Mercury General (MCY) Stock Price

Mercury General Price

NYSE·CLOSED
107.20USD-2.30 (-2.12 %)
Market closed

Over the last 19 years Mercury General grew revenue by 3.4% annually, reaching 5.99 B USD. Earnings per share have grown at 4.9% per year over the last 19 years. For Mercury General, the net margin of 9.0% is up versus 6.2% a few years ago. At today's price the dividend yield works out to roughly 1.18%. The payout ratio is around 13% of earnings. The consensus 12-month price target for Mercury General is 102.00 USD, about 4.9% below where the stock trades today. Of 5 analysts, 4 rate the stock a buy — an overall Buy consensus. The stock trades about 47% above its 52-week low.

Mercury General stock price

Volume
Ex-Dividend
Details

Stock Price

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How to Read This Chart

This chart tracks the historical stock price of Mercury General over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Mercury General stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Mercury General's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Mercury General Stock Price History
DateMercury General Price
8/10/2026107.20 USD
8/7/2026109.50 USD
8/6/2026107.44 USD
8/5/2026107.70 USD
8/4/2026106.92 USD
8/3/2026107.26 USD
7/31/2026107.12 USD
7/30/2026106.73 USD
7/29/2026109.56 USD
7/27/2026108.17 USD
7/23/2026105.46 USD
7/22/2026102.74 USD
7/21/2026105.77 USD
7/20/2026106.30 USD
7/17/2026106.25 USD
7/16/2026107.49 USD
7/15/2026105.26 USD
7/14/2026107.78 USD
7/13/2026109.84 USD
7/10/2026109.26 USD
7/9/2026109.79 USD
7/8/2026110.77 USD
7/7/2026110.84 USD
7/6/2026111.27 USD
7/2/2026110.48 USD
7/1/2026108.54 USD
6/30/2026106.62 USD
6/29/2026106.30 USD
6/26/2026107.47 USD
6/25/2026104.12 USD
6/24/2026106.99 USD
6/23/2026106.48 USD
6/22/2026104.10 USD
6/18/2026100.29 USD
6/17/2026102.14 USD
6/16/2026102.64 USD
6/15/2026101.47 USD
6/12/2026100.46 USD
6/11/2026101.32 USD
6/10/2026102.77 USD
6/9/2026101.11 USD
6/8/2026101.04 USD
6/5/2026100.15 USD
6/4/202698.22 USD
6/3/202697.63 USD
6/2/202699.53 USD
6/1/202698.71 USD
5/29/202697.63 USD
5/28/202696.96 USD
5/27/2026101.01 USD
5/26/2026101.41 USD
5/22/2026101.95 USD
5/21/2026101.42 USD
5/20/2026102.57 USD
5/19/2026101.43 USD
5/18/2026100.63 USD
5/15/202698.10 USD
5/14/202698.63 USD
5/13/202699.57 USD
5/12/2026101.72 USD
5/11/202699.05 USD
5/8/202699.67 USD
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3/31/202688.15 USD
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3/25/202688.41 USD
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3/20/202686.83 USD
3/19/202687.96 USD
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3/17/202689.63 USD
3/16/202690.44 USD
3/13/202688.96 USD
3/12/202687.58 USD
3/11/202688.60 USD
3/10/202689.04 USD
3/9/202689.69 USD
3/6/202690.48 USD
3/5/202691.23 USD
3/4/202693.05 USD
3/3/202691.28 USD
3/2/202691.58 USD
2/27/202690.58 USD
2/26/202689.85 USD
2/25/202688.74 USD
2/24/202685.77 USD
2/23/202683.81 USD
2/20/202686.44 USD
2/19/202686.45 USD
2/18/202687.34 USD
