First Financial Bankshares (FFIN) Stock Price
First Financial Bankshares Price
Revenue has compounded at 7.8% per year over the past 19 years to 624.21 M USD. Earnings per share have grown at 8.6% per year over the last 19 years. First Financial Bankshares's net margin stands at 40.6%, down from 45.6% several years earlier. First Financial Bankshares currently offers a dividend yield of about 2.16%. The payout ratio is around 42% of earnings. Analysts set a median price target of 36.72 USD, implying 5.8% above the current price. Of 10 analysts, 6 rate the stock a buy — an overall Buy consensus. The stock trades about 21% above its 52-week low.
First Financial Bankshares stock price
Details
Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of First Financial Bankshares over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how First Financial Bankshares stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing First Financial Bankshares's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | First Financial Bankshares Price |
|---|---|
| 8/6/2026 | 34.71 USD |
| 8/5/2026 | 35.39 USD |
| 8/4/2026 | 35.66 USD |
| 8/3/2026 | 35.42 USD |
| 7/31/2026 | 35.14 USD |
| 7/30/2026 | 34.92 USD |
| 7/29/2026 | 35.35 USD |
| 7/27/2026 | 34.79 USD |
| 7/23/2026 | 34.50 USD |
| 7/22/2026 | 34.68 USD |
| 7/21/2026 | 34.78 USD |
| 7/20/2026 | 34.88 USD |
| 7/17/2026 | 35.32 USD |
| 7/16/2026 | 36.50 USD |
| 7/15/2026 | 35.22 USD |
| 7/14/2026 | 34.64 USD |
| 7/13/2026 | 34.64 USD |
| 7/10/2026 | 34.56 USD |
| 7/9/2026 | 34.63 USD |
| 7/8/2026 | 34.12 USD |
| 7/7/2026 | 34.67 USD |
| 7/6/2026 | 34.72 USD |
| 7/2/2026 | 34.88 USD |
| 7/1/2026 | 35.45 USD |
| 6/30/2026 | 34.60 USD |
| 6/29/2026 | 34.39 USD |
| 6/26/2026 | 35.24 USD |
| 6/25/2026 | 34.94 USD |
| 6/24/2026 | 34.04 USD |
| 6/23/2026 | 33.50 USD |
| 6/22/2026 | 33.29 USD |
| 6/18/2026 | 32.76 USD |
| 6/17/2026 | 33.10 USD |
| 6/16/2026 | 33.36 USD |
| 6/15/2026 | 33.38 USD |
| 6/12/2026 | 33.50 USD |
| 6/11/2026 | 33.18 USD |
| 6/10/2026 | 33.35 USD |
| 6/9/2026 | 33.12 USD |
| 6/8/2026 | 32.68 USD |
| 6/5/2026 | 32.53 USD |
| 6/4/2026 | 32.59 USD |
| 6/3/2026 | 31.93 USD |
| 6/2/2026 | 32.53 USD |
| 6/1/2026 | 32.00 USD |
| 5/29/2026 | 32.77 USD |
| 5/28/2026 | 32.55 USD |
| 5/27/2026 | 32.76 USD |
| 5/26/2026 | 32.43 USD |
| 5/22/2026 | 32.30 USD |
| 5/21/2026 | 32.07 USD |
| 5/20/2026 | 32.23 USD |
| 5/19/2026 | 31.61 USD |
| 5/18/2026 | 31.75 USD |
| 5/15/2026 | 31.10 USD |
| 5/14/2026 | 31.40 USD |
| 5/13/2026 | 31.31 USD |
| 5/12/2026 | 31.70 USD |
| 5/11/2026 | 31.48 USD |
| 5/8/2026 | 32.26 USD |
| 5/7/2026 | 32.39 USD |
| 5/6/2026 | 32.60 USD |
| 5/5/2026 | 32.22 USD |
| 5/4/2026 | 31.79 USD |
| 5/1/2026 | 32.56 USD |
