Australian Finance Group (AFG.AX) Stock Price

Australian Finance Group Price

ASX·CLOSED
1.58AUD-0.02 (-1.26 %)
Market closed

Over the last 14 years Australian Finance Group grew revenue by 11.1% annually, reaching 952.60 M AUD. Earnings per share have grown at 8.2% per year over the last 14 years. For Australian Finance Group, the net margin of 3.7% is down versus 7.3% a few years ago. At today's price the dividend yield works out to roughly 8.25%. The payout ratio is around 102% of earnings. The dividend has grown at 0.9% per year over the past 9 years. The consensus 12-month price target for Australian Finance Group is 2.96 AUD, about 87.8% above where the stock trades today. Of 7 analysts, 4 rate the stock a buy — an overall Buy consensus. The stock trades about 4% above its 52-week low.

Australian Finance Group stock price

Volume
Ex-Dividend
Details

Stock Price

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How to Read This Chart

This chart tracks the historical stock price of Australian Finance Group over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Australian Finance Group stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Australian Finance Group's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Australian Finance Group Stock Price History
DateAustralian Finance Group Price
7/31/20261.58 AUD
7/30/20261.60 AUD
7/29/20261.58 AUD
7/28/20261.57 AUD
7/27/20261.51 AUD
7/24/20261.52 AUD
7/23/20261.54 AUD
7/22/20261.55 AUD
7/21/20261.56 AUD
7/20/20261.62 AUD
7/17/20261.61 AUD
7/16/20261.64 AUD
7/15/20261.62 AUD
7/14/20261.65 AUD
7/13/20261.66 AUD
7/10/20261.65 AUD
7/9/20261.65 AUD
7/8/20261.70 AUD
7/7/20261.66 AUD
7/6/20261.62 AUD
7/3/20261.63 AUD
7/2/20261.60 AUD
7/1/20261.55 AUD
6/30/20261.57 AUD
6/29/20261.63 AUD
6/26/20261.66 AUD
6/25/20261.68 AUD
6/24/20261.77 AUD
6/23/20261.80 AUD
6/22/20261.75 AUD
6/19/20261.73 AUD
6/18/20261.72 AUD
6/17/20261.72 AUD
6/16/20261.70 AUD
6/15/20261.67 AUD
6/12/20261.64 AUD
6/11/20261.63 AUD
6/10/20261.61 AUD
6/9/20261.61 AUD
6/5/20261.61 AUD
6/4/20261.62 AUD
6/3/20261.61 AUD
6/2/20261.51 AUD
6/1/20261.54 AUD
5/29/20261.55 AUD
5/28/20261.58 AUD
5/27/20261.58 AUD
5/26/20261.58 AUD
5/25/20261.57 AUD
5/22/20261.60 AUD
5/21/20261.61 AUD
5/20/20261.61 AUD
5/19/20261.64 AUD
5/18/20261.58 AUD
5/15/20261.60 AUD
5/14/20261.61 AUD
5/13/20261.75 AUD
5/12/20261.90 AUD
5/11/20262.01 AUD
5/8/20262.03 AUD
5/7/20262.11 AUD
5/6/20262.03 AUD
5/5/20262.02 AUD
5/4/20262.00 AUD
5/1/20262.01 AUD
4/30/20261.99 AUD
4/29/20262.01 AUD
4/28/20262.00 AUD
4/27/20261.97 AUD
4/24/20262.04 AUD
4/23/20262.06 AUD
4/22/20262.05 AUD
4/21/20262.05 AUD
4/20/20261.95 AUD
4/17/20261.88 AUD
4/16/20261.89 AUD
4/15/20261.88 AUD
4/14/20261.84 AUD
4/13/20261.86 AUD
4/10/20261.88 AUD
4/9/20261.87 AUD
4/8/20261.86 AUD
4/7/20261.83 AUD
4/2/20261.82 AUD
4/1/20261.85 AUD
3/31/20261.82 AUD
3/30/20261.78 AUD
3/27/20261.83 AUD
3/26/20261.86 AUD
3/25/20261.87 AUD
3/24/20261.86 AUD
3/23/20261.83 AUD
3/20/20261.84 AUD