2/17/202696.19 USD
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2/13/202693.47 USD
2/12/202693.47 USD
2/11/202694.76 USD
2/10/202693.47 USD
2/9/202692.91 USD
2/8/202692.85 USD
2/6/202695.19 USD
2/5/202695.19 USD
2/4/202693.60 USD
2/3/202691.67 USD
2/2/202690.25 USD
2/1/202688.59 USD
1/30/202687.59 USD
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1/28/202687.16 USD
1/27/202685.30 USD
1/26/202685.21 USD
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1/21/202686.95 USD
1/20/202688.60 USD
1/19/202689.32 USD
1/16/202691.09 USD
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1/14/202691.39 USD
1/13/202689.95 USD
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1/11/202690.36 USD
1/9/202689.69 USD
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1/6/202689.35 USD
1/5/202688.24 USD
1/4/202690.52 USD
1/2/202691.77 USD
1/1/202691.77 USD
12/31/202594.06 USD
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12/28/202594.07 USD
12/26/202593.95 USD
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12/24/202594.66 USD
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12/21/202595.28 USD
12/19/202593.62 USD
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11/30/202592.59 USD
11/28/202593.12 USD
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11/26/202593.36 USD
11/25/202593.36 USD
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11/23/202592.98 USD
11/21/202591.55 USD
11/20/202591.55 USD
11/19/202588.69 USD
11/18/202587.85 USD
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11/16/202588.49 USD
11/14/202588.09 USD
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11/12/202587.35 USD
11/11/202587.28 USD
11/10/202586.96 USD
11/9/202586.00 USD
11/7/202583.59 USD
11/6/202583.59 USD
11/5/202582.00 USD
11/4/202581.75 USD
11/3/202579.77 USD
11/2/202576.23 USD
10/31/202577.30 USD
10/30/202577.30 USD
10/29/202577.53 USD
10/28/202577.02 USD
10/27/202576.81 USD
10/26/202578.75 USD
10/23/202579.26 USD
10/22/202578.91 USD
10/21/202578.78 USD
10/20/202579.96 USD
10/19/202579.51 USD
10/16/202579.78 USD
10/15/202578.64 USD
10/14/202580.29 USD
10/13/202581.60 USD
10/12/202579.44 USD
10/9/202580.14 USD
10/8/202582.84 USD
10/7/202585.23 USD
10/6/202585.60 USD
10/5/202586.23 USD
10/2/202586.93 USD
10/1/202584.08 USD
9/30/202583.81 USD
9/29/202584.78 USD
9/28/202583.04 USD
9/25/202583.21 USD
9/24/202581.78 USD
9/23/202581.84 USD
9/22/202581.50 USD
9/21/202582.09 USD
9/18/202579.51 USD
9/17/202579.31 USD
9/16/202577.66 USD
9/15/202577.64 USD
9/14/202578.48 USD
9/11/202579.36 USD
9/10/202579.03 USD
9/9/202577.87 USD
9/8/202578.07 USD
9/7/202577.65 USD
9/4/202577.43 USD
9/3/202578.88 USD
9/2/202577.02 USD
9/1/202577.15 USD
8/28/202577.33 USD
8/27/202577.13 USD
8/26/202577.62 USD
8/25/202577.86 USD
8/24/202576.40 USD
8/21/202576.44 USD
8/20/202575.97 USD
8/19/202574.88 USD
8/18/202573.59 USD
8/17/202573.17 USD
8/14/202574.21 USD
8/13/202575.11 USD
8/12/202574.90 USD
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Mercury General Revenue, EBIT, Net Income

