BIDV Insurance (BIC.VN) Stock Price

BIDV Insurance Price

CLOSED
22,850.00VND-150.00 (-0.65 %)
Market closed

Over the last 19 years BIDV Insurance grew revenue by 29.1% annually, reaching 4.29 T VND. Earnings per share have grown at 9.9% per year over the last 19 years. For BIDV Insurance, the net margin of 12.7% is down versus 18.3% a few years ago. At today's price the dividend yield works out to roughly 3.81%. The payout ratio is around 56% of earnings. The consensus 12-month price target for BIDV Insurance is 29,886.00 VND, about 30.8% above where the stock trades today. Of 5 analysts, 4 rate the stock a buy — an overall Buy consensus. The stock trades about 8% above its 52-week low.

BIDV Insurance stock price

Volume
Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of BIDV Insurance over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how BIDV Insurance stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing BIDV Insurance's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

BIDV Insurance Stock Price History
DateBIDV Insurance Price
7/10/202622,850.00 VND
7/9/202623,000.00 VND
7/8/202623,050.00 VND
7/7/202622,800.00 VND
7/6/202622,900.00 VND
7/3/202623,250.00 VND
7/2/202623,300.00 VND
7/1/202623,350.00 VND
6/30/202623,800.00 VND
6/29/202623,600.00 VND
6/26/202623,200.00 VND
6/25/202623,900.00 VND
6/24/202623,100.00 VND
6/23/202623,450.00 VND
6/22/202623,800.00 VND
6/19/202624,050.00 VND
6/18/202624,500.00 VND
6/17/202624,750.00 VND
6/16/202624,700.00 VND
6/15/202624,700.00 VND
6/12/202624,700.00 VND
6/11/202624,600.00 VND
6/10/202624,700.00 VND
6/9/202624,700.00 VND
6/8/202624,500.00 VND
6/5/202624,650.00 VND
6/4/202624,600.00 VND
6/3/202624,650.00 VND
6/2/202624,650.00 VND
6/1/202624,650.00 VND
5/29/202624,000.00 VND
5/28/202623,850.00 VND
5/27/202623,650.00 VND
5/26/202623,600.00 VND
5/25/202623,450.00 VND
5/22/202623,200.00 VND
5/21/202623,150.00 VND
5/20/202623,300.00 VND
5/19/202623,300.00 VND
5/18/202623,300.00 VND
5/15/202623,150.00 VND
5/14/202623,000.00 VND
5/13/202623,100.00 VND
5/12/202623,200.00 VND
5/11/202623,600.00 VND
5/8/202623,800.00 VND
5/7/202623,700.00 VND
5/6/202623,500.00 VND
5/5/202623,700.00 VND
5/4/202623,850.00 VND
5/1/202623,950.00 VND
4/30/202623,950.00 VND
4/29/202623,950.00 VND
4/28/202624,500.00 VND
4/27/202624,350.00 VND
4/24/202624,350.00 VND
4/23/202623,750.00 VND
4/22/202623,750.00 VND
4/21/202624,200.00 VND
4/20/202624,250.00 VND
4/17/202623,700.00 VND
4/16/202623,650.00 VND
4/15/202623,650.00 VND
4/14/202623,550.00 VND
4/13/202623,550.00 VND
4/10/202623,650.00 VND
4/9/202624,000.00 VND
4/8/202624,050.00 VND
4/7/202623,800.00 VND
4/6/202623,650.00 VND
4/3/202624,200.00 VND
4/2/202624,400.00 VND
4/1/202624,100.00 VND
3/31/202624,100.00 VND
3/30/202623,900.00 VND
3/27/202624,150.00 VND
3/26/202624,100.00 VND
3/25/202624,500.00 VND
3/24/202623,950.00 VND
3/23/202623,200.00 VND
3/20/202623,450.00 VND
3/19/202622,800.00 VND
3/18/202622,950.00 VND
3/17/202622,950.00 VND
3/16/202622,650.00 VND
3/13/202623,000.00 VND
3/12/202622,650.00 VND
3/11/202623,000.00 VND
3/10/202622,650.00 VND
3/9/202621,900.00 VND
3/6/202623,500.00 VND
3/5/202624,000.00 VND
3/4/202623,750.00 VND
3/3/202623,550.00 VND
3/2/202623,550.00 VND
2/27/202624,200.00 VND
2/26/202624,200.00 VND
2/25/202624,800.00 VND
2/24/202624,850.00 VND
2/23/202624,900.00 VND
2/13/202624,500.00 VND
2/12/202624,500.00 VND
2/11/202624,650.00 VND
2/10/202623,900.00 VND
