Auswide Bank (ABA.AX) Stock Price
Auswide Bank Price
Over the last 19 years Auswide Bank grew revenue by 3.7% annually, reaching 82.54 M AUD. Earnings per share have declined at 3.5% per year over the last 19 years. For Auswide Bank, the net margin of 13.6% is down versus 23.0% a few years ago. At today's price the dividend yield works out to roughly 6.07%. The payout ratio is around 130% of earnings.
Auswide Bank stock price
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Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of Auswide Bank over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Auswide Bank stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Auswide Bank's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | Auswide Bank Price |
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Auswide Bank Revenue, Pre-Provision Profit, Net Income
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Auswide Bank Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEM AUD |
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| REVENUE GROWTH% |
| GROSS MARGIN% |
| GROSS INCOMEM AUD |
| Net Interest IncomeM AUD |
| Non-Interest IncomeM AUD |
| Loan Loss ProvisionsM AUD |
| Pre-Provision Profit (PPOP)M AUD |
| NET INCOMEM AUD |
| NET INCOME GROWTH% |
| DIVIDENDDIV.AUD |
| DIVIDEND GROWTHDIV. GROWTH% |
| SHARESM |
| 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025e | 2026e | 2027e |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 197.00 | 158.00 | 145.00 | 136.00 | 133.00 | 135.00 | 138.00 | 145.00 | 136.00 | 121.00 | 118.00 | 200.00 | 261.00 | 93.00 | 104.00 | 116.00 |
| -2.96 | -19.80 | -8.23 | -6.21 | -2.21 | 1.50 | 2.22 | 5.07 | -6.21 | -11.03 | -2.48 | 69.49 | 30.50 | -64.37 | 11.83 | 11.54 |
| 48.22 | 60.13 | 65.52 | 69.85 | 71.43 | 70.37 | 68.84 | 65.52 | 69.85 | 78.51 | 80.51 | 47.50 | 36.40 | 80.51 | 80.51 | 80.51 |
| 95.00 | 95.00 | 95.00 | 95.00 | 95.00 | 95.00 | 95.00 | 95.00 | 95.00 | 95.00 | 95.00 | 95.00 | 95.00 | 74.87 | 83.73 | 93.39 |
| 52.81 | 50.93 | 49.65 | 50.81 | 53.89 | 57.51 | 61.02 | 63.19 | 70.52 | 78.16 | 82.04 | 89.18 | 71.29 | – | – | – |
| 16.08 | 4.06 | 11.08 | 9.46 | 9.10 | 9.76 | 9.35 | 9.46 | 9.96 | 10.36 | 12.39 | 11.34 | 11.25 | – | – | – |
| 0.36 | 2.37 | 0.36 | 0.46 | -0.57 | 0.98 | 1.32 | 1.14 | 3.85 | 0.59 | -0.71 | -0.73 | 0.23 | – | – | – |
| 25.49 | 6.08 | 20.55 | 19.00 | 16.54 | 22.86 | 25.72 | 25.78 | 30.35 | 35.29 | 36.77 | 35.19 | 16.58 | – | – | – |
| 17.00 | 2.00 | 14.00 | 13.00 | 11.00 | 15.00 | 17.00 | 17.00 | 18.00 | 24.00 | 26.00 | 25.00 | 11.00 | 15.00 | 18.00 | 23.00 |
| -22.73 | -88.24 | 600.00 | -7.14 | -15.38 | 36.36 | 13.33 | – | 5.88 | 33.33 | 8.33 | -3.85 | -56.00 | 36.36 | 20.00 | 27.78 |
| – | – | – | – | – | – | – | – | – | – | – | 0.61 | 0.31 | 0.31 | 0.34 | 0.36 |
| – | – | – | – | – | – | – | – | – | – | – | – | -49.18 | – | 9.68 | 5.88 |
| 35.77 | 36.19 | 36.29 | 36.77 | 37.49 | 40.57 | 41.79 | 42.15 | 42.25 | 42.63 | 43.21 | 45.05 | 46.33 | 46.33 | 46.33 | 46.33 |
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Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales Auswide Bank generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Auswide Bank retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Auswide Bank's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares Auswide Bank has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Auswide Bank's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
Auswide Bank stock margins
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Auswide Bank Revenue per Share, Earnings per Share
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Auswide Bank business model & stock analysis
Auswide Bank SWOT Analysis
Strengths
- Strong brand reputation and recognition within the banking industry.
