Merchants Bancorp (MBIN) Stock Price
Merchants Bancorp Price
Revenue has compounded at 21.1% per year over the past 13 years to 681.45 M USD. Earnings per share have grown at 8.8% per year over the last 13 years. Merchants Bancorp's net margin stands at 32.1%, down from 53.1% several years earlier. Merchants Bancorp currently offers a dividend yield of about 0.74%. The payout ratio is around 8% of earnings. The dividend has grown at 29.7% per year over the past 8 years. Analysts set a median price target of 49.98 USD, implying 7.5% below the current price. Of 9 analysts, 7 rate the stock a buy — an overall Buy consensus. Over the past year Merchants Bancorp shares have gained 75.9%. The stock trades about 78% above its 52-week low.
Merchants Bancorp stock price
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Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of Merchants Bancorp over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Merchants Bancorp stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Merchants Bancorp's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | Merchants Bancorp Price |
|---|---|
| 8/6/2026 | 54.06 USD |
| 8/5/2026 | 55.85 USD |
| 8/4/2026 | 55.46 USD |
| 8/3/2026 | 55.72 USD |
| 7/31/2026 | 55.18 USD |
| 7/30/2026 | 55.51 USD |
| 7/29/2026 | 55.21 USD |
| 7/27/2026 | 48.43 USD |
| 7/23/2026 | 46.67 USD |
| 7/22/2026 | 48.13 USD |
| 7/21/2026 | 48.97 USD |
| 7/20/2026 | 48.91 USD |
| 7/17/2026 | 49.71 USD |
| 7/16/2026 | 50.31 USD |
| 7/15/2026 | 49.51 USD |
| 7/14/2026 | 48.58 USD |
| 7/13/2026 | 47.91 USD |
| 7/10/2026 | 48.02 USD |
| 7/9/2026 | 47.78 USD |
| 7/8/2026 | 46.83 USD |
| 7/7/2026 | 47.46 USD |
| 7/6/2026 | 48.14 USD |
| 7/2/2026 | 48.82 USD |
| 7/1/2026 | 49.76 USD |
| 6/30/2026 | 50.00 USD |
| 6/29/2026 | 49.32 USD |
| 6/26/2026 | 50.01 USD |
| 6/25/2026 | 50.00 USD |
| 6/24/2026 | 50.04 USD |
| 6/23/2026 | 49.86 USD |
| 6/22/2026 | 49.40 USD |
| 6/18/2026 | 49.08 USD |
| 6/17/2026 | 49.16 USD |
| 6/16/2026 | 49.66 USD |
| 6/15/2026 | 49.91 USD |
| 6/12/2026 | 50.19 USD |
| 6/11/2026 | 49.36 USD |
| 6/10/2026 | 49.66 USD |
| 6/9/2026 | 48.92 USD |
| 6/8/2026 | 48.17 USD |
| 6/5/2026 | 47.91 USD |
| 6/4/2026 | 47.40 USD |
| 6/3/2026 | 45.95 USD |
| 6/2/2026 | 46.44 USD |
| 6/1/2026 | 46.73 USD |
| 5/29/2026 | 47.28 USD |
| 5/28/2026 | 46.56 USD |
| 5/27/2026 | 47.01 USD |
| 5/26/2026 | 46.42 USD |
| 5/22/2026 | 46.29 USD |
| 5/21/2026 | 46.38 USD |
| 5/20/2026 | 46.32 USD |
| 5/19/2026 | 44.67 USD |
| 5/18/2026 | 45.14 USD |
| 5/15/2026 | 44.37 USD |
| 5/14/2026 | 45.06 USD |
| 5/13/2026 | 45.08 USD |
| 5/12/2026 | 45.69 USD |
| 5/11/2026 | 45.79 USD |
| 5/8/2026 | 46.33 USD |
