Ready Capital (RC) Stock Price

Ready Capital Price

NYSE·CLOSED
1.52USD-0.05 (-2.92 %)
Market closed

Over the last 13 years Ready Capital grew revenue by 28.0% annually, reaching 638.33 M USD. Earnings per share have declined at 10.0% per year over the last 11 years. For Ready Capital, the net margin of -38.5% is down versus 25.7% a few years ago. At today's price the dividend yield works out to roughly 25.33%. The consensus 12-month price target for Ready Capital is 2.04 USD, about 34.2% above where the stock trades today. Of 16 analysts, 0 rate the stock a buy — an overall Sell consensus. Ready Capital's share price has lost 64.1% over the last twelve months. The stock trades about 6% above its 52-week low.

Ready Capital stock price

Volume
Ex-Dividend
Details

Stock Price

ⓘ

How to Read This Chart

This chart tracks the historical stock price of Ready Capital over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Ready Capital stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Ready Capital's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Ready Capital Stock Price History
DateReady Capital Price
8/5/20261.52 USD
8/4/20261.57 USD
8/3/20261.53 USD
7/31/20261.43 USD
7/30/20261.45 USD
7/29/20261.43 USD
7/27/20261.49 USD
7/23/20261.48 USD
7/22/20261.52 USD
7/21/20261.54 USD
7/20/20261.54 USD
7/17/20261.55 USD
7/16/20261.64 USD
7/15/20261.62 USD
7/14/20261.63 USD
7/13/20261.63 USD
7/10/20261.65 USD
7/9/20261.70 USD
7/8/20261.65 USD
7/7/20261.68 USD
7/6/20261.75 USD
7/2/20261.79 USD
7/1/20261.78 USD
6/30/20261.75 USD
6/29/20261.76 USD
6/26/20261.78 USD
6/25/20261.73 USD
6/24/20261.71 USD
6/23/20261.68 USD
6/22/20261.62 USD
6/18/20261.75 USD
6/17/20261.66 USD
6/16/20261.67 USD
6/15/20261.72 USD
6/12/20261.69 USD
6/11/20261.74 USD
6/10/20261.73 USD
6/9/20261.68 USD
6/8/20261.73 USD
6/5/20261.71 USD
6/4/20261.72 USD
6/3/20261.56 USD
6/2/20261.66 USD
6/1/20261.67 USD
5/29/20261.78 USD
5/28/20261.80 USD
5/27/20261.83 USD
5/26/20261.78 USD
5/22/20261.81 USD
5/21/20261.85 USD
5/20/20261.82 USD
5/19/20261.70 USD
5/18/20261.72 USD
5/15/20261.73 USD
5/14/20261.67 USD
5/13/20261.70 USD
5/12/20261.80 USD
5/11/20261.77 USD
5/8/20261.89 USD
5/7/20262.16 USD
5/6/20262.04 USD
5/5/20262.00 USD
5/4/20261.86 USD
5/1/20261.94 USD
4/30/20261.89 USD
4/29/20261.85 USD
4/28/20261.90 USD
4/27/20261.87 USD
4/24/20261.86 USD
4/23/20261.83 USD
4/22/20261.92 USD
4/21/20261.93 USD
4/20/20262.00 USD
4/17/20261.85 USD
4/16/20261.75 USD
4/15/20261.70 USD
4/14/20261.62 USD
4/13/20261.60 USD
4/10/20261.58 USD
4/9/20261.55 USD
4/8/20261.58 USD
4/7/20261.54 USD
4/6/20261.62 USD
4/2/20261.60 USD
4/1/20261.57 USD
3/31/20261.62 USD
3/30/20261.60 USD
3/27/20261.52 USD
3/26/20261.60 USD
3/25/20261.58 USD
3/24/20261.53 USD
3/23/20261.55 USD
3/20/20261.51 USD
3/19/20261.58 USD
3/18/20261.59 USD
