Velocity Financial (VEL) Stock Price

Velocity Financial Price

NYSE·CLOSED
14.82
​
Market closed

Revenue has compounded at 34.9% per year over the past 11 years to 714.45 M USD. Earnings per share have grown at 22.7% per year over the last 10 years. Velocity Financial's net margin stands at 14.7%, down from 16.1% several years earlier. Analysts set a median price target of 22.00 USD, implying 48.4% above the current price. Of 7 analysts, 5 rate the stock a buy — an overall Buy consensus.

Velocity Financial stock price

Access this data via the Eulerpool API

Velocity Financial business model & stock analysis

Velocity Financial Inc. is a US financial services company that was founded in 2004 and is based in Westlake Village, California. The company specializes in providing financial solutions for investors in multifamily homes and apartments. History Velocity Financial was founded by Chris Farrar, an experienced financial manager. Originally, the company specialized in financing construction projects, but it later evolved and focused on loans for investors and owners of multifamily homes. Since then, the company has become a leading financing specialist and has taken on a large number of loan commitments. Business model Velocity Financial's business model is simple: it offers financial solutions for investors and owners of multifamily homes. The company provides quick access to liquid funds that can be used for real estate investments. The company has a range of loan offerings tailored to the needs of customers. Products Velocity Financial offers a wide range of products and services. The products include: 1. Fix-and-flip loans: These loans are specifically designed for investors who need quick money to buy a property, repair it, and sell it quickly. 2. Long-term financing: The company offers long-term loans that can be customized to the needs of customers. These loans are suitable for investors who want to own the property long-term. 3. Mezzanine financing: This offering is a type of financing often requested by customers who are about to sell the property to another company. Mezzanine financing is a type of interim financing that provides financial security to buyers and allows investors to acquire liquidity. 4. Lines of credit: Velocity Financial offers lines of credit that allow investors to access their resources faster and more efficiently. These lines of credit are suitable for seasonal investors who need to conduct their business quickly and efficiently. 5. Servicing: Velocity Financial is also able to offer a wide range of servicing services. Experienced specialists are able to create an individual solution for their customers and assist in the processing of loan agreements. Sectors Velocity Financial focuses on various sectors. These include: 1. Residential properties: This includes multifamily homes, apartment buildings, penthouses, and student dormitories. 2. Good assets: These are acquired through outstanding stakes in well-located properties. 3. Growing industries: Velocity Financial has also invested in emerging industries and achieved high returns. Summary Velocity Financial is a leading loan broker in the real estate industry. The company offers a wide range of financial products and services tailored to the needs of customers. The business model is simple and effective, providing investors and owners of multifamily homes with quick access to liquid funds. The company focuses on various sectors and has become one of the top financing providers in the industry.

Frequently asked questions about Velocity Financial

The business model of Velocity Financial Inc. is focused on providing specialized investment services in the field of real estate finance. They primarily focus on originating and managing loans for residential and commercial properties, including small balance and single-family rental loans. Velocity Financial Inc. aims to create value for its investors by leveraging its expertise and industry knowledge to identify attractive investment opportunities in the real estate market. By offering tailored financing solutions, Velocity Financial Inc. aims to support the growth and profitability of its clients while providing competitive returns to its investors.

Velocity Financial Inc is primarily active in the mortgage industry.

The main competitors of Velocity Financial Inc in the market include industry leaders such as PennyMac Financial Services, Redwood Trust Inc, and New Residential Investment Corp. These companies operate within the mortgage finance sector and provide similar services as Velocity Financial Inc, including residential and commercial real estate loans. However, Velocity Financial Inc distinguishes itself through its niche focus on investor loans and its ability to offer customized financing solutions. By catering specifically to real estate investors, Velocity Financial Inc positions itself as a specialized player in the market, differentiating from its competitors.

Velocity Financial Inc is a leading provider of real estate financing solutions that have supported residential and commercial borrowers since its inception. Established in 2004, Velocity Financial Inc has built a strong reputation in the industry by delivering tailored financing options to individual investors, small businesses, and real estate professionals. With a commitment to exceptional service and extensive industry knowledge, Velocity Financial Inc has successfully facilitated numerous loan originations, empowering borrowers to achieve their financial goals. With a track record of success and a customer-centric approach, Velocity Financial Inc continues to be a trusted partner for real estate financing needs.

Velocity Financial Inc has achieved several significant milestones throughout its history. The company has successfully expanded its mortgage lending capabilities, providing tailored financing solutions to meet the diverse needs of its clients. Additionally, Velocity Financial Inc has established itself as a trusted leader in the industry, offering a wide range of loan programs and exceptional customer service. The company's commitment to innovation has resulted in the development of cutting-edge technology platforms that streamline the lending process and enhance overall efficiency. Through its constant growth and dedication to excellence, Velocity Financial Inc continues to solidify its position as a top provider of residential and commercial mortgage loans.

