Sparebank 1 Helgeland is a Norwegian bank that offers its customers a wide range of standard and premium services. The company is headquartered in Mo i Rana and has 17 branches in the Helgeland region.
The business model of Sparebank 1 Helgeland is based on the principle of being an all-financial service provider. This means that the bank offers not only traditional banking services such as deposits, loans, payment solutions, and cards, but also insurance, asset management, retirement solutions, foreign exchange and money market transactions, stock trading, and issuance services.
The bank works closely with other companies in the Sparebank 1 group to offer its customers a wider range of financial products. Sparebank 1 Helgeland is one of 14 independent regional banks that are part of Norway's largest banking group - Sparebank 1 Gruppen.
The bank offers various deposit products such as savings accounts, checking accounts, and children's accounts. The credit products include personal loans, auto and boat loans, housing loans, and agricultural loans. Sparebank 1 Helgeland collaborates with other banks to offer mortgages and loans to its customers at more favorable conditions.
The bank's insurance spectrum includes life insurance, health insurance, car insurance, property insurance, legal expenses insurance, household insurance, business insurance, and animal insurance. The asset management services include securities portfolios, investment funds, and specialized asset management.
In addition, the bank offers various online and mobile banking solutions. Customers can manage their accounts online, submit loan applications, and carry out transactions. The bank also offers mobile apps for iPhone and Android that allow customers to access their accounts from anywhere.
Sparebank 1 Helgeland has a strong presence in agriculture. The company offers special services to meet the needs of farmers. The bank provides special loans for investments in agriculture as well as consulting services for agricultural businesses.
The company supports local initiatives in the Helgeland region and is a major supporter of local communities. Sparebank 1 Helgeland participates in numerous events and fundraising activities that aim to improve the lives of people in the region.
Overall, the business model of Sparebank 1 Helgeland is focused on providing comprehensive and customer-oriented services. The bank offers a wide range of financial products and services for everyday life and specifically caters to the needs of special target groups such as farmers and local communities.