3/17/20261.63 USD
3/16/20261.70 USD
3/13/20261.74 USD
3/12/20261.82 USD
3/11/20261.87 USD
3/10/20261.87 USD
3/9/20261.85 USD
3/6/20261.92 USD
3/5/20262.06 USD
3/4/20262.07 USD
3/3/20262.02 USD
3/2/20262.06 USD
2/27/20261.85 USD
2/26/20261.63 USD
2/25/20261.66 USD
2/24/20261.66 USD
2/23/20261.69 USD
2/20/20261.76 USD
2/19/20261.75 USD
2/18/20261.79 USD
2/17/20261.74 USD
2/13/20261.69 USD
2/12/20261.66 USD
2/11/20261.83 USD
2/10/20261.86 USD
2/9/20261.92 USD
2/6/20262.06 USD
2/5/20261.97 USD
2/4/20262.04 USD
2/3/20262.06 USD
2/2/20262.08 USD
1/30/20262.13 USD
1/29/20262.21 USD
1/28/20262.21 USD
1/27/20262.31 USD
1/26/20262.25 USD
1/23/20262.31 USD
1/22/20262.29 USD
1/21/20262.34 USD
1/20/20262.43 USD
1/16/20262.31 USD
1/15/20262.21 USD
1/14/20262.12 USD
1/13/20262.07 USD
1/12/20262.10 USD
1/9/20262.16 USD
1/8/20262.06 USD
1/7/20261.99 USD
1/6/20262.04 USD
1/5/20262.08 USD
1/2/20262.14 USD
12/31/20252.18 USD
12/30/20252.17 USD
12/29/20252.19 USD
12/26/20252.24 USD
12/24/20252.28 USD
12/23/20252.23 USD
12/22/20252.25 USD
12/19/20252.23 USD
12/18/20252.25 USD
12/17/20252.18 USD
12/16/20252.22 USD
12/15/20252.33 USD
12/12/20252.39 USD
12/11/20252.49 USD
12/10/20252.45 USD
12/9/20252.45 USD
12/8/20252.56 USD
12/5/20252.62 USD
12/4/20252.62 USD
12/3/20252.78 USD
12/2/20252.56 USD
12/1/20252.53 USD
11/28/20252.53 USD
11/26/20252.54 USD
11/25/20252.52 USD
11/24/20252.49 USD
11/21/20252.47 USD
11/20/20252.33 USD
11/19/20252.40 USD
11/18/20252.45 USD
11/17/20252.52 USD
11/14/20252.65 USD
11/13/20252.67 USD
11/12/20252.66 USD
11/11/20252.86 USD
11/10/20252.70 USD
11/7/20252.94 USD
11/6/20252.99 USD
11/5/20253.04 USD
11/4/20252.90 USD
11/3/20252.90 USD
10/31/20252.93 USD
10/30/20252.92 USD
10/29/20253.05 USD
10/28/20253.18 USD
10/27/20253.14 USD
10/24/20253.11 USD
10/23/20253.08 USD
10/22/20253.13 USD
10/21/20253.15 USD
10/20/20253.23 USD
10/17/20253.24 USD
10/16/20253.28 USD
10/15/20253.38 USD
10/14/20253.40 USD
10/13/20253.37 USD
10/10/20253.44 USD
10/9/20253.46 USD
10/8/20253.61 USD
10/7/20253.51 USD
10/6/20253.56 USD
10/3/20253.77 USD
10/2/20253.74 USD
10/1/20253.82 USD
9/30/20253.87 USD
9/29/20254.04 USD
9/26/20254.17 USD
9/25/20254.15 USD
9/24/20254.25 USD
9/23/20254.19 USD
9/22/20254.19 USD
9/19/20254.34 USD
9/18/20254.32 USD
9/17/20254.25 USD
9/16/20254.34 USD
9/15/20254.23 USD
9/12/20254.19 USD
9/11/20254.25 USD
9/10/20254.11 USD
9/9/20254.31 USD
9/8/20254.38 USD
9/5/20254.29 USD
9/4/20254.26 USD
9/3/20254.23 USD
9/2/20254.27 USD
8/29/20254.26 USD
8/28/20254.24 USD
8/27/20254.22 USD
8/26/20254.09 USD
8/25/20254.02 USD
8/22/20254.02 USD
8/21/20253.71 USD
8/20/20253.85 USD
8/19/20253.78 USD
8/18/20253.78 USD
8/15/20253.82 USD
8/14/20253.86 USD
8/13/20253.92 USD
8/12/20253.84 USD
8/11/20253.78 USD
8/8/20254.07 USD
8/7/20254.23 USD
Access this data via the Eulerpool API
Get Free API Key

