Mercury General (MCY) Stock Price

Mercury General Price

NYSE·CLOSED
102.57
​
Market closed

Over the last 19 years Mercury General grew revenue by 3.4% annually, reaching 5.99 B USD. Earnings per share have grown at 4.9% per year over the last 19 years. For Mercury General, the net margin of 9.0% is up versus 6.2% a few years ago. At today's price the dividend yield works out to roughly 1.24%. The payout ratio is around 13% of earnings. The consensus 12-month price target for Mercury General is 90.00 USD, about 12.3% below where the stock trades today. Of 6 analysts, 4 rate the stock a buy — an overall Buy consensus.

Mercury General stock price

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Mercury General business model & stock analysis

The Mercury General Corp is an American insurer founded in 1961. The company's headquarters is located in Los Angeles, California. The company offers car insurance for private customers as well as commercial insurance for businesses. Mercury General Corp serves over one million customers and is present in 11 states. The history of Mercury General Corp began in the 1960s when George Joseph founded the company. Initially, the company only offered car insurance, but quickly expanded its offerings to include other areas such as homeowners and personal property insurance. An important element of Mercury General Corp's business model is its focus on the "Direct to Consumer" distribution model. This means that the company sells its products directly to the customer and does not use intermediaries. This allows the company to keep costs low and offer competitive prices. Mercury General Corp's insurance offerings are divided into various categories. The main products are car insurance, with different coverage options such as liability, comprehensive, and collision offered. Additionally, the company offers personal property insurance to cover the contents of residential buildings. Commercial insurance is also offered, tailored to the needs of small and medium-sized businesses. Another important division of Mercury General Corp is its specialized car insurance, which is focused on specific niche markets. One example is insurance for vintage vehicles, which requires special requirements. The company also offers insurance for young drivers, with higher premiums demanded due to the higher risk. Over the years, Mercury General Corp has received several awards that underline the company's commitment to excellent customer service and high-quality insurance products. For example, the company was named the best car insurer in California by the J.D. Power & Associates Customer Satisfaction Index in 2012. Overall, Mercury General Corp has established itself as a reliable insurer that offers a wide range of products at competitive prices. With its focus on direct sales, the company is well positioned to continue its success in the future.

Frequently asked questions about Mercury General

Mercury General Corp operates as an insurance holding company. The business model of Mercury General Corp focuses on providing personal automobile insurance through a network of independent agents. The company offers insurance coverage for various types of vehicles, including cars, trucks, and motorcycles. Mercury General Corp aims to provide affordable, quality insurance solutions to its customers, while maintaining strong relationships with its agent partners. Through its business model, Mercury General Corp strives to ensure customer satisfaction and financial stability, while delivering reliable insurance services to individuals and families across the United States.

Mercury General Corp is primarily active in the insurance industry.

The main competitors of Mercury General Corp in the market are Progressive Corporation, Allstate Corporation, and The Travelers Companies, Inc.

Mercury General Corp is a well-established insurance company that has been operating since 1962. With its headquarters in Los Angeles, California, the company primarily focuses on providing automobile insurance. Over the years, Mercury General Corp has earned a strong reputation for its reliable and quality insurance services. The company's commitment to customer satisfaction and financial stability has made it a trusted choice for policyholders. With extensive experience in the industry, Mercury General Corp has adapted and grown to meet the changing needs of its customers. As a leading player in the insurance market, the company continues to thrive and build upon its rich history of success.

Mercury General Corp has achieved several significant milestones throughout its history. Established in 1961, the company has established a strong presence in the insurance industry, specializing in auto and homeowners insurance. Over the years, Mercury General Corp has expanded its operations, gaining recognition as one of the leading insurance providers in California. The company's commitment to exceptional customer service, competitive pricing, and innovative solutions has enabled it to maintain steady growth and a loyal customer base. Mercury General Corp continues to strive for excellence, consistently delivering reliable insurance coverage and staying at the forefront of the industry.

Mercury General Corp primarily operates in the United States.

Mercury General Corp represents values of integrity, stability, and excellence. With a strong focus on providing quality insurance products and services, the company prioritizes customer satisfaction and trust. Mercury General Corp follows a corporate philosophy rooted in sound underwriting practices, competitive pricing, and responsible risk management. By adhering to these principles, the company aims to deliver consistent financial performance and maintain a strong market position. As a trusted name in the insurance industry, Mercury General Corp continuously strives to meet the evolving needs of its policyholders while upholding its commitment to transparency and ethical business practices.