2/9/202624,350.00 VND
2/6/202625,000.00 VND
2/5/202626,750.00 VND
2/4/202626,250.00 VND
2/3/202625,550.00 VND
2/2/202625,200.00 VND
1/30/202626,000.00 VND
1/29/202626,600.00 VND
1/28/202624,950.00 VND
1/27/202624,900.00 VND
1/26/202624,800.00 VND
1/23/202624,450.00 VND
1/22/202625,000.00 VND
1/21/202625,000.00 VND
1/20/202624,850.00 VND
1/19/202624,800.00 VND
1/16/202625,100.00 VND
1/15/202625,450.00 VND
1/14/202624,350.00 VND
1/13/202623,850.00 VND
1/12/202623,750.00 VND
1/9/202623,550.00 VND
1/8/202623,600.00 VND
1/7/202623,500.00 VND
1/6/202623,000.00 VND
1/5/202622,400.00 VND
12/31/202522,800.00 VND
12/30/202523,300.00 VND
12/29/202523,500.00 VND
12/26/202522,400.00 VND
12/25/202522,000.00 VND
12/24/202522,350.00 VND
12/23/202522,300.00 VND
12/22/202522,550.00 VND
12/19/202521,750.00 VND
12/18/202521,300.00 VND
12/17/202521,400.00 VND
12/16/202521,800.00 VND
12/15/202521,700.00 VND
12/12/202521,500.00 VND
12/11/202521,850.00 VND
12/10/202521,950.00 VND
12/9/202522,000.00 VND
12/8/202522,150.00 VND
12/5/202522,800.00 VND
12/4/202523,100.00 VND
12/3/202522,550.00 VND
12/2/202522,350.00 VND
12/1/202521,900.00 VND
11/28/202522,250.00 VND
11/27/202522,350.00 VND
11/26/202522,850.00 VND
11/25/202522,500.00 VND
11/24/202523,300.00 VND
11/21/202523,200.00 VND
11/20/202523,850.00 VND
11/19/202523,800.00 VND
11/18/202524,050.00 VND
11/17/202523,950.00 VND
11/14/202523,950.00 VND
11/13/202524,000.00 VND
11/12/202523,900.00 VND
11/11/202523,550.00 VND
11/10/202523,550.00 VND
11/7/202524,150.00 VND
11/6/202524,500.00 VND
11/5/202524,550.00 VND
11/4/202525,100.00 VND
11/3/202525,500.00 VND
10/31/202524,300.00 VND
10/30/202525,000.00 VND
10/29/202525,200.00 VND
10/28/202524,850.00 VND
10/27/202524,600.00 VND
10/24/202525,000.00 VND
10/23/202524,900.00 VND
10/22/202524,300.00 VND
10/21/202524,300.00 VND
10/20/202524,000.00 VND
10/17/202525,250.00 VND
10/16/202525,700.00 VND
10/15/202526,000.00 VND
10/14/202526,350.00 VND
10/13/202526,400.00 VND
10/10/202526,800.00 VND
10/9/202526,800.00 VND
10/8/202527,300.00 VND
10/7/202527,550.00 VND
10/6/202527,750.00 VND
10/3/202527,550.00 VND
10/2/202527,700.00 VND
10/1/202527,700.00 VND
9/30/202528,100.00 VND
9/29/202527,300.00 VND
9/26/202528,000.00 VND
9/25/202526,200.00 VND
9/24/202526,450.00 VND
9/23/202526,450.00 VND
9/22/202526,400.00 VND
9/19/202526,250.00 VND
9/18/202526,300.00 VND
9/17/202526,850.00 VND
9/16/202527,200.00 VND
9/15/202527,350.00 VND
9/12/202527,400.00 VND
9/11/202527,700.00 VND
9/10/202528,550.00 VND
9/9/202527,750.00 VND
9/8/202528,498.00 VND
9/5/202529,286.00 VND
9/4/202530,300.00 VND
9/3/202530,300.00 VND
8/29/202529,906.00 VND
8/28/202529,061.00 VND
8/27/202529,230.00 VND
8/26/202529,286.00 VND
8/25/202529,117.00 VND
8/22/202528,836.00 VND
8/21/202529,906.00 VND
8/20/202529,850.00 VND
8/19/202530,976.00 VND
8/18/202531,596.00 VND
8/15/202531,539.00 VND
8/14/202530,694.00 VND
8/13/202528,723.00 VND
8/12/202527,428.00 VND
8/11/202527,569.00 VND
8/8/202526,808.00 VND
8/7/202525,062.00 VND
8/6/202523,598.00 VND
8/5/202523,091.00 VND
8/4/202522,922.00 VND
8/1/202522,810.00 VND
7/31/202523,204.00 VND
7/30/202524,020.00 VND
7/29/202523,035.00 VND
7/28/202523,260.00 VND
7/25/202523,204.00 VND
7/24/202522,866.00 VND
7/23/202521,993.00 VND
7/22/202521,965.00 VND
7/21/202521,824.00 VND
7/18/202521,627.00 VND
7/17/202522,049.00 VND
7/16/202521,233.00 VND
7/15/202521,542.00 VND
7/14/202521,655.00 VND
Access this data via the Eulerpool API

