Zip Co

Zip Co Debt

The Debt of Zip Co (ZIP.AX) as of Oct 17, 2026 is 2.76 B AUD. In the previous year, Debt was 2.42 B AUD — a change of 13.67% (higher).

Debt

2.76 BAUD

YoY

13.67%

Last updated:

In 2026, Zip Co's total debt was 2.76 B AUD, a 13.67% change from the 2.42 B AUD total debt recorded in the previous year.

The Zip Co Debt history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Debt
Date
Debt
Jan 1, 2019
587.45 M AUD
Jan 1, 2020
1.09 B AUD
Jan 1, 2021
2.25 B AUD
Jan 1, 2022
2.88 B AUD
Jan 1, 2023
3.05 B AUD
Jan 1, 2024
2.42 B AUD
Jan 1, 2025
2.42 B AUD
Jan 1, 2026
2.76 B AUD
The Zip Co Debt history
YEARDebtYoY
2.76 BAUD+13.67%
2.42 BAUD+0.16%
2.42 BAUD-20.66%
3.05 BAUD+5.91%
2.88 BAUD+28.02%
2.25 BAUD+106.35%
1.09 BAUD+85.61%
587.45 MAUD+1.38%
579.45 MAUD+81.32%
319.58 MAUD+929.34%
31.05 MAUD+581.60%
4.56 MAUD+827.03%
491,352.00AUD—

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Zip Co Stock analysis

What does Zip Co do? Zip Co Ltd, headquartered in Sydney, Australia, operates as a financial services provider offering point of sale credit and integrated retail finance solutions to merchants and consumers. The company serves markets across APAC, Americas, and EMEA regions with Buy Now Pay Later (BNPL) services, including instalment products and lines of credit for consumers, and unsecured loans for small and medium businesses in Australia and New Zealand. With 1,103 employees, it delivers flexible payment options both online and in-store. Zip Co is one of the most popular companies on Eulerpool.

Debt Details

Understanding Zip Co's Debt Structure

Zip Co's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing Zip Co's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to Zip Co’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in Zip Co’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about Zip Co stock

Debt of Zip Co is 2.76 B AUD in 2026.

Debt of Zip Co changed from 2.42 B AUD to 2.76 B AUD, representing a 13.67% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Debt Zip Co since 2006 – with annual values, charts, and detailed analysis.

Debt's AUD is a key factor for investors. Changes in this metric can signal improving or deteriorating fundamentals, directly impacting the stock price. On Eulerpool, you can track Debt's Zip Co historically and in real time.

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Balance Sheet — Zip Co

Total AssetsCurrent AssetsCash & EquivalentsReceivablesInventoryProperty, Plant & EquipmentGoodwillIntangible AssetsEquityLiabilitiesDebtCurrent LiabilitiesLong-term DebtShort-term DebtRetained EarningsBook Value per ShareTangible Book Value per ShareWorking CapitalInvestmentsAccounts PayableNon-Current AssetsShort-Term InvestmentsLong-Term InvestmentsNet DebtTreasury StockMinority InterestDeferred Tax LiabilitiesNet Tangible AssetsGoodwill/AssetsIntangibles/Assets

All Key Metrics — Zip Co