Velocity Financial Inc is primarily present in the United States.

Velocity Financial Inc is a company that values transparency, integrity, and innovation. Their corporate philosophy is centered around providing exceptional financial solutions to clients while building trusted relationships. Velocity Financial Inc strives to understand each client's unique needs and goals, tailoring their services to meet those requirements. This company prioritizes its clients' financial success and utilizes cutting-edge technology to deliver efficient and effective solutions. Furthermore, Velocity Financial Inc is dedicated to maintaining a high level of professionalism and ethics, ensuring that their clients' interests are always safeguarded.

Analysts currently set an average price target of 22.00 USD for the Velocity Financial stock (median: 22.00 USD), implying +48.4 % versus the latest price. The consensus is based on 7 analyst ratings.

7 analysts currently rate the Velocity Financial stock: 5 recommend buying, 1 holding and 1 selling. For 2026, analysts expect Velocity Financial to generate revenue of 278.20 M USD and earnings per share of 2.86 USD.

Converted at the current exchange rate, the Velocity Financial share trades at 13.23 EUR (14.82 USD).

The Velocity Financial share (VEL) is listed on 1 stock exchanges, including: NYSE (VEL).

Velocity Financial Inc is a US company specialized in providing financial services for real estate investors. The company focuses on various areas, including providing mortgages and loans for real estate investors, as well as offering special financing solutions for the purchase and renovation of properties. A key part of Velocity Financial's business model involves mortgages and loans that are tailored specifically to the needs of real estate investors. The company offers various options, including Fix-and-Flip loans and Cash-out refinances. Fix-and-Flip loans allow customers to quickly and easily obtain capital for purchasing and renovating properties, while Cash-out refinances offer the opportunity to generate free capital from existing properties. Additionally, Velocity Financial also offers a wide range of financing solutions that are tailored to the requirements of different customers. For example, there are special offers for real estate investors looking to invest in multi-family homes, or for customers specializing in the purchase and renovation of commercial properties. Another key offering from Velocity Financial is the so-called "Loan Servicing" services. The company takes care of the administration of mortgages and loans for other companies or investors. Velocity Financial handles all aspects of the process, from payment management to report generation and accounting. In addition to the core business areas mentioned above, Velocity Financial also offers a wide range of additional services, including property appraisals, market research, and consulting services. It is important to note that the company primarily focuses on the American real estate market and holds a strong market position in this area. In conclusion, the business model of Velocity Financial Inc is based on providing specialized financing solutions for real estate investors. The company offers a wide range of mortgages, loans, and additional services tailored to the needs of different customers. Thanks to its strong market position and years of experience in the American real estate market, Velocity Financial Inc is a reliable partner for all real estate investors in search of customized financing solutions.

The expected revenue of Velocity Financial is 278.20 M USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Velocity Financial is 109.22 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Velocity Financial is currently 5.18. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Velocity Financial stock.

The price-to-sales ratio (P/S) of Velocity Financial is currently 2.03. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Velocity Financial stock.

The Eulerpool Quality Score for Velocity Financial is 7/10.

The ISIN of Velocity Financial is US92262D1019. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The ticker of Velocity Financial is VEL. The ticker symbol is used to trade Velocity Financial shares on the stock exchange.

Fair ValueTerminal
12.75 USD
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Thrifts & Mortgage Finance
Number of shares
Employees
Revenue per Employee
1.93 M USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Currency
USD
Initial public offering
Jan 17, 2020
ISIN
US92262D1019
Cusip
92262D101
Sedol
BKFVZS0
Market capitalization
576.50 M USDSmall Cap
52-Week Range
PEG
0.82
P/E ratio
P/Ee 2026
5.28
P/Ee 2027
4.89
P/Ee 2028
4.36
P/S
P/Se
2.03
EV/EBIT
13.73
P/B Ratio
0.86
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
1.46 %
Last updated Oct 10, 2026, 6:22 PM

Velocity Financial Ticker

NEW YORK · VEL

Velocity Financial FIGI

VEL:US · BBG00QLF1GT7VEL:UA · BBG00QLF1GV4VEL:UC · BBG00QLF1GW3VEL:UN · BBG00QLF1GY1VEL:UP · BBG00QLF1GZ0VEL:UB · BBG00QLF1H15VEL:UT · BBG00QLF1H24VEL:UM · BBG00QLF1H33VEL:UX · BBG00QLF1H42VEL:UD · BBG00QLF1H97VEL:UF · BBG00QLF1HD2VEL:VY · BBG00QLF1HF0