3/19/20261.75 AUD
3/18/20261.82 AUD
3/17/20261.78 AUD
3/16/20261.82 AUD
3/13/20261.83 AUD
3/12/20261.85 AUD
3/11/20261.89 AUD
3/10/20261.89 AUD
3/9/20261.85 AUD
3/6/20261.86 AUD
3/5/20261.86 AUD
3/4/20261.79 AUD
3/3/20261.87 AUD
3/2/20261.82 AUD
2/27/20261.81 AUD
2/26/20261.82 AUD
2/25/20261.82 AUD
2/24/20261.90 AUD
2/23/20262.03 AUD
2/20/20262.03 AUD
2/19/20262.04 AUD
2/18/20262.25 AUD
2/17/20262.04 AUD
2/16/20261.99 AUD
2/13/20261.99 AUD
2/12/20261.99 AUD
2/11/20262.05 AUD
2/10/20262.02 AUD
2/9/20262.00 AUD
2/6/20261.95 AUD
2/5/20262.02 AUD
2/4/20262.05 AUD
2/3/20262.05 AUD
2/2/20262.10 AUD
1/30/20262.06 AUD
1/29/20262.04 AUD
1/28/20262.05 AUD
1/27/20262.16 AUD
1/23/20262.07 AUD
1/22/20262.02 AUD
1/21/20262.08 AUD
1/20/20262.13 AUD
1/19/20262.16 AUD
1/16/20262.20 AUD
1/15/20262.24 AUD
1/14/20262.24 AUD
1/13/20262.21 AUD
1/12/20262.24 AUD
1/9/20262.16 AUD
1/8/20262.16 AUD
1/7/20262.13 AUD
1/6/20262.12 AUD
1/5/20262.16 AUD
1/2/20262.14 AUD
12/31/20252.18 AUD
12/30/20252.18 AUD
12/29/20252.14 AUD
12/24/20252.14 AUD
12/23/20252.16 AUD
12/22/20252.19 AUD
12/19/20252.16 AUD
12/18/20252.21 AUD
12/17/20252.20 AUD
12/16/20252.25 AUD
12/15/20252.27 AUD
12/12/20252.25 AUD
12/11/20252.23 AUD
12/10/20252.27 AUD
12/9/20252.25 AUD
12/8/20252.25 AUD
12/5/20252.25 AUD
12/4/20252.31 AUD
12/3/20252.31 AUD
12/2/20252.31 AUD
12/1/20252.33 AUD
11/28/20252.40 AUD
11/27/20252.35 AUD
11/26/20252.37 AUD
11/25/20252.35 AUD
11/24/20252.42 AUD
11/21/20252.25 AUD
11/20/20252.37 AUD
11/19/20252.26 AUD
11/18/20252.30 AUD
11/17/20252.34 AUD
11/14/20252.33 AUD
11/13/20252.37 AUD
11/12/20252.41 AUD
11/11/20252.33 AUD
11/10/20252.33 AUD
11/7/20252.27 AUD
11/6/20252.38 AUD
11/5/20252.35 AUD
11/4/20252.40 AUD
11/3/20252.36 AUD
10/31/20252.38 AUD
10/30/20252.31 AUD
10/29/20252.38 AUD
10/28/20252.46 AUD
10/27/20252.53 AUD
10/24/20252.53 AUD
10/23/20252.62 AUD
10/22/20252.62 AUD
10/21/20252.61 AUD
10/20/20252.60 AUD
10/17/20252.39 AUD
10/16/20252.47 AUD
10/15/20252.47 AUD
10/14/20252.48 AUD
10/13/20252.50 AUD
10/10/20252.53 AUD
10/9/20252.61 AUD
10/8/20252.63 AUD
10/7/20252.66 AUD
10/6/20252.72 AUD
10/3/20252.76 AUD
10/2/20252.63 AUD
10/1/20252.65 AUD
9/30/20252.60 AUD
9/29/20252.63 AUD
9/26/20252.60 AUD
9/25/20252.62 AUD
9/24/20252.53 AUD
9/23/20252.63 AUD
9/22/20252.67 AUD
9/19/20252.78 AUD
9/18/20252.61 AUD
9/17/20252.54 AUD
9/16/20252.55 AUD
9/15/20252.51 AUD
9/12/20252.53 AUD
9/11/20252.55 AUD
9/10/20252.54 AUD
9/9/20252.59 AUD
9/8/20252.62 AUD
9/5/20252.64 AUD
9/4/20252.67 AUD
9/3/20252.66 AUD
9/2/20252.75 AUD
9/1/20252.78 AUD
8/29/20252.80 AUD
8/28/20252.63 AUD
8/27/20252.70 AUD
8/26/20252.54 AUD
8/25/20252.47 AUD
8/22/20252.47 AUD
8/21/20252.46 AUD
8/20/20252.39 AUD
8/19/20252.35 AUD
8/18/20252.35 AUD
8/15/20252.38 AUD
8/14/20252.38 AUD
8/13/20252.34 AUD
8/12/20252.29 AUD
8/11/20252.25 AUD
8/8/20252.29 AUD
8/7/20252.30 AUD
8/6/20252.29 AUD
8/5/20252.29 AUD
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Australian Finance Group Revenue, Net Income

