First Commonwealth Financial (FCF) Stock Price

First Commonwealth Financial Price

NYSE·CLOSED
20.70USD+0.02 (+0.07 %)
Market closed

Revenue has compounded at 4.9% per year over the past 19 years to 522.84 M USD. Earnings per share have grown at 3.8% per year over the last 19 years. First Commonwealth Financial's net margin stands at 29.1%, down from 35.9% several years earlier. First Commonwealth Financial currently offers a dividend yield of about 2.58%. The payout ratio is around 36% of earnings. Analysts set a median price target of 20.40 USD, implying 1.4% below the current price. Of 9 analysts, 7 rate the stock a buy — an overall Buy consensus. The stock trades about 35% above its 52-week low.

First Commonwealth Financial stock price

Volume
Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of First Commonwealth Financial over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how First Commonwealth Financial stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing First Commonwealth Financial's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

First Commonwealth Financial Stock Price History
DateFirst Commonwealth Financial Price
8/31/202620.70 USD
8/30/202620.69 USD
8/28/202620.85 USD
8/27/202620.75 USD
8/26/202620.82 USD
8/25/202620.73 USD
8/24/202621.05 USD
8/21/202621.09 USD
8/20/202621.25 USD
8/19/202621.28 USD
8/18/202621.29 USD
8/14/202621.62 USD
8/13/202621.63 USD
8/12/202621.62 USD
8/11/202621.54 USD
8/10/202621.41 USD
8/7/202621.51 USD
8/6/202621.45 USD
8/5/202621.73 USD
8/4/202621.91 USD
8/3/202621.74 USD
7/31/202621.53 USD
7/30/202621.59 USD
7/29/202622.16 USD
7/27/202621.00 USD
7/23/202620.76 USD
7/22/202620.83 USD
7/21/202620.97 USD
7/20/202620.90 USD
7/17/202621.12 USD
Access this data via the Eulerpool API

First Commonwealth Financial Revenue, Pre-Provision Profit, Net Income

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  • Max

Revenue
Pre-Provision Profit
Net Income
Details
Date
Revenue
Pre-Provision Profit
Net Income
Jan 1, 2020
362.75 M USD
146.95 M USD
73.45 M USD
Jan 1, 2021
385.30 M USD
171.40 M USD
138.26 M USD
Jan 1, 2022
410.93 M USD
181.29 M USD
128.18 M USD
Jan 1, 2023
522.55 M USD
252.63 M USD
157.06 M USD
Jan 1, 2024
478.12 M USD
207.38 M USD
142.57 M USD
Jan 1, 2025
522.84 M USD
228.01 M USD
152.30 M USD
Jan 1, 2026 (e)
556.96 M USD
0.00 USD
179.44 M USD
Jan 1, 2027 (e)
589.64 M USD
0.00 USD
203.60 M USD

First Commonwealth Financial Income Statement, Balance Sheet, Cash Flow Statement

Last updated Sep 5, 2026, 1:48 AM
 
REVENUEM USD
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEM USD
Net Interest IncomeM USD
Non-Interest IncomeM USD
Loan Loss ProvisionsM USD
Pre-Provision Profit (PPOP)M USD
NET INCOMEM USD
NET INCOME GROWTH%
DIV.USD
DIV. GROWTH%
SHARESM
201220132014201520162017201820192020202120222023202420252026e2027e
284.00266.00263.00265.00282.00330.00380.00410.00395.00400.00428.00626.00699.00729.00556.00589.00
-1.73-6.34-1.130.766.4217.0215.157.89-3.661.277.0046.2611.664.29-23.735.94
82.0484.5988.5988.3086.8892.1286.3282.9377.4796.5090.8974.6064.0967.6367.6367.63
233.00225.00233.00234.00245.00304.00328.00340.00306.00386.00389.00467.00448.00493.00376.01398.32
188.90184.70183.70188.48196.21227.11250.36268.25268.27278.54312.22375.47376.84423.39
65.4060.2060.9061.3367.4382.0090.5087.0994.48106.7698.71147.08101.2999.45
20.5019.2011.2014.9018.505.1012.5014.5056.70-1.4021.1114.8129.1736.73
77.1076.1073.4085.90103.73108.81145.26145.35146.95171.40181.29252.63207.38228.01
41.0041.0044.0050.0059.0055.00107.00105.0073.00138.00128.00157.00142.00152.00179.00203.00
173.337.3213.6418.00-6.7894.55-1.87-30.4889.04-7.2522.66-9.557.0417.7613.41
0.180.230.280.280.280.320.350.400.440.460.480.500.520.540.540.56
50.0027.7821.7414.299.3714.2910.004.552.174.266.123.853.70
101.7995.2591.7288.9689.0197.5199.9998.5196.3495.0293.49102.27101.96103.64103.64103.64
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales First Commonwealth Financial generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue First Commonwealth Financial retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare First Commonwealth Financial's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares First Commonwealth Financial has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against First Commonwealth Financial's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