- Diverse range of banking products and services offered to customers.
- Robust and secure online banking platform, ensuring convenience and safety for customers.
- Well-established network of branches and ATMs, providing extensive customer accessibility.
Weaknesses
- Limited presence and market share compared to larger banking competitors.
- Relatively smaller customer base, potentially limiting growth opportunities.
- Dependency on traditional banking methods, potentially hindering innovation.
- Lack of international presence, leaving them vulnerable to global market fluctuations.
Opportunities
- Growing demand for personalized banking services.
- Strategic partnerships with fintech companies to enhance digital offerings.
- Expansion into untapped markets and regions to increase market share.
- Introduction of new financial products and services to cater to changing customer needs.
Threats
- Intense competition from larger banks, potentially impacting customer acquisition and retention.
- Economic downturns affecting borrowing capacity and loan repayments.
- Regulatory changes and compliance requirements creating additional operational costs.
- Technological advancements leading to increased cybersecurity risks.
Auswide Bank Eulerpool Fair Value
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Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
Auswide Bank historical P/E ratio, EBIT multiple, and P/S ratio
Auswide Bank annual returns
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Annual Return
ⓘWhat This Chart Shows
This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
Auswide Bank shares outstanding
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Auswide Bank Dividend History
31 years of dividend payments
Auswide Bank dividend history and estimates
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Auswide Bank dividend payout ratio
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Auswide Bank shareholder structure
| % | Name |
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111.80107% | |
0.06251% | |
0.00000% | |
0.00000% | |
0.00000% | |
0.00000% |
Auswide Bank Beneficial Ownership Filings (SEC 13D/G)
Auswide Bank Executives and Management Board
16 members · 38 % women
Mr. William Schafer
Company Secretary · since 2025
446,570.00 AUD
Management
Mr. Damian Hearne
Chief Customer Officer
Mr. Craig Lonergan
Chief Risk Officer
Mr. Mark Rasmussen
Chief Operating Officer
Ms. Gayle Job
Chief People & Property Officer · since 2020
Mr. Scott Johnson
Chief Information Officer
Ms. Rebecca Stephens
Chief Transformation Officer
Board of Directors
Mrs. Sandra Birkensleigh
Non-Executive Independent Chairman of the board · since 2015
Mr. Gregory Kenny
Non-Executive Director · since 2013
Ms. Jacqueline Korhonen
Non-Executive Independent Director
Ms. Sibylle Krieger
Non-Executive Director
Mr. Warren Lee
Non-Executive Director
Mr. Vaughn Richtor
Non-Executive Director
Auswide Bank Supply Chain
Auswide Bank Supply Chain
Correlation: how closely stock prices move together
| # | Name | Trend | |||
|---|---|---|---|---|---|
| 1 | -0.44 | -0.54 | 0.54 |
Frequently asked questions about Auswide Bank
The business model of Auswide Bank Ltd focuses on being a customer-focused, full-service bank. As an Australian banking institution, Auswide Bank offers a wide range of financial products and services such as home loans, personal loans, savings accounts, credit cards, insurance, and financial planning. With a commitment to customer satisfaction, the bank aims to provide innovative solutions and personalized banking experiences. Auswide Bank prides itself on its strong community presence, competitive interest rates, and responsive customer service. As a result, the company strives to deliver value to its customers, shareholders, and communities.
Auswide Bank Ltd is primarily active in the banking and financial services industry.
Auswide Bank Ltd faces competition from several other banks and financial institutions in the market. Some of its main competitors include the big four banks in Australia (ANZ, Commonwealth Bank, National Australia Bank, and Westpac), as well as regional banks such as Bendigo and Adelaide Bank, Bank of Queensland, and Suncorp Bank. These competitors offer similar banking products and services to customers and compete for market share in the financial industry. Additionally, Auswide Bank Ltd also faces competition from non-bank financial institutions and online lenders that provide alternative financial solutions.
Auswide Bank Ltd, formerly known as Wide Bay Australia Ltd, is an Australian bank that provides a range of banking and financial services. Established in 1966, Auswide Bank has a long-standing history in the country. It has grown from a small regional building society into a nationally recognized bank, with a strong focus on serving local communities. Over the years, Auswide Bank has diversified its product offerings and expanded its presence through strategic acquisitions. With a customer-centric approach and a commitment to innovation, Auswide Bank continues to provide personalized financial solutions to individuals, businesses, and communities across Australia.