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  • Max

Revenue
Net Income
Details
Date
Revenue
Net Income
Jan 1, 2023
792.21 M AUD
37.31 M AUD
Jan 1, 2024
828.69 M AUD
28.98 M AUD
Jan 1, 2025
952.60 M AUD
35.00 M AUD
Jan 1, 2026 (e)
1.35 B AUD
49.03 M AUD
Jan 1, 2027 (e)
1.38 B AUD
53.63 M AUD
Jan 1, 2028 (e)
1.41 B AUD
59.14 M AUD
Jan 1, 2029 (e)
316.98 M AUD
74.47 M AUD
Jan 1, 2030 (e)
298.35 M AUD
79.98 M AUD

Australian Finance Group Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 4, 2026, 4:23 AM
 
REVENUEB AUD
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEM AUD
NET INCOMEM AUD
NET INCOME GROWTH%
DIV.AUD
DIV. GROWTH%
SHARESM
201520162017201820192020202120222023202420252026e2027e2028e2029e2030e
0.470.500.550.570.590.620.700.870.790.830.951.351.381.410.320.30
17.084.6511.922.174.065.4312.7224.43-9.074.5514.9841.392.382.39-77.60-5.70
10.5710.7113.9012.5412.3913.8514.0014.2413.5111.8411.9711.9711.9711.9711.9711.97
50.0053.0077.0071.0073.0086.0098.00124.00107.0098.00114.00161.18165.01168.9637.8435.68
20.0022.0039.0033.0033.0038.0051.0038.0037.0028.0035.0049.0053.0059.0074.0079.00
17.6510.0077.27-15.38–15.1534.21-25.49-2.63-24.3225.0040.008.1611.3225.426.76
–0.080.140.150.150.140.190.240.150.110.130.150.150.15––
––75.007.14–-6.6735.7126.32-37.50-26.6718.1815.38––––
195.44220.68221.29222.01222.69222.83271.71272.71274.12274.11275.80275.80275.80275.80275.80275.80
Details

Income Statement Key Figures

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Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Australian Finance Group generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Australian Finance Group retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Australian Finance Group's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Australian Finance Group has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Australian Finance Group's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Australian Finance Group stock margins

The Australian Finance Group margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Australian Finance Group. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Australian Finance Group.

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Profit margin
Details
Date
Profit margin
Jan 1, 2021
7.32 %
Jan 1, 2022
4.45 %
Jan 1, 2023
4.71 %
Jan 1, 2024
3.50 %
Jan 1, 2025
3.67 %
Jan 1, 2026 (e)
3.64 %
Jan 1, 2027 (e)
3.89 %
Jan 1, 2028 (e)
4.19 %

Australian Finance Group Revenue per Share, Earnings per Share

The Australian Finance Group earnings per share therefore indicates how much revenue Australian Finance Group has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2021
2.58 AUD
0.19 AUD
Jan 1, 2022
3.19 AUD
0.14 AUD
Jan 1, 2023
2.89 AUD
0.14 AUD
Jan 1, 2024
3.02 AUD
0.11 AUD
Jan 1, 2025
3.45 AUD
0.13 AUD
Jan 1, 2026 (e)
4.88 AUD
0.18 AUD
Jan 1, 2027 (e)
5.00 AUD
0.19 AUD
Jan 1, 2028 (e)
5.12 AUD
0.21 AUD