Ready Capital Revenue, EBIT, Net Income

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details
Date
Revenue
EBIT
Net Income
Jan 1, 2021
549.80 M USD
90.50 M USD
141.10 M USD
Jan 1, 2022
745.90 M USD
117.20 M USD
176.70 M USD
Jan 1, 2023
1.05 B USD
103.03 M USD
322.17 M USD
Jan 1, 2024
822.90 M USD
-405.64 M USD
-452.88 M USD
Jan 1, 2025
638.33 M USD
-231.85 M USD
-245.58 M USD
Jan 1, 2026 (e)
99.54 M USD
88.06 M USD
-331.14 M USD
Jan 1, 2027 (e)
216.65 M USD
191.67 M USD
-94.20 M USD
Jan 1, 2028 (e)
279.95 M USD
247.67 M USD
-11.76 M USD

Ready Capital Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 7, 2026, 8:15 PM
 
REVENUEB USD
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEM USD
EBITM USD
EBIT MARGIN%
NET INCOMEM USD
NET INCOME GROWTH%
DIV.USD
DIV. GROWTH%
SHARESM
20132014201520162017201820192020202120222023202420252026e2027e2028e
0.020.070.160.150.150.230.320.550.550.751.050.820.640.100.220.28
-4.00170.83150.77-10.43–60.2738.4670.37-0.5435.7040.67-21.56-22.38-84.48118.1829.17
58.3369.2361.9648.6345.8941.8835.8043.4844.8141.0723.955.357.847.847.847.84
14.0045.00101.0071.0067.0098.00116.00240.00246.00306.00251.0044.0050.007.7616.9321.87
7.0029.0047.0025.0021.007.0025.0071.0090.00117.00103.00-405.00-231.0088.00191.00247.00
29.1744.6228.8317.1214.382.997.7212.8616.3915.709.83-49.27-36.2188.8988.4388.53
6.0026.0040.0049.0043.0059.0072.0043.00141.00176.00322.00-452.00-245.00-331.00-94.00-11.00
-68.42333.3353.8522.50-12.2437.2122.03-40.28227.9124.8282.95-240.37-45.8035.10-71.60-88.30
2.071.601.601.551.481.571.600.981.661.661.461.100.390.040.040.04
–-22.71–-3.13-4.526.081.91-38.7569.39–-12.05-24.66-64.55-89.74––
8.2010.7025.3026.6031.4033.8044.2053.8068.70117.20148.57169.11164.54164.54164.54164.54
Details

Income Statement Key Figures

ⓘ

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Ready Capital generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Ready Capital retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Ready Capital's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Ready Capital has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Ready Capital's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Ready Capital stock margins

The Ready Capital margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Ready Capital. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Ready Capital.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details
Date
Gross margin
EBIT margin
Profit margin
Jan 1, 2021
44.83 %
16.46 %
25.66 %
Jan 1, 2022
41.05 %
15.71 %
23.69 %
Jan 1, 2023
23.95 %
9.82 %
30.71 %
Jan 1, 2024
5.42 %
-49.29 %
-55.03 %
Jan 1, 2025
7.91 %
-36.32 %
-38.47 %
Jan 1, 2026 (e)
7.91 %
88.47 %
-332.67 %
Jan 1, 2027 (e)
7.91 %
88.47 %
-43.48 %
Jan 1, 2028 (e)
7.91 %
88.47 %
-4.20 %

Ready Capital Stock Revenue, EBIT, Earnings per Share

The Ready Capital earnings per share therefore indicates how much revenue Ready Capital has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue per Share
EBIT per share
Earnings per Share
Details
Date
Revenue per Share
EBIT per share
Earnings per Share
Jan 1, 2021
8.00 USD
1.32 USD
2.05 USD
Jan 1, 2022
6.36 USD
1.00 USD
1.51 USD
Jan 1, 2023
7.06 USD
0.69 USD
2.17 USD
Jan 1, 2024
4.87 USD
-2.40 USD
-2.68 USD
Jan 1, 2025
3.88 USD
-1.41 USD
-1.49 USD
Jan 1, 2026 (e)
0.60 USD
0.54 USD
-2.01 USD
Jan 1, 2027 (e)
1.32 USD
1.16 USD
-0.57 USD
Jan 1, 2028 (e)
1.70 USD
1.51 USD
-0.07 USD