| 4/30/2026 | 32.27 USD |
| 4/29/2026 | 31.84 USD |
| 4/28/2026 | 32.68 USD |
| 4/27/2026 | 32.43 USD |
| 4/24/2026 | 31.96 USD |
| 4/23/2026 | 32.41 USD |
| 4/22/2026 | 31.99 USD |
| 4/21/2026 | 32.26 USD |
| 4/20/2026 | 32.64 USD |
| 4/17/2026 | 32.47 USD |
| 4/16/2026 | 30.96 USD |
| 4/15/2026 | 31.14 USD |
| 4/14/2026 | 31.40 USD |
| 4/13/2026 | 31.43 USD |
| 4/10/2026 | 31.16 USD |
| 4/9/2026 | 31.68 USD |
| 4/8/2026 | 31.21 USD |
| 4/7/2026 | 30.52 USD |
| 4/6/2026 | 30.39 USD |
| 4/2/2026 | 29.98 USD |
| 4/1/2026 | 29.85 USD |
| 3/31/2026 | 29.45 USD |
| 3/30/2026 | 29.13 USD |
| 3/27/2026 | 28.99 USD |
| 3/26/2026 | 29.53 USD |
| 3/25/2026 | 29.39 USD |
| 3/24/2026 | 29.55 USD |
| 3/23/2026 | 29.54 USD |
| 3/20/2026 | 28.95 USD |
| 3/19/2026 | 28.65 USD |
| 3/18/2026 | 28.65 USD |
| 3/17/2026 | 29.51 USD |
| 3/16/2026 | 29.49 USD |
| 3/13/2026 | 29.56 USD |
| 3/12/2026 | 29.61 USD |
| 3/11/2026 | 29.88 USD |
| 3/10/2026 | 30.39 USD |
| 3/9/2026 | 30.26 USD |
| 3/6/2026 | 30.08 USD |
| 3/5/2026 | 30.30 USD |
| 3/4/2026 | 30.48 USD |
| 3/3/2026 | 30.34 USD |
| 3/2/2026 | 30.87 USD |
| 2/27/2026 | 30.93 USD |
| 2/26/2026 | 33.45 USD |
| 2/25/2026 | 32.74 USD |
| 2/24/2026 | 32.22 USD |
| 2/23/2026 | 32.21 USD |
| 2/20/2026 | 33.33 USD |
| 2/19/2026 | 33.10 USD |
| 2/18/2026 | 32.97 USD |
| 2/17/2026 | 33.45 USD |
| 2/13/2026 | 33.48 USD |
| 2/12/2026 | 33.44 USD |
| 2/11/2026 | 33.63 USD |
| 2/10/2026 | 33.67 USD |
| 2/9/2026 | 34.54 USD |
| 2/6/2026 | 34.78 USD |
| 2/5/2026 | 34.22 USD |
| 2/4/2026 | 34.16 USD |
| 2/3/2026 | 33.29 USD |
| 2/2/2026 | 32.41 USD |
| 1/30/2026 | 31.82 USD |
| 1/29/2026 | 31.75 USD |
| 1/28/2026 | 31.32 USD |
| 1/27/2026 | 31.84 USD |
| 1/26/2026 | 32.05 USD |
| 1/23/2026 | 32.75 USD |
| 1/22/2026 | 33.70 USD |
| 1/21/2026 | 33.81 USD |
| 1/20/2026 | 32.33 USD |
| 1/16/2026 | 32.54 USD |
| 1/15/2026 | 32.65 USD |
| 1/14/2026 | 32.14 USD |
| 1/13/2026 | 31.77 USD |
| 1/12/2026 | 31.52 USD |
| 1/9/2026 | 31.57 USD |
| 1/8/2026 | 32.08 USD |
| 1/7/2026 | 31.01 USD |
| 1/6/2026 | 31.33 USD |
| 1/5/2026 | 30.77 USD |
| 1/2/2026 | 30.02 USD |
| 12/31/2025 | 29.87 USD |
| 12/30/2025 | 30.36 USD |
| 12/29/2025 | 30.52 USD |
| 12/26/2025 | 30.85 USD |
| 12/24/2025 | 30.86 USD |
| 12/23/2025 | 30.96 USD |
| 12/22/2025 | 31.16 USD |
| 12/19/2025 | 31.06 USD |
| 12/18/2025 | 31.23 USD |
| 12/17/2025 | 31.29 USD |
| 12/16/2025 | 31.49 USD |
| 12/15/2025 | 31.37 USD |
| 12/12/2025 | 31.59 USD |
| 12/11/2025 | 31.75 USD |
| 12/10/2025 | 31.67 USD |
| 12/9/2025 | 31.07 USD |
| 12/8/2025 | 31.13 USD |
| 12/5/2025 | 31.06 USD |
| 12/4/2025 | 31.61 USD |
| 12/3/2025 | 31.65 USD |
| 12/2/2025 | 31.13 USD |
| 12/1/2025 | 31.59 USD |
| 11/28/2025 | 31.24 USD |
| 11/26/2025 | 31.24 USD |