BIDV Insurance Revenue, EBIT, Net Income

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  • Max

Revenue
EBIT
Net Income
Details
Date
Revenue
EBIT
Net Income
Jan 1, 2018
1.49 T VND
-24.81 B VND
131.92 B VND
Jan 1, 2019
1.66 T VND
5.38 B VND
186.09 B VND
Jan 1, 2020
1.89 T VND
96.64 B VND
259.62 B VND
Jan 1, 2021
2.16 T VND
180.18 B VND
395.38 B VND
Jan 1, 2022
2.65 T VND
39.63 B VND
212.78 B VND
Jan 1, 2023
3.63 T VND
180.14 B VND
361.21 B VND
Jan 1, 2024
4.26 T VND
277.78 B VND
493.63 B VND
Jan 1, 2025
4.29 T VND
163.86 B VND
544.06 B VND

BIDV Insurance Income Statement, Balance Sheet, Cash Flow Statement

Last updated Jul 12, 2026, 8:41 AM
 
REVENUET VND
REVENUE GROWTH%
NET INCOMEB VND
NET INCOME GROWTH%
DIV.VND
DIV. GROWTH%
SHARESM
2010201120122013201420152016201720182019202020212022202320242025
0.330.460.530.660.801.071.241.381.491.661.892.162.653.634.264.29
36.6540.7214.6425.1120.5433.3615.9211.767.7511.8613.4614.1623.1736.7617.440.54
23.0379.0784.1894.65100.91113.45127.04117.85131.92186.09259.62395.38212.78361.21493.63544.06
-70.47243.296.4712.456.6112.4311.98-7.2411.9441.0639.5152.30-46.1869.7636.6610.22
1,000.001,000.001,000.00600.00700.00700.00700.00800.001,200.001,500.001,300.001,500.00870.57
-40.0016.6714.2950.0025.00-13.3315.38-41.96
73.0073.0072.0066.0071.00117.00117.00117.00117.00117.00117.00117.00202.07202.07202.07202.07
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales BIDV Insurance generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue BIDV Insurance retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare BIDV Insurance's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares BIDV Insurance has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against BIDV Insurance's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

BIDV Insurance stock margins

The BIDV Insurance margin analysis displays the gross margin, EBIT margin, as well as the profit margin of BIDV Insurance. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for BIDV Insurance.
  • 3 Years

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  • Max

Gross margin
EBIT margin
Profit margin
Details
Date
Gross margin
EBIT margin
Profit margin
Jan 1, 2018
0.00 %
-1.67 %
8.87 %
Jan 1, 2019
0.00 %
0.32 %
11.18 %
Jan 1, 2020
0.00 %
5.12 %
13.75 %
Jan 1, 2021
0.00 %
8.36 %
18.35 %
Jan 1, 2022
0.00 %
1.49 %
8.02 %
Jan 1, 2023
0.00 %
4.96 %
9.95 %
Jan 1, 2024
0.00 %
6.52 %
11.58 %
Jan 1, 2025
0.00 %
3.82 %
12.69 %

BIDV Insurance Stock Revenue, EBIT, Earnings per Share

The BIDV Insurance earnings per share therefore indicates how much revenue BIDV Insurance has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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  • Max

Revenue per Share
EBIT per share
Earnings per Share
Details
Date
Revenue per Share
EBIT per share
Earnings per Share
Jan 1, 2018
12,713.79 VND
-212.08 VND
1,127.50 VND
Jan 1, 2019
14,221.53 VND
45.96 VND
1,590.50 VND
Jan 1, 2020
16,135.18 VND
825.94 VND
2,218.94 VND
Jan 1, 2021
18,419.72 VND
1,539.96 VND
3,379.35 VND
Jan 1, 2022
13,136.62 VND
196.10 VND
1,053.00 VND
Jan 1, 2023
17,966.00 VND
891.48 VND
1,787.56 VND
Jan 1, 2024
21,099.96 VND
1,374.68 VND
2,442.85 VND
Jan 1, 2025
21,213.48 VND
810.91 VND
2,692.46 VND