| 5/7/2026 | 46.79 USD |
| 5/6/2026 | 46.67 USD |
| 5/5/2026 | 46.36 USD |
| 5/4/2026 | 45.91 USD |
| 5/1/2026 | 46.60 USD |
| 4/30/2026 | 46.54 USD |
| 4/29/2026 | 45.00 USD |
| 4/28/2026 | 49.63 USD |
| 4/27/2026 | 49.78 USD |
| 4/24/2026 | 48.96 USD |
| 4/23/2026 | 49.71 USD |
| 4/22/2026 | 49.43 USD |
| 4/21/2026 | 49.38 USD |
| 4/20/2026 | 49.89 USD |
| 4/17/2026 | 48.91 USD |
| 4/16/2026 | 47.11 USD |
| 4/15/2026 | 46.86 USD |
| 4/14/2026 | 47.52 USD |
| 4/13/2026 | 47.76 USD |
| 4/10/2026 | 47.22 USD |
| 4/9/2026 | 47.54 USD |
| 4/8/2026 | 46.28 USD |
| 4/7/2026 | 45.43 USD |
| 4/6/2026 | 44.83 USD |
| 4/2/2026 | 44.49 USD |
| 4/1/2026 | 44.26 USD |
| 3/31/2026 | 42.91 USD |
| 3/30/2026 | 42.50 USD |
| 3/27/2026 | 42.27 USD |
| 3/26/2026 | 43.20 USD |
| 3/25/2026 | 42.94 USD |
| 3/24/2026 | 42.68 USD |
| 3/23/2026 | 41.68 USD |
| 3/20/2026 | 41.19 USD |
| 3/19/2026 | 41.76 USD |
| 3/18/2026 | 41.41 USD |
| 3/17/2026 | 41.93 USD |
| 3/16/2026 | 41.82 USD |
| 3/13/2026 | 41.66 USD |
| 3/12/2026 | 42.26 USD |
| 3/11/2026 | 42.04 USD |
| 3/10/2026 | 41.89 USD |
| 3/9/2026 | 41.91 USD |
| 3/6/2026 | 41.53 USD |
| 3/5/2026 | 41.77 USD |
| 3/4/2026 | 42.49 USD |
| 3/3/2026 | 43.05 USD |
| 3/2/2026 | 43.36 USD |
| 2/27/2026 | 42.28 USD |
| 2/26/2026 | 43.96 USD |
| 2/25/2026 | 43.29 USD |
| 2/24/2026 | 42.57 USD |
| 2/23/2026 | 43.23 USD |
| 2/20/2026 | 45.33 USD |
| 2/19/2026 | 45.05 USD |
| 2/18/2026 | 46.45 USD |
| 2/17/2026 | 47.24 USD |
| 2/13/2026 | 47.63 USD |
| 2/12/2026 | 47.24 USD |
| 2/11/2026 | 46.56 USD |
| 2/10/2026 | 46.32 USD |
| 2/9/2026 | 45.06 USD |
| 2/6/2026 | 42.48 USD |
| 2/5/2026 | 42.17 USD |
| 2/4/2026 | 42.76 USD |
| 2/3/2026 | 42.05 USD |
| 2/2/2026 | 42.64 USD |
| 1/30/2026 | 41.46 USD |
| 1/29/2026 | 40.44 USD |
| 1/28/2026 | 34.95 USD |
| 1/27/2026 | 35.33 USD |
| 1/26/2026 | 35.36 USD |
| 1/23/2026 | 34.86 USD |
| 1/22/2026 | 36.41 USD |
| 1/21/2026 | 35.74 USD |
| 1/20/2026 | 34.32 USD |
| 1/16/2026 | 35.37 USD |
| 1/15/2026 | 35.66 USD |
| 1/14/2026 | 35.22 USD |
| 1/13/2026 | 34.59 USD |
| 1/12/2026 | 34.84 USD |
| 1/9/2026 | 35.87 USD |
| 1/8/2026 | 35.85 USD |
| 1/7/2026 | 34.78 USD |
| 1/6/2026 | 35.26 USD |
| 1/5/2026 | 34.47 USD |
| 1/2/2026 | 33.18 USD |
| 12/31/2025 | 34.06 USD |
| 12/30/2025 | 33.67 USD |
| 12/29/2025 | 33.43 USD |
| 12/26/2025 | 33.72 USD |
| 12/24/2025 | 33.85 USD |
| 12/23/2025 | 33.64 USD |
| 12/22/2025 | 35.01 USD |
| 12/19/2025 | 35.11 USD |
| 12/18/2025 | 36.43 USD |
| 12/17/2025 | 36.20 USD |
| 12/16/2025 | 36.80 USD |
| 12/15/2025 | 36.72 USD |
| 12/12/2025 | 36.23 USD |
| 12/11/2025 | 35.96 USD |
| 12/10/2025 | 35.62 USD |
| 12/9/2025 | 34.65 USD |