First Commonwealth Financial stock margins

The First Commonwealth Financial margin analysis displays the gross margin, EBIT margin, as well as the profit margin of First Commonwealth Financial. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for First Commonwealth Financial.
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Cost-Income Ratio
Profit margin
Details
Date
Cost-Income Ratio
Profit margin
Jan 1, 2020
59.49 %
20.25 %
Jan 1, 2021
55.52 %
35.88 %
Jan 1, 2022
55.88 %
31.19 %
Jan 1, 2023
51.65 %
30.06 %
Jan 1, 2024
56.63 %
29.82 %
Jan 1, 2025
56.39 %
29.13 %
Jan 1, 2026 (e)
0.00 %
32.22 %
Jan 1, 2027 (e)
0.00 %
34.53 %

First Commonwealth Financial Revenue per Share, Earnings per Share

The First Commonwealth Financial earnings per share therefore indicates how much revenue First Commonwealth Financial has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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  • Max

Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2020
3.77 USD
0.76 USD
Jan 1, 2021
4.05 USD
1.46 USD
Jan 1, 2022
4.40 USD
1.37 USD
Jan 1, 2023
5.11 USD
1.54 USD
Jan 1, 2024
4.69 USD
1.40 USD
Jan 1, 2025
5.04 USD
1.47 USD
Jan 1, 2026 (e)
5.38 USD
1.73 USD
Jan 1, 2027 (e)
5.70 USD
1.97 USD

First Commonwealth Financial business model & stock analysis

First Commonwealth Financial Corp is a US bank holding company based in Indiana, Pennsylvania. The company's roots date back to 1880 when the First National Bank of Indiana was established. Over time, the bank acquired additional branches and evolved into a regional bank company, officially renamed First Commonwealth Financial Corporation in 1983. Today, the company is a successful financial institution with a wide range of products and services for personal and business customers. It operates over 140 branches in Pennsylvania and Ohio and has more than 2,700 employees. First Commonwealth Financial Corp's business model is based on providing practical financial solutions to the communities it serves. The company aims to provide financial services that meet the needs and goals of its customers and help improve their lives and businesses. The company serves individual and business customers in multiple sectors, including deposit and lending operations, investments and asset management, as well as insurance services. Deposit and lending operations are the core of the company and include a wide range of financial services, such as checking accounts, savings accounts, loans, and mortgages. First Commonwealth also offers various investment services, including financial advisory and asset management. The company works with clients to create individual investment plans based on their financial goals and risk tolerance. The products and services offered in the investment management field include stocks, bonds, mutual funds, and annuities. Additionally, First Commonwealth offers insurance services such as auto, home, and life insurance. The company collaborates with reputable insurers to provide customers with high-quality insurance products tailored to their specific needs. Innovation is the key to First Commonwealth Financial Corp's success. The company has made significant investments in recent years to provide its customers with high-quality technology-based services. It has expanded the capabilities of its digital platforms to enable the use of online banking, mobile banking, and remote deposit, providing customers with easier and more convenient access to their accounts. Another important focus of First Commonwealth Financial Corp is supporting the communities in which it operates. The company is involved in numerous charitable activities to improve the quality of life and economic prospects of its customers and communities. It has also been involved in the establishment of the First Commonwealth Bank Foundation, which is dedicated to supporting charities and promoting education and culture. In summary, First Commonwealth Financial Corp is a successful financial company that focuses on providing practical and innovative financial solutions to its customers. With a wide range of products and services, a strong focus on technology and innovation, and a high commitment to community support, the company is well-positioned to continue its success in the future.

