RBL Bank (RBLBANK.NS) Stock Price
RBL Bank Price
Revenue has compounded at 34.7% per year over the past 16 years to 184.64 B INR. Earnings per share have grown at 27.0% per year over the last 16 years. RBL Bank's net margin stands at 4.8%, up from -1.5% several years earlier. RBL Bank currently offers a dividend yield of about 0.50%. The payout ratio is around 12% of earnings. The dividend has grown at 1.2% per year over the past 9 years. Analysts set a median price target of 354.45 INR, implying 11.9% below the current price. Of 24 analysts, 15 rate the stock a buy — an overall Buy consensus. The stock trades about 50% above its 52-week low.
RBL Bank stock price
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Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of RBL Bank over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how RBL Bank stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing RBL Bank's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | RBL Bank Price |
|---|---|
| 9/21/2026 | 402.10 INR |
| 9/18/2026 | 415.90 INR |
| 9/17/2026 | 404.15 INR |
| 9/16/2026 | 404.00 INR |
| 9/15/2026 | 410.20 INR |
| 9/11/2026 | 412.55 INR |
| 9/10/2026 | 414.90 INR |
| 9/8/2026 | 418.50 INR |
| 9/7/2026 | 409.80 INR |
| 9/4/2026 | 414.35 INR |
| 9/3/2026 | 408.10 INR |
| 9/2/2026 | 383.95 INR |
| 9/1/2026 | 380.50 INR |
| 8/31/2026 | 381.90 INR |
| 8/28/2026 | 382.00 INR |
| 8/27/2026 | 385.00 INR |
| 8/26/2026 | 382.50 INR |
| 8/25/2026 | 384.00 INR |
| 8/24/2026 | 388.00 INR |
| 8/21/2026 | 392.50 INR |
| 8/20/2026 | 392.30 INR |
| 8/19/2026 | 381.40 INR |
| 8/17/2026 | 381.50 INR |
| 8/14/2026 | 385.00 INR |
| 8/13/2026 | 387.25 INR |
| 8/12/2026 | 387.90 INR |
| 8/10/2026 | 391.00 INR |
| 8/7/2026 | 389.80 INR |
| 8/6/2026 | 392.00 INR |
| 8/5/2026 | 389.80 INR |
RBL Bank Revenue, Net Income
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RBL Bank Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEB INR |
|---|
| REVENUE GROWTH% |
| GROSS MARGIN% |
| GROSS INCOMEB INR |
| NET INCOMEB INR |
| NET INCOME GROWTH% |
| DIVIDENDDIV.INR |
| DIVIDEND GROWTHDIV. GROWTH% |
| SHARESM |
| 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027e | 2028e | 2029e | 2030e |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 23.52 | 32.34 | 44.33 | 55.88 | 76.90 | 107.10 | 105.50 | 107.96 | 121.16 | 153.22 | 179.83 | 184.64 | 126.77 | 155.28 | 184.64 | 184.88 |
| 45.98 | 37.53 | 37.06 | 26.06 | 37.62 | 39.28 | -1.49 | 2.33 | 12.23 | 26.46 | 17.37 | 2.67 | -31.34 | 22.49 | 18.91 | 0.13 |
| 40.60 | 40.47 | 43.78 | 50.95 | 51.10 | 54.39 | 56.97 | 61.58 | 61.39 | 58.56 | 57.87 | 44.57 | 44.57 | 44.57 | 44.57 | 44.57 |
| 9.55 | 13.09 | 19.41 | 28.47 | 39.29 | 58.26 | 60.11 | 66.48 | 74.38 | 89.72 | 104.07 | 82.30 | 56.50 | 69.21 | 82.30 | 82.40 |
| 2.07 | 2.92 | 4.47 | 6.32 | 8.58 | 5.00 | 5.29 | -1.66 | 9.20 | 12.60 | 7.17 | 8.79 | 8.85 | 12.34 | 15.74 | 16.58 |
| 123.65 | 41.19 | 52.80 | 41.36 | 35.81 | -41.70 | 5.86 | -131.38 | -653.58 | 37.01 | -43.09 | 22.59 | 0.68 | 39.38 | 27.60 | 5.36 |
| – | – | 1.80 | 3.60 | 2.70 | 1.50 | – | – | 1.50 | 1.50 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | – |
| – | – | – | 100.00 | -25.00 | -44.44 | – | – | – | – | 33.33 | – | – | – | – | – |
| 311.73 | 393.55 | 395.53 | 432.64 | 449.26 | 560.61 | 602.03 | 602.68 | 613.76 | 606.67 | 624.52 | 760.49 | 760.49 | 760.49 | 760.49 | 760.49 |
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Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales RBL Bank generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue RBL Bank retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare RBL Bank's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares RBL Bank has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against RBL Bank's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