| 12/8/2025 | 34.23 USD |
| 12/5/2025 | 34.39 USD |
| 12/4/2025 | 34.63 USD |
| 12/3/2025 | 34.46 USD |
| 12/2/2025 | 33.01 USD |
| 12/1/2025 | 33.05 USD |
| 11/28/2025 | 32.69 USD |
| 11/26/2025 | 32.82 USD |
| 11/25/2025 | 32.67 USD |
| 11/24/2025 | 31.34 USD |
| 11/21/2025 | 31.43 USD |
| 11/20/2025 | 30.42 USD |
| 11/19/2025 | 31.12 USD |
| 11/18/2025 | 31.17 USD |
| 11/17/2025 | 31.13 USD |
| 11/14/2025 | 31.97 USD |
| 11/13/2025 | 32.08 USD |
| 11/12/2025 | 32.47 USD |
| 11/11/2025 | 31.93 USD |
| 11/10/2025 | 31.75 USD |
| 11/7/2025 | 31.52 USD |
| 11/6/2025 | 31.45 USD |
| 11/5/2025 | 31.98 USD |
| 11/4/2025 | 31.48 USD |
| 11/3/2025 | 31.37 USD |
| 10/31/2025 | 31.19 USD |
| 10/30/2025 | 31.27 USD |
| 10/29/2025 | 31.75 USD |
| 10/28/2025 | 32.39 USD |
| 10/27/2025 | 32.36 USD |
| 10/24/2025 | 32.88 USD |
| 10/23/2025 | 32.04 USD |
| 10/22/2025 | 32.44 USD |
| 10/21/2025 | 32.12 USD |
| 10/20/2025 | 31.47 USD |
| 10/17/2025 | 30.91 USD |
| 10/16/2025 | 31.22 USD |
| 10/15/2025 | 31.93 USD |
| 10/14/2025 | 32.55 USD |
| 10/13/2025 | 31.75 USD |
| 10/10/2025 | 31.22 USD |
| 10/9/2025 | 32.12 USD |
| 10/8/2025 | 32.18 USD |
| 10/7/2025 | 32.07 USD |
| 10/6/2025 | 32.22 USD |
| 10/3/2025 | 32.17 USD |
| 10/2/2025 | 31.97 USD |
| 10/1/2025 | 31.96 USD |
| 9/30/2025 | 31.80 USD |
| 9/29/2025 | 32.03 USD |
| 9/26/2025 | 32.05 USD |
| 9/25/2025 | 32.06 USD |
| 9/24/2025 | 32.02 USD |
| 9/23/2025 | 31.76 USD |
| 9/22/2025 | 32.00 USD |
| 9/19/2025 | 32.22 USD |
| 9/18/2025 | 33.00 USD |
| 9/17/2025 | 31.57 USD |
| 9/16/2025 | 31.48 USD |
| 9/15/2025 | 32.22 USD |
| 9/12/2025 | 32.64 USD |
| 9/11/2025 | 32.09 USD |
| 9/10/2025 | 31.55 USD |
| 9/9/2025 | 31.79 USD |
| 9/8/2025 | 32.85 USD |
| 9/5/2025 | 32.82 USD |
| 9/4/2025 | 32.96 USD |
| 9/3/2025 | 32.14 USD |
| 9/2/2025 | 32.36 USD |
| 8/29/2025 | 32.42 USD |
| 8/28/2025 | 32.54 USD |
| 8/27/2025 | 32.97 USD |
| 8/26/2025 | 32.79 USD |
| 8/25/2025 | 32.32 USD |
| 8/22/2025 | 33.29 USD |
| 8/21/2025 | 31.69 USD |
| 8/20/2025 | 32.42 USD |
| 8/19/2025 | 32.35 USD |
| 8/18/2025 | 32.26 USD |
| 8/15/2025 | 31.98 USD |
| 8/14/2025 | 33.00 USD |
| 8/13/2025 | 33.13 USD |
| 8/12/2025 | 32.32 USD |
| 8/11/2025 | 30.89 USD |
| 8/8/2025 | 30.74 USD |
Merchants Bancorp Revenue, Pre-Provision Profit, Net Income
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Merchants Bancorp Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEB USD |
|---|
| REVENUE GROWTH% |
| GROSS MARGIN% |
| GROSS INCOMEM USD |
| Net Interest IncomeM USD |
| Non-Interest IncomeM USD |
| Loan Loss ProvisionsM USD |
| Pre-Provision Profit (PPOP)M USD |
| NET INCOMEM USD |
| NET INCOME GROWTH% |
| DIVIDENDDIV.USD |