First Commonwealth Financial SWOT Analysis

Strengths

First Commonwealth Financial Corp possesses several strengths that contribute to its competitive advantage in the market. Some of these strengths include:

  • Strong financial position with stable profitability
  • Diverse portfolio of financial products and services
  • Extensive branch network, enabling widespread customer reach
  • Strong customer relationships and brand reputation
  • Effective risk management practices

Weaknesses

Despite its strengths, First Commonwealth Financial Corp also has several weaknesses that pose challenges to its business operations. Some of these weaknesses include:

  • Relatively small market share compared to competitors
  • Dependence on a specific geographical region for revenue
  • Limited international presence
  • High degree of regulatory compliance and associated costs

Opportunities

First Commonwealth Financial Corp can capitalize on various opportunities available in the market to enhance its growth and profitability. Some of these opportunities include:

  • Expansion into new geographical regions to increase customer base
  • Offering innovative digital banking solutions to cater to changing customer preferences
  • Strategic partnerships and acquisitions to enhance product offerings and market presence
  • Increasing demand for financial services in emerging markets

Threats

First Commonwealth Financial Corp faces several threats that may impact its business operations and profitability. Some of these threats include:

  • Intense competition in the financial services industry
  • Economic downturns and fluctuations impacting customer spending and investment decisions
  • Stringent regulatory environment and potential changes in regulations
  • Cybersecurity risks and data breaches

First Commonwealth Financial Employees

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  • Max

First Commonwealth Financial Employees
Details
Date
First Commonwealth Financial Employees
Jan 1, 2018
- Employees
Jan 1, 2019
- Employees
Jan 1, 2020
- Employees
Jan 1, 2021
- Employees
Jan 1, 2022
- Employees
Jan 1, 2023
- Employees
Jan 1, 2024
- Employees
Jan 1, 2025
- Employees

First Commonwealth Financial Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

First Commonwealth Financial historical P/E ratio, EBIT multiple, and P/S ratio

First Commonwealth Financial annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

First Commonwealth Financial shares outstanding

The number of shares of First Commonwealth Financial was 103.64 M in 2025. This indicates how many shares First Commonwealth Financial is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
  • 3 Years

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  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2020
96.34 M Stocks
Jan 1, 2021
95.02 M Stocks
Jan 1, 2022
93.49 M Stocks
Jan 1, 2023
102.27 M Stocks
Jan 1, 2024
101.96 M Stocks
Jan 1, 2025
103.64 M Stocks
Jan 1, 2026 (e)
103.64 M Stocks
Jan 1, 2027 (e)
103.64 M Stocks

First Commonwealth Financial stock splits

In First Commonwealth Financial's history, there have been no stock splits.

First Commonwealth Financial Dividend History

35 years of dividend payments · 9 consecutive increases

YearAnnual DividendYoY ChangePayments
20260.14USDYTD
Feb 6, 20260.14USD 0.0%1/1
20250.54USD 3.9%
Feb 7, 20250.13USD 0.0%1/4
May 9, 20250.14USD 3.8%2/4
Aug 8, 20250.14USD 0.0%3/4
Nov 7, 20250.14USD 0.0%4/4
20240.52USD 4.0%
20230.50USD 4.2%
20220.48USD 4.4%
20210.46USD 3.4%
20200.44USD 10.0%
20190.40USD 14.3%
20180.35USD 9.4%
20170.32USD 14.3%

First Commonwealth Financial dividend history and estimates

In 2025, First Commonwealth Financial paid a dividend amounting to 0.54 USD. Dividend means that First Commonwealth Financial distributes a portion of its profits to its owners.
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  • Max

Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2020
0.44 USD
0.00 USD
Jan 1, 2021
0.46 USD
0.00 USD
Jan 1, 2022
0.48 USD
0.00 USD
Jan 1, 2023
0.50 USD
0.00 USD
Jan 1, 2024
0.52 USD
0.00 USD
Jan 1, 2025
0.54 USD
0.00 USD
Jan 1, 2026 (e)
0.14 USD
0.41 USD
Jan 1, 2027 (e)
0.00 USD
0.56 USD