  • 3 Years

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  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details
Date
Revenue
EBIT
Net Income
Jan 1, 2021
3.99 B USD
333.53 M USD
247.94 M USD
Jan 1, 2022
3.64 B USD
-653.48 M USD
-512.67 M USD
Jan 1, 2023
4.63 B USD
144.41 M USD
96.34 M USD
Jan 1, 2024
5.48 B USD
636.53 M USD
467.95 M USD
Jan 1, 2025
5.99 B USD
663.65 M USD
541.09 M USD
Jan 1, 2026 (e)
6.21 B USD
189.52 M USD
636.97 M USD
Jan 1, 2027 (e)
6.54 B USD
199.84 M USD
595.49 M USD
Jan 1, 2028 (e)
6.87 B USD
209.89 M USD
678.52 M USD

Mercury General Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 12, 2026, 8:23 AM
 
REVENUEB USD
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEB USD
EBITM USD
EBIT MARGIN%
NET INCOMEM USD
NET INCOME GROWTH%
DIV.USD
DIV. GROWTH%
SHARESM
20132014201520162017201820192020202120222023202420252026e2027e2028e
2.823.013.013.233.423.383.973.783.993.644.635.485.996.216.546.87
1.376.74-0.077.245.83-1.0217.51-4.735.52-8.7727.0718.289.443.555.455.03
12.4816.5710.779.6112.156.8316.7220.1115.00-10.248.7117.0233.8633.8633.8633.86
0.350.500.320.310.420.230.660.760.60-0.370.400.932.032.102.222.33
132.00247.0070.0074.00182.00-13.00395.00492.00333.00-653.00144.00636.00663.00189.00199.00209.00
4.688.202.332.295.33-0.389.9413.008.34-17.923.1111.6211.063.053.043.04
112.00177.0074.0073.00144.00-5.00320.00374.00247.00-512.0096.00467.00541.00636.00595.00678.00
-3.4558.04-58.19-1.3597.26-103.47-6,500.0016.88-33.96-307.29-118.75386.4615.8517.56-6.4513.95
2.452.462.472.482.492.502.512.522.531.901.271.271.271.271.271.27
0.410.410.410.400.400.400.400.400.40-24.90-33.16–––––
54.9855.1455.3255.3555.3455.3455.3655.3655.3755.3755.3755.3855.3955.3955.3955.39
Details

Income Statement Key Figures

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Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Mercury General generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Mercury General retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Mercury General's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Mercury General has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Mercury General's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Mercury General stock margins

The Mercury General margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Mercury General. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Mercury General.

  • 3 Years

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  • Max

Gross margin
EBIT margin
Profit margin
Details
Date
Gross margin
EBIT margin
Profit margin
Jan 1, 2021
15.02 %
8.35 %
6.21 %
Jan 1, 2022
-10.26 %
-17.94 %
-14.07 %
Jan 1, 2023
8.71 %
3.12 %
2.08 %
Jan 1, 2024
17.04 %
11.62 %
8.55 %
Jan 1, 2025
33.87 %
11.07 %
9.03 %
Jan 1, 2026 (e)
33.87 %
3.05 %
10.26 %
Jan 1, 2027 (e)
33.87 %
3.05 %
9.10 %
Jan 1, 2028 (e)
33.87 %
3.05 %
9.87 %

Mercury General Stock Revenue, EBIT, Earnings per Share

The Mercury General earnings per share therefore indicates how much revenue Mercury General has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 Years

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  • Max

Revenue per Share
EBIT per share
Earnings per Share
Details
Date
Revenue per Share
EBIT per share
Earnings per Share
Jan 1, 2021
72.12 USD
6.02 USD
4.48 USD
Jan 1, 2022
65.79 USD
-11.80 USD
-9.26 USD
Jan 1, 2023
83.61 USD
2.61 USD
1.74 USD
Jan 1, 2024
98.87 USD
11.49 USD
8.45 USD
Jan 1, 2025
108.19 USD
11.98 USD
9.77 USD
Jan 1, 2026 (e)
112.04 USD
3.42 USD
11.50 USD
Jan 1, 2027 (e)
118.14 USD
3.61 USD
10.75 USD
Jan 1, 2028 (e)
124.08 USD
3.79 USD
12.25 USD

Mercury General business model & stock analysis

The Mercury General Corp is an American insurer founded in 1961. The company's headquarters is located in Los Angeles, California. The company offers car insurance for private customers as well as commercial insurance for businesses. Mercury General Corp serves over one million customers and is present in 11 states. The history of Mercury General Corp began in the 1960s when George Joseph founded the company. Initially, the company only offered car insurance, but quickly expanded its offerings to include other areas such as homeowners and personal property insurance. An important element of Mercury General Corp's business model is its focus on the "Direct to Consumer" distribution model. This means that the company sells its products directly to the customer and does not use intermediaries. This allows the company to keep costs low and offer competitive prices. Mercury General Corp's insurance offerings are divided into various categories. The main products are car insurance, with different coverage options such as liability, comprehensive, and collision offered. Additionally, the company offers personal property insurance to cover the contents of residential buildings. Commercial insurance is also offered, tailored to the needs of small and medium-sized businesses. Another important division of Mercury General Corp is its specialized car insurance, which is focused on specific niche markets. One example is insurance for vintage vehicles, which requires special requirements. The company also offers insurance for young drivers, with higher premiums demanded due to the higher risk. Over the years, Mercury General Corp has received several awards that underline the company's commitment to excellent customer service and high-quality insurance products. For example, the company was named the best car insurer in California by the J.D. Power & Associates Customer Satisfaction Index in 2012. Overall, Mercury General Corp has established itself as a reliable insurer that offers a wide range of products at competitive prices. With its focus on direct sales, the company is well positioned to continue its success in the future.