Auswide Bank Ltd has achieved multiple significant milestones throughout its history. Its notable achievements include consistently maintaining a strong financial performance, expanding its customer base, and increasing its market presence. The company has successfully implemented strategic initiatives to enhance its product and service offerings, resulting in improved customer satisfaction and loyalty. Additionally, Auswide Bank Ltd has been recognized for its commitment to social responsibility and community engagement, receiving awards and accolades for its sustainable practices. With a focus on innovation and delivering exceptional banking solutions, Auswide Bank Ltd continues to strive for growth and success in the financial industry.
Auswide Bank Ltd is primarily present in Australia.
Auswide Bank Ltd represents a set of core values and a strong corporate philosophy. The company values include trust, transparency, customer focus, and integrity. Auswide Bank is dedicated to providing personalized financial services and building long-term relationships with its customers. With a focus on Australian communities, the bank aims to deliver innovative banking solutions that meet the evolving needs of individuals and businesses. Auswide Bank's corporate philosophy revolves around responsible banking practices and sustainable growth, ensuring the best outcomes for its stakeholders. By staying committed to these values, Auswide Bank Ltd strives to be a reliable and trusted financial partner in the industry.
7 analysts currently rate the Auswide Bank stock: 0 recommend buying, 3 holding and 4 selling. For 2026, analysts expect Auswide Bank to generate revenue of 104.00 M AUD and earnings per share of 0.40 AUD.
Converted at the current exchange rate, the Auswide Bank share trades at 3.16 EUR (5.18 AUD).
The Auswide Bank share (ABA.AX) is listed on 1 stock exchanges, including: ASX (ABA.AX).
Auswide Bank Ltd is an Australian bank that was founded in 1966 and is based in Queensland. The company operates in several segments, including retail customers, businesses, and agriculture, and offers a variety of products and services, including deposit accounts, loans, credit cards, insurance, and financial advice. In the retail customers segment, Auswide Bank Ltd offers a wide range of deposit and savings products. These include checking accounts, savings accounts, term deposits, and money market accounts. Customers also have access to various credit options, including personal loans, loans, home financing, and mortgage loans. In addition, the company also offers insurance products such as home insurance, car insurance, travel insurance, and health insurance. The business segment of Auswide Bank Ltd offers various services and products for businesses of all sizes. These include business loans, overdrafts and credit lines, purchase card payments, and payment processing, as well as various deposit products. The company specializes in offering tailored solutions to small and medium-sized enterprises (SMEs) to address their specific financial challenges. The third area of Auswide Bank Ltd is agriculture. The bank has decades of experience in this industry and offers both deposit and credit products specifically for farmers and agricultural companies. Farmers can, for example, benefit from investment and.
The expected revenue of Auswide Bank is 104.00 M AUD. This figure is based on current financial data and reflects the company's business performance.
The expected profit of Auswide Bank is 18.53 M AUD. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of Auswide Bank is currently 12.95. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Auswide Bank stock.
The price-to-sales ratio (P/S) of Auswide Bank is currently 2.31. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Auswide Bank stock.
The Eulerpool Quality Score for Auswide Bank is 3/10.
The ISIN of Auswide Bank is AU000000ABA1. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of Auswide Bank is A14RGR. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of Auswide Bank is ABA.AX. The ticker symbol is used to trade Auswide Bank shares on the stock exchange.
Over the past 12 months, Auswide Bank paid a dividend of 0.31 AUD . This corresponds to a dividend yield of about 6.07 %. For the coming 12 months, Auswide Bank is expected to pay a dividend of 0.36 AUD.
The current dividend yield of Auswide Bank is 6.07 %.
Auswide Bank pays a dividend, distributed in the months of , , , .
Auswide Bank paid dividends every year for the past 0 years.
For the upcoming 12 months, dividends amounting to 0.36 AUD are expected. This corresponds to a dividend yield of 7.02 %.
Auswide Bank is assigned to the 'Finance' sector.
To receive the latest dividend of Auswide Bank from amounting to 0.16 AUD, you needed to have the stock in your portfolio before the ex-date on .
The last dividend was paid out on .
In the year 2025, Auswide Bank distributed 0.46 AUD as dividends.
The dividends of Auswide Bank are distributed in AUD.
Auswide Bank stock
Auswide Bank Peer Group
Auswide Bank Ticker
Auswide Bank FIGI
All fundamentals and in-depth analysis of Auswide Bank
Our stock analysis for Auswide Bank stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Auswide Bank. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.