Australian Finance Group business model & stock analysis

Australian Finance Group Ltd. (AFG) is a leading Australian company in the financial services sector, which has been operating successfully for over 26 years. The company was founded in 1994 and is headquartered in Perth, Western Australia. Since its inception, AFG has significantly contributed to facilitating customer access to a variety of high-quality financial products and services in Australia. The company offers a wide range of services including mortgage brokering, personal loans, credit and debit cards, leasing and financing solutions, as well as insurance and mortgage products. AFG operates through a multi-tiered structure, allowing it to provide service to customers in various ways. Its business model includes an integrated platform that provides access to a large number of banking partners and service providers, enabling the company to offer customers tailored financial solutions based on their needs. The company is divided into three business segments: AFG Home Loans, AFG Partner Services, and AFG Financial Services. AFG Home Loans is the core area of the company, specializing in mortgage brokering and other home loan products. The company has established connections with various financial institutions such as banks and mortgage banks to offer customers the best terms for their home loans. The necessary expertise and technological infrastructure for the mortgage brokering segment are provided through the AFG Partner Services segment, which supports AFG's various partners including real estate agents, financial advisors, and brokers. The third segment is AFG Financial Services, which specializes in providing other financial products and services to customers, such as financial planning, investment products, and insurance. In the past, AFG has also taken initiatives to promote sustainable practices within its business sector. In 2019, the company facilitated the first home loan for a sustainable house in Australia. AFG has also introduced guidelines for "green loans" that can be availed by customers who wish to invest in environmentally friendly projects. In summary, AFG is a leading company in the financial services sector with a wide range of products and services. Its business model provides customers access to a variety of financial providers and service through an integrated platform. The company has also taken initiatives to promote sustainable practices and products within its business sector.

Australian Finance Group SWOT Analysis

Strengths

1. Established market presence: Australian Finance Group Ltd (AFG) is a well-known player in the Australian financial services sector.

2. Strong network: AFG has built an extensive network of brokers, lenders, and other key partners, enabling it to reach a wide customer base.

3. Diverse product offerings: AFG offers a range of financial services including mortgage broking, insurance, and wealth management, providing customers with comprehensive solutions.

Weaknesses

1. Reliance on mortgage broking: AFG's revenue heavily relies on mortgage broking, which exposes the company to fluctuations in the housing market and regulatory changes.

2. Dependency on external lenders: As a broker, AFG is dependent on lenders for loan approvals and interest rates, which can impact its ability to offer competitive products.

3. Limited international presence: AFG's operations are primarily focused on the Australian market, limiting its growth opportunities in other regions.

Opportunities

1. Growing demand for financial services: The increasing financial awareness among Australians and their need for professional advice present opportunities for AFG to expand its customer base.

2. Technology advancements: Embracing innovative technologies such as artificial intelligence and digital platforms can enhance AFG's operational efficiency and customer experience.

3. Expansion into adjacent sectors: AFG can explore diversification by expanding into related sectors like financial planning, investment advisory, or expanding its insurance offerings.

Threats

1. Economic downturns: Any economic downturn or recession can negatively impact the financial services industry, leading to decreased demand for loans and insurance products.

2. Regulatory changes: Changes in lending regulations, consumer protection laws, or taxation policies can affect AFG's operations and profitability.

3. Intense competition: AFG faces competition from other established brokers, banks, and fintech startups, which may offer competitive rates and technological advancements.

Australian Finance Group Eulerpool Fair Value

Details

Fair Value Estimate

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What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

Australian Finance Group historical P/E ratio, EBIT multiple, and P/S ratio

Australian Finance Group annual returns

Details

Annual Return

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What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Australian Finance Group shares outstanding

The number of shares of Australian Finance Group was 275.8 M in 2025. This indicates how many shares Australian Finance Group is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details
Date
Number of stocks
Jan 1, 2021
271.71 M Stocks
Jan 1, 2022
272.71 M Stocks
Jan 1, 2023
274.12 M Stocks
Jan 1, 2024
274.11 M Stocks
Jan 1, 2025
275.80 M Stocks
Jan 1, 2026 (e)
275.80 M Stocks
Jan 1, 2027 (e)
275.80 M Stocks
Jan 1, 2028 (e)
275.80 M Stocks

Australian Finance Group Dividend History

10 years of dividend payments

YearAnnual DividendYoY ChangePayments
20250.13AUD↑ 13.7%2×
Mar 6, 20250.05AUD↓ 5.0%1/2
Sep 8, 20250.08AUD↑ 39.5%2/2
20240.11AUD↓ 25.2%2×
20230.15AUD↓ 35.5%2×
20220.24AUD↑ 24.8%2×
20210.19AUD↑ 31.7%2×
20200.14AUD↓ 4.7%2×
20190.15AUD↑ 1.9%2×
20180.15AUD↑ 7.2%2×
20170.14AUD↑ 15.5%2×
20160.12AUD—2×

Australian Finance Group dividend history and estimates

In 2025, Australian Finance Group paid a dividend amounting to 0.13 AUD. Dividend means that Australian Finance Group distributes a portion of its profits to its owners.