Mercury General SWOT Analysis

Strengths

Mercury General Corp possesses several strengths that contribute to its success:

  • Established reputation in the insurance industry
  • Strong financial position and stability
  • Wide range of insurance products and coverage options
  • Extensive network of independent agents and brokers
  • Efficient claims processing and customer service

Weaknesses

Despite its strengths, Mercury General Corp also faces certain weaknesses:

  • Relatively small market share compared to larger competitors
  • Limited geographical presence, primarily focused on certain areas
  • Dependency on independent distribution channels
  • Higher exposure to insurance risks
  • Limited innovation in comparison to some competitors

Opportunities

Mercury General Corp may leverage the following opportunities:

  • Expanding into new geographic regions or markets
  • Utilizing technology to enhance customer experience and operational efficiency
  • Developing new insurance products to meet evolving consumer needs
  • Strategic partnerships or acquisitions to expand market presence
  • Growing demand for specialized insurance solutions

Threats

However, Mercury General Corp should be aware of the following potential threats:

  • Intense competition from larger and more established insurance companies
  • Economic fluctuations impacting consumer spending and insurance buying behavior
  • Changes in regulations and compliance requirements
  • Rising costs of claims and underwriting
  • Emerging risks, such as cyber threats or natural disasters

Mercury General Employees

  • 3 Years

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  • Max

Mercury General Employees
Details
Date
Mercury General Employees
Jan 1, 2018
- Employees
Jan 1, 2019
- Employees
Jan 1, 2020
- Employees
Jan 1, 2021
- Employees
Jan 1, 2022
- Employees
Jan 1, 2023
- Employees
Jan 1, 2024
- Employees
Jan 1, 2025
- Employees

Mercury General Segments

Mercury General Eulerpool Fair Value

Details

Fair Value Estimate

ⓘ

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

Mercury General historical P/E ratio, EBIT multiple, and P/S ratio

Mercury General annual returns

Details

Annual Return

ⓘ

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Mercury General shares outstanding

The number of shares of Mercury General was 55.39 M in 2025. This indicates how many shares Mercury General is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

  • 3 Years

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  • 25 Years

  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2021
55.37 M Stocks
Jan 1, 2022
55.37 M Stocks
Jan 1, 2023
55.37 M Stocks
Jan 1, 2024
55.38 M Stocks
Jan 1, 2025
55.39 M Stocks
Jan 1, 2026 (e)
55.39 M Stocks
Jan 1, 2027 (e)
55.39 M Stocks
Jan 1, 2028 (e)
55.39 M Stocks

Mercury General stock splits

In Mercury General's history, there have been no stock splits.

Mercury General Dividend History

31 years of dividend payments

YearAnnual DividendYoY ChangePayments
20260.32USDYTD—1×
Mar 12, 20260.32USD 0.0%1/1
20251.27USD 0.0%4×
Mar 13, 20250.32USD 0.0%1/4
Jun 12, 20250.32USD 0.0%2/4
Sep 11, 20250.32USD 0.0%3/4
Dec 10, 20250.32USD 0.0%4/4
20241.27USD 0.0%4×
20231.27USD↓ 33.3%4×
20221.90USD↓ 24.8%4×
20212.53USD↑ 0.4%4×
20202.52USD↑ 0.4%4×
20192.51USD↑ 0.4%4×
20182.50USD↑ 0.4%4×
20172.49USD↑ 0.4%4×

Mercury General dividend history and estimates

In 2025, Mercury General paid a dividend amounting to 1.27 USD. Dividend means that Mercury General distributes a portion of its profits to its owners.