| DIVIDEND GROWTHDIV. GROWTH% |
| SHARESM |
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026e | 2027e | 2028e |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.06 | 0.06 | 0.08 | 0.10 | 0.14 | 0.19 | 0.25 | 0.40 | 0.46 | 0.60 | 1.19 | 1.45 | 1.37 | 0.72 | 0.76 | 0.81 |
| -4.92 | 1.72 | 35.59 | 21.25 | 41.24 | 35.04 | 37.30 | 57.87 | 14.96 | 30.59 | 97.51 | 21.70 | -5.67 | -47.18 | 4.99 | 6.61 |
| 970.69 | 954.24 | 81.25 | 79.38 | 78.10 | 70.27 | 62.99 | 82.29 | 91.54 | 70.10 | 43.65 | 44.37 | 41.25 | 41.25 | 41.25 | 41.25 |
| 563.00 | 563.00 | 65.00 | 77.00 | 107.00 | 130.00 | 160.00 | 330.00 | 422.00 | 422.00 | 519.00 | 642.00 | 563.00 | 297.38 | 312.23 | 332.85 |
| 25.71 | 30.63 | 42.06 | 53.97 | 66.60 | 89.97 | 122.30 | 224.15 | 277.99 | 318.55 | 419.16 | 522.62 | 517.06 | – | – | – |
| 27.28 | 20.26 | 24.27 | 24.25 | 43.58 | 44.96 | 42.56 | 118.39 | 149.68 | 121.23 | 241.58 | 144.35 | 164.39 | – | – | – |
| 0.72 | 1.22 | 0.96 | 0.96 | 2.47 | 4.63 | 3.94 | 11.84 | 5.01 | 17.30 | 40.23 | 24.28 | 117.75 | – | – | – |
| 39.66 | 35.10 | 45.41 | 51.50 | 75.54 | 84.04 | 101.54 | 246.11 | 302.29 | 303.73 | 486.13 | 443.15 | 381.55 | – | – | – |
| 38.00 | 3.00 | 28.00 | 33.00 | 54.00 | 62.00 | 77.00 | 180.00 | 227.00 | 219.00 | 279.00 | 320.00 | 218.00 | 235.00 | 260.00 | 270.00 |
| -11.63 | -92.11 | 833.33 | 17.86 | 63.64 | 14.81 | 24.19 | 133.77 | 26.11 | -3.52 | 27.40 | 14.70 | -31.87 | 7.80 | 10.64 | 3.85 |
| – | – | – | – | 0.13 | 0.24 | 0.28 | 0.32 | 0.36 | 0.28 | 0.32 | 0.36 | 0.40 | 0.44 | 0.50 | 0.57 |
| – | – | – | – | – | 84.62 | 16.67 | 14.29 | 12.50 | -22.22 | 14.29 | 12.50 | 11.11 | 10.00 | 13.64 | 14.00 |
| 27.05 | 27.05 | 32.00 | 32.11 | 39.96 | 43.77 | 43.13 | 43.22 | 43.40 | 43.28 | 43.43 | 45.92 | 45.98 | 45.98 | 45.98 | 45.98 |
Details
Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales Merchants Bancorp generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Merchants Bancorp retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Merchants Bancorp's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares Merchants Bancorp has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Merchants Bancorp's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
Merchants Bancorp stock margins
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Merchants Bancorp Revenue per Share, Earnings per Share
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Merchants Bancorp business model & stock analysis
Merchants Bancorp SWOT Analysis
Strengths
- Strong financial performance: Merchants Bancorp has consistently demonstrated strong financial performance, with stable revenue growth and healthy profit margins.
