The Oberbank AG is an Austrian financial institution with a regional focus and international orientation. With a comprehensive range of financial services, Oberbank serves its customers in the areas of private, business, and institutional banking.
As a universal bank, Oberbank offers a wide range of accounts and cards, including online and mobile banking solutions. It has a broad-based lending business that ranges from financing residential construction and real estate to supporting small and medium-sized enterprises and corporate finance solutions. Private banking, which includes asset management, succession planning, and financial advisory services, is also of particular importance. In the securities sector, Oberbank bundles its offering under the Oberbank Invest brand, which provides a comprehensive range of securities services from consulting to asset management to online securities and fund trading.
In addition to its core business, Oberbank also offers other products and services. Under the umbrella of payment transactions, Oberbank bundles its services for cashless payment transactions, including issuing credit cards, making transfers, and accepting payments via electronic direct debit.
Oberbank also offers financing services such as leasing and factoring for both private and corporate customers. The factoring model represents a special added value for companies, as Oberbank promises credit security and also takes over the management and collection of receivables.
As a regional bank in Austria and Germany, Oberbank sees itself as a partner for the sustainable development of regions. It supports its customers with specialized advisors and also offers consultancy and financing solutions for public clients and non-profit organizations.
As a corporate customer bank, Oberbank is particularly strong in the areas of agriculture and environmental economy, tourism, and non-profit organizations. In order to better serve its customers in these industries, Oberbank relies on specialized advisors who are well versed in the challenges and opportunities of these sectors.
As a company in the financial industry, Oberbank faces special challenges and opportunities. In addition to complying with regulatory requirements and dealing with digital challenges and opportunities, Oberbank also focuses on modern organization and comprehensive employee development. It is guided by its values as a family bank and partner for its customers.