Versabank (VBNK.TO) Stock Price
Versabank Price
Revenue has compounded at 14.7% per year over the past 15 years to 124.64 M CAD. Earnings per share have grown at 23.8% per year over the last 15 years. Versabank's net margin stands at 22.8%, down from 34.2% several years earlier. Versabank currently offers a dividend yield of about 0.32%. The payout ratio is around 11% of earnings. The dividend has grown at 14.0% per year over the past 7 years. Analysts set a median price target of 17.85 CAD, implying 42.0% below the current price. Of 8 analysts, 7 rate the stock a buy — an overall Buy consensus.
Versabank stock price
Versabank business model & stock analysis
Frequently asked questions about Versabank
VersaBank is a Canadian financial institution that operates with a unique business model focused on digital banking solutions. The bank primarily specializes in providing innovative financial services through the implementation of advanced technology and secure online platforms. VersaBank aims to deliver efficient banking solutions, including personal and commercial banking, mortgages, and financing services, with an emphasis on cybersecurity. With its customer-centric approach and state-of-the-art digital infrastructure, VersaBank strives to offer convenient and secure banking experiences for clients.
VersaBank is primarily active in the financial services industry.
The main competitors of VersaBank in the market include other banks and financial institutions such as Royal Bank of Canada (RBC), Toronto-Dominion Bank (TD Bank), Bank of Montreal (BMO), and Canadian Imperial Bank of Commerce (CIBC). These established banking institutions are actively engaged in providing a range of financial services similar to VersaBank's offerings. They compete with VersaBank in areas like retail and commercial banking, loans, mortgages, investment services, and wealth management. Despite facing tough competition, VersaBank distinguishes itself through its innovative approach, digital banking solutions, and focus on serving niche markets.
VersaBank, founded in 1979, is a leading Canadian digital bank that offers innovative financial solutions. With its headquarters in London, Ontario, VersaBank provides a range of digital banking services, including personal and commercial banking, as well as lending and deposit products. As a pioneer in digital banking, VersaBank has constantly evolved to meet the changing needs of its customers. Its secure online platform and advanced technology enable customers to conveniently manage their finances anytime, anywhere. VersaBank's commitment to providing exceptional digital banking experiences has positioned it as a trusted and reliable choice for individuals and businesses seeking modern banking solutions.
VersaBank, a leading Canadian financial institution, has achieved several significant milestones that highlight its success and growth. Over the years, the company has continuously expanded its product offerings and geographic reach, cementing its position as a reputable player in the industry. VersaBank proudly stands as the world's first fully digital bank, operating exclusively online, and offering innovative banking solutions to its customers. In addition, VersaBank has consistently delivered robust financial results, showcasing its strong performance and ability to generate sustainable profits. Through its unwavering commitment to innovation, VersaBank has successfully established itself as a trusted and forward-thinking financial institution.
VersaBank primarily operates in Canada, serving clients nationwide.
VersaBank represents values and a corporate philosophy centered on innovation, customer focus, and financial stability. As a premier digital bank, VersaBank embraces cutting-edge technology to provide secure, efficient, and convenient banking solutions to its clients. With a keen emphasis on customer satisfaction, VersaBank aims to deliver personalized services and foster long-term relationships. Additionally, the bank prioritizes financial stability, leveraging its expertise and sound risk management practices to ensure the security and growth of its clients' assets. VersaBank's commitment to innovation, customer-centricity, and financial stability sets it apart in the banking industry and makes it a preferred choice for individuals and businesses alike.
Analysts currently set an average price target of 17.85 CAD for the Versabank stock (median: 17.85 CAD), implying -42.0 % versus the latest price. The consensus is based on 8 analyst ratings.
8 analysts currently rate the Versabank stock: 7 recommend buying, 1 holding and 0 selling. For 2026, analysts expect Versabank to generate revenue of 156.02 M CAD and earnings per share of 1.61 CAD.
Converted at the current exchange rate, the Versabank share trades at 19.27 EUR (30.77 CAD).
The Versabank share (VBNK.TO) is listed on 4 stock exchanges, including: NASDAQ (VBNK), Toronto (VBNK.TO), Frankfurt (VEW.F), München (VEW.MU).
VersaBank is a Canadian business bank that specializes in innovative financial technology solutions. The bank's business model is based on three pillars: digital banking, mortgage banking, and payment services. VersaBank's digital bank focuses on deposits and loans for businesses and individuals, offering various types of accounts that can be opened and managed online. The bank also provides mortgages for residential properties, commercial properties, and agricultural lands, using an online model with automated loan application processing. In terms of payment services, VersaBank offers transaction settlement services using blockchain technology through its VersaVault system, which provides secure digital storage for assets such as cryptocurrencies. Overall, VersaBank's business model aims to provide innovative and efficient banking services, leveraging modern technologies such as blockchain. The bank caters to the different needs of its customers, both private and business, and aims to create value for them in the future.
The expected revenue of Versabank is 156.02 M CAD. This figure is based on current financial data and reflects the company's business performance.
The expected profit of Versabank is 51.32 M CAD. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of Versabank is currently 19.15. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Versabank stock.
The price-to-sales ratio (P/S) of Versabank is currently 6.30. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Versabank stock.
The Eulerpool Quality Score for Versabank is 7/10.
The ISIN of Versabank is CA92512J1066. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of Versabank is A2DLL7. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of Versabank is VBNK.TO. The ticker symbol is used to trade Versabank shares on the stock exchange.
Versabank stock
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All fundamentals and in-depth analysis of Versabank
Our stock analysis for Versabank stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Versabank. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.