| 11/25/2025 | 31.65 USD |
| 11/24/2025 | 30.96 USD |
| 11/21/2025 | 31.36 USD |
| 11/20/2025 | 30.33 USD |
| 11/19/2025 | 30.20 USD |
| 11/18/2025 | 30.23 USD |
| 11/17/2025 | 29.86 USD |
| 11/14/2025 | 31.14 USD |
| 11/13/2025 | 30.98 USD |
| 11/12/2025 | 31.36 USD |
| 11/11/2025 | 31.44 USD |
| 11/10/2025 | 31.25 USD |
| 11/7/2025 | 31.35 USD |
| 11/6/2025 | 30.75 USD |
| 11/5/2025 | 31.22 USD |
| 11/4/2025 | 30.65 USD |
| 11/3/2025 | 30.92 USD |
| 10/31/2025 | 30.89 USD |
| 10/30/2025 | 30.70 USD |
| 10/29/2025 | 30.64 USD |
| 10/28/2025 | 31.34 USD |
| 10/27/2025 | 31.14 USD |
| 10/24/2025 | 30.95 USD |
| 10/23/2025 | 31.85 USD |
| 10/22/2025 | 32.17 USD |
| 10/21/2025 | 32.17 USD |
| 10/20/2025 | 32.24 USD |
| 10/17/2025 | 31.52 USD |
| 10/16/2025 | 31.34 USD |
| 10/15/2025 | 32.83 USD |
| 10/14/2025 | 33.69 USD |
| 10/13/2025 | 32.82 USD |
| 10/10/2025 | 32.51 USD |
| 10/9/2025 | 33.74 USD |
| 10/8/2025 | 33.39 USD |
| 10/7/2025 | 33.37 USD |
| 10/6/2025 | 33.63 USD |
| 10/3/2025 | 33.51 USD |
| 10/2/2025 | 33.38 USD |
| 10/1/2025 | 33.64 USD |
| 9/30/2025 | 33.65 USD |
| 9/29/2025 | 33.77 USD |
| 9/28/2025 | 33.77 USD |
| 9/25/2025 | 34.11 USD |
| 9/24/2025 | 34.02 USD |
| 9/23/2025 | 34.38 USD |
| 9/22/2025 | 34.32 USD |
| 9/19/2025 | 34.88 USD |
| 9/18/2025 | 35.82 USD |
| 9/17/2025 | 35.00 USD |
| 9/16/2025 | 35.03 USD |
| 9/15/2025 | 35.43 USD |
| 9/12/2025 | 36.02 USD |
| 9/11/2025 | 36.10 USD |
| 9/10/2025 | 36.05 USD |
| 9/9/2025 | 36.08 USD |
| 9/8/2025 | 36.74 USD |
| 9/5/2025 | 36.74 USD |
| 9/4/2025 | 37.24 USD |
| 9/3/2025 | 36.61 USD |
| 9/2/2025 | 36.75 USD |
| 8/29/2025 | 37.27 USD |
| 8/28/2025 | 37.37 USD |
| 8/27/2025 | 37.98 USD |
| 8/26/2025 | 37.63 USD |
| 8/25/2025 | 36.85 USD |
| 8/22/2025 | 37.57 USD |
| 8/21/2025 | 35.77 USD |
| 8/20/2025 | 35.74 USD |
| 8/19/2025 | 35.77 USD |
| 8/18/2025 | 35.63 USD |
| 8/15/2025 | 35.62 USD |
| 8/14/2025 | 36.43 USD |
| 8/13/2025 | 36.01 USD |
| 8/12/2025 | 35.04 USD |
| 8/11/2025 | 33.90 USD |
First Financial Bankshares Revenue, Pre-Provision Profit, Net Income
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First Financial Bankshares Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEM USD |
|---|
| REVENUE GROWTH% |
| GROSS MARGIN% |
| GROSS INCOMEM USD |
| Net Interest IncomeM USD |
| Non-Interest IncomeM USD |
| Loan Loss ProvisionsM USD |
| Pre-Provision Profit (PPOP)M USD |
| NET INCOMEM USD |
| NET INCOME GROWTH% |
| DIVIDENDDIV.USD |
| DIVIDEND GROWTHDIV. GROWTH% |
| SHARESM |
| 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026e | 2027e |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 210.00 | 231.00 | 257.00 | 287.00 | 309.00 | 328.00 | 383.00 | 417.00 | 491.00 | 505.00 | 551.00 | 634.00 | 739.00 | 825.00 | 704.00 | 747.00 |