- Diverse product and service portfolio: The company offers a wide range of banking and financial services, catering to both individual and corporate clients. This diversified portfolio helps mitigate risks and generate multiple streams of income.
- Robust customer base: Merchants Bancorp has built a solid customer base over the years, benefiting from long-standing relationships and a reputation for excellent customer service.
- Technological innovation: The company actively invests in and adopts advanced technologies to enhance operational efficiencies and provide convenient digital banking experiences for its customers.
- Skilled workforce: Merchants Bancorp boasts a highly skilled and experienced workforce, capable of delivering high-quality financial solutions and effectively managing customer relationships.
Weaknesses
- Limited geographical presence: Merchants Bancorp primarily operates in a specific region, limiting its market reach and potential customer base.
- Vulnerability to economic fluctuations: As with any financial institution, Merchants Bancorp is exposed to the risks associated with economic downturns and fluctuations, impacting its profitability and asset quality.
- Reliance on interest income: A significant portion of the company's revenue comes from interest income. Thus, any adverse changes in interest rates could affect its net interest margin and overall financial performance.
- Potential regulatory changes: The banking industry is subject to strict regulations, and any future changes in regulatory policies could increase compliance costs and affect the company's operations.
- Limited brand recognition: Merchants Bancorp may face challenges in gaining brand recognition and competing against larger, more established financial institutions.
Opportunities
- Expansion into new markets: Merchants Bancorp can explore opportunities to expand its geographical presence into new markets, tapping into untapped customer segments and diversifying its revenue streams.
- Growing demand for digital banking: The increasing popularity of digital banking presents an opportunity for Merchants Bancorp to further develop its online and mobile banking offerings, attracting tech-savvy customers and reducing operational costs.
- Strategic partnerships and acquisitions: Collaborations and acquisitions can help Merchants Bancorp acquire new technologies, expand its product offerings, and gain access to a larger customer base.
- Stronger focus on customer experience: By prioritizing exceptional customer experience, Merchants Bancorp can differentiate itself from competitors and build stronger customer loyalty and retention.
- Investments in sustainable finance: The rising awareness of environmental and social issues opens avenues for Merchants Bancorp to develop sustainable financial products and cater to the increasing demand for responsible investing.
Threats
- Intense competition: The banking industry is highly competitive, with both traditional financial institutions and newer fintech companies vying for market share. This intensifying competition poses a threat to Merchants Bancorp's customer acquisition and retention efforts.
- Regulatory risks: Changes in regulatory requirements or stricter enforcement can result in increased compliance costs and additional operational challenges for Merchants Bancorp.
- Cybersecurity threats: As technology advancements continue, the risk of cyberattacks and data breaches increases. Merchants Bancorp needs to continuously invest in robust cybersecurity measures to protect customer information and maintain trust.
- Economic uncertainty: Global economic conditions, including economic downturns or recessions, can negatively impact the demand for banking and financial services, posing risks to Merchants Bancorp's growth and profitability.
- Interest rate volatility: Fluctuations in interest rates can impact borrowers' ability to repay loans, potentially leading to increased loan defaults and a decline in loan quality for Merchants Bancorp.
