Addiko Bank (ADKO.VI) Stock Price

Addiko Bank Price

🇦🇹Wiener Börse·CLOSED
25.00EUR
Market closed
Today +/-
Today %

Addiko Bank (ADKO.VI) Stock | ISIN AT000ADDIKO0 | WKN A2PMK5. The current Addiko Bank stock price is 25 EUR (2026). Revenue is 336.6 M EUR. Net income is 55.69 M EUR. The P/E ratio is 8.66. Market capitalization is 487.5 M EUR. Addiko Bank operates in the Finance sector.

Addiko Bank stock price

Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of Addiko Bank over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Addiko Bank stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Addiko Bank's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Addiko Bank Stock Price History
DateAddiko Bank Price
Access this data via the Eulerpool API

Addiko Bank Revenue, EBIT, Net Income

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue
Net Income
Details
Date
Revenue
Net Income
Jan 1, 2015
338.2 M EUR
-675.2 M EUR
Jan 1, 2016
310.6 M EUR
-23.9 M EUR
Jan 1, 2017
302.6 M EUR
41.6 M EUR
Jan 1, 2018
365.9 M EUR
104.2 M EUR
Jan 1, 2019
304.2 M EUR
35.1 M EUR
Jan 1, 2020
278.9 M EUR
1.4 M EUR
Jan 1, 2021
268.6 M EUR
13.6 M EUR
Jan 1, 2022
274.7 M EUR
25.7 M EUR
Jan 1, 2023
349.5 M EUR
41.1 M EUR
Jan 1, 2024
390.3 M EUR
45.4 M EUR
Invalid Date
313.14 M EUR
43.96 M EUR
Invalid Date
336.6 M EUR
55.69 M EUR
Invalid Date
332.52 M EUR
65.84 M EUR
Invalid Date
383.2 M EUR
76.52 M EUR

Addiko Bank Income Statement, Balance Sheet, Cash Flow Statement

Last updated Jun 12, 2026, 11:00 PM
 
REVENUE (M EUR)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (M EUR)
EBIT (M EUR)
EBIT MARGIN (%)
NET INCOME (M EUR)
NET INCOME GROWTH (%)
SHARES (M)
DOCUMENTS
20212022202320242025e2026e2027e2028e
268274349390313336332383
-3.62.2427.3711.75-19.747.35-1.1915.36
--------
00000000
0000114129146164
1325414543556576
1,20092.31649.76-4.4427.9118.1816.92
19.519.519.4219.2919.2919.2919.2919.29
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Addiko Bank generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Addiko Bank retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Addiko Bank's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Addiko Bank has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Addiko Bank's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Addiko Bank stock margins

The Addiko Bank margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Addiko Bank. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Addiko Bank.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Profit margin
Details
Date
Profit margin
Jan 1, 2015
-199.65 %
Jan 1, 2016
-7.69 %
Jan 1, 2017
13.75 %
Jan 1, 2018
28.48 %
Jan 1, 2019
11.54 %
Jan 1, 2020
0.5 %
Jan 1, 2021
5.06 %
Jan 1, 2022
9.36 %
Jan 1, 2023
11.76 %
Jan 1, 2024
11.63 %
Invalid Date
14.04 %
Invalid Date
16.55 %
Invalid Date
19.8 %

Addiko Bank Stock Revenue, EBIT, Earnings per Share

The Addiko Bank earnings per share therefore indicates how much revenue Addiko Bank has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2015
17.34 EUR
-34.63 EUR
Jan 1, 2016
15.93 EUR
-1.23 EUR
Jan 1, 2017
15.52 EUR
2.13 EUR
Jan 1, 2018
18.76 EUR
5.34 EUR
Jan 1, 2019
15.6 EUR
1.8 EUR
Jan 1, 2020
14.3 EUR
0.07 EUR
Jan 1, 2021
13.77 EUR
0.7 EUR
Jan 1, 2022
14.09 EUR
1.32 EUR
Jan 1, 2023
17.99 EUR
2.12 EUR
Jan 1, 2024
20.23 EUR
2.35 EUR
Invalid Date
16.06 EUR
2.25 EUR
Invalid Date
17.26 EUR
2.86 EUR
Invalid Date
17.05 EUR
3.38 EUR