| 2.44 | 10.00 | 11.26 | 11.67 | 7.67 | 6.15 | 16.77 | 8.88 | 17.75 | 2.85 | 9.11 | 15.06 | 16.56 | 11.64 | -14.67 | 6.11 |
| 96.19 | 96.97 | 96.50 | 95.12 | 94.82 | 95.12 | 93.47 | 91.85 | 93.28 | 99.01 | 91.11 | 100.00 | 70.77 | 71.88 | 71.88 | 71.88 |
| 202.00 | 224.00 | 248.00 | 273.00 | 293.00 | 312.00 | 358.00 | 383.00 | 458.00 | 500.00 | 502.00 | 634.00 | 523.00 | 593.00 | 506.03 | 536.93 |
| 154.70 | 172.30 | 194.40 | 217.54 | 226.84 | 236.69 | 272.76 | 289.09 | 350.74 | 374.40 | 404.25 | 385.86 | 429.75 | 504.48 | – | – |
| 57.20 | 62.10 | 66.60 | 66.12 | 76.94 | 82.70 | 91.71 | 97.87 | 126.96 | 125.18 | 115.57 | 104.42 | 107.29 | 119.73 | – | – |
| 3.50 | 3.80 | 4.50 | 9.70 | 10.20 | 6.50 | 5.70 | 3.00 | 19.50 | -1.10 | 17.40 | 10.63 | 13.82 | 28.61 | – | – |
| 102.90 | 108.40 | 123.10 | 134.16 | 137.97 | 145.38 | 173.77 | 190.45 | 249.80 | 257.88 | 285.03 | 252.40 | 271.97 | 330.82 | – | – |
| 74.00 | 78.00 | 89.00 | 100.00 | 104.00 | 120.00 | 150.00 | 164.00 | 202.00 | 227.00 | 234.00 | 198.00 | 223.00 | 253.00 | 293.00 | 309.00 |
| 8.82 | 5.41 | 14.10 | 12.36 | 4.00 | 15.38 | 25.00 | 9.33 | 23.17 | 12.38 | 3.08 | -15.38 | 12.63 | 13.45 | 15.81 | 5.46 |
| 0.99 | 1.03 | 0.68 | 1.10 | 1.18 | 0.75 | 0.82 | 0.57 | 0.51 | 0.58 | 0.66 | 0.71 | 0.72 | 0.75 | 0.84 | 0.91 |
| -6.60 | 4.04 | -33.98 | 61.76 | 7.27 | -36.44 | 9.33 | -30.49 | -10.53 | 13.73 | 13.79 | 7.58 | 1.41 | 4.17 | 12.00 | 8.33 |
| 126.12 | 128.39 | 128.63 | 132.21 | 132.61 | 132.86 | 136.19 | 136.54 | 142.64 | 143.25 | 143.07 | 142.94 | 143.19 | 143.47 | 143.47 | 143.47 |
Details
Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales First Financial Bankshares generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue First Financial Bankshares retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare First Financial Bankshares's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares First Financial Bankshares has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against First Financial Bankshares's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
First Financial Bankshares stock margins
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First Financial Bankshares Revenue per Share, Earnings per Share
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First Financial Bankshares business model & stock analysis
First Financial Bankshares SWOT Analysis
Strengths
First Financial Bankshares Inc has a strong financial position with a solid balance sheet, enabling them to withstand economic uncertainties and invest in growth opportunities.
The company has a well-established brand reputation built over several years, which helps in attracting and retaining customers.