Merchants Bancorp Employees
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Merchants Bancorp Eulerpool Fair Value
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Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
Merchants Bancorp historical P/E ratio, EBIT multiple, and P/S ratio
Merchants Bancorp annual returns
Details
Annual Return
ⓘWhat This Chart Shows
This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
Merchants Bancorp shares outstanding
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Merchants Bancorp stock splits
Merchants Bancorp Dividend History
10 years of dividend payments · 3 consecutive increases
Merchants Bancorp dividend history and estimates
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Merchants Bancorp dividend payout ratio
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Current Merchants Bancorp forecasts and price targets in August 2026
Analyst Price Targets 2026Merchants Bancorp Analyst Rating Actions
| Date | Firm | Action | Rating | Reliability |
|---|---|---|---|---|
| 7/29/2026 | Maintained | Overweight | 51 | |
| 7/1/2026 | Downgrade | OutperformMarket Perform | 74 | |
| 6/29/2026 | Maintained | Equal Weight | 60 | |
| 3/2/2026 | Maintained | Equal Weight | 60 | |
| 1/30/2026 | Maintained | Equal Weight | 60 | |
| 10/30/2025 | Maintained | Overweight | 51 | |
| 10/29/2025 | Maintained | Outperform | 74 | |
| 9/29/2025 | Maintained | Equal Weight | 60 | |
| 7/30/2025 | Maintained | Overweight | 51 | |
| 7/29/2025 | Maintained | Outperform | 74 |
Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.
Merchants Bancorp Earnings Estimates & Surprises
| Date | EPS estimate | EPS Actual | Revenue Estimate | Price reaction | Quarterly report |
|---|---|---|---|---|---|
| 7/28/2026 | 1.28USD | - | 186.15 MUSD | - | 2026 Q2 |
| 4/27/2026 | 1.19USD | - | 177.79 MUSD | - | 2026 Q1 |
| 2/2/2026 | 0.96USD | - | 174.22 MUSD | - | 2025 Q4 |
| 4/25/2024 | 1.39USD | - | 136.53 MUSD | - | 2024 Q1 |
| 1/29/2024 | 1.47USD | - | 140.40 MUSD | - | 2023 Q4 |
| 7/26/2023 | 1.09USD | - | 114.95 MUSD | - | 2023 Q2 |
| 4/26/2023 | 1.03USD | - | 110.74 MUSD | - | 2023 Q1 |
| 1/30/2023 | 1.09USD | - | 113.07 MUSD | - | 2022 Q4 |
| 10/27/2022 | 1.24USD | - | 116.88 MUSD | - | 2022 Q3 |
| 7/28/2022 | 0.92USD | - | 94.72 MUSD | - | 2022 Q2 |
EESG©
Eulerpool ESG Scorecard© for the Merchants Bancorp stock
EEnvironment
20
Environment
SSocial
20
Social
GGovernance (Corporate Governance)
4
Governance (Corporate Governance)
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Merchants Bancorp shareholder structure
| % | Name |
|---|---|
58.79952% | |
8.82745% | |
3.83305% | |
2.43102% | |
2.38179% | |
2.25459% |
Merchants Bancorp Beneficial Ownership Filings (SEC 13D/G)
| Stake | Holder | Filing |
|---|---|---|
31.90% | SEC ↗ | |
27.40% | SEC ↗ | |
26.58% | SEC ↗ | |
17.28% | SEC ↗ | |
8.90% | SEC ↗ | |
8.80% | SEC ↗ | |
8.30% | SEC ↗ | |
7.80% | SEC ↗ | |
7.50% | SEC ↗ | |
6.90% | SEC ↗ |
Merchants Bancorp Executives and Management Board
17 members · avg. age 63 · 18 % women
Mr. Michael Dury (40)
President and Chief Executive Officer of Merchants Capital
6.43 M USD
Management
Mr. Michael Petrie (71)
Chairman of the Board, Chief Executive Officer; Chairman of Merchants Bank · since 1990
Mr. Michael Dunlap (59)
President, Chief Operating Officer, Director; Chief Executive Officer of Merchants Bank · since 2014
Mr. Martin Schroeter (63)
President - Warehouse Lending
Mr. Sean Sievers (57)
Chief Financial Officer, Executive Vice President
Mr. Scott Evans (60)
Director; President of the Lynn/Richmond Market, Chief Operating Officer of Merchants Bank · since 2006
Mr. Jerry Koors (61)
President - Merchants Mortgage
Board of Directors
Mr. Andrew Juster (72)
Lead Independent Director
Mr. David Shane (77)
Independent Director
Mr. Patrick O'Brien (67)
Independent Director
Ms. Anne Sellers (64)
Independent Director
Mr. Thomas Dinwiddie (77)
Director · since 2022
Ms. Tamika Catchings (45)
Independent Director
Merchants Bancorp Supply Chain
Merchants Bancorp Supply Chain
Correlation: how closely stock prices move together
| # | Name | Trend | |||
|---|---|---|---|---|---|
| 1 | 0.81 | -0.09 | -0.59 | ||
| 2 | 0.83 | -0.01 | -0.57 |
Frequently asked questions about Merchants Bancorp
The business model of Merchants Bancorp revolves around being a diversified financial holding company. It primarily focuses on delivering various financial services and products to meet the diverse needs of its customers. Merchants Bancorp engages in commercial banking, mortgage banking, and other related activities. With a strong emphasis on customer satisfaction, the company aims to provide personalized financial solutions, including loans, deposit accounts, and other specialized services. As a financial institution, Merchants Bancorp generates revenue by leveraging its expertise, technology, and customer relationships to facilitate financial transactions and enhance the financial well-being of its clients.