First Commonwealth Financial dividend payout ratio

In 2025, First Commonwealth Financial had a payout ratio of 36.41%. The payout ratio indicates the percentage of the company's profits that First Commonwealth Financial distributes as dividends.
  • 3 Years

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  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2020
57.72 %
Jan 1, 2021
31.27 %
Jan 1, 2022
34.64 %
Jan 1, 2023
32.23 %
Jan 1, 2024
36.83 %
Jan 1, 2025
36.41 %
Jan 1, 2026 (e)
31.15 %
Jan 1, 2027 (e)
28.55 %

Current First Commonwealth Financial forecasts and price targets in September 2026

Analyst Price Targets 2026
Δ MOM Price Target
5.26 %
Buy
77.78 % (7)
Hold
22.22 % (2)
Sell
0.00 % (0)
12M Price Target
20.40
Last Price
21.16
Currency
USD
12M Return Potential
-3.59 %
LTM Return
0 %

First Commonwealth Financial Analyst Rating Actions

DateFirmActionRatingReliability
7/31/2026
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
MaintainedMarket Perform53
7/30/2026
RBC Capital
RBC Capital
MaintainedOutperform49
7/30/2026
Piper Sandler
Piper Sandler
MaintainedOverweight50
1/29/2026
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
MaintainedMarket Perform53
1/7/2026
Raymond James
Raymond James
UpgradeMarket PerformOutperform65
5/2/2025
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
MaintainedMarket Perform53
5/1/2025
RBC Capital
RBC Capital
MaintainedOutperform49
2/6/2025
Stephens & Co.
Stephens & Co.
MaintainedOverweight67
1/30/2025
RBC Capital
RBC Capital
MaintainedOutperform49
1/30/2025
DA Davidson
DA Davidson
MaintainedBuy55

Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.

First Commonwealth Financial Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
7/28/20260.43USD-138.81 MUSD-2026 Q2
4/28/20260.40USD-135.82 MUSD-2026 Q1
1/27/20260.42USD-136.98 MUSD-2025 Q4
4/23/20240.38USD-125.15 MUSD-2024 Q1
1/22/20240.40USD-125.19 MUSD-2023 Q4
7/24/20230.44USD-130.06 MUSD-2023 Q2
4/24/20230.39USD-124.51 MUSD-2023 Q1
1/23/20230.44USD-115.26 MUSD-2022 Q4
10/25/20220.38USD-107.00 MUSD-2022 Q3
7/26/20220.33USD-98.87 MUSD-2022 Q2
...

EESG©

Eulerpool ESG Scorecard© for the First Commonwealth Financial stock

57/100
62
Environment
70
Social
40
Governance
E

Environment

20
Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees67
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share95.7
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

First Commonwealth Financial shareholder structure

% Name
14.22526%
BLACKROCK, INC.
BLACKROCK, INC.
6.14377%
DIMENSIONAL FUND ADVISORS LP
DIMENSIONAL FUND ADVISORS LP
6.01419%
VANGUARD PORTFOLIO MANAGEMENT LLC
VANGUARD PORTFOLIO MANAGEMENT LLC
4.75026%
STATE STREET CORP
STATE STREET CORP
4.26402%
VANGUARD CAPITAL MANAGEMENT LLC
VANGUARD CAPITAL MANAGEMENT LLC
4.10107%
FRANKLIN RESOURCES INC
FRANKLIN RESOURCES INC
...

