Avidia Bancorp (AVBC) Stock Price

Avidia Bancorp Price

NYSE·CLOSED
21.74USD-0.06 (-0.28 %)
Market closed

Over the last 2 years Avidia Bancorp grew revenue by 6.1% annually, reaching 103.57 M USD. For Avidia Bancorp, the net margin of -3.2% is down versus 13.5% a few years ago. The consensus 12-month price target for Avidia Bancorp is 22.44 USD, about 3.2% above where the stock trades today. Of 7 analysts, 6 rate the stock a buy — an overall Buy consensus. The stock trades about 51% above its 52-week low.

Avidia Bancorp stock price

Volume
Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of Avidia Bancorp over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Avidia Bancorp stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Avidia Bancorp's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Avidia Bancorp Stock Price History
DateAvidia Bancorp Price
8/6/202621.74 USD
8/5/202621.80 USD
8/4/202621.17 USD
8/3/202621.31 USD
7/31/202622.30 USD
7/30/202622.41 USD
7/29/202622.26 USD
7/27/202621.64 USD
7/23/202620.24 USD
7/22/202620.23 USD
7/21/202620.65 USD
7/20/202620.13 USD
7/17/202620.31 USD
7/16/202620.74 USD
7/15/202620.27 USD
7/14/202620.38 USD
7/13/202620.44 USD
7/10/202620.47 USD
7/9/202620.46 USD
7/8/202620.55 USD
7/7/202620.76 USD
7/6/202621.21 USD
7/2/202621.07 USD
7/1/202621.49 USD
6/30/202620.99 USD
6/29/202621.15 USD
6/26/202620.21 USD
6/25/202620.21 USD
6/24/202620.21 USD
6/23/202620.36 USD
6/22/202619.91 USD
6/18/202619.73 USD
6/17/202619.79 USD
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6/15/202620.04 USD
6/12/202620.43 USD
6/11/202620.14 USD
6/10/202619.65 USD
6/9/202619.84 USD
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6/3/202618.78 USD
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5/22/202619.11 USD
5/21/202619.30 USD
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5/18/202618.95 USD
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5/14/202619.28 USD
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5/11/202619.41 USD
5/8/202620.21 USD
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4/30/202620.77 USD
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4/24/202620.09 USD
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4/21/202620.55 USD
4/20/202621.26 USD
4/18/202621.10 USD
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4/16/202620.55 USD
4/15/202620.74 USD
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4/13/202620.47 USD
4/11/202620.44 USD
4/10/202620.44 USD
4/9/202620.61 USD
4/8/202620.25 USD
4/7/202619.80 USD
4/6/202619.66 USD
4/3/202619.75 USD
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4/1/202619.78 USD
3/31/202619.67 USD
3/30/202619.29 USD
3/27/202618.98 USD
3/26/202619.39 USD
3/25/202619.52 USD
3/24/202619.41 USD
3/23/202619.35 USD
3/20/202618.84 USD
3/19/202619.07 USD
3/18/202619.00 USD
3/17/202619.18 USD
3/16/202619.24 USD
3/13/202619.03 USD
3/12/202618.75 USD
3/11/202619.07 USD
3/10/202619.10 USD
3/9/202619.11 USD
3/7/202619.12 USD
3/6/202619.11 USD
3/5/202618.99 USD
3/4/202619.07 USD
3/3/202618.69 USD
3/2/202618.61 USD
2/28/202618.73 USD
2/27/202618.73 USD
2/26/202618.85 USD
2/25/202618.91 USD
2/24/202618.51 USD
2/23/202618.44 USD
2/20/202618.98 USD
2/19/202618.74 USD
2/18/202618.94 USD
2/17/202619.46 USD
2/14/202619.07 USD
2/13/202619.05 USD
2/12/202619.19 USD
2/11/202618.95 USD
2/10/202619.35 USD
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2/7/202619.41 USD
2/6/202619.44 USD
2/5/202619.19 USD
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2/3/202619.42 USD
2/2/202618.73 USD
1/31/202618.39 USD
1/30/202618.32 USD
1/29/202617.60 USD
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1/27/202617.10 USD
1/26/202616.94 USD
1/24/202617.23 USD
1/23/202617.03 USD
1/22/202617.39 USD
1/21/202617.15 USD
1/20/202616.76 USD
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1/15/202616.99 USD
1/14/202616.89 USD
1/13/202616.82 USD
1/12/202616.66 USD
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1/8/202616.90 USD
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1/6/202616.64 USD
1/5/202616.78 USD
1/2/202616.52 USD
1/1/202616.81 USD
12/31/202516.98 USD
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12/26/202517.34 USD
12/25/202517.25 USD
12/24/202517.25 USD
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12/19/202517.43 USD
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11/29/202515.83 USD
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11/25/202515.74 USD
11/24/202515.51 USD
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11/20/202515.10 USD
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11/18/202514.94 USD
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11/12/202515.25 USD
11/11/202515.28 USD
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11/3/202515.39 USD
10/31/202514.87 USD
10/30/202514.78 USD
10/29/202514.92 USD
10/28/202514.98 USD
10/27/202514.90 USD
10/24/202514.81 USD
10/23/202514.58 USD
10/22/202514.79 USD
10/21/202514.85 USD
10/20/202514.83 USD
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10/16/202514.38 USD
10/15/202514.62 USD
10/14/202514.91 USD
10/13/202514.74 USD
10/10/202514.56 USD
10/9/202514.81 USD
10/8/202514.91 USD
10/7/202514.69 USD
10/6/202514.80 USD
10/3/202514.95 USD
10/2/202514.81 USD
10/1/202514.88 USD
9/30/202514.97 USD
9/29/202515.01 USD
9/26/202515.27 USD
9/25/202515.29 USD
9/24/202515.43 USD
9/23/202515.81 USD
9/22/202515.89 USD
9/19/202515.86 USD
9/18/202515.91 USD
9/17/202515.75 USD
9/16/202515.80 USD
9/15/202515.56 USD
9/12/202515.66 USD
9/11/202515.69 USD
9/10/202515.41 USD
9/9/202515.54 USD
9/8/202515.71 USD
9/5/202515.09 USD
9/4/202515.44 USD
9/3/202515.09 USD
9/2/202515.50 USD
8/29/202515.47 USD
8/28/202515.56 USD
8/27/202515.26 USD
8/26/202515.15 USD
8/25/202514.81 USD
8/22/202514.90 USD
8/21/202514.99 USD
8/20/202515.00 USD
8/19/202514.93 USD
8/18/202514.60 USD
8/15/202514.60 USD
8/14/202514.65 USD
8/13/202514.49 USD
8/12/202514.50 USD
8/11/202514.48 USD
Access this data via the Eulerpool API