Merchants Bancorp is primarily active in the banking industry.
The main competitors of Merchants Bancorp in the market include other financial institutions such as JPMorgan Chase, Bank of America, Wells Fargo, and Citigroup. These major players in the banking industry compete with Merchants Bancorp in areas such as consumer banking, commercial banking, mortgage lending, and wealth management services. By offering a range of financial products and services, Merchants Bancorp aims to navigate the competitive landscape and maintain its position amidst these industry giants.
Merchants Bancorp, a leading financial institution, boasts a rich history and impressive background. Established in [year], Merchants Bancorp has emerged as a renowned player in the stock market. The company's commitment to excellence and customer-centric approach has contributed to its success. With a diverse portfolio of financial solutions, Merchants Bancorp caters to the needs of individuals and businesses alike. Continuously expanding its services, Merchants Bancorp has garnered a reputation for delivering innovative and reliable financial products. In a constantly evolving market, Merchants Bancorp remains steadfast in its mission to provide exceptional financial services to its valued clients.
Merchants Bancorp, a leading financial institution, has achieved significant milestones throughout its journey. The company has experienced remarkable growth, expanding its customer base and geographical presence. Furthermore, Merchants Bancorp has consistently ranked among the top performers in the industry, showcasing their commitment to excellence. With a focus on innovation and customer satisfaction, the company has introduced cutting-edge technology solutions and streamlined processes, enhancing efficiency and convenience for their clients. Exceptional financial performance and strategic acquisitions have also contributed to Merchants Bancorp's success and strengthened their market position. This steadfast dedication to progress and delivering value to stakeholders has solidified Merchants Bancorp's reputation as a trusted and influential entity in the financial sector.
Merchants Bancorp is primarily present in the United States.
Merchants Bancorp represents strong values and a focused corporate philosophy. As a financial institution, Merchants Bancorp emphasizes integrity, transparency, and customer-centricity. The company strives to build enduring relationships with its customers, providing reliable financial solutions and superior service. Merchants Bancorp believes in fostering a culture of teamwork and professionalism, valuing the talent and dedication of its employees. The company's commitment to innovation and adaptability allows it to navigate the ever-changing financial landscape effectively. By upholding these principles, Merchants Bancorp continues to deliver exceptional value to its stakeholders and maintain its position as a trusted and reputable name in the industry.
Analysts currently set an average price target of 48.28 USD for the Merchants Bancorp stock (median: 49.98 USD), implying -10.7 % versus the latest price. The consensus is based on 9 analyst ratings.
9 analysts currently rate the Merchants Bancorp stock: 7 recommend buying, 2 holding and 0 selling. For 2026, analysts expect Merchants Bancorp to generate revenue of 721.15 M USD and earnings per share of 5.13 USD.
Converted at the current exchange rate, the Merchants Bancorp share trades at 46.80 EUR (54.06 USD).
The Merchants Bancorp share (MBIN) is listed on 3 stock exchanges, including: NASDAQ (MBIN), Frankfurt (3KD.F), Düsseldorf (3KD.DU).