First Commonwealth Financial Beneficial Ownership Filings (SEC 13D/G)

Free Float
96.7%
Float Shares
-
Shares Outstanding
-
StakeHolderFiling
14.60%
(1) BlackRock, Inc.
(1) BlackRock, Inc.
SEC ↗
11.18%
The Vanguard Group - 23-1945930
The Vanguard Group - 23-1945930
SEC ↗
7.69%
BlackRock for purposes of Schedule 13G filings.
BlackRock for purposes of Schedule 13G filings.
SEC ↗
6.50%
30-0447847
30-0447847
SEC ↗
6.14%
Vanguard Portfolio Management
Vanguard Portfolio Management
SEC ↗
5.20%
STATE STREET CORPORATION
STATE STREET CORPORATION
SEC ↗
5.07%
Vanguard Capital Management
Vanguard Capital Management
SEC ↗
3.48%
04-2683227
04-2683227
SEC ↗

First Commonwealth Financial Executives and Management Board

19 members · avg. age 61 · 21 % women

TP

Mr. Thomas Price (62)

President, Chief Executive Officer, Director · since 2007

1.66 M USD

Management

MM

Mr. Michael Mccuen (62)

Chief Banking Officer

1.59 M USD
JG

Ms. Jane Grebenc (66)

Executive Vice President, Chief Revenue Officer, Director, President of First Commonwealth Bank · since 2013

1.12 M USD
JR

Mr. James Reske (61)

Chief Financial Officer, Executive Vice President, Treasurer

1.07 M USD
NM

Mr. Norman Montgomery (57)

Executive Vice President - Business Integration of First Commonwealth Bank

823,973.00 USD
MT

Mr. Matthew Tomb (48)

Executive Vice President, Chief Risk Officer, General Counsel

576,445.00 USD
CR

Ms. Carrie Riggle (55)

Executive Vice President - Human Resources

Board of Directors

JG

Mr. Jon Gorney (74)

Non-Executive Independent Chairman of the Board

190,750.00 USD
JC

Ms. Julie Caponi (63)

Independent Director

113,250.00 USD
DG

Mr. David Greenfield (74)

Independent Director

110,750.00 USD
RC

Mr. Ray Charley (73)

Independent Director

98,750.00 USD
GC

Mr. Gary Claus (72)

Independent Director

98,750.00 USD
BJ

Mr. Bart Johnson (59)

Independent Director

98,750.00 USD

Frequently asked questions about First Commonwealth Financial

The business model of First Commonwealth Financial Corp focuses on providing a comprehensive range of banking and financial services primarily to individuals and small to mid-sized businesses. With a customer-centric approach, First Commonwealth Financial Corp offers products and services such as personal and business banking, mortgage and consumer loans, investment and wealth management, insurance services, and online banking solutions. Through its network of branches and digital platforms, First Commonwealth Financial Corp aims to cater to the diverse financial needs of its customers and drive sustainable growth by delivering reliable and innovative financial solutions.

First Commonwealth Financial Corp is primarily active in the banking and financial services industry.

The main competitors of First Commonwealth Financial Corp in the market include Huntington Bancshares Incorporated, Fulton Financial Corporation, and WesBanco, Inc.

First Commonwealth Financial Corp is a reputable financial institution with a rich history and strong background. Established in 1983, the company has expanded its operations to provide a wide range of banking and financial services to individuals and businesses. First Commonwealth Financial Corp is headquartered in Indiana, Pennsylvania, and boasts a solid presence throughout western and central Pennsylvania. With a customer-centric approach, the company has consistently focused on delivering innovative solutions and exceptional customer experiences. Over the years, First Commonwealth Financial Corp has earned a strong reputation for its commitment to community development, reliable financial expertise, and reliable services.

First Commonwealth Financial Corp has achieved several significant milestones throughout its history. These milestones include surpassing $10 billion in total assets, demonstrating the company's strong growth and financial stability. The company has also expanded its presence in the market by acquiring additional banks and financial institutions, steadily increasing its customer base and market share. First Commonwealth Financial Corp has consistently ranked as one of the top performing banks in its region, showcasing its strong performance and ability to deliver value to shareholders. With its commitment to providing excellent financial services, the company continues to be a trusted name in the industry.

First Commonwealth Financial Corp primarily operates in the United States.

First Commonwealth Financial Corp is dedicated to upholding strong values and a robust corporate philosophy. They prioritize integrity, transparency, and customer-centricity in all their operations. With a commitment to excellence, they endeavor to provide exceptional financial services and solutions to their clients. First Commonwealth Financial Corp places great importance on fostering meaningful relationships with their customers, employees, and stakeholders. By promoting a culture of inclusivity, innovation, and teamwork, they strive to create a supportive environment where everyone can thrive. By adhering to their core values and corporate philosophy, First Commonwealth Financial Corp stands as a trustworthy and reliable partner in the financial industry.

