Unity Bancorp

Unity Bancorp DSCR

The Debt Service Coverage Ratio (DSCR) of Unity Bancorp (UNTY) as of Oct 8, 2026 is 4.36. In the previous year, Debt Service Coverage Ratio (DSCR) was 4.65 — a change of -6.42% (lower).

DSCR

4.36

YoY

-6.42%

Last updated:

Debt Service Coverage Ratio (DSCR) of Unity Bancorp is 2025 4.36 . Debt Service Coverage Ratio (DSCR) of Unity Bancorp was 2024 4.65 . It decreases by -6.42% lower compared to the previous year.

The Unity Bancorp DSCR history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

DSCR
Date
DSCR
Jan 1, 2018
3.75 USD
Jan 1, 2019
3.22 USD
Jan 1, 2020
3.28 USD
Jan 1, 2021
2.28 USD
Jan 1, 2022
4.14 USD
Jan 1, 2023
4.55 USD
Jan 1, 2024
4.65 USD
Jan 1, 2025
4.36 USD
The Unity Bancorp DSCR history
YEARDSCRYoY
4.36-6.42%
4.65+2.30%
4.55+9.83%
4.14+81.93%
2.28-30.50%
3.28+1.63%
3.22-13.96%
3.75+556.02%
0.57+64.42%
0.35+255.27%
0.10-74.55%
0.38—
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Unity Bancorp Stock analysis

What does Unity Bancorp do? Unity Bancorp Inc is an American financial holding company that was founded in 1991 and is headquartered in Clinton, New Jersey. The company is listed on the NASDAQ stock exchange and operates numerous branches in New Jersey and Pennsylvania. With a focus on the local community, Unity Bancorp Inc is a leading regional bank that offers comprehensive services for individuals and businesses. Unity Bancorp is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Unity Bancorp stock

Debt Service Coverage Ratio (DSCR) of Unity Bancorp is 4.36 in 2025.

Debt Service Coverage Ratio (DSCR) of Unity Bancorp changed from 4.65 to 4.36, representing a -6.42% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Debt Service Coverage Ratio (DSCR) Unity Bancorp since 2006 – with annual values, charts, and detailed analysis.

The DSCR measures a company's ability to service its debt obligations from operating income. A ratio above 1.0 indicates sufficient income to cover debt payments.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Debt Service Coverage Ratio (DSCR)'s Unity Bancorp with sector peers and the industry average to assess whether it is attractive.

Access this data via the Eulerpool API

Leverage — Unity Bancorp

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