Wuxi Rural Commercial Bank Co

Wuxi Rural Commercial Bank Co ROA

The Return on Assets (ROA) of Wuxi Rural Commercial Bank Co (600908.SS) as of Oct 20, 2026 is 0.82 %. In the previous year, Return on Assets (ROA) was 0.88 % — a change of -6.17% (lower).

ROA

0.82 %

YoY

-6.17%

Last updated:

In 2025, Wuxi Rural Commercial Bank Co's return on assets (ROA) was 0.82 %, a -6.17% increase from the 0.88 % ROA in the previous year.

The Wuxi Rural Commercial Bank Co ROA history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROA
Date
ROA
Jan 1, 2018
0.71 CNY
Jan 1, 2019
0.77 CNY
Jan 1, 2020
0.73 CNY
Jan 1, 2021
0.78 CNY
Jan 1, 2022
0.95 CNY
Jan 1, 2023
0.94 CNY
Jan 1, 2024
0.88 CNY
Jan 1, 2025
0.82 CNY
The Wuxi Rural Commercial Bank Co ROA history
YEARROAYoY
0.82 %-6.17%
0.88 %-6.36%
0.94 %-0.97%
0.95 %+20.76%
0.78 %+7.48%
0.73 %-5.60%
0.77 %+8.77%
0.71 %-2.21%
0.73 %+1.29%
0.72 %-0.73%
0.72 %-18.57%
0.89 %—

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Wuxi Rural Commercial Bank Co Stock analysis

What does Wuxi Rural Commercial Bank Co do? Wuxi Rural Commercial Bank Co., Ltd. generates revenue through three business segments. The Corporate segment serves public clients with services like public loans, open bills, trade finance, public deposits, and remittances. The Personal segment caters to individual customers offering retail loans, savings deposits, credit cards, and remittance services. The Treasury segment manages transactional financial instruments, bond investments, repurchase and resale bonds, and interbank lending. The Bank operates primarily in Wuxi and other regions of Jiangsu, China, serving both corporate and individual clients with its comprehensive banking solutions. The Corporate segment targets public entities such as government bodies and state-owned enterprises, providing tailored financial products including public loans and trade finance. Personal segment customers include individual consumers seeking retail loans, savings accounts, and credit card services. Treasury segment activities involve institutional investors and financial institutions through bond transactions and interbank lending, enhancing the Bank's liquidity and investment portfolio. Wuxi Rural Commercial Bank focuses on local market penetration within Jiangsu, particularly in Wuxi, where it serves a diverse clientele. The Bank’s revenue streams are derived from interest on loans, fees from financial services, and returns from treasury operations. Its business model emphasizes regional banking with a strong presence in public and personal banking sectors, supported by a dedicated workforce of 1,708 full-time employees. Wuxi Rural Commercial Bank Co is one of the most popular companies on Eulerpool.

ROA Details

Understanding Wuxi Rural Commercial Bank Co's Return on Assets (ROA)

Wuxi Rural Commercial Bank Co's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Wuxi Rural Commercial Bank Co's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Wuxi Rural Commercial Bank Co's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Wuxi Rural Commercial Bank Co’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Wuxi Rural Commercial Bank Co stock

Return on Assets (ROA) of Wuxi Rural Commercial Bank Co is 0.82 % in 2025.

Return on Assets (ROA) of Wuxi Rural Commercial Bank Co changed from 0.88 % to 0.82 %, representing a -6.17% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Return on Assets (ROA) Wuxi Rural Commercial Bank Co since 2006 – with annual values, charts, and detailed analysis.

Return on Assets, also known as ROA, is a financial metric used to measure a company's profitability. It is used to determine how effectively a company uses its assets to generate profits. It is also referred to as the ratio of net income to total assets. ROA is an important indicator of a company's overall financial performance as it measures the company's ability to generate more profit from the assets it employs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Assets (ROA)'s Wuxi Rural Commercial Bank Co with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Assets (ROA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Assets (ROA).

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Profitability — Wuxi Rural Commercial Bank Co

ROEROAROCEROICAsset TurnoverInventory TurnoverReceivables TurnoverDays Sales OutstandingDays Inventory OutstandingDays Payable OutstandingCash Conversion CycleCROICGross Profit/AssetsFixed Asset TurnoverEquity TurnoverWorking Capital TurnoverPayables TurnoverCapital IntensityReceivables/RevenueInventory/RevenueEBIT/Assets

All Key Metrics — Wuxi Rural Commercial Bank Co