisdiction. It is particularly useful for comparing companies across different countries or with different levels of leverage, because it focuses purely on operational profitability. Lower values suggest cheaper operational earnings.

How to Use This Chart

This chart plots Aiful's valuation multiples over time. Compare the current P/E, P/S, and P/EBIT to their own historical averages — if the current ratio is well below the multi-year average, the stock may be relatively cheap compared to its own track record. Combine this with industry comparisons: a P/E that looks high in absolute terms may be justified if Aiful grows earnings faster than its peers.

Aiful Stock analysis

What does Aiful do? Aiful Corp is a Japanese company that was originally founded in 1967 under the name Aika Shoji. Over the years, however, the company has evolved and now offers a variety of financial services. The primary business model of Aiful Corp is providing loans to individuals. The company focuses on customers with low income or poor creditworthiness who would otherwise have difficulty obtaining a loan from traditional financial institutions. Aiful Corp has a number of business divisions and subsidiaries that offer different types of financial services. These include: - Consumer Finance: In this area, Aiful Corp grants loans to individuals for various purposes, such as buying cars, furniture, or electronic devices. The loans are usually approved quickly and can also be taken out by individuals with low income or poor credit. - Credit counseling: Aiful Corp also offers counseling services to individuals who need help managing their debts or finding more affordable loans. The company assists in creating an individual debt repayment plan and also provides training and seminars on financial topics. - Mortgage loans: Another department of Aiful Corp is granting mortgage loans for the purchase of real estate. The company works closely with local banks and real estate agents to provide its customers with the best possible financing solution. - Debt collection: Since many of Aiful Corp's customers are individuals with payment difficulties, the company also has its own department for the collection of outstanding debts. However, Aiful Corp also hires external collection agencies to ensure that customers with debts are treated responsibly and fairly. In addition to financial services, Aiful Corp also operates a number of non-financial businesses. These include: - Health and wellness: The company operates several fitness studios and wellness centers in Japan and also offers products and services for health and beauty care. - Retail: Aiful Corp owns and operates several retail stores, including fashion boutiques and furniture stores. - Real estate: The company also owns a number of properties, including office buildings, shopping malls, and residential buildings. In summary, Aiful Corp is a diversified company that offers a variety of financial and non-financial products and services. The company's core business is providing loans to individual customers who have difficulty obtaining a loan from traditional financial institutions due to their low creditworthiness or low income. With its wide range of services, Aiful Corp has established a strong position in the Japanese market and built a loyal customer base. Answer: Aiful Corp is a Japanese company that offers a variety of financial and non-financial products and services, including loans to individuals, credit counseling, mortgage loans, and debt collection. The company also operates fitness studios, retail stores, and owns various properties. Aiful is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Aiful stock

EV/EBIT (Enterprise Value to EBIT) of Aiful is 6.97 in 2025.

EV/EBIT (Enterprise Value to EBIT) of Aiful changed from 8.62 to 6.97, representing a -19.12% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of EV/EBIT (Enterprise Value to EBIT) Aiful since 2006 – with annual values, charts, and detailed analysis.

The EV/EBIT ratio measures a company's enterprise value relative to its operating earnings. It accounts for debt, making it useful for comparing companies with different capital structures.

EV/EBIT = Enterprise Value / Earnings Before Interest and Taxes

To evaluate EV/EBIT (Enterprise Value to EBIT)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for EV/EBIT (Enterprise Value to EBIT).

A 'good' varies by industry and company stage. On Eulerpool, you can compare EV/EBIT (Enterprise Value to EBIT)'s Aiful with sector peers and the industry average to assess whether it is attractive.

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Valuation — Aiful

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