Ready Capital business model & stock analysis

Ready Capital Corp is an American financial services company specializing in large-scale real estate financing. The company was founded in 2011 by Thomas Capasse and Andrew Ahronson and has since experienced impressive growth. Ready Capital Corp's business model is based on sourcing high-quality real estate loans for institutional investors. The company finances the growth of its portfolio companies through the issuance of bonds raised by investment capital providers. In return for these funds, Ready Capital Corp provides its investors with an attractive return on their investments. In the meantime, the company has become a major player in the US real estate market. Ready Capital Corp offers its customers a wide range of financial products, including construction and project financing, refinancing, and training programs for fixed-rate mortgages. The company also has a branch in Puerto Rico specifically set up to finance projects under the FEMA program for underserved communities. The various divisions of Ready Capital Corp include real estate financing for single and multi-family properties, commercial properties, dormitories, retail and hotel properties, as well as providing liquidity for financial institutions. The company also offers asset management services and currently manages a portfolio of over $4.5 billion. Ready Capital Corp is proud to offer a wide range of financing solutions that meet the needs of its customers. As part of its strategy to remain competitive in the ever dynamic and complex real estate industry, the company has expanded its offering to include lending and provides capital providers with the opportunity to participate in the company's lending activities. Ready Capital Corp is an emerging company with a clear growth strategy. Through its innovative business model and successful expansion, it has established itself as a major force within the US real estate industry. The company has a strong balance sheet and provides its investors with a solid return on their investments. With its wide range of products and commitment to rigorous quality control, Ready Capital Corp has established itself as a leading provider of real estate financing in the US market.

Ready Capital SWOT Analysis

Strengths

Ready Capital Corp possesses several strengths that contribute to its success in the market. Firstly, its strong financial position allows the company to make strategic investments and pursue growth opportunities. This gives them a competitive advantage over smaller, less capitalized competitors. Additionally, their experienced and knowledgeable management team brings expertise and industry insights, enabling effective decision-making and risk management. Lastly, Ready Capital Corp has a diverse portfolio of investments, which helps to mitigate risks and capture opportunities across multiple segments of the financial industry.

Weaknesses

Despite its strengths, Ready Capital Corp also faces certain weaknesses that could hinder its performance. One notable weakness is their dependence on external economic factors, such as interest rate fluctuations, which may impact their profitability and ability to generate returns for shareholders. Another weakness is the potential for regulatory changes or increased compliance requirements, which could add complexity and costs to their operations. Additionally, the company may face challenges in attracting and retaining top talent in a highly competitive job market, which could impact their ability to execute their business strategy effectively.

Opportunities

Ready Capital Corp has several opportunities to capitalize on in the market. Firstly, they can leverage their strong financial position to expand their investment portfolio and enter new markets. This could lead to increased revenue and market share. Secondly, the company can benefit from the growing demand for alternative financing options, such as bridge loans and small business loans, by offering innovative and tailored solutions to their clients. Lastly, Ready Capital Corp can explore partnerships and collaborations with technology companies to enhance their digital capabilities and improve operational efficiency, creating a competitive edge in the evolving financial landscape.

Threats

Ready Capital Corp faces several threats that could impact its performance and market position. One major threat is the intense competition within the financial industry, with both traditional banks and other non-bank lenders vying for market share. This could potentially squeeze profitability and limit growth opportunities. Moreover, geopolitical and economic uncertainties, such as trade disputes or recessions, can negatively impact the overall market sentiment and impede the company's ability to access capital or pursue new investments. Finally, technological advancements and disruptive innovations could pose a threat if Ready Capital Corp fails to adapt and leverage technology effectively, risking obsolescence in a rapidly changing industry.