RBL Bank stock margins
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RBL Bank Revenue per Share, Earnings per Share
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RBL Bank business model & stock analysis
RBL Bank SWOT Analysis
Strengths
RBL Bank Ltd has several strengths that contribute to its competitive advantage in the market. These strengths include:
- Strong market presence and brand reputation
- Diverse product portfolio catering to retail, corporate, and agribusiness segments
- Robust distribution network with a wide reach across India
- Strong focus on customer service and innovation
Weaknesses
RBL Bank Ltd also has certain weaknesses that may hinder its growth potential. These weaknesses include:
- Relatively smaller market share compared to established competitors
- Dependence on wholesale funding for capital requirements
- Limited geographical presence outside major cities
- Higher operational costs due to regulatory compliance
Opportunities
RBL Bank Ltd can capitalize on various opportunities available in the market to further expand its business. These opportunities include:
- Rapidly growing Indian economy and rising disposable incomes
- Increasing demand for banking services in rural and semi-urban areas
- Emerging fintech collaborations and partnerships
- Government initiatives promoting financial inclusion
Threats
RBL Bank Ltd faces certain threats that may pose challenges to its operations and growth. These threats include:
- Intense competition from established banks as well as new digital-first players
- Volatility in interest rates and regulatory changes impacting profitability
- Economic downturns and market uncertainties
- Cybersecurity risks and data breaches
RBL Bank Eulerpool Fair Value
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Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
RBL Bank historical P/E ratio, EBIT multiple, and P/S ratio
RBL Bank annual returns
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Annual Return
ⓘWhat This Chart Shows
This chart breaks down RBL Bank's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in RBL Bank's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare RBL Bank's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
RBL Bank shares outstanding
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RBL Bank Dividend History
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RBL Bank dividend history and estimates
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RBL Bank dividend payout ratio
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Current RBL Bank forecasts and price targets in September 2026
Analyst Price Targets 2026RBL Bank Earnings Estimates & Surprises
| Date | EPS estimate | EPS Actual | Revenue Estimate | Price reaction | Quarterly report |
|---|---|---|---|---|---|
| 10/19/2026 | 3.23INR | - | 31.51 BINR | - | 2026 Q3 |
| 7/17/2026 | 3.37INR | 3.33INR | 27.84 BINR | - | 2026 Q2 |
| 4/25/2026 | 4.54INR | 3.73INR | 28.48 BINR | - | 2026 Q1 |
| 1/17/2026 | 3.47INR | 3.50INR | 27.50 BINR | - | 2025 Q4 |
| 10/17/2025 | 3.53INR | 2.87INR | 25.09 BINR | - | 2025 Q3 |
| 7/19/2025 | 3.10INR | 3.49INR | 25.08 BINR | - | 2025 Q2 |
| 4/25/2025 | -4.43INR | 1.10INR | 25.73 BINR | - | 2025 Q1 |
| 1/18/2025 | 3.23INR | 0.50INR | 26.38 BINR | - | 2024 Q4 |
| 10/19/2024 | 5.27INR | 3.77INR | 21.79 BINR | - | 2024 Q3 |
| 7/20/2024 | 5.83INR | 5.70INR | 21.79 BINR | - | 2024 Q2 |
EESG©
Eulerpool ESG Scorecard© for the RBL Bank stock
EEnvironment
Environment
SSocial
Social
GGovernance (Corporate Governance)
Governance (Corporate Governance)
The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.