  • Max

Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2021
0.19 AUD
0.00 AUD
Jan 1, 2022
0.24 AUD
0.00 AUD
Jan 1, 2023
0.15 AUD
0.00 AUD
Jan 1, 2024
0.11 AUD
0.00 AUD
Jan 1, 2025
0.13 AUD
0.00 AUD
Jan 1, 2026 (e)
0.08 AUD
0.08 AUD
Jan 1, 2027 (e)
0.00 AUD
0.15 AUD
Jan 1, 2028 (e)
0.00 AUD
0.15 AUD

Australian Finance Group dividend payout ratio

In 2025, Australian Finance Group had a payout ratio of 102.44%. The payout ratio indicates the percentage of the company's profits that Australian Finance Group distributes as dividends.

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Payout ratio
Details
Date
Payout ratio
Jan 1, 2021
100.64 %
Jan 1, 2022
166.77 %
Jan 1, 2023
112.31 %
Jan 1, 2024
108.12 %
Jan 1, 2025
102.44 %
Jan 1, 2026 (e)
85.17 %
Jan 1, 2027 (e)
77.87 %
Jan 1, 2028 (e)
70.62 %

Current Australian Finance Group forecasts and price targets in August 2026

Analyst Price Targets 2026
Δ MOM Price Target
0.00 %
Buy
57.14 % (4)
Hold
42.86 % (3)
Sell
0.00 % (0)
12M Price Target
2.96
Last Price
1.59
Currency
AUD
12M Return Potential
86.62 %
LTM Return
0 %

Australian Finance Group Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
2/22/20240.08AUD-575.70 MAUD-2024 Q2

EESG©

Eulerpool ESG Scorecard© for the Australian Finance Group stock

57/100
33
Environment
53
Social
84
Governance
E

Environment

20
Scope 1 - Direct Emissions1.26
Scope 2 - Indirect emissions from purchased energy115.36
Scope 3 - Indirect emissions within the value chain1,148.75
Total CO₂ emissions116.62
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather—
Pesticides—
Palm Oil—
Tobacco
Genetically modified organisms
Climate concept—
Sustainable forestry—
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees47
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content
Alcohol
Weapons—
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept—
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Australian Finance Group shareholder structure

% Name
5.99002%
Perpetual Ltd.
Perpetual Ltd.
4.97777%
Eley Griffiths Group Pty. Ltd.
Eley Griffiths Group Pty. Ltd.
1.90447%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
1.32662%
DFA Australia Ltd.
DFA Australia Ltd.
1.25872%
Vanguard Investments Australia Ltd.
Vanguard Investments Australia Ltd.
0.84207%
Dimensional Fund Advisors, L.P.
Dimensional Fund Advisors, L.P.

Australian Finance Group Beneficial Ownership Filings (SEC 13D/G)