Ready Capital Employees

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Ready Capital Employees
Details
Date
Ready Capital Employees
Jan 1, 2018
- Employees
Jan 1, 2019
- Employees
Jan 1, 2020
- Employees
Jan 1, 2021
- Employees
Jan 1, 2022
- Employees
Jan 1, 2023
- Employees
Jan 1, 2024
- Employees
Jan 1, 2025
- Employees

Ready Capital Eulerpool Fair Value

Details

Fair Value Estimate

ⓘ

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

Ready Capital historical P/E ratio, EBIT multiple, and P/S ratio

Ready Capital annual returns

Details

Annual Return

ⓘ

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Ready Capital shares outstanding

The number of shares of Ready Capital was 164.54 M in 2025. This indicates how many shares Ready Capital is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2021
68.70 M Stocks
Jan 1, 2022
117.20 M Stocks
Jan 1, 2023
148.57 M Stocks
Jan 1, 2024
169.11 M Stocks
Jan 1, 2025
164.54 M Stocks
Jan 1, 2026 (e)
164.54 M Stocks
Jan 1, 2027 (e)
164.54 M Stocks
Jan 1, 2028 (e)
164.54 M Stocks

Ready Capital stock splits

In Ready Capital's history, there have been no stock splits.

Ready Capital Dividend History

14 years of dividend payments

YearAnnual DividendYoY ChangePayments
20260.01USDYTD—1×
Mar 31, 20260.01USD 0.0%1/1
20250.39USD↓ 65.0%4×
Mar 31, 20250.13USD↓ 50.0%1/4
Jun 30, 20250.13USD 0.0%2/4
Sep 30, 20250.13USD 0.0%3/4
Dec 31, 20250.01USD↓ 92.0%4/4
20241.10USD↓ 24.7%4×
20231.46USD↓ 12.0%5×
20221.66USD↑ 0.0%4×
20211.66USD↑ 69.4%5×
20200.98USD↓ 38.8%4×
20191.60USD↑ 1.9%4×
20181.57USD↑ 6.1%4×
20171.48USD↓ 4.5%4×

Ready Capital dividend history and estimates

In 2025, Ready Capital paid a dividend amounting to 0.39 USD. Dividend means that Ready Capital distributes a portion of its profits to its owners.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Dividend
Dividend (Estimate)
Special dividend
Details
Date
Dividend
Dividend (Estimate)
Special dividend
Jan 1, 2021
1.66 USD
0.00 USD
0.00 USD
Jan 1, 2022
1.66 USD
0.00 USD
0.00 USD
Jan 1, 2023
1.46 USD
0.00 USD
0.00 USD
Jan 1, 2024
1.10 USD
0.00 USD
0.00 USD
Jan 1, 2025
0.39 USD
0.00 USD
0.14 USD
Jan 1, 2026 (e)
0.01 USD
0.03 USD
0.00 USD
Jan 1, 2027 (e)
0.00 USD
0.04 USD
0.00 USD
Jan 1, 2028 (e)
0.00 USD
0.04 USD
0.00 USD

Ready Capital dividend payout ratio

In 2025, Ready Capital had a payout ratio of -25.84%. The payout ratio indicates the percentage of the company's profits that Ready Capital distributes as dividends.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2021
80.58 %
Jan 1, 2022
110.67 %
Jan 1, 2023
67.59 %
Jan 1, 2024
-41.20 %
Jan 1, 2025
-25.84 %
Jan 1, 2026 (e)
86.28 %
Jan 1, 2027 (e)
88.18 %
Jan 1, 2028 (e)
80.68 %

Current Ready Capital forecasts and price targets in August 2026

Analyst Price Targets 2026
Δ MOM Price Target
20.00 %
Buy
0.00 % (0)
Hold
56.25 % (9)
Sell
43.75 % (7)
12M Price Target
2.04
Last Price
1.52
Currency
USD
12M Return Potential
34.21 %
LTM Return
0 %

Ready Capital Analyst Rating Actions

DateFirmActionRatingReliability
7/16/2026
UBS
UBS
MaintainedNeutral51
3/2/2026
Piper Sandler
Piper Sandler
MaintainedNeutral51
12/22/2025
Piper Sandler
Piper Sandler
MaintainedNeutral51
11/14/2025
UBS
UBS
MaintainedNeutral51
11/12/2025
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
MaintainedUnderperform–
10/14/2025
UBS
UBS
MaintainedNeutral51
10/9/2025
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
MaintainedUnderperform–
8/20/2025
UBS
UBS
MaintainedNeutral51
8/12/2025
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
MaintainedUnderperform–
8/11/2025
B. Riley Securities
B. Riley Securities
MaintainedNeutral–

Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.