RBL Bank shareholder structure
| % | Name |
|---|---|
3.11688% | |
3.04518% | |
2.84122% | |
2.68189% | |
1.68927% | |
1.64992% |
RBL Bank Beneficial Ownership Filings (SEC 13D/G)
RBL Bank Executives and Management Board
28 members · avg. age 63 · 14 % women
Shri. R. Subramaniakumar (66)
Chief Executive Officer, Managing Director, Executive Director · since 2022
49.15 M INR
Management
Ms. Niti Arya
Compliance Officer, Company Secretary
Mr. Buvanesh Tharashankar
Chief Financial Officer
Mr. Ravi Pichan
Chief Information Officer
Mr. Prakash Gupta
Chief Compliance Officer
Mr. Narendra Agrawal
Head - Branch Banking and Retail Liabilities
Shri. Kumar Ashish
Head - Retail Assets and Collections
Board of Directors
Mr. Rajeev Ahuja (58)
Executive Director · since 2010
Shri. Chandan Sinha (68)
Part-Time Non-Executive Independent Chairman of the Board
Dr. Somnath Ghosh (72)
Non-Executive Independent Director
Ms. Ranjana Agarwal
Non-Executive Independent Director
Ms. Veena Mankar
Non-Executive Non-Independent Director
Mr. Gopal Jain (52)
Non-Executive Non-Independent Director
Frequently asked questions about RBL Bank
RBL Bank Ltd's business model is based on the banking sector. It operates as a commercial bank, offering a wide range of financial services to its customers. RBL Bank focuses on serving various segments, including individuals, small and medium-sized enterprises (SMEs), corporates, and agribusinesses. The bank provides services such as savings and current accounts, loans and advances, credit cards, insurance, and investment products. With a customer-centric approach and innovative solutions, RBL Bank aims to cater to the diverse banking needs of individuals and businesses, driving profitability and sustainable growth.
RBL Bank Ltd is primarily active in the banking and financial services industry.
Some of the main competitors of RBL Bank Ltd in the market include HDFC Bank, ICICI Bank, Axis Bank, State Bank of India, and Kotak Mahindra Bank.
RBL Bank Ltd, also known as Ratnakar Bank Limited, is an Indian private sector bank established in 1943. With its headquarters in Mumbai, RBL Bank has grown over the years to become a trusted financial institution in the country. The bank offers a wide range of banking and financial services, catering to individuals, SMEs, and corporate clients. RBL Bank has a rich history of serving its customers with innovative products and solutions, earning a strong reputation in the Indian banking sector. With a customer-centric approach and a focus on technology-driven banking, RBL Bank has emerged as a reliable and progressive banking partner for individuals and businesses alike.
RBL Bank Ltd, a renowned banking institution in India, has achieved several significant milestones over the years. Firstly, the company successfully completed its Initial Public Offering (IPO) in 2016, garnering substantial investor interest. Additionally, RBL Bank has expanded its reach by opening numerous branches and expanding its ATM network, facilitating enhanced customer convenience. The bank has also received several accolades, including the 'Best Bank' recognition by Business Today-KPMG study in 2020. By consistently focusing on customer-centric services and adopting innovative technologies, RBL Bank Ltd has positioned itself as a leading player in the banking industry.
RBL Bank Ltd is primarily present in India.
RBL Bank Ltd represents strong values and a customer-centric corporate philosophy. With a focus on innovation and technology, the company aims to provide seamless banking services to its customers. RBL Bank Ltd is committed to maintaining trust, transparency, and integrity in its business operations. With a customer-first approach, the bank strives to offer personalized solutions and build long-term relationships. RBL Bank Ltd is known for its commitment to excellence, professionalism, and ethical practices, making it a preferred choice for customers seeking reliable and efficient banking services.