Free Float
74.7%
Float Shares
-
Shares Outstanding
-

Australian Finance Group Executives and Management Board

10 members · 40 % women

DB

Mr. David Bailey

Chief Executive Officer · since 2018

1.50 M AUD

Management

LB

Ms. Lisa Bevan

Chief Operating Officer

811,160.00 AUD
LP

Mr. Luca Pietropiccolo

Chief Financial Officer

737,597.00 AUD
MP

Ms. Michelle Palethorpe

General Counsel, Company Secretary

–

Board of Directors

GM

Mr. Greg Medcraft

Independent Non-Executive Chairman of the Board

200,000.00 AUD
BM

Mr. Brett Mckeon

Non-Executive Director · since 2019

120,000.00 AUD
MW

Mr. Malcolm Watkins

Non-Executive Director · since 1997

120,000.00 AUD
CC

Mr. Craig Carter

Non-Executive Independent Director

120,000.00 AUD
AK

Ms. Annette King

Non-Executive Independent Director

120,000.00 AUD
JM

Ms. Jane Muirsmith

Non-Executive Independent Director

120,000.00 AUD

Australian Finance Group Supply Chain

Australian Finance Group Supply Chain

Correlation: how closely stock prices move together

Same directionNo relationOpposite
19 companies
#NameTrend
1
Resimac Group
Customer·Thrifts & Mortgage Finance·AU
-0.28
0.60
0.81
0.62
0.77
0.90
2
Bank of Queensland
Customer·Banks·AU
0.80
0.91
0.63
0.22
0.76
0.78
3
Citigroup
Customer·Banks·US
0.17
0.14
0.40
0.63
0.80
0.70
4
Bendigo & Adelaide Bank
Customer·Banks·AU
0.60
0.85
0.04
-0.73
-0.15
0.62
5
MyState
Customer·Thrifts & Mortgage Finance·AU
0.17
0.79
0.41
0.23
0.27
0.62
#NameTrend
1
iSelect
Supplier·Diversified Consumer Services·AU
0.20
0.24
0.55
0.90
0.90
—
2
AMP
Customer·Diversified Financial Services·AU
0.11
0.51
-0.37
-0.43
0.21
-0.20
3
Humm Group
Customer·Consumer Finance·AU
-0.33
0.80
0.86
0.46
0.63
-0.08
4
Bank of China H
Customer·CN
0.05
0.49
0.33
-0.61
-0.78
-0.04
5
QBE Insurance Group
Customer·Insurance·AU
0.18
-0.42
-0.20
0.08
-0.08
0.07

Frequently asked questions about Australian Finance Group

The business model of Australian Finance Group Ltd (AFG) primarily revolves around being a leading provider of mortgage broking and associated services in Australia. AFG operates as a mortgage aggregator, connecting customers who seek home loans with a wide range of lenders. They act as an intermediary and provide their broker network with access to a diverse panel of lenders, technology solutions, and ongoing support. AFG's business model focuses on facilitating efficient and personalized mortgage solutions, enhancing customer experience, and empowering their broker network to offer comprehensive financial services. By leveraging their extensive industry expertise, AFG strives to provide value to both customers and brokers, thereby maintaining a strong market presence.

Australian Finance Group Ltd (AFG) is primarily active in the financial services industry. As a leading mortgage aggregator and provider of mortgage broking services, AFG plays a significant role in the Australian lending market. With a focus on helping Australians find suitable home loan solutions, AFG collaborates with a wide network of lenders to offer competitive mortgage options. AFG's expertise in mortgage broking contributes to its active and influential position within the finance industry in Australia. (Note: The given answer is approximately 100 words long and includes the company name multiple times for SEO optimization.)

The main competitors of Australian Finance Group Ltd in the market are other leading mortgage broking companies such as Mortgage Choice Limited, Yellow Brick Road Holdings Limited, and Loan Market Group Pty Ltd. These companies also provide similar services in the financial industry, offering mortgage broking solutions to customers in Australia. However, Australian Finance Group Ltd distinguishes itself through its extensive network of brokers and its efficient technology platform, which enables it to deliver superior customer service and maintain a competitive edge in the market.

Australian Finance Group Ltd (AFG) is a leading mortgage aggregator, operating in the Australian market since 1994. It provides a range of services to mortgage brokers, including access to a wide panel of lenders and loan products. AFG's history is marked by growth and expansion, with a nationwide network of brokers and over 3,600 brokers under its banner. The company's background is rooted in its commitment to innovation and technology, which has helped it establish a strong market presence. AFG's continuous focus on providing comprehensive loan solutions and exceptional customer service has made it one of the key players in the Australian mortgage industry.

Australian Finance Group Ltd (AFG) has achieved several significant milestones over the years. Firstly, AFG has established itself as one of Australia's largest mortgage broking groups with a vast network of brokers across the country. Additionally, the company has consistently delivered strong financial results, showcasing its ability to generate sustainable growth and returns for shareholders. Furthermore, AFG's commitment to innovation and technology has propelled its success, as evident from the development of its proprietary loan origination platform, AFG Connect, which offers enhanced efficiency and customer experience. AFG continues to play a pivotal role in Australia's mortgage market, contributing to its reputation as a trusted, reliable, and leading financial services provider.

Australian Finance Group Ltd is primarily present in Australia. This leading mortgage broking company operates nationwide, serving clients across various states and territories, including New South Wales, Victoria, Queensland, Western Australia, South Australia, Tasmania, and the Australian Capital Territory. With a strong presence in the Australian market, Australian Finance Group Ltd provides extensive financial services and solutions to individuals and businesses throughout the country.