A strong and experienced management team drives the company's success, providing strategic guidance and maintaining high operational standards.
Weaknesses
First Financial Bankshares Inc faces intense competition from other financial institutions in the market, which puts pressure on their market share and profitability.
The company heavily relies on traditional banking services, and the lack of diversification in its product portfolio limits its ability to capture new revenue streams.
Limited geographic presence restricts the company's growth potential outside its current market segments.
Opportunities
There is a growing demand for digital banking solutions, and First Financial Bankshares Inc can capitalize on this trend by investing in technology and enhancing their online platforms.
Expansion into new geographic markets or through acquisitions presents an opportunity for the company to increase its customer base and diversify its revenue streams.
Offering specialized banking services tailored to specific customer segments, such as small businesses or high net worth individuals, can unlock new revenue opportunities.
Threats
Changes in government regulations and compliance requirements can impose additional costs and operational challenges on First Financial Bankshares Inc.
Increased cybersecurity risks pose a threat to the company's reputation and customer trust, highlighting the need for robust security measures.
Economic downturns and financial crises can adversely impact the banking industry, leading to reduced loan demand and increased loan defaults.
First Financial Bankshares Employees
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First Financial Bankshares Eulerpool Fair Value
Details
Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
First Financial Bankshares historical P/E ratio, EBIT multiple, and P/S ratio
First Financial Bankshares annual returns
Details
Annual Return
ⓘWhat This Chart Shows
This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
First Financial Bankshares shares outstanding
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First Financial Bankshares stock splits
First Financial Bankshares Dividend History
34 years of dividend payments · 5 consecutive increases
First Financial Bankshares dividend history and estimates
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First Financial Bankshares dividend payout ratio
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Current First Financial Bankshares forecasts and price targets in August 2026
Analyst Price Targets 2026First Financial Bankshares Analyst Rating Actions
| Date | Firm | Action | Rating | Reliability |
|---|---|---|---|---|
| 7/15/2026 | Maintained | Neutral | 44 | |
| 4/9/2026 | Maintained | Market Perform | – | |
| 10/24/2025 | Maintained | Market Perform | – | |
| 7/18/2025 | Maintained | Market Perform | – | |
| 4/21/2025 | Maintained | Market Perform | – | |
| 1/27/2025 | Maintained | Market Perform | – | |
| 12/4/2024 | Maintained | Market Perform | – | |
| 10/18/2024 | Maintained | Equal Weight | – | |
| 9/20/2024 | Maintained | Hold | – | |
| 7/24/2024 | Maintained | Hold | – |
Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.
First Financial Bankshares Earnings Estimates & Surprises
| Date | EPS estimate | EPS Actual | Revenue Estimate | Price reaction | Quarterly report |
|---|---|---|---|---|---|
| 7/16/2026 | 0.51USD | - | 177.68 MUSD | - | 2026 Q2 |
| 4/16/2026 | 0.48USD | - | 170.11 MUSD | - | 2026 Q1 |
| 1/22/2026 | 0.49USD | - | 169.01 MUSD | - | 2025 Q4 |
| 4/18/2024 | 0.34USD | - | 127.37 MUSD | - | 2024 Q1 |
| 1/17/2024 | 0.34USD | - | 127.50 MUSD | - | 2023 Q4 |
| 7/19/2023 | 0.44USD | - | 142.98 MUSD | - | 2023 Q2 |
| 4/19/2023 | 0.42USD | - | 138.97 MUSD | - | 2023 Q1 |
| 1/25/2023 | 0.42USD | - | 138.75 MUSD | - | 2022 Q4 |
| 10/20/2022 | 0.42USD | - | 139.25 MUSD | - | 2022 Q3 |
| 7/21/2022 | 0.41USD | - | 138.22 MUSD | - | 2022 Q2 |
EESG©
Eulerpool ESG Scorecard© for the First Financial Bankshares stock
EEnvironment
20
Environment
SSocial
20
Social
GGovernance (Corporate Governance)
4
Governance (Corporate Governance)
The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.
