Xref (XF1.AX) Stock Price
Xref Price
Revenue has compounded at 49.7% per year over the past 19 years to 21.31 M AUD. Xref's net margin stands at -9.2%, down from 0.6% several years earlier. The stock trades about 21% above its 52-week low.
Xref stock price
Details
Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of Xref over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Xref stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Xref's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | Xref Price |
|---|---|
| 7/10/2026 | 0.07 AUD |
| 7/9/2026 | 0.07 AUD |
| 7/8/2026 | 0.07 AUD |
| 7/7/2026 | 0.08 AUD |
| 7/6/2026 | 0.08 AUD |
| 7/3/2026 | 0.08 AUD |
| 7/2/2026 | 0.08 AUD |
| 7/1/2026 | 0.08 AUD |
| 6/30/2026 | 0.08 AUD |
| 6/29/2026 | 0.08 AUD |
| 6/26/2026 | 0.08 AUD |
| 6/25/2026 | 0.06 AUD |
| 6/24/2026 | 0.06 AUD |
| 6/23/2026 | 0.06 AUD |
| 6/22/2026 | 0.06 AUD |
| 6/19/2026 | 0.06 AUD |
| 6/18/2026 | 0.07 AUD |
| 6/17/2026 | 0.06 AUD |
| 6/16/2026 | 0.06 AUD |
| 6/15/2026 | 0.06 AUD |
| 6/12/2026 | 0.06 AUD |
| 6/11/2026 | 0.06 AUD |
| 6/10/2026 | 0.07 AUD |
| 6/9/2026 | 0.06 AUD |
| 6/5/2026 | 0.06 AUD |
| 6/4/2026 | 0.06 AUD |
| 6/3/2026 | 0.06 AUD |
| 6/2/2026 | 0.06 AUD |
| 6/1/2026 | 0.06 AUD |
| 5/29/2026 | 0.06 AUD |
| 5/28/2026 | 0.07 AUD |
| 5/27/2026 | 0.08 AUD |
| 5/26/2026 | 0.08 AUD |
| 5/25/2026 | 0.08 AUD |
| 5/22/2026 | 0.08 AUD |
| 5/21/2026 | 0.08 AUD |
| 5/20/2026 | 0.08 AUD |
| 5/19/2026 | 0.08 AUD |
| 5/18/2026 | 0.08 AUD |
| 5/15/2026 | 0.08 AUD |
| 5/14/2026 | 0.09 AUD |
| 5/13/2026 | 0.09 AUD |
| 5/12/2026 | 0.09 AUD |
| 5/11/2026 | 0.10 AUD |
| 5/8/2026 | 0.10 AUD |
| 5/7/2026 | 0.11 AUD |
| 5/6/2026 | 0.11 AUD |
| 5/5/2026 | 0.11 AUD |
| 5/4/2026 | 0.11 AUD |
| 5/1/2026 | 0.12 AUD |
| 4/30/2026 | 0.12 AUD |
| 4/29/2026 | 0.12 AUD |
| 4/28/2026 | 0.12 AUD |
| 4/27/2026 | 0.11 AUD |
| 4/24/2026 | 0.11 AUD |
| 4/23/2026 | 0.12 AUD |
| 4/22/2026 | 0.12 AUD |
| 4/21/2026 | 0.12 AUD |
| 4/20/2026 | 0.12 AUD |
| 4/17/2026 | 0.10 AUD |
| 4/16/2026 | 0.08 AUD |
| 4/15/2026 | 0.08 AUD |
| 4/14/2026 | 0.08 AUD |
| 4/13/2026 | 0.07 AUD |
| 4/10/2026 | 0.06 AUD |
| 4/9/2026 | 0.07 AUD |
| 4/8/2026 | 0.07 AUD |
| 4/7/2026 | 0.07 AUD |
| 4/2/2026 | 0.07 AUD |
| 4/1/2026 | 0.08 AUD |
| 3/31/2026 | 0.08 AUD |
| 3/30/2026 | 0.08 AUD |
| 3/27/2026 | 0.09 AUD |
| 3/26/2026 | 0.09 AUD |
| 3/25/2026 | 0.09 AUD |
| 3/24/2026 | 0.09 AUD |
| 3/23/2026 | 0.09 AUD |
| 3/20/2026 | 0.09 AUD |
| 3/19/2026 | 0.09 AUD |
| 3/18/2026 | 0.09 AUD |
| 3/17/2026 | 0.09 AUD |
| 3/16/2026 | 0.09 AUD |
| 3/13/2026 | 0.09 AUD |
| 3/12/2026 | 0.09 AUD |
| 3/11/2026 | 0.09 AUD |
| 3/10/2026 | 0.09 AUD |
| 3/9/2026 | 0.09 AUD |
| 3/6/2026 | 0.09 AUD |
| 3/5/2026 | 0.09 AUD |
| 3/4/2026 | 0.10 AUD |
| 3/3/2026 | 0.11 AUD |
| 3/2/2026 | 0.11 AUD |
| 2/27/2026 | 0.10 AUD |
| 2/26/2026 | 0.10 AUD |
| 2/25/2026 | 0.10 AUD |
| 2/24/2026 | 0.10 AUD |
| 2/23/2026 | 0.10 AUD |
| 2/20/2026 | 0.11 AUD |