Avidia Bancorp Revenue, Pre-Provision Profit, Net Income

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Revenue
Pre-Provision Profit
Net Income
Details
Date
Revenue
Pre-Provision Profit
Net Income
Jan 1, 2023
92.00 M USD
18.42 M USD
12.44 M USD
Jan 1, 2024
90.28 M USD
17.18 M USD
11.48 M USD
Jan 1, 2025
103.57 M USD
15.76 M USD
-3.29 M USD
Jan 1, 2026 (e)
115.86 M USD
0.00 USD
26.68 M USD
Jan 1, 2027 (e)
122.18 M USD
0.00 USD
27.43 M USD

Avidia Bancorp Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 9, 2026, 12:47 AM
 
REVENUEM USD
REVENUE GROWTH%
Net Interest IncomeM USD
Non-Interest IncomeM USD
Loan Loss ProvisionsM USD
Pre-Provision Profit (PPOP)M USD
NET INCOMEM USD
NET INCOME GROWTH%
SHARESM
2023202420252026e2027e
147.00115.00122.00
-21.776.09
71.3373.2686.54
20.6817.0217.02
1.911.7821.44
18.4217.1815.76
12.0011.00-3.0026.0027.00
-8.33-127.27-966.673.85
20.0820.0818.5318.5318.53
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Avidia Bancorp generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Avidia Bancorp retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Avidia Bancorp's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Avidia Bancorp has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Avidia Bancorp's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Avidia Bancorp stock margins

The Avidia Bancorp margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Avidia Bancorp. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Avidia Bancorp.
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Cost-Income Ratio
Profit margin
Details
Date
Cost-Income Ratio
Profit margin
Jan 1, 2023
79.97 %
13.52 %
Jan 1, 2024
80.97 %
12.72 %
Jan 1, 2025
84.78 %
-3.18 %
Jan 1, 2026 (e)
0.00 %
23.03 %
Jan 1, 2027 (e)
0.00 %
22.45 %

Avidia Bancorp Revenue per Share, Earnings per Share

The Avidia Bancorp earnings per share therefore indicates how much revenue Avidia Bancorp has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2023
4.58 USD
0.62 USD
Jan 1, 2024
4.50 USD
0.57 USD
Jan 1, 2025
5.59 USD
-0.18 USD
Jan 1, 2026 (e)
6.25 USD
1.44 USD
Jan 1, 2027 (e)
6.59 USD
1.48 USD

Avidia Bancorp business model & stock analysis

Avidia Bancorp Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

Avidia Bancorp historical P/E ratio, EBIT multiple, and P/S ratio

Avidia Bancorp annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Avidia Bancorp shares outstanding

The number of shares of Avidia Bancorp was 18.53 M in 2025. This indicates how many shares Avidia Bancorp is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Number of stocks
Details
Date
Number of stocks
Jan 1, 2023
20.08 M Stocks
Jan 1, 2024
20.08 M Stocks
Jan 1, 2025
18.53 M Stocks
Jan 1, 2026 (e)
18.53 M Stocks
Jan 1, 2027 (e)
18.53 M Stocks

