Affirm Holdings (AFRM) Stock Price
Affirm Holdings Price
Over the last 7 years Affirm Holdings grew revenue by 23.4% annually, reaching 1.15 B USD. For Affirm Holdings, the net margin of 167.8% is up versus -52.4% a few years ago. The consensus 12-month price target for Affirm Holdings is 92.00 USD, about 29.5% above where the stock trades today. Of 42 analysts, 35 rate the stock a buy — an overall Buy consensus.
Affirm Holdings stock price
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Affirm Holdings business model & stock analysis
Frequently asked questions about Affirm Holdings
The business model of Affirm revolves around providing a Buy Now, Pay Later (BNPL) platform for consumers. Affirm partners with online retailers to offer customers the option to split their purchases into installments, allowing them to make affordable and convenient payments over time. With a focus on transparency and no hidden fees, Affirm aims to provide shoppers with an alternative to traditional credit cards. Through its advanced technology and data-driven approach, Affirm evaluates customers' creditworthiness in real-time, making it easier for individuals to access and manage credit responsibly. By offering flexible payment options, Affirm aims to improve the overall shopping experience and increase customer satisfaction.
Affirm is primarily active in the financial technology industry. As a leading fintech company, Affirm offers innovative payment solutions and services to consumers and businesses. With its unique buy-now-pay-later model, Affirm enables consumers to make purchases and pay for them in installments, without any hidden fees or compounding interest. Affirm's technology is widely used in various sectors such as e-commerce, travel, health, home improvement, and more. By providing transparent and convenient financial solutions, Affirm aims to empower consumers and drive growth for businesses across multiple industries.
The main competitors of Affirm in the market include PayPal, Klarna, Afterpay, and Splitit.
Affirm is a leading financial technology company founded by Max Levchin in 2012. Headquartered in San Francisco, California, Affirm offers a variety of innovative payment solutions to consumers and merchants. The company aims to provide affordable and transparent financing options for shoppers, allowing them to make purchases and pay over time without hidden fees or compounding interest. Affirm's platform integrates seamlessly with various e-commerce platforms, making it convenient for merchants to offer their customers flexible payment plans at the point of sale. Over the years, Affirm has expanded its services and partnered with numerous retailers, allowing it to become a trusted name in the fintech industry.
Affirm, a leading financial technology company, has achieved several significant milestones since its inception. Notably, the firm raised $100 million in a Series D funding round in 2017, bringing its total funding to $525 million. In 2019, Affirm surpassed two million customers, demonstrating its growing popularity among consumers. The company also expanded its merchant network, adding major retailers like Walmart and Peloton to its roster. Affirm's successful IPO in January 2021 further solidified its position in the market, with shares surging on the first day of trading. These accomplishments highlight Affirm's rapid growth and strong market presence in the financial technology sector.
Affirm is primarily present in the United States, serving customers nationwide. However, the company has plans for expanding its services internationally in the future.
Affirm is a renowned financial technology company that focuses on providing consumers with transparent and flexible payment options. With a customer-centric approach, Affirm aims to empower individuals by offering fair and honest financing solutions. The company's corporate philosophy revolves around creating a positive impact on people's lives, offering budget-friendly alternatives to traditional credit cards, and promoting responsible financial behavior. By enabling consumers to split their purchases into manageable installments, Affirm strives to foster financial well-being and democratize access to retail experiences. With a commitment to transparency, inclusivity, and innovation, Affirm is revolutionizing the way people make purchases while promoting financial empowerment for all.
Analysts currently set an average price target of 91.92 USD for the Affirm Holdings stock (median: 92.00 USD), implying +29.4 % versus the latest price. The consensus is based on 42 analyst ratings.
42 analysts currently rate the Affirm Holdings stock: 35 recommend buying, 7 holding and 0 selling.
Converted at the current exchange rate, the Affirm Holdings share trades at 63.52 EUR (71.06 USD).
The Affirm Holdings share (AFRM) is listed on 2 stock exchanges, including: NASDAQ (AFRM), SIX (Zürich) (78P.SW).
Affirm is a FinTech company that specializes in online consumer lending. The company offers consumers an innovative financing option that allows them to make purchases in affordable installments. Affirm enables customers to apply for and be approved for a loan for their purchase within minutes online. The company works with a variety of retailers to establish and promote this financing option to their customers. The company offers a range of products and services, including flexible installment payments, lending for major purchases, and financing for travel and experiences. Lending is done without hidden fees and at transparent interest rates. Affirm is a pioneer in real-time lending in the US and has gained rapid significance since its founding in 2013. The company has several significant investors, including Khosla Ventures, Lightspeed Venture Partners, and Spark Capital. Affirm's success is based on an innovative business model that aims to change the way people finance their purchases. The company provides a simple way to spread out purchases over several months without customers having to pay high interest rates and hidden fees. Affirm works closely with retailers to establish the company as the preferred financing option for customers. This means that customers have the option to choose Affirm as a payment method and repay the purchase amount in monthly installments. The company also offers a real-time credit process that allows customers to get credit approval within minutes. This is an important factor for customers looking for a fast, easy, and transparent financing system. The company has also expanded into lending for major purchases, where customers can take out loans for products that have a higher value than a normal purchase. Affirm also offers financing solutions for travel and experiences to assist customers in planning and financing their dream trips. The company focuses on providing simple, transparent, and affordable lending that allows consumers to solve their financial problems and improve access to goods and services. Affirm has the potential to revolutionize the lending industry by combining technology and financial services. The company has demonstrated its ability to pursue strong and profitable business development while providing consumers with a simple and affordable financing option.
The revenue of Affirm Holdings is 1.15 B USD. This figure is based on current financial data and reflects the company's business performance.
The profit of Affirm Holdings is 1.93 B USD. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of Affirm Holdings is currently 12.82. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Affirm Holdings stock.
The price-to-sales ratio (P/S) of Affirm Holdings is currently 21.51. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Affirm Holdings stock.
The Eulerpool Quality Score for Affirm Holdings is 4/10.
The ISIN of Affirm Holdings is US00827B1061. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of Affirm Holdings is A2QL1G. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of Affirm Holdings is AFRM. The ticker symbol is used to trade Affirm Holdings shares on the stock exchange.
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All fundamentals and in-depth analysis of Affirm Holdings
Our stock analysis for Affirm Holdings stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Affirm Holdings. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.