| 2/19/2026 | 0.11 AUD |
| 2/18/2026 | 0.12 AUD |
| 2/17/2026 | 0.12 AUD |
| 2/16/2026 | 0.12 AUD |
| 2/13/2026 | 0.12 AUD |
| 2/12/2026 | 0.10 AUD |
| 2/11/2026 | 0.13 AUD |
| 2/10/2026 | 0.13 AUD |
| 2/9/2026 | 0.12 AUD |
| 2/6/2026 | 0.13 AUD |
| 2/5/2026 | 0.13 AUD |
| 2/4/2026 | 0.14 AUD |
| 2/3/2026 | 0.14 AUD |
| 2/2/2026 | 0.14 AUD |
| 1/30/2026 | 0.14 AUD |
| 1/29/2026 | 0.14 AUD |
| 1/28/2026 | 0.14 AUD |
| 1/27/2026 | 0.14 AUD |
| 1/23/2026 | 0.14 AUD |
| 1/22/2026 | 0.14 AUD |
| 1/21/2026 | 0.14 AUD |
| 1/20/2026 | 0.14 AUD |
| 1/19/2026 | 0.14 AUD |
| 1/16/2026 | 0.14 AUD |
| 1/15/2026 | 0.14 AUD |
| 1/14/2026 | 0.15 AUD |
| 1/13/2026 | 0.15 AUD |
| 1/12/2026 | 0.15 AUD |
| 1/9/2026 | 0.14 AUD |
| 1/8/2026 | 0.14 AUD |
| 1/7/2026 | 0.14 AUD |
| 1/6/2026 | 0.15 AUD |
| 1/5/2026 | 0.16 AUD |
| 1/2/2026 | 0.16 AUD |
| 12/31/2025 | 0.17 AUD |
| 12/30/2025 | 0.15 AUD |
| 12/29/2025 | 0.14 AUD |
| 12/24/2025 | 0.15 AUD |
| 12/23/2025 | 0.13 AUD |
| 12/22/2025 | 0.13 AUD |
| 12/19/2025 | 0.15 AUD |
| 12/18/2025 | 0.15 AUD |
| 12/17/2025 | 0.15 AUD |
| 12/16/2025 | 0.16 AUD |
| 12/15/2025 | 0.16 AUD |
| 12/12/2025 | 0.16 AUD |
| 12/11/2025 | 0.16 AUD |
| 12/10/2025 | 0.15 AUD |
| 12/9/2025 | 0.16 AUD |
| 12/8/2025 | 0.16 AUD |
| 12/5/2025 | 0.16 AUD |
| 12/4/2025 | 0.16 AUD |
| 12/3/2025 | 0.16 AUD |
| 12/2/2025 | 0.16 AUD |
| 12/1/2025 | 0.16 AUD |
| 11/28/2025 | 0.16 AUD |
| 11/27/2025 | 0.15 AUD |
| 11/26/2025 | 0.16 AUD |
| 11/25/2025 | 0.16 AUD |
| 11/24/2025 | 0.16 AUD |
| 11/21/2025 | 0.16 AUD |
| 11/20/2025 | 0.16 AUD |
| 11/19/2025 | 0.17 AUD |
| 11/18/2025 | 0.17 AUD |
| 11/17/2025 | 0.17 AUD |
| 11/14/2025 | 0.17 AUD |
| 11/13/2025 | 0.17 AUD |
| 11/12/2025 | 0.17 AUD |
| 11/11/2025 | 0.17 AUD |
| 11/10/2025 | 0.17 AUD |
| 11/7/2025 | 0.17 AUD |
| 11/6/2025 | 0.17 AUD |
| 11/5/2025 | 0.16 AUD |
| 11/4/2025 | 0.16 AUD |
| 11/3/2025 | 0.16 AUD |
| 10/31/2025 | 0.16 AUD |
| 10/30/2025 | 0.16 AUD |
| 10/29/2025 | 0.16 AUD |
| 10/28/2025 | 0.16 AUD |
| 10/27/2025 | 0.17 AUD |
| 10/24/2025 | 0.16 AUD |
| 10/23/2025 | 0.16 AUD |
| 10/22/2025 | 0.15 AUD |
| 10/21/2025 | 0.16 AUD |
| 10/20/2025 | 0.16 AUD |
| 10/17/2025 | 0.16 AUD |
| 10/16/2025 | 0.16 AUD |
| 10/15/2025 | 0.15 AUD |
| 10/14/2025 | 0.16 AUD |
| 10/13/2025 | 0.16 AUD |
| 10/10/2025 | 0.16 AUD |
| 10/9/2025 | 0.16 AUD |
| 10/8/2025 | 0.16 AUD |
| 10/7/2025 | 0.16 AUD |
| 10/6/2025 | 0.17 AUD |
| 10/3/2025 | 0.17 AUD |
| 10/2/2025 | 0.17 AUD |
| 10/1/2025 | 0.17 AUD |
| 9/30/2025 | 0.17 AUD |
| 9/29/2025 | 0.17 AUD |
| 9/26/2025 | 0.17 AUD |
| 9/25/2025 | 0.17 AUD |
| 9/24/2025 | 0.17 AUD |
| 9/23/2025 | 0.17 AUD |
| 9/22/2025 | 0.17 AUD |
| 9/19/2025 | 0.18 AUD |
| 9/18/2025 | 0.18 AUD |
| 9/17/2025 | 0.18 AUD |
| 9/16/2025 | 0.18 AUD |
| 9/15/2025 | 0.18 AUD |
| 9/12/2025 | 0.19 AUD |
| 9/11/2025 | 0.19 AUD |
| 9/10/2025 | 0.18 AUD |
| 9/9/2025 | 0.17 AUD |
| 9/8/2025 | 0.17 AUD |
| 9/5/2025 | 0.17 AUD |
| 9/4/2025 | 0.17 AUD |
| 9/3/2025 | 0.17 AUD |