First Financial Bankshares shareholder structure
| % | Name |
|---|---|
11.94460% | |
5.02911% | |
4.55361% | |
3.89731% | |
2.68490% | |
2.56953% |
First Financial Bankshares Beneficial Ownership Filings (SEC 13D/G)
First Financial Bankshares Executives and Management Board
24 members · avg. age 60 · 17 % women
Mr. F. Scott Dueser (71)
Chairman of the Board, Chief Executive Officer · since 1991
3.55 M USD
Management
Mr. Ronald Butler (65)
Executive Vice President, Chief Administrative Officer
Ms. Michelle Hickox (57)
Chief Financial Officer, Executive Vice President
Mr. Kirk Thaxton (64)
Chairman, President and Chief Executive Officer of First Financial Trust and Asset Management Company
Mr. David Bailey (41)
President
Mr. T. Luke Longhofer (43)
Executive Vice President, Chief Credit Officer
Mr. Lon Biebighauser (44)
President, First Financial Trust & Asset Management Company
Board of Directors
Mr. Murray Edwards (73)
Lead Independent Director
Mr. David Copeland (69)
Independent Director
Mr. Ivan Lancaster (71)
Independent Director
Mr. Robert Nickles (58)
Independent Director
Mr. Michael Denny (71)
Independent Director
Ms. Vianei Braun (56)
Independent Director
Frequently asked questions about First Financial Bankshares
The business model of First Financial Bankshares Inc is focused on providing a comprehensive range of financial services to individuals and businesses. As a bank holding company, First Financial Bankshares Inc operates through its subsidiary banks, offering various products and services such as commercial banking, trust and wealth management, loan services, and insurance services. The company aims to meet the diverse needs of its customers by maintaining a strong local presence and leveraging its extensive expertise in the financial industry. Through its customer-centric approach and commitment to innovation, First Financial Bankshares Inc strives to create long-term value for its shareholders and contribute to the economic growth of the communities it serves.
First Financial Bankshares Inc primarily operates in the financial services industry. As a leading bank holding company, it offers a wide range of commercial banking, trust, and securities services. With its subsidiaries, First Financial Bankshares serves customers in various sectors such as agriculture, energy, real estate, healthcare, manufacturing, and retail. The company's commitment to providing tailored financial solutions has made it a trusted partner for businesses and individuals alike. With its strong presence in the financial services industry, First Financial Bankshares Inc continues to play a significant role in supporting economic growth and prosperity.
The main competitors of First Financial Bankshares Inc in the market include major financial institutions such as JPMorgan Chase & Co., Bank of America Corporation, Wells Fargo & Company, and Citigroup Inc. These competitors also offer a range of banking and financial services, competing with First Financial Bankshares Inc in areas such as commercial banking, mortgage lending, wealth management, and retail banking.
First Financial Bankshares Inc is a renowned financial institution with a rich history and a strong background. Established in 1956, the company has grown to become a leading provider of banking and financial services. With its headquarters in Texas, First Financial Bankshares Inc operates through its numerous subsidiaries, delivering a comprehensive range of services such as commercial banking, trust services, and mortgage loans. The company's commitment to client satisfaction, efficient operations, and strategic growth has enabled it to gain a solid reputation in the industry. First Financial Bankshares Inc continues to serve its customers with integrity, innovation, and excellence, solidifying its position as a trusted financial partner.
First Financial Bankshares Inc, a leading financial institution, has achieved numerous significant milestones throughout its history. The company has consistently delivered strong financial performance, establishing itself as a reliable and trusted entity in the banking sector. First Financial Bankshares Inc has successfully expanded its operations, diversified its product and service offerings, and consistently provided exceptional customer service. The company's commitment to innovation and strategic growth has resulted in it becoming one of the top-performing banks in the industry. With a steadfast focus on customer satisfaction and financial excellence, First Financial Bankshares Inc continues to achieve remarkable milestones in its pursuit of success.
First Financial Bankshares Inc is primarily present in the United States.
First Financial Bankshares Inc represents a set of core values and corporate philosophy that guides its operations. The company emphasizes integrity, trust, and ethical practices in all aspects of its business. With a customer-centric approach, First Financial Bankshares Inc strives to provide exceptional financial services, ensuring transparency and responsiveness to clients' needs. The company also focuses on creating long-term value for shareholders while maintaining a strong commitment to community development and corporate social responsibility. First Financial Bankshares Inc's dedication to these values positions it as a reliable and responsible financial institution, providing customers with the utmost quality and service.