Addiko Bank business model & stock analysis

The Addiko Bank AG is an Austrian bank that has been operating as an independent entity since 2015 and has focused on the area of consumer loans and savings accounts. However, the bank's history dates back to 1905, when the "Bosnisch-Herzegowinische Bank" was founded in Austria-Hungary. This later merged with other banks and companies to become a large financial institution, which later became part of the Hypo-Alpe-Adria Group. In 2014, the Austrian business of the Hypo-Alpe-Adria Group was acquired by BayernLB. The Addiko Bank AG was finally created a year later through the separation of the retail unit of the Hypo-Alpe-Adria Group in Austria and some Southeastern European countries. The business model of Addiko Bank AG is designed to offer simple and attractive products. The bank focuses on consumer loans, savings accounts, and payment services, and has a wide range of offerings in these areas. It positions itself as quick and uncomplicated, especially in the area of consumer loans. Addiko Bank AG operates in various sectors, including consumer loans, savings accounts, and payment services. In the area of consumer loans, it offers various types of loans, including construction loans, car loans, and installment loans. These loans can be completed online and offer flexible terms and low interest rates. In the area of savings accounts, Addiko Bank AG offers various types of accounts, including current accounts, fixed-term deposits, and savings bond accounts. These accounts offer attractive interest rates and flexible terms. The bank is part of the payment system in Austria and also offers special card functions. Credit cards can be applied for online and offer various features such as bonus programs and insurance. Additionally, the bank has a mobile app that makes it easy for customers to keep track of their accounts and transactions. One unique feature of Addiko Bank AG is that it offers its customers quick and easy credit approval. For this purpose, it has developed an innovative process that allows for fast identification and credit assessment of applicants. Customers can apply for a loan online and receive a decision within minutes. In addition to its products and services, Addiko Bank AG has also formed various partnerships with companies and organizations in different markets. This collaboration includes both the distribution of products and joint marketing campaigns. Looking to the future, Addiko Bank AG plans to expand its presence in existing markets and enter new markets. To do so, it will further develop its business model and expand its products and services with additional innovative offerings. In summary, Addiko Bank AG is an Austrian bank specializing in consumer loans, savings accounts, and payment services, offering a wide range of products and services in these areas. It has a long history as part of the Hypo-Alpe-Adria Group and has been operating as an independent entity since 2015. The bank stands out for its quick and easy credit approval process, attractive interest rates, and diverse range of products and services.

Addiko Bank SWOT Analysis

Strengths

Addiko Bank AG has a strong presence in the market and a well-established brand image. The bank has a diverse portfolio of financial products and services, catering to both individual and corporate clients. Addiko Bank AG also has a robust and efficient technology infrastructure, which allows for smooth and convenient banking operations.

The bank's strong customer base and extensive branch network provide a competitive advantage, enabling Addiko Bank AG to reach a wide range of customers across different regions. Additionally, the bank has a team of experienced professionals who excel in providing personalized customer service and financial advice.

Weaknesses

One of the weaknesses of Addiko Bank AG is its reliance on traditional banking methods and channels. The bank needs to invest more in digital transformation and innovation to keep up with the changing customer preferences and technological advancements in the financial industry.

Furthermore, Addiko Bank AG may face challenges in terms of regulatory compliance and risk management, considering the dynamic nature of the banking sector. Enhancing internal controls and risk mitigation strategies should be a priority for the bank.

Opportunities

Addiko Bank AG can capitalize on the growing demand for online banking and digital financial services. By developing user-friendly mobile and online banking platforms, the bank can attract tech-savvy customers and tap into the expanding market of digital banking.

Expanding into new geographical markets and segments, such as small and medium enterprises (SMEs) or wealth management, presents significant opportunities for Addiko Bank AG. This would allow the bank to diversify its revenue streams and reduce dependency on specific markets or customer groups.

Threats

One of the major threats for Addiko Bank AG is intense competition from other established banks and emerging financial technology companies. These competitors may offer innovative financial solutions and better customer experiences, posing a risk to Addiko Bank AG's market share.

Economic downturns and financial market instabilities can significantly impact the performance of Addiko Bank AG. Fluctuations in interest rates, inflation, or exchange rates can lead to reduced profitability and an increase in non-performing loans.