| 9/2/2025 | 0.18 AUD |
| 9/1/2025 | 0.19 AUD |
| 8/29/2025 | 0.19 AUD |
| 8/28/2025 | 0.20 AUD |
| 8/27/2025 | 0.19 AUD |
| 8/26/2025 | 0.19 AUD |
| 8/25/2025 | 0.20 AUD |
| 8/22/2025 | 0.19 AUD |
| 8/21/2025 | 0.19 AUD |
| 8/20/2025 | 0.19 AUD |
| 8/19/2025 | 0.19 AUD |
| 8/18/2025 | 0.19 AUD |
| 8/15/2025 | 0.19 AUD |
| 8/14/2025 | 0.19 AUD |
| 8/13/2025 | 0.18 AUD |
| 8/12/2025 | 0.18 AUD |
| 8/11/2025 | 0.17 AUD |
| 8/8/2025 | 0.17 AUD |
| 8/7/2025 | 0.17 AUD |
| 8/6/2025 | 0.17 AUD |
| 8/5/2025 | 0.17 AUD |
| 8/4/2025 | 0.17 AUD |
| 8/1/2025 | 0.17 AUD |
| 7/31/2025 | 0.17 AUD |
| 7/30/2025 | 0.17 AUD |
| 7/29/2025 | 0.18 AUD |
| 7/28/2025 | 0.17 AUD |
| 7/25/2025 | 0.17 AUD |
| 7/24/2025 | 0.17 AUD |
| 7/23/2025 | 0.18 AUD |
| 7/22/2025 | 0.17 AUD |
| 7/21/2025 | 0.19 AUD |
| 7/18/2025 | 0.18 AUD |
| 7/17/2025 | 0.18 AUD |
| 7/16/2025 | 0.19 AUD |
| 7/15/2025 | 0.19 AUD |
| 7/14/2025 | 0.19 AUD |
Xref Revenue, EBIT, Net Income
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Xref Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEM AUD |
|---|
| REVENUE GROWTH% |
| GROSS MARGIN% |
| GROSS INCOMEM AUD |
| NET INCOMEM AUD |
| NET INCOME GROWTH% |
| SHARESM |
| 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| – | – | – | – | – | – | 1.00 | 2.00 | 4.00 | 8.00 | 8.00 | 12.00 | 18.00 | 20.00 | 19.00 | 21.00 |
| – | – | – | – | – | – | – | 100.00 | 100.00 | 100.00 | – | 50.00 | 50.00 | 11.11 | -5.00 | 10.53 |
| – | – | – | – | – | – | 1,900.00 | 950.00 | 475.00 | 237.50 | 237.50 | 158.33 | 77.78 | 85.00 | 89.47 | 90.48 |
| 19.00 | 19.00 | 19.00 | 19.00 | 19.00 | 19.00 | 19.00 | 19.00 | 19.00 | 19.00 | 19.00 | 19.00 | 14.00 | 17.00 | 17.00 | 19.00 |
| -2.00 | -2.00 | – | -7.00 | – | -1.00 | – | -6.00 | -8.00 | -8.00 | -10.00 | – | – | -3.00 | -5.00 | -1.00 |
| – | – | – | – | – | – | – | – | 33.33 | – | 25.00 | – | – | – | 66.67 | -80.00 |
| 113.47 | 124.59 | 207.86 | 245.35 | 5.76 | 9.24 | 90.27 | 105.34 | 139.52 | 160.33 | 172.87 | 202.92 | 202.80 | 186.10 | 186.88 | 196.32 |
Details
Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales Xref generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Xref retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Xref's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares Xref has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Xref's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
Xref stock margins
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Xref Stock Revenue, EBIT, Earnings per Share
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Xref business model & stock analysis
Xref SWOT Analysis
Strengths
Xref Ltd, a leading provider of reference check solutions, possesses several strengths that contribute to its success in the market. These strengths include:
- Innovative technology: Xref Ltd has developed a cutting-edge platform that revolutionizes the reference checking process, providing accuracy and efficiency.