Ready Capital Earnings Calls

2025

Ready Capital Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
8/12/2026-0.34USD-645,470.00USD-2026 Q2
5/13/2026-0.22USD-15.24 MUSD-2026 Q1
3/11/2026-0.15USD-14.06 MUSD-2025 Q4
5/6/20240.33USD-76.26 MUSD-2024 Q1
2/26/20240.32USD-71.63 MUSD-2023 Q4
11/6/20230.44USD-69.51 MUSD-2023 Q3
8/2/20230.45USD-77.26 MUSD-2023 Q2
5/3/20230.43USD-76.75 MUSD-2023 Q1
2/22/20230.44USD-82.13 MUSD-2022 Q4
11/7/20220.46USD-82.52 MUSD-2022 Q3

EESG©

Eulerpool ESG Scorecard© for the Ready Capital stock

24/100
11
Environment
24
Social
37
Governance
E

Environment

20
Scope 1 - Direct Emissions—
Scope 2 - Indirect emissions from purchased energy—
Scope 3 - Indirect emissions within the value chain—
Total CO₂ emissions—
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather—
Pesticides—
Palm Oil—
Tobacco
Genetically modified organisms
Climate concept—
Sustainable forestry—
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees45
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content
Alcohol
Weapons—
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept—
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Ready Capital shareholder structure

% Name
7.37084%
BlackRock Institutional Trust Company, N.A.
BlackRock Institutional Trust Company, N.A.
5.21136%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
2.92085%
Private Management Group, Inc.
Private Management Group, Inc.
2.47964%
Jane Street Capital, L.L.C.
Jane Street Capital, L.L.C.
2.37564%
Waterfall Asset Management, LLC
Waterfall Asset Management, LLC
2.37346%
State Street Investment Management (US)
State Street Investment Management (US)
...

Ready Capital Beneficial Ownership Filings (SEC 13D/G)

Free Float
88.2%
Float Shares
-
Shares Outstanding
-
StakeHolderFiling
14.70%
(1) BlackRock, Inc.
(1) BlackRock, Inc.
SEC ↗
8.80%
Amster Howard
Amster Howard
SEC ↗
8.00%
BlackRock, Inc.
BlackRock, Inc.
SEC ↗
7.60%
Daniel J. Hirsch
Daniel J. Hirsch
SEC ↗
7.50%
William Seybold [See Explanatory Note and Item 2]
William Seybold [See Explanatory Note and Item 2]
SEC ↗
7.50%
Ravi K. Paidipaty [See Explanatory Note and Item 2]
Ravi K. Paidipaty [See Explanatory Note and Item 2]
SEC ↗
7.50%
Philip D. Dreyfuss [See Explanatory Note and Item 2]
Philip D. Dreyfuss [See Explanatory Note and Item 2]
SEC ↗
7.40%
RONALD MASS
RONALD MASS
SEC ↗
7.40%
ALMITAS OPPORTUNITY FUND LP
ALMITAS OPPORTUNITY FUND LP
SEC ↗
7.40%
ALMITAS CAPITAL LLC
ALMITAS CAPITAL LLC
SEC ↗

Ready Capital Executives and Management Board

10 members · avg. age 57 · 10 % women

AA

Mr. Andrew Ahlborn (41)

Chief Financial Officer

2.33 M USD

Management

AZ

Mr. Adam Zausmer (47)

Chief Credit Officer

2.28 M USD
GT

Mr. Gary Taylor (65)

Chief Operating Officer

2.04 M USD
TC

Mr. Thomas Capasse (68)

Chairman of the Board, Chief Executive Officer, Chief Investment Officer · since 2016

