Sparebank 1 SMN is a Norwegian financial group that was founded in 1995. It is the second largest banking group in Norway and has its headquarters in Trondheim. The group consists of 17 independent banks that join forces to offer customers a comprehensive range of banking services.
The core business of Sparebank 1 SMN includes retail banking, corporate banking, and private banking. In the retail banking sector, the bank offers a range of accounts with different interest rates, including current accounts, savings accounts, various credit facilities, and credit cards. Corporate banking includes, among other things, loans for companies, financial advice for firms and institutions, and offers for asset management.
In private banking, Sparebank 1 SMN focuses on individual wealth management, asset management, and investment advice for high-net-worth clients. The bank also offers solutions for wealth transfer and estate planning.
In addition to its core business, the group also operates a number of subsidiaries in various areas. These include Tryg Forsikring, a subsidiary specializing in insurance, and Human Finans, which is active in consumer finance.
Sparebank 1 SMN focuses on comprehensive and holistic customer service and offers various digital services. This includes a mobile banking app that allows customers to manage their finances, make transfers, and check account balances. Online banking, telephone banking, direct banking, and online chat service are also part of the offering.
The bank follows a sustainable business strategy and considers ecological and social criteria in investment decisions. To integrate sustainability into its business model, Sparebank 1 SMN has developed a framework for responsible investments.
In summary, Sparebank 1 SMN offers a comprehensive range of financial services tailored to the needs of private and business customers. The group relies on a digital strategy to improve customer service and pays attention to sustainability in investment decisions.