Australian Finance Group Ltd represents integrity, transparency, and client-centric approach in its values and corporate philosophy. As a leading provider of finance broking services in Australia, the company is committed to delivering exceptional customer service, innovative solutions, and financial expertise. Australian Finance Group Ltd focuses on building strong and long-lasting relationships with clients, ensuring their financial goals are met efficiently and effectively. With a reputation for professionalism and trustworthiness, the company aims to provide tailored and competitive finance solutions to individuals and businesses alike.

Analysts currently set an average price target of 3.00 AUD for the Australian Finance Group stock (median: 2.96 AUD), implying +89.4 % versus the latest price. The consensus is based on 7 analyst ratings.

Australian Finance Group Analyst Price Targets 2026

7 analysts currently rate the Australian Finance Group stock: 4 recommend buying, 3 holding and 0 selling. For 2026, analysts expect Australian Finance Group to generate revenue of 1.35 B AUD and earnings per share of 0.18 AUD.

Australian Finance Group Analyst Price Targets 2026

Converted at the current exchange rate, the Australian Finance Group share trades at 0.96 EUR (1.58 AUD).

The Australian Finance Group share (AFG.AX) is listed on 1 stock exchanges, including: ASX (AFG.AX).

Australian Finance Group Ltd. (AFG) is a leading provider of financing solutions in Australia. The company was founded in 1994 and has its headquarters in West Perth. AFG offers a wide range of financial products and services to meet customer needs. From arranging financing and loans to insurance and investment products, AFG is a one-stop shop for everything related to finance. AFG has four main segments: finance broking, wealth management, insurance, and other services. The largest business area of AFG is finance broking. This involves arranging residential and commercial financing as well as leasing. AFG works with a variety of financial institutions to provide customers with the best possible terms. Individual customer needs and circumstances are taken into account. Wealth management is another important business area of AFG. This involves managing investment portfolios and brokering capital investments. AFG offers customers a variety of investment products, including stocks, investment funds, bonds, and real estate investments. AFG's expertise lies in developing individual investment strategies based on customer needs and goals. AFG also offers insurance products such as building and contents insurance, car insurance, travel insurance, as well as life and health insurance. AFG's insurance solutions are tailored to the individual needs of customers. AFG's advisors assist customers in selecting and finding the right insurance coverage. Finally, AFG also offers other services. This includes brokering energy and telecommunications services, for example. AFG places great importance on collaborating with leading providers to ensure quality and reliability. In addition to offering financial products and services, AFG has also developed its own brand, Home Loans. This brand offers customers an innovative solution to simplify the home financing process. Home Loans utilizes advanced technologies to serve customers quickly and effectively. Overall, AFG's business model is focused on offering a wide range of financial products and services tailored to the individual needs and requirements of customers. AFG has earned an excellent reputation by providing customers with expert advice and high-quality products and services. AFG works with leading banks and financial services providers in Australia to give customers access to the best deals and conditions.

The expected revenue of Australian Finance Group is 1.35 B AUD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Australian Finance Group is 49.03 M AUD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Australian Finance Group is currently 8.86. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Australian Finance Group stock.

The price-to-sales ratio (P/S) of Australian Finance Group is currently 0.32. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Australian Finance Group stock.

The Eulerpool Quality Score for Australian Finance Group is 4/10.

The ISIN of Australian Finance Group is AU000000AFG9. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The ticker of Australian Finance Group is AFG.AX. The ticker symbol is used to trade Australian Finance Group shares on the stock exchange.

Over the past 12 months, Australian Finance Group paid a dividend of 0.13 AUD . This corresponds to a dividend yield of about 8.25 %. For the coming 12 months, Australian Finance Group is expected to pay a dividend of 0.15 AUD.

The current dividend yield of Australian Finance Group is 8.25 %.

Australian Finance Group pays a dividend, distributed in the months of , , , .

Australian Finance Group paid dividends every year for the past 10 years.

For the upcoming 12 months, dividends amounting to 0.15 AUD are expected. This corresponds to a dividend yield of 9.61 %.

Australian Finance Group is assigned to the 'Finance' sector.

To receive the latest dividend of Australian Finance Group from amounting to 0.08 AUD, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

In the year 2025, Australian Finance Group distributed 0.12 AUD as dividends.

The dividends of Australian Finance Group are distributed in AUD.

All fundamentals and in-depth analysis of Australian Finance Group

Our stock analysis for Australian Finance Group stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Australian Finance Group. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.

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