BIDV Insurance

BIDV Insurance ROA

The Return on Assets (ROA) of BIDV Insurance (BIC.VN) as of Nov 12, 2026 is 5.38 %. In the previous year, Return on Assets (ROA) was 5.71 % — a change of -5.84% (lower).

ROA

5.38 %

YoY

-5.84%

Last updated:

In 2025, BIDV Insurance's return on assets (ROA) was 5.38 %, a -5.84% increase from the 5.71 % ROA in the previous year.

The BIDV Insurance ROA history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROA
Date
ROA
Jan 1, 2018
2.57 VND
Jan 1, 2019
3.84 VND
Jan 1, 2020
5.06 VND
Jan 1, 2021
6.54 VND
Jan 1, 2022
4.68 VND
Jan 1, 2023
5.96 VND
Jan 1, 2024
5.71 VND
Jan 1, 2025
5.38 VND
The BIDV Insurance ROA history
YEARROAYoY
5.38 %-5.84%
5.71 %-4.14%
5.96 %+27.29%
4.68 %-28.46%
6.54 %+29.17%
5.06 %+31.84%
3.84 %+49.61%
2.57 %+2.75%
2.50 %-12.00%
2.84 %+8.73%
2.61 %-20.59%
3.29 %—

Access this data via the Eulerpool API

100,000 free requests/mo · no credit card

Get Free API Key

BIDV Insurance Stock analysis

What does BIDV Insurance do? BIDV Insurance Corp provides property and casualty insurance, reinsurance, insurance appraisal, and financial investment services. The company's property and casualty segment covers fire and special perils, apartment building perils, business disruption due to property perils, all property perils, fire and explosion, machinery breakage, construction and installation perils, electronics devices, human accident 24/24, tourism, professional liability, labor accidents, vehicle accidents, vessel bodies, crew accidents, and freight transportation. As a subsidiary of BIDV, the company operates through its property and casualty segment, reinsurance, and financial investment segments, with a joint-venture partner Lao-Viet Insurance Company Limited (LVI) as of December 31, 2012. The company generates revenue primarily through insurance products in the property and casualty segment, including coverage for fire, machinery, construction, and transportation risks. Financial investment services contribute to the company's income, while reinsurance and insurance appraisal services support the core insurance operations. BIDV, as the parent company, likely influences the company's market positioning and client base. BIDV Insurance Corp serves customers seeking property and casualty insurance solutions, including businesses requiring coverage for fire, machinery, construction, and transportation risks. The company's joint-venture with Lao-Viet Insurance Company Limited (LVI) expands its reach in the Vietnamese insurance market, particularly in reinsurance and property and casualty services. LVI operates as a separate entity but collaborates with BIDV Insurance Corp on certain business activities. BIDV Insurance is one of the most popular companies on Eulerpool.

ROA Details

Understanding BIDV Insurance's Return on Assets (ROA)

BIDV Insurance's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing BIDV Insurance's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider BIDV Insurance's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in BIDV Insurance’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about BIDV Insurance stock

Return on Assets (ROA) of BIDV Insurance is 5.38 % in 2025.

Return on Assets (ROA) of BIDV Insurance changed from 5.71 % to 5.38 %, representing a -5.84% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Return on Assets (ROA) BIDV Insurance since 2006 – with annual values, charts, and detailed analysis.

Return on Assets, also known as ROA, is a financial metric used to measure a company's profitability. It is used to determine how effectively a company uses its assets to generate profits. It is also referred to as the ratio of net income to total assets. ROA is an important indicator of a company's overall financial performance as it measures the company's ability to generate more profit from the assets it employs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Assets (ROA)'s BIDV Insurance with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Assets (ROA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Assets (ROA).

Access this data via the Eulerpool API

100,000 free requests/mo · no credit card

Get Free API Key

Profitability — BIDV Insurance

ROEROAROCEROICAsset TurnoverInventory TurnoverReceivables TurnoverDays Sales OutstandingDays Inventory OutstandingDays Payable OutstandingCash Conversion CycleCROICGross Profit/AssetsFixed Asset TurnoverEquity TurnoverWorking Capital TurnoverPayables TurnoverCapital IntensityReceivables/RevenueInventory/RevenueEBIT/Assets

All Key Metrics — BIDV Insurance