Analysts currently set an average price target of 20.40 USD for the First Commonwealth Financial stock (median: 20.40 USD), implying -3.6 % versus the latest price. The consensus is based on 9 analyst ratings.

9 analysts currently rate the First Commonwealth Financial stock: 7 recommend buying, 2 holding and 0 selling. For 2026, analysts expect First Commonwealth Financial to generate revenue of 556.96 M USD and earnings per share of 1.73 USD.

Converted at the current exchange rate, the First Commonwealth Financial share trades at 17.82 EUR (20.70 USD).

The First Commonwealth Financial share (FCF) is listed on 2 stock exchanges, including: NYSE (FCF), Frankfurt (FCF.F).

The First Commonwealth Financial Corp is a bank holding company based in Indiana, USA. It offers a variety of financial services for both personal and business customers. Its business model comprises several divisions, including retail banking, commercial banking, wealth management, and insurance. In retail banking, the First Commonwealth Financial Corp provides a wide range of financial products and services for individual customers. This includes checking accounts, savings and term deposits, loans, credit cards, online banking, and mobile banking solutions. The offering is complemented by special products such as student accounts, mortgages, and vehicle financing. In commercial banking, the bank offers specialized financial products and services for business customers. This includes accounts and services for companies, lines of credit, industry financing, leasing and factoring, as well as risk management and financial planning consulting services. The wealth management division of the First Commonwealth Financial Corp focuses on asset management for individual customers. The bank offers a comprehensive range of investment products and services, including investment funds, asset management, retirement planning, and estate planning. Wealth management experts help customers define their investment goals and develop an individual investment strategy. In the insurance industry, the First Commonwealth Financial Corp offers a comprehensive range of insurance products and services, including auto insurance, home and property insurance, life and health insurance, as well as liability insurance. The bank partners with a variety of insurance carriers to provide customers with a wide range of options and tailored solutions. The business model of the First Commonwealth Financial Corp is based on providing high-quality financial products and services tailored to the needs of its customers. The bank operates an omnichannel strategy and offers its services through various channels, including branches, online and mobile banking, and customer service centers. The bank also relies on innovative technologies and partnerships to expand its product offering and support its customers. In summary, the First Commonwealth Financial Corp offers a comprehensive portfolio of financial products and services for personal and business customers, tailored to their individual needs. The company's divisions work closely together to provide customers with the best possible service. The bank's business model is based on an omnichannel strategy and innovative products that meet the needs and desires of customers.

The expected revenue of First Commonwealth Financial is 556.96 M USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of First Commonwealth Financial is 179.44 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of First Commonwealth Financial is currently 11.96. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the First Commonwealth Financial stock.

The price-to-sales ratio (P/S) of First Commonwealth Financial is currently 3.85. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the First Commonwealth Financial stock.

The Eulerpool Quality Score for First Commonwealth Financial is 7/10.

The ISIN of First Commonwealth Financial is US3198291078. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of First Commonwealth Financial is 919114. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of First Commonwealth Financial is FCF. The ticker symbol is used to trade First Commonwealth Financial shares on the stock exchange.

Over the past 12 months, First Commonwealth Financial paid a dividend of 0.54 USD . This corresponds to a dividend yield of about 2.58 %. For the coming 12 months, First Commonwealth Financial is expected to pay a dividend of 0.56 USD.

The current dividend yield of First Commonwealth Financial is 2.58 %.

First Commonwealth Financial pays a dividend, distributed in the months of , , , .

First Commonwealth Financial paid dividends every year for the past 34 years.

For the upcoming 12 months, dividends amounting to 0.56 USD are expected. This corresponds to a dividend yield of 2.71 %.

First Commonwealth Financial is assigned to the 'Finance' sector.

To receive the latest dividend of First Commonwealth Financial from amounting to 0.14 USD, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

In the year 2025, First Commonwealth Financial distributed 0.52 USD as dividends.

The dividends of First Commonwealth Financial are distributed in USD.