Analysts currently set an average price target of 90.00 USD for the Mercury General stock (median: 90.00 USD), implying -12.3 % versus the latest price. The consensus is based on 6 analyst ratings.

6 analysts currently rate the Mercury General stock: 4 recommend buying, 2 holding and 0 selling. For 2026, analysts expect Mercury General to generate revenue of 6.26 B USD and earnings per share of 13.25 USD.

Converted at the current exchange rate, the Mercury General share trades at 91.64 EUR (102.57 USD).

The Mercury General share (MCY) is listed on 4 stock exchanges, including: NYSE (MCY), Frankfurt (MCG.F), München (MCG.MU), Düsseldorf (MCG.DU).

Mercury General Corp is a US company based in Los Angeles, California. The company operates in the auto, home, and accident insurance industry and offers a variety of insurance products to its customers. The auto insurance industry is Mercury General's core business. The company offers insurance for vehicle owners, focusing on customers who own vehicles that are older than three years. Mercury General offers a wide range of auto insurance products, including liability insurance, comprehensive insurance, and accident insurance. The company also operates in the home insurance industry, offering insurance for houses and condominiums. The insurance products include protection against natural disasters, fire, burglary, and other unforeseen events. In addition to auto and home insurance, Mercury General also offers accident insurance products. The accident insurance covers injuries and disabilities that can be caused by accidents. The company also offers additional services such as rehabilitation stays and physical therapy. Another division of Mercury General is the business policy. The company offers small businesses protection against damages caused by operational risks such as fire, burglary, or liability risks. Mercury General's business policy provides protection for buildings, equipment, inventory, and also for loss of income. Mercury General is also actively involved in the community and supports various projects. For example, the company is involved in creating safe living and working conditions and improving the availability of emergency services. The company has a strong online presence and offers its customers an easy-to-use website where they can purchase insurance online. Mercury General also uses social media channels to interact with customers and promote their brand. Overall, Mercury General's business model is designed to offer customers a wide range of insurance products tailored to their specific needs. The company is committed to providing high-quality insurance products while offering a high level of customer service.

The expected revenue of Mercury General is 6.26 B USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Mercury General is 733.80 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Mercury General is currently 7.74. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Mercury General stock.

The price-to-sales ratio (P/S) of Mercury General is currently 0.91. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Mercury General stock.

The Eulerpool Quality Score for Mercury General is 5/10.

The ISIN of Mercury General is US5894001008. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Mercury General is 870346. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Mercury General is MCY. The ticker symbol is used to trade Mercury General shares on the stock exchange.

Fair ValueTerminal
88.21 USD
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Insurance
Number of shares
Employees
Revenue per Employee
1.39 M USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Currency
USD
Initial public offering
Nov 21, 1985
ISIN
US5894001008
Cusip
589400100
Sedol
2578464
Market capitalization
5.68 B USDMid Cap
52-Week Range
PEG
-2.28
P/E ratio
P/Ee 2026
7.74
P/Ee 2027
8.73
P/Ee 2028
8.92
P/S
P/Se
0.91
EV/EBIT
7.45
P/B Ratio
2.35
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
18.08 %
Dividend
Dividend yield
1.24 %
Est. Dividend Yield
1.24 %
Payout Ratio
13.00 %
Dividend growth Ø5Y
-12.89 %
Dividend payments per year
4
Dividend paid since
30 years
Dividend not reduced since
2 years
Dividend increased since
0 years
Dividend withholding tax
30.00 %
Last updated Oct 14, 2026, 8:57 PM

Mercury General Ticker

DÜSSELDORF · MCG.DUFRANKFURT · MCG.FMUNICH · MCG.MUNEW YORK · MCY

Mercury General FIGI

MCY:US · BBG000F1C7F5MCY:UA · BBG000F1C7S1MCY:UC · BBG000F1C872MCY:UN · BBG000F1C943MCY:UP · BBG000F1C9F1MCY:UB · BBG000F1CC55MCY:UT · BBG000F1CCZ2MCY:UM · BBG000F1CDH0MCY:UX · BBG000F1CFB1MCY:UD · BBG000F1DLB7MCY:UF · BBG000F1DMQ9MCY:VY · BBG000F1DNJ5