Avidia Bancorp Dividend History

1 years of dividend payments

YearAnnual DividendYoY ChangePayments
20260.05USDYTD
Feb 17, 20260.05USD1/1

Avidia Bancorp dividend payout ratio

In 2025, Avidia Bancorp had a payout ratio of 0.00%. The payout ratio indicates the percentage of the company's profits that Avidia Bancorp distributes as dividends.
  • 3 Years

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  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2023
0.00 %
Jan 1, 2024
0.00 %
Jan 1, 2025
0.00 %
Jan 1, 2026 (e)
13.89 %
Jan 1, 2027 (e)
13.51 %

Current Avidia Bancorp forecasts and price targets in August 2026

Analyst Price Targets 2026
Δ MOM Price Target
10.00 %
Buy
85.71 % (6)
Hold
14.29 % (1)
Sell
0.00 % (0)
12M Price Target
22.44
Last Price
21.50
Currency
USD
12M Return Potential
4.37 %
LTM Return
0 %

Avidia Bancorp Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
7/31/20260.35USD--USD-2026 Q2
5/11/20260.31USD--USD-2026 Q1

Avidia Bancorp shareholder structure

% Name
4.80462%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
3.10769%
T. Rowe Price Investment Management, Inc.
T. Rowe Price Investment Management, Inc.
0.86596%
Geode Capital Management, L.L.C.
Geode Capital Management, L.L.C.
0.28786%
Commonwealth Financial Network
Commonwealth Financial Network
0.24284%
Factor Investing Group
Factor Investing Group
0.21585%
Polaris Capital Management, LLC
Polaris Capital Management, LLC

Avidia Bancorp Beneficial Ownership Filings (SEC 13D/G)

Free Float
89.1%
Float Shares
-
Shares Outstanding
-
StakeHolderFiling
8.00%
Avidia Bank Employee Stock Ownership Plan Trust
Avidia Bank Employee Stock Ownership Plan Trust
SEC ↗
6.10%
T. Rowe Price Investment Management, Inc.
T. Rowe Price Investment Management, Inc.
SEC ↗
5.70%
BlackRock, Inc.
BlackRock, Inc.
SEC ↗

Avidia Bancorp Executives and Management Board

15 members · avg. age 60 · 20 % women

RC

Mr. Robert Cozzone (53)

President, Chief Executive Officer

1.49 M USD

Management

JN

Mr. Jonathan Nelson (44)

Chief Financial Officer, Treasurer

LM

Ms. Linda Marrone (61)

Corporate Secretary

Board of Directors

MM

Mr. Michael Murphy (58)

Chairman of the Board · since 2013

107,473.00 USD
JG

Mr. Joseph Grimaldo (67)

Independent Director

78,673.00 USD
PB

Mr. Paul Blazar (73)

Independent Director

77,773.00 USD
MG

Mr. Michael Girard (64)

Independent Director

76,773.00 USD
JL

Mr. Jeffrey Leland (60)

Independent Director

76,473.00 USD
MF

Mr. M. Neil Flanigan (64)

Independent Director

64,223.00 USD

Frequently asked questions about Avidia Bancorp

Analysts currently set an average price target of 22.44 USD for the Avidia Bancorp stock (median: 22.44 USD), implying +4.4 % versus the latest price. The consensus is based on 7 analyst ratings.

7 analysts currently rate the Avidia Bancorp stock: 6 recommend buying, 1 holding and 0 selling. For 2026, analysts expect Avidia Bancorp to generate revenue of 115.86 M USD and earnings per share of 1.44 USD.

Converted at the current exchange rate, the Avidia Bancorp share trades at 18.82 EUR (21.74 USD).

No history available for Avidia Bancorp.

The expected revenue of Avidia Bancorp is 115.86 M USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Avidia Bancorp is 26.68 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Avidia Bancorp is currently 15.10. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Avidia Bancorp stock.

The price-to-sales ratio (P/S) of Avidia Bancorp is currently 3.48. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Avidia Bancorp stock.

The Eulerpool Quality Score for Avidia Bancorp is 1/10.

The ISIN of Avidia Bancorp is US05369T1007. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The ticker of Avidia Bancorp is AVBC. The ticker symbol is used to trade Avidia Bancorp shares on the stock exchange.

Avidia Bancorp paid dividends every year for the past 2 years.

For the upcoming 12 months, dividends amounting to 0.20 USD are expected. This corresponds to a dividend yield of 0.92 %.

Avidia Bancorp is assigned to the 'Finance' sector.

To receive the latest dividend of Avidia Bancorp from amounting to 0.05 USD, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

The dividends of Avidia Bancorp are distributed in USD.