Addiko Bank Eulerpool Fair Value

Addiko Bank historical P/E ratio, EBIT multiple, and P/S ratio

Addiko Bank annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Addiko Bank shares outstanding

The number of shares was Addiko Bank in 2025 — This indicates how many shares 19.29 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2015
19.5 M base_Shares
Jan 1, 2016
19.5 M base_Shares
Jan 1, 2017
19.5 M base_Shares
Jan 1, 2018
19.5 M base_Shares
Jan 1, 2019
19.5 M base_Shares
Jan 1, 2020
19.5 M base_Shares
Jan 1, 2021
19.5 M base_Shares
Jan 1, 2022
19.5 M base_Shares
Jan 1, 2023
19.42 M base_Shares
Jan 1, 2024
19.29 M base_Shares
Invalid Date
19.29 M base_Shares
Invalid Date
19.29 M base_Shares
Invalid Date
19.29 M base_Shares

Addiko Bank Dividend History

3 years of dividend payments

YearAnnual DividendYoY ChangePayments
20241.26EUR 4.1%
20231.21EUR 49.4%
20212.39EUR

Addiko Bank dividend history and estimates

In 2025, Addiko Bank paid a dividend amounting to 7.7 EUR. Dividend means that Addiko Bank distributes a portion of its profits to its owners.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Dividend
Dividend (Estimate)
Special dividend
Details
Date
Dividend
Dividend (Estimate)
Special dividend
Jan 1, 2021
2.39 EUR
0 EUR
0 EUR
Jan 1, 2023
1.21 EUR
0 EUR
0 EUR
Jan 1, 2024
1.26 EUR
0 EUR
0 EUR
Invalid Date
0 EUR
7.7 EUR
0 EUR
Invalid Date
0 EUR
9.75 EUR
0 EUR
Invalid Date
0 EUR
11.53 EUR
0 EUR

Addiko Bank dividend payout ratio

In 2025, Addiko Bank had a payout ratio of 341.43%. The payout ratio indicates the percentage of the company's profits that Addiko Bank distributes as dividends.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2015
341.43 %
Jan 1, 2016
341.43 %
Jan 1, 2017
341.43 %
Jan 1, 2018
341.43 %
Jan 1, 2019
341.43 %
Jan 1, 2020
341.43 %
Jan 1, 2021
341.43 %
Jan 1, 2022
341.43 %
Jan 1, 2023
341.43 %
Jan 1, 2024
341.43 %
Invalid Date
341.43 %
Invalid Date
341.43 %
Invalid Date
341.43 %
Price targets and forecasts for Addiko Bank are not yet available.

Addiko Bank Earnings Estimates

Addiko Bank Earnings Estimates

DateEPS estimateRevenue EstimateQuarterly report
11/9/20220.32EUR61.1 MEUR2022 Q3
8/17/20220.32EUR60.6 MEUR2022 Q2
5/11/20220.29EUR56.03 MEUR2022 Q1
11/3/20210.18EUR56.84 MEUR2021 Q3
5/5/20210.11EUR55.85 MEUR2021 Q1

Addiko Bank shareholder structure

% Name
9.98998%
S-Quad Handels-und Beteiligungs GmbH
S-Quad Handels-und Beteiligungs GmbH
9.68752%
Agri Europe Cyprus Limited
Agri Europe Cyprus Limited
9.63163%
Macura (Davor)
Macura (Davor)
8.4%
EBRD (European Bank for Reconstruction and Development)
EBRD (European Bank for Reconstruction and Development)
6.88295%
Jelitzka (Daniel)
Jelitzka (Daniel)
6.73%
Winkler (Christian)
Winkler (Christian)
5.50383%
Wellington Management Company, LLP
Wellington Management Company, LLP
5.07%
Brandes Investment Partners, L.P.
Brandes Investment Partners, L.P.
3.98868%
Redwheel
Redwheel
2.02978%
Goldman Sachs Bank AG
Goldman Sachs Bank AG

Addiko Bank Executives and Management Board

KP

Dr. Kurt Pribil

Chairman of the Supervisory Board

PG

Mr. Pieter Van Groos

Deputy Chairman of the Supervisory Board · since 2021

TK

Mr. Tadej Krasovec

Chief Risk Officer, Member of the Management Board

GK

Mr. Ganesh Krishnamoorthi

Member of the Management Board

DP

Ms. Dragica Pilipovic-Chaffey

(76)

Independent Member of the Supervisory Board

Frequently asked questions about Addiko Bank

Addiko Bank AG operates as a full-service bank, operating in Southeastern Europe with a focus on retail and SME banking. With a customer-centric approach, the bank offers various financial products and services, including loans, savings accounts, payment services, and investment solutions. Addiko Bank AG aims to support individuals, households, and businesses in achieving their financial goals by providing tailored solutions and innovative banking services. By leveraging its regional expertise and commitment to long-term partnerships, Addiko Bank AG strives to foster financial stability and growth in its target markets.

All fundamentals and in-depth analysis of Addiko Bank

Our stock analysis for Addiko Bank Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Addiko Bank Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.