BIDV Insurance business model & stock analysis

BIDV Insurance Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

BIDV Insurance historical P/E ratio, EBIT multiple, and P/S ratio

BIDV Insurance annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

BIDV Insurance shares outstanding

The number of shares of BIDV Insurance was 202.07 M in 2025. This indicates how many shares BIDV Insurance is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
  • 3 Years

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  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2018
117.00 M Stocks
Jan 1, 2019
117.00 M Stocks
Jan 1, 2020
117.00 M Stocks
Jan 1, 2021
117.00 M Stocks
Jan 1, 2022
202.07 M Stocks
Jan 1, 2023
202.07 M Stocks
Jan 1, 2024
202.07 M Stocks
Jan 1, 2025
202.07 M Stocks

BIDV Insurance stock splits

In BIDV Insurance's history, there have been no stock splits.

BIDV Insurance Dividend History

13 years of dividend payments

YearAnnual DividendYoY ChangePayments
2025870.57VND 42.0%
Sep 9, 2025870.57VND 42.0%1/1
20241,500.00VND 15.4%
20231,300.00VND 13.3%
20221,500.00VND 25.0%
20211,200.00VND 50.0%
2020800.00VND 14.3%
2019700.00VND 0.0%
2018700.00VND 0.0%
2017700.00VND 16.7%
2016600.00VND 40.0%

BIDV Insurance dividend history and estimates

In 2025, BIDV Insurance paid a dividend amounting to 870.57 VND. Dividend means that BIDV Insurance distributes a portion of its profits to its owners.
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  • Max

Dividend
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2018
700.00 VND
0.00 VND
Jan 1, 2019
700.00 VND
0.00 VND
Jan 1, 2020
800.00 VND
0.00 VND
Jan 1, 2021
1,200.00 VND
0.00 VND
Jan 1, 2022
1,500.00 VND
0.00 VND
Jan 1, 2023
1,300.00 VND
0.00 VND
Jan 1, 2024
1,500.00 VND
0.00 VND
Jan 1, 2025
870.57 VND
0.00 VND

BIDV Insurance dividend payout ratio

In 2025, BIDV Insurance had a payout ratio of 55.71%. The payout ratio indicates the percentage of the company's profits that BIDV Insurance distributes as dividends.
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  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2018
36.03 %
Jan 1, 2019
25.54 %
Jan 1, 2020
20.92 %
Jan 1, 2021
20.61 %
Jan 1, 2022
82.68 %
Jan 1, 2023
42.21 %
Jan 1, 2024
35.64 %
Jan 1, 2025
55.71 %

Current BIDV Insurance forecasts and price targets in July 2026

Analyst Price Targets 2026
Δ MOM Price Target
0.00 %
Buy80.00 % (4)
Hold20.00 % (1)
Sell0.00 % (0)
12M Price Target
29,886.00
Last Price
22,850.00
Currency
VND
12M Return Potential
30.79 %
LTM Return
0 %

BIDV Insurance shareholder structure

% Name
51.00711%
Joint Stock Commercial Bank for Investment and Development of Vietnam
Joint Stock Commercial Bank for Investment and Development of Vietnam
35.00017%
Fairfax Asia Limited
Fairfax Asia Limited
0.88459%
Yurie Asset Management Inc.
Yurie Asset Management Inc.
0.03772%
HDC Asset Management Co., Ltd.
HDC Asset Management Co., Ltd.
0.03236%
Tran (An Hoai)
Tran (An Hoai)
0.00001%
Huynh (Viet Quoc)
Huynh (Viet Quoc)

BIDV Insurance Executives and Management Board

HT

Mr. Hoang Tran

(54)

Chairman of the Board of Management · since 2019

AA

Mr. Athapan Arvind

Deputy Chairman of the Board of Management · since 2024

MN

Ms. Mai Nguyen

Director of Finance and Accounting

HV

Mr. Hai Vu

Deputy General Director

HD

Mrs. Huyen Doan

Deputy General Director

Frequently asked questions about BIDV Insurance

Analysts currently set an average price target of 29,886.00 VND for the BIDV Insurance stock (median: 29,886.00 VND), implying +30.8 % versus the latest price. The consensus is based on 5 analyst ratings.