–
JR

Mr. Jack Ross (67)

President, Director · since 2016

–

Board of Directors

JR

Mr. J. Mitchell Reese (65)

Lead Independent Director

237,500.00 USD
TS

Dr. Todd Sinai (55)

Independent Director

237,500.00 USD
DM

Ms. Dominique Mielle (56)

Independent Director

235,156.00 USD
GN

Mr. Gilbert Nathan (45)

Independent Director

230,000.00 USD
MM

Mr. Meredith Marshall (59)

Independent Director

217,643.00 USD

Frequently asked questions about Ready Capital

The main competitors of Ready Capital Corp in the market include companies such as Blackstone Mortgage Trust, Arbor Realty Trust, Ares Commercial Real Estate Corporation, and New Residential Investment Corp.

Ready Capital Corp is a real estate finance company that focuses on acquiring, managing, and originating commercial mortgage loans. With a diverse portfolio and nationwide presence, the company provides financing solutions for various types of commercial real estate, including multifamily, office, retail, and hospitality properties. Ready Capital Corp offers flexible loan structures and competitive rates to meet the needs of its customers. By leveraging its expertise and network, the company aims to deliver attractive risk-adjusted returns for its shareholders. With its strong track record and commitment to customer satisfaction, Ready Capital Corp has established itself as a trusted partner in the commercial real estate finance industry.

Ready Capital Corp is primarily active in the real estate investment trust (REIT) industry.

Ready Capital Corp is a reputable financial institution with a rich history and background. Established in [year], Ready Capital Corp has been a leading provider of mortgage financing products and services. With expertise in commercial real estate, the company offers a diverse portfolio that includes bridge and mezzanine loans, agency loans, and small balance commercial mortgage loans. Ready Capital Corp has been instrumental in supporting businesses and investors across various industries, providing tailored financial solutions to meet their unique needs. Committed to delivering exceptional customer service, Ready Capital Corp continues to thrive as a trusted name in the financial sector, contributing to the success of countless enterprises.

Ready Capital Corp has achieved several significant milestones in its journey. The company has witnessed remarkable growth and success in recent years. Some notable achievements include expanding its loan portfolio to reach a diverse range of sectors, demonstrating a strong track record of generating consistent and attractive risk-adjusted returns for investors. Ready Capital Corp has also showcased its ability to adapt to market conditions and maintain a strong financial position. With its commitment to providing innovative financing solutions, the company continues to establish itself as a prominent player in the stock market.

Ready Capital Corp primarily operates in the United States.

Ready Capital Corp represents strong values and a clear corporate philosophy. With a focus on delivering value to its stakeholders, the company prioritizes transparency, integrity, and innovation in its operations. Ready Capital Corp strives to provide exceptional financial solutions to its clients while maintaining a long-term relationship built on trust. By combining industry expertise with a customer-centric approach, the company aims to achieve sustainable growth and become a trusted partner in the financial services sector. Ready Capital Corp's commitment to excellence and its dedication to serving its clients' needs make it a reliable choice in the stock market.

Analysts currently set an average price target of 2.16 USD for the Ready Capital stock (median: 2.04 USD), implying +42.0 % versus the latest price. The consensus is based on 16 analyst ratings.

Ready Capital Analyst Price Targets 2026

16 analysts currently rate the Ready Capital stock: 0 recommend buying, 9 holding and 7 selling. For 2026, analysts expect Ready Capital to generate revenue of 99.54 M USD and earnings per share of -2.01 USD.

Ready Capital Analyst Price Targets 2026

Converted at the current exchange rate, the Ready Capital share trades at 1.32 EUR (1.52 USD).

The Ready Capital share (RC) is listed on 3 stock exchanges, including: NYSE (RC), Frankfurt (0SZ.F), München (0SZ.MU).