- Strong reputation: Xref Ltd has built a credible and reliable brand image over the years by delivering high-quality services and establishing long-term relationships with clients.
- Global presence: With operations in multiple countries, Xref Ltd has a wide customer base and can tap into various markets, enhancing its growth opportunities.
- Skilled workforce: Xref Ltd employs a talented team of professionals who possess in-depth industry knowledge and expertise, enabling them to offer exceptional customer support.
Weaknesses
Despite its strengths, Xref Ltd also faces certain weaknesses that could pose challenges in the competitive landscape. These weaknesses include:
- Limited product diversification: Xref Ltd primarily focuses on reference check solutions, which could limit its revenue streams and leave it vulnerable to market fluctuations.
- Dependence on technology: As an technology-based company, Xref Ltd is highly dependent on its platforms and systems, making it susceptible to potential technical glitches and cyber threats.
- Reliance on key clients: Xref Ltd may face risks if it relies heavily on a few key clients for a significant portion of its revenue, as any loss of these clients could impact its financial stability.
Opportunities
Xref Ltd can leverage various opportunities in the market to further strengthen its position and drive growth. These opportunities include:
- Increasing demand: The growing demand for background screening and reference check services presents Xref Ltd with opportunities to expand its customer base and increase its market share.
- Technological advancements: Xref Ltd can capitalize on emerging technologies and incorporate them into its solutions, offering enhanced features and staying ahead of competitors.
- Geographic expansion: Xref Ltd can explore new markets and geographies, leveraging its global presence and establishing strategic partnerships to expand its reach.
Threats
Xref Ltd should also be aware of potential threats in the industry that could impact its operations and growth prospects. These threats include:
- Intense competition: The reference check market is highly competitive, with the presence of established players and new entrants, posing a threat to Xref Ltd's market share.
- Economic downturns: During economic downturns, businesses may reduce their hiring activity, which could result in reduced demand for reference check services.
- Regulatory changes: Xref Ltd must be vigilant of any changes in legal and regulatory frameworks related to background screening, as non-compliance could lead to penalties and reputational damage.
Xref Eulerpool Fair Value
Details
Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
Xref historical P/E ratio, EBIT multiple, and P/S ratio
Xref annual returns
Details
Annual Return
ⓘWhat This Chart Shows
This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
Xref shares outstanding
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Xref stock splits
Xref shareholder structure
| % | Name |
|---|---|
16.16786% | |
15.78320% | |
15.46738% | |
9.57993% | |
7.58028% | |
7.29372% |
Xref Executives and Management Board
Mr. Thomas Stianos
Non-Executive Chairman of the Board
Mr. Lee-Martin Seymour
Chief Executive Officer, Co-Founder, Managing Director, Executive Director · since 2016
Mrs. Lija Wilson
Non-Executive Director
Ms. Sharon Blesson
Chief Technology Officer · since 2021
Mr. James Solomons
Chief Financial Officer, Chief Operating Officer
Xref Supply Chain
Xref Supply Chain
Correlation: how closely stock prices move together
| # | Name | 1M | 3M | 6M | 1Y | 2Y | Trend |
|---|---|---|---|---|---|---|---|
| 1 | -0.15 | 0.70 | 0.58 | 0.35 | 0.51 |
Frequently asked questions about Xref
The business model of Xref Ltd is a cloud-based reference checking and background screening platform. Xref's technology automates the reference checking process, making it quicker, more efficient, and more transparent. By using Xref's platform, businesses can collect feedback, comments, and ratings from previous employers, helping them to make informed hiring decisions. Xref's solution is accessible from anywhere, anytime, allowing users to streamline their reference checking process. With its innovative approach, Xref Ltd aims to improve the quality and reliability of reference checking, ultimately saving time and reducing hiring risks for companies.
Xref stock
Xref Peer Group
Xref Ticker
Xref FIGI
All fundamentals and in-depth analysis of Xref
Our stock analysis for Xref stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Xref. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.