Analysts currently set an average price target of 344.31 INR for the RBL Bank stock (median: 354.45 INR), implying -17.2 % versus the latest price. The consensus is based on 24 analyst ratings.
24 analysts currently rate the RBL Bank stock: 15 recommend buying, 6 holding and 3 selling.
Converted at the current exchange rate, the RBL Bank share trades at 3.66 EUR (402.10 INR).
The RBL Bank share (RBLBANK.NS) is listed on 2 stock exchanges, including: NSE (Indien) (RBLBANK.NS).
The RBL Bank Ltd is an Indian bank that was founded in 1943. It offers various financial products and services to meet the needs of its customers. The business model of RBL Bank is based on a variety of business areas in which it offers financial products and services. The "Retail Banking" division focuses on products and services for retail customers, including accounts, credit cards, loans, deposits, and insurance. These products are distributed through various marketing channels such as branches, online platforms, and mobile applications. The bank also has a special division for wealth management and advisory services to serve affluent retail customers. RBL Bank is also active in the "Corporate and Institutional Banking" field, offering financing products and services to commercial customers. Corporate customers can access capital markets, take out loans, and utilize various cash management services. The bank is focused on expanding its market position in this area, particularly through the development of specialized products and services tailored to specific industries. Another important business area of the bank is "Agribusiness Banking". This division is specifically focused on agricultural businesses and offers financial services such as financing, loans, deposits, and cash management. The bank has a strong presence in rural areas and works closely with agricultural associations and government agencies to promote growth in this sector. In addition to the core business areas mentioned above, RBL Bank also has other divisions, such as "Financial Markets," "Treasury Operations," and "Investment Banking," through which it offers specialized financial products and services. Furthermore, the bank also assists in the borrowing needs of publicly listed companies and provides the financial services necessary to meet the requirements of capital markets. Overall, RBL Bank has built a diversified business model that enables it to address various customer and industry needs - from the agricultural sector to the investment sector. The bank has experienced strong growth in recent years and continues to strive to improve and expand its range of financial products and services. Digitization is an important factor in providing customers with faster and better service quality.
The revenue of RBL Bank is 184.64 B INR. This figure is based on current financial data and reflects the company's business performance.
The profit of RBL Bank is 8.79 B INR. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of RBL Bank is currently 34.79. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the RBL Bank stock.
The price-to-sales ratio (P/S) of RBL Bank is currently 1.66. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the RBL Bank stock.
The Eulerpool Quality Score for RBL Bank is 5/10.
The ISIN of RBL Bank is INE976G01028. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The ticker of RBL Bank is RBLBANK.NS. The ticker symbol is used to trade RBL Bank shares on the stock exchange.
Over the past 12 months, RBL Bank paid a dividend of 2.00 INR . This corresponds to a dividend yield of about 0.50 %. For the coming 12 months, RBL Bank is expected to pay a dividend of 2.00 INR.
The current dividend yield of RBL Bank is 0.50 %.
RBL Bank pays a dividend, distributed in the months of August, July, September.
RBL Bank paid dividends every year for the past 3 years.
For the upcoming 12 months, dividends amounting to 2.00 INR are expected. This corresponds to a dividend yield of 0.48 %.
RBL Bank is assigned to the 'Finance' sector.
To receive the latest dividend of RBL Bank from 10/25/2025 amounting to 1 INR, you needed to have the stock in your portfolio before the ex-date on 9/9/2025.
The last dividend was paid out on 10/25/2025.
In the year 2025, RBL Bank distributed 2 INR as dividends.
The dividends of RBL Bank are distributed in INR.
RBL Bank stock
RBL Bank Peer Group
RBL Bank Ticker
RBL Bank FIGI
All fundamentals and in-depth analysis of RBL Bank
Our stock analysis for RBL Bank stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of RBL Bank. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.