Ready Capital Corp is a company based in New York that specializes in asset management. The business model is based on various divisions that allow customers to acquire a wide range of products. The first division of Ready Capital Corp is Commercial Real Estate Lending. The company offers financing solutions for commercial real estate projects. The portfolio includes various loans for property acquisition, renovations, or mortgage purchases. Loan amounts range from $500,000 to $25 million. Another division of the company is Small Business Lending. This department offers a range of loans specifically tailored to the needs of small and medium-sized businesses. This includes SBA loans for start-ups, business expansions, or acquisition financing. Ready Capital Corp also specializes in cash management. The company offers a wide range of deposit and withdrawal services for businesses. This includes an online platform where customers can execute their financial transactions anytime. To expand their offerings for customers, Ready Capital Corp has created an Investment Management division. This department invests in real estate and other assets, offering investors the opportunity to participate in these investments. Additionally, the company also provides leasing solutions for commercial equipment. Customers can finance various products such as medical equipment, vehicles, or machinery. Overall, Ready Capital Corp provides a dynamic platform for sophisticated investors and business partners. Customers benefit from customized solutions, yield optimization, liquidity optimization, and access to a variety of investment opportunities. In the online performance marketing industry, Ready Capital Corp is an important financing partner. The company supports marketers in optimizing their cash flows by providing loans to advertisers and networks. Ready Capital Corp has an experienced team of financial experts who are always up to date with market developments and provide comprehensive advice to customers. The company follows a customer-oriented philosophy and caters to the individual needs and expectations of its clients. In summary, Ready Capital Corp offers a wide range of banking services for businesses and investors looking to optimize their investment strategy and liquidity. The business model is based on various closely interconnected divisions that provide customers with comprehensive and tailored support on their path to success.

The expected revenue of Ready Capital is 99.54 M USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Ready Capital is -331.14 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Ready Capital is currently -0.76. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Ready Capital stock.

The price-to-sales ratio (P/S) of Ready Capital is currently 2.51. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Ready Capital stock.

The Eulerpool Quality Score for Ready Capital is 2/10.

The ISIN of Ready Capital is US75574U1016. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Ready Capital is A2N6VM. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Ready Capital is RC. The ticker symbol is used to trade Ready Capital shares on the stock exchange.

Over the past 12 months, Ready Capital paid a dividend of 0.39 USD . This corresponds to a dividend yield of about 25.33 %. For the coming 12 months, Ready Capital is expected to pay a dividend of 0.04 USD.

The current dividend yield of Ready Capital is 25.33 %.

Ready Capital pays a dividend, distributed in the months of , , , .

Ready Capital paid dividends every year for the past 13 years.

For the upcoming 12 months, dividends amounting to 0.04 USD are expected. This corresponds to a dividend yield of 2.63 %.

Ready Capital is assigned to the 'Finance' sector.

To receive the latest dividend of Ready Capital from amounting to 0.01 USD, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

In the year 2025, Ready Capital distributed 1.1 USD as dividends.

The dividends of Ready Capital are distributed in USD.

All fundamentals and in-depth analysis of Ready Capital

Our stock analysis for Ready Capital stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Ready Capital. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.

Ready Capital Stock
Ready Capital Revenue→
Ready Capital Stock
Ready Capital Net Income→
Ready Capital Stock
Ready Capital P/E→
Ready Capital Stock
Ready Capital P/S→
Ready Capital Stock
Ready Capital EBIT→
Ready Capital Stock
Ready Capital Dividend→
Ready Capital Stock
Ready Capital Directors Dealings→
Ready Capital Stock
Ready Capital Stocks→
Ready Capital Stock
Ready Capital Market capitalization→
Ready Capital Stock
Ready Capital Debt→
Ready Capital Stock
Ready Capital Liabilities→
Ready Capital Stock
Ready Capital Equity→
Ready Capital Stock
Ready Capital AAQS→
Ready Capital Stock
Ready Capital Employees→
Ready Capital Stock
Ready Capital ROE→
Ready Capital Stock
Ready Capital ROA→
Ready Capital Stock
Ready Capital ROCE→
Ready Capital Stock
Ready Capital News→
Ready Capital Stock
Ready Capital Analyst Price Targets→

Finance Stocks

Real Estate Credit InvestmentsRBR GlobalREC LimitedRBL BankRecordRBB BancorpRed River BancsharesRaymond James FinancialRedfish Longterm Capital SpARatosRedwood TrustRathbones GroupAll Stocks A–Z →