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  • Max

Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2021
2.53 USD
0.00 USD
Jan 1, 2022
1.90 USD
0.00 USD
Jan 1, 2023
1.27 USD
0.00 USD
Jan 1, 2024
1.27 USD
0.00 USD
Jan 1, 2025
1.27 USD
0.00 USD
Jan 1, 2026 (e)
0.32 USD
0.95 USD
Jan 1, 2027 (e)
0.00 USD
1.27 USD
Jan 1, 2028 (e)
0.00 USD
1.27 USD

Mercury General dividend payout ratio

In 2025, Mercury General had a payout ratio of 13.00%. The payout ratio indicates the percentage of the company's profits that Mercury General distributes as dividends.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2021
56.56 %
Jan 1, 2022
-20.57 %
Jan 1, 2023
73.00 %
Jan 1, 2024
15.03 %
Jan 1, 2025
13.00 %
Jan 1, 2026 (e)
11.04 %
Jan 1, 2027 (e)
11.81 %
Jan 1, 2028 (e)
10.37 %

Current Mercury General forecasts and price targets in August 2026

Analyst Price Targets 2026
Δ MOM Price Target
0.00 %
Buy
80.00 % (4)
Hold
20.00 % (1)
Sell
0.00 % (0)
12M Price Target
102.00
Last Price
107.20
Currency
USD
12M Return Potential
-4.85 %
LTM Return
0 %

Mercury General Analyst Rating Actions

DateFirmActionRatingReliability
9/22/2025
Raymond James
Raymond James
MaintainedStrong Buy74
8/4/2025
Raymond James
Raymond James
MaintainedStrong Buy74
2/12/2025
Raymond James
Raymond James
UpgradeOutperformStrong Buy74
7/7/2023
Raymond James
Raymond James
DowngradeStrong BuyOutperform74
5/8/2023
Raymond James
Raymond James
MaintainedStrong Buy74
11/4/2022
Raymond James
Raymond James
UpgradeUnderperformStrong Buy74
4/3/2020
Raymond James
Raymond James
DowngradeMarket PerformUnderperform74
10/29/2019
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
DowngradeOutperformMarket Perform–
2/19/2016
Raymond James
Raymond James
UpgradeUnderperformMarket Perform74
2/11/2015
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
DowngradeMarket PerformUnderperform–

Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.

Mercury General Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
8/4/20262.55USD-1.60 BUSD-2026 Q2
5/5/20262.17USD-1.47 BUSD-2026 Q1
2/17/20262.59USD-1.52 BUSD-2025 Q4
4/30/20240.05USD-1.21 BUSD-2024 Q1
2/12/2024-0.05USD-1.17 BUSD-2023 Q4
7/31/20230.15USD-1.10 BUSD-2023 Q2
5/1/2023-0.25USD-1.09 BUSD-2023 Q1
2/13/2023-0.19USD-1.07 BUSD-2022 Q4
11/1/2022-0.25USD-1.07 BUSD-2022 Q3
8/2/20220.09USD-1.03 BUSD-2022 Q2
...

EESG©

Eulerpool ESG Scorecard© for the Mercury General stock

39/100
12
Environment
40
Social
67
Governance
E

Environment

20
Scope 1 - Direct Emissions—
Scope 2 - Indirect emissions from purchased energy—
Scope 3 - Indirect emissions within the value chain—
Total CO₂ emissions—
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather—
Pesticides—
Palm Oil—
Tobacco
Genetically modified organisms
Climate concept—
Sustainable forestry—
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees—
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content
Alcohol
Weapons—
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept—
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Mercury General shareholder structure

% Name
7.79426%
BLACKROCK, INC.
BLACKROCK, INC.
6.78406%
BlackRock Institutional Trust Company, N.A.
BlackRock Institutional Trust Company, N.A.
5.57622%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
3.88977%
RUBRIC CAPITAL MANAGEMENT LP
RUBRIC CAPITAL MANAGEMENT LP
3.88100%
DIMENSIONAL FUND ADVISORS LP
DIMENSIONAL FUND ADVISORS LP
3.79694%
Dimensional Fund Advisors, L.P.
Dimensional Fund Advisors, L.P.
...