Analysts currently set an average price target of 37.49 USD for the First Financial Bankshares stock (median: 36.72 USD), implying +8.1 % versus the latest price. The consensus is based on 10 analyst ratings.
10 analysts currently rate the First Financial Bankshares stock: 6 recommend buying, 4 holding and 0 selling. For 2026, analysts expect First Financial Bankshares to generate revenue of 704.59 M USD and earnings per share of 2.04 USD.
Converted at the current exchange rate, the First Financial Bankshares share trades at 30.06 EUR (34.71 USD).
The First Financial Bankshares share (FFIN) is listed on 4 stock exchanges, including: NASDAQ (FFIN), Frankfurt (FI6.F), München (FI6.MU), Düsseldorf (FI6.DU).
First Financial Bankshares Inc is a holding company for various banks and financial institutions in Texas and New Mexico. Its business model is based on offering traditional banking products and services to retail customers and businesses. One of the core divisions of the company is retail banking, which focuses on the needs of retail customers. First Financial Bankshares Inc offers various account models, including traditional checking accounts, savings accounts, and accounts with higher interest rates for customers who want to make larger deposits. Customers also have access to various credit products, such as personal loans or mortgages, to meet their financial needs. Online banking and mobile banking are also available to make it easier for customers to access their accounts and financial information. The bank also has a division for asset management and planning. Here, customers can diversify their wealth across a broad range of asset classes, with the company partnering with a number of external asset managers to offer customers individual solutions. First Financial Bankshares Inc also operates a business banking division focused on the needs of small and medium-sized enterprises. The bank offers various types of accounts and loans to help businesses expand. Additionally, the company offers an extended range of cash management services to help businesses manage funds more effectively. The bank also has a division for the agriculture sector. In Texas and New Mexico, agriculture is a significant industry, and First Financial Bankshares Inc has a specialized team that provides financial support to agricultural businesses. The company offers various types of loans and financing programs, such as agricultural mortgages, to help agricultural businesses effectively operate their operations. The company also has an insurance products brokerage division. Various types of insurance, such as life insurance or auto insurance, are brokered across different insurance providers. This segment is intended to help customers round out their overall financial strategy and consider all aspects of their financial lives. Overall, the business model of First Financial Bankshares Inc is based on offering customers a comprehensive range of financial products and services, ranging from traditional banking services to insurance and asset management. The bank serves a broad range of customers, from retail customers to various types of businesses, and strives to offer individual solutions to each customer.
The expected revenue of First Financial Bankshares is 704.59 M USD. This figure is based on current financial data and reflects the company's business performance.
The expected profit of First Financial Bankshares is 293.01 M USD. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of First Financial Bankshares is currently 17.00. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the First Financial Bankshares stock.
The price-to-sales ratio (P/S) of First Financial Bankshares is currently 7.07. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the First Financial Bankshares stock.
The Eulerpool Quality Score for First Financial Bankshares is 6/10.
The ISIN of First Financial Bankshares is US32020R1095. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of First Financial Bankshares is 923774. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of First Financial Bankshares is FFIN. The ticker symbol is used to trade First Financial Bankshares shares on the stock exchange.
Over the past 12 months, First Financial Bankshares paid a dividend of 0.75 USD . This corresponds to a dividend yield of about 2.16 %. For the coming 12 months, First Financial Bankshares is expected to pay a dividend of 0.91 USD.
The current dividend yield of First Financial Bankshares is 2.16 %.
First Financial Bankshares pays a dividend, distributed in the months of , , , .
First Financial Bankshares paid dividends every year for the past 33 years.
For the upcoming 12 months, dividends amounting to 0.91 USD are expected. This corresponds to a dividend yield of 2.61 %.
First Financial Bankshares is assigned to the 'Finance' sector.
To receive the latest dividend of First Financial Bankshares from amounting to 0.22 USD, you needed to have the stock in your portfolio before the ex-date on .
The last dividend was paid out on .
In the year 2025, First Financial Bankshares distributed 0.72 USD as dividends.
The dividends of First Financial Bankshares are distributed in USD.
First Financial Bankshares stock
First Financial Bankshares Peer Group
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All fundamentals and in-depth analysis of First Financial Bankshares
Our stock analysis for First Financial Bankshares stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of First Financial Bankshares. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.