Merchants Bancorp is a US bank holding company headquartered in Carmel, Indiana. The company was founded in 1990 and operates a network of branches in Indiana, Illinois, and Ohio through its subsidiary, Merchants Bank of Indiana. Merchants Bancorp is listed on the NASDAQ stock exchange under the ticker symbol "MBIN." Merchants Bancorp's business model is based on a wide range of financial products and services offered to both retail customers and businesses. The company's key business areas include: 1. Deposits and checking accounts: Merchants Bancorp offers a variety of deposit products, including checking accounts, savings accounts, certificates, and IRA accounts. The bank focuses on providing savings and secure investments for customers looking to structure their finances. 2. Mortgages: Merchants Bancorp specializes in providing mortgage loans and offers a variety of options to meet the needs of buyers, particularly customers looking to purchase their first home or refinance their existing home. 3. Commercial real estate financing: Merchants Bancorp focuses on commercial real estate loans and provides loans for the retail, office, industrial, and multifamily segments. 4. Consumer financing: Merchants Bancorp offers consumer loans such as auto loans, lines of credit, and unsecured installment loans. Merchants Bancorp has a particular emphasis on SBA loans, a government agency (U.S. Small Business Administration) that supports small businesses. 5. Public institution services: Merchants Bancorp provides tailored solutions for local government agencies and medical facilities, including deposit and credit solutions. These various business areas of Merchants Bancorp are covered by its subsidiaries, Merchants Capital, Merchants Mortgage, and Merchants Bank of Indiana. Merchants Capital is a nationwide affordable housing service provider with expertise in affordable housing development. Merchants Mortgage is a mortgage-related subsidiary of Merchants Bank of Indiana and offers specialized mortgage products. In addition to these main business areas, Merchants Bancorp also offers cash transfers and free financial planning seminars for customers. Merchants Bancorp's business model aims to offer a wide range of financial products and services to meet the needs of retail customers and businesses. By focusing on niche areas such as commercial real estate financing, consumer financing, and public services, Merchants Bancorp builds a diversified balance sheet. The company also relies on collaboration and synergies within its subsidiaries to generate efficiencies and cost savings, and to expand its customer base.
The expected revenue of Merchants Bancorp is 721.15 M USD. This figure is based on current financial data and reflects the company's business performance.
The expected profit of Merchants Bancorp is 235.87 M USD. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of Merchants Bancorp is currently 10.54. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Merchants Bancorp stock.
The price-to-sales ratio (P/S) of Merchants Bancorp is currently 3.45. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Merchants Bancorp stock.
The Eulerpool Quality Score for Merchants Bancorp is 6/10.
The ISIN of Merchants Bancorp is US58844R1086. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of Merchants Bancorp is A2H6X2. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of Merchants Bancorp is MBIN. The ticker symbol is used to trade Merchants Bancorp shares on the stock exchange.
Over the past 12 months, Merchants Bancorp paid a dividend of 0.40 USD . This corresponds to a dividend yield of about 0.74 %. For the coming 12 months, Merchants Bancorp is expected to pay a dividend of 0.50 USD.
The current dividend yield of Merchants Bancorp is 0.74 %.
Merchants Bancorp pays a dividend, distributed in the months of , , , .
Merchants Bancorp paid dividends every year for the past 9 years.
For the upcoming 12 months, dividends amounting to 0.50 USD are expected. This corresponds to a dividend yield of 0.89 %.
Merchants Bancorp is assigned to the 'Finance' sector.
To receive the latest dividend of Merchants Bancorp from amounting to 0.11 USD, you needed to have the stock in your portfolio before the ex-date on .
The last dividend was paid out on .
In the year 2025, Merchants Bancorp distributed 0.36 USD as dividends.
The dividends of Merchants Bancorp are distributed in USD.
Merchants Bancorp stock
Merchants Bancorp Peer Group
Merchants Bancorp Ticker
Merchants Bancorp FIGI
All fundamentals and in-depth analysis of Merchants Bancorp
Our stock analysis for Merchants Bancorp stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Merchants Bancorp. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.