Arrow Financial (AROW) Stock Price

Arrow Financial Price

NASDAQ·CLOSED
39.84USD-0.10 (-0.25 %)
Market closed

Over the last 19 years Arrow Financial grew revenue by 8.5% annually, reaching 242.58 M USD. Earnings per share have grown at 5.7% per year over the last 19 years. For Arrow Financial, the net margin of 18.1% is down versus 33.7% a few years ago. At today's price the dividend yield works out to roughly 2.86%. The payout ratio is around 43% of earnings. The dividend has grown at 0.9% per year over the past 19 years. The consensus 12-month price target for Arrow Financial is 35.19 USD, about 11.7% below where the stock trades today. Of 7 analysts, 6 rate the stock a buy — an overall Buy consensus. The stock trades about 53% above its 52-week low.

Arrow Financial stock price

Volume
Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of Arrow Financial over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Arrow Financial stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Arrow Financial's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Arrow Financial Stock Price History
DateArrow Financial Price
7/31/202639.84 USD
7/30/202639.94 USD
7/29/202639.92 USD
7/27/202639.96 USD
7/23/202639.14 USD
7/22/202640.73 USD
7/21/202641.29 USD
7/20/202