Mercury General Beneficial Ownership Filings (SEC 13D/G)

Free Float
47.9%
Float Shares
-
Shares Outstanding
-
StakeHolderFiling
35.40%
35.4%
35.4%
SEC ↗
11.00%
Nicholas Fund, Inc., I.D. No. 39-1099162
Nicholas Fund, Inc., I.D. No. 39-1099162
SEC ↗
11.00%
Nicholas Company, Inc., I.D. No. 39-1091673
Nicholas Company, Inc., I.D. No. 39-1091673
SEC ↗
11.00%
Albert O. Nicholas, S.S. ###-##-####
Albert O. Nicholas, S.S. ###-##-####
SEC ↗
9.80%
(1) BlackRock, Inc.
(1) BlackRock, Inc.
SEC ↗
7.30%
BlackRock, Inc.
BlackRock, Inc.
SEC ↗
6.50%
STATE STREET CORPORATION
STATE STREET CORPORATION
SEC ↗
6.41%
BlackRock for purposes of Schedule 13G filings.
BlackRock for purposes of Schedule 13G filings.
SEC ↗
5.70%
The Vanguard Group - 23-1945930
The Vanguard Group - 23-1945930
SEC ↗
5.50%
Capital World Investors **
Capital World Investors **
SEC ↗

Mercury General Executives and Management Board

23 members · avg. age 60 · 30 % women

GT

Mr. Gabriel Tirador (60)

Chief Executive Officer, Director · since 1994

3.68 M USD

Management

VJ

Mr. Victor Joseph (38)

President, Chief Operating Officer, Director · since 2017

2.12 M USD
TS

Mr. Theodore Stalick (61)

Chief Financial Officer, Senior Vice President

2.06 M USD
WP

Mr. Wilson Pang (48)

Chief Technology Officer, Vice President

2.00 M USD
CG

Mr. Christopher Graves (59)

Chief Investment Officer, Vice President

871,554.00 USD
JS

Mr. Jeffrey Schroeder (48)

Vice President, Chief Product Officer

605,691.00 USD
MR

Mr. Mark Ribisi (62)

President and Chief Executive Officer of AIS Management LLC

–

Board of Directors

GJ

Mr. George Joseph (104)

Chairman of the Board · since 1961

3.60 M USD
MM

Ms. Martha Marcon (76)

Lead Independent Director

127,600.00 USD
GB

Mr. George Braunegg (67)

Independent Director

100,800.00 USD
JL

Mr. Joshua Little (54)

Independent Director

95,200.00 USD
JE

Mr. James Ellis (78)

Independent Director

86,000.00 USD
RC

Ms. Ramona Cappello (65)

Independent Director

79,300.00 USD

Mercury General Supply Chain

Mercury General Supply Chain

Correlation: how closely stock prices move together

Same directionNo relationOpposite
2 companies
#NameTrend
1
Clearwater Analytics A
Supplier·Software·US
0.31
0.78
0.72
-0.06
—
—
2
Coupa Software
Supplier·Software·US
-0.25
0.72
0.30
-0.32
0.67
-0.19

Frequently asked questions about Mercury General

Mercury General Corp operates as an insurance holding company. The business model of Mercury General Corp focuses on providing personal automobile insurance through a network of independent agents. The company offers insurance coverage for various types of vehicles, including cars, trucks, and motorcycles. Mercury General Corp aims to provide affordable, quality insurance solutions to its customers, while maintaining strong relationships with its agent partners. Through its business model, Mercury General Corp strives to ensure customer satisfaction and financial stability, while delivering reliable insurance services to individuals and families across the United States.

Mercury General Corp is primarily active in the insurance industry.

The main competitors of Mercury General Corp in the market are Progressive Corporation, Allstate Corporation, and The Travelers Companies, Inc.

Mercury General Corp is a well-established insurance company that has been operating since 1962. With its headquarters in Los Angeles, California, the company primarily focuses on providing automobile insurance. Over the years, Mercury General Corp has earned a strong reputation for its reliable and quality insurance services. The company's commitment to customer satisfaction and financial stability has made it a trusted choice for policyholders. With extensive experience in the industry, Mercury General Corp has adapted and grown to meet the changing needs of its customers. As a leading player in the insurance market, the company continues to thrive and build upon its rich history of success.

Mercury General Corp has achieved several significant milestones throughout its history. Established in 1961, the company has established a strong presence in the insurance industry, specializing in auto and homeowners insurance. Over the years, Mercury General Corp has expanded its operations, gaining recognition as one of the leading insurance providers in California. The company's commitment to exceptional customer service, competitive pricing, and innovative solutions has enabled it to maintain steady growth and a loyal customer base. Mercury General Corp continues to strive for excellence, consistently delivering reliable insurance coverage and staying at the forefront of the industry.

Mercury General Corp primarily operates in the United States.

Mercury General Corp represents values of integrity, stability, and excellence. With a strong focus on providing quality insurance products and services, the company prioritizes customer satisfaction and trust. Mercury General Corp follows a corporate philosophy rooted in sound underwriting practices, competitive pricing, and responsible risk management. By adhering to these principles, the company aims to deliver consistent financial performance and maintain a strong market position. As a trusted name in the insurance industry, Mercury General Corp continuously strives to meet the evolving needs of its policyholders while upholding its commitment to transparency and ethical business practices.

Analysts currently set an average price target of 102.00 USD for the Mercury General stock (median: 102.00 USD), implying -4.9 % versus the latest price. The consensus is based on 5 analyst ratings.

Mercury General Analyst Price Targets 2026

5 analysts currently rate the Mercury General stock: 4 recommend buying, 1 holding and 0 selling. For 2026, analysts expect Mercury General to generate revenue of 6.21 B USD and earnings per share of 11.50 USD.

Mercury General Analyst Price Targets 2026

Converted at the current exchange rate, the Mercury General share trades at 92.89 EUR (107.20 USD).

The Mercury General share (MCY) is listed on 4 stock exchanges, including: NYSE (MCY), Frankfurt (MCG.F), München (MCG.MU), Düsseldorf (MCG.DU).

Mercury General Corp is a US company based in Los Angeles, California. The company operates in the auto, home, and accident insurance industry and offers a variety of insurance products to its customers. The auto insurance industry is Mercury General's core business. The company offers insurance for vehicle owners, focusing on customers who own vehicles that are older than three years. Mercury General offers a wide range of auto insurance products, including liability insurance, comprehensive insurance, and accident insurance. The company also operates in the home insurance industry, offering insurance for houses and condominiums. The insurance products include protection against natural disasters, fire, burglary, and other unforeseen events. In addition to auto and home insurance, Mercury General also offers accident insurance products. The accident insurance covers injuries and disabilities that can be caused by accidents. The company also offers additional services such as rehabilitation stays and physical therapy. Another division of Mercury General is the business policy. The company offers small businesses protection against damages caused by operational risks such as fire, burglary, or liability risks. Mercury General's business policy provides protection for buildings, equipment, inventory, and also for loss of income. Mercury General is also actively involved in the community and supports various projects. For example, the company is involved in creating safe living and working conditions and improving the availability of emergency services. The company has a strong online presence and offers its customers an easy-to-use website where they can purchase insurance online. Mercury General also uses social media channels to interact with customers and promote their brand. Overall, Mercury General's business model is designed to offer customers a wide range of insurance products tailored to their specific needs. The company is committed to providing high-quality insurance products while offering a high level of customer service.

The expected revenue of Mercury General is 6.21 B USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Mercury General is 636.97 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Mercury General is currently 9.32. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Mercury General stock.

The price-to-sales ratio (P/S) of Mercury General is currently 0.96. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Mercury General stock.

The Eulerpool Quality Score for Mercury General is 6/10.

The ISIN of Mercury General is US5894001008. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Mercury General is 870346. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Mercury General is MCY. The ticker symbol is used to trade Mercury General shares on the stock exchange.

Over the past 12 months, Mercury General paid a dividend of 1.27 USD . This corresponds to a dividend yield of about 1.18 %. For the coming 12 months, Mercury General is expected to pay a dividend of 1.27 USD.

The current dividend yield of Mercury General is 1.18 %.

Mercury General pays a dividend, distributed in the months of , , , .

Mercury General paid dividends every year for the past 30 years.

For the upcoming 12 months, dividends amounting to 1.27 USD are expected. This corresponds to a dividend yield of 1.18 %.

Mercury General is assigned to the 'Finance' sector.

To receive the latest dividend of Mercury General from amounting to 0.32 USD, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

In the year 2025, Mercury General distributed 1.27 USD as dividends.

The dividends of Mercury General are distributed in USD.

All fundamentals and in-depth analysis of Mercury General

Our stock analysis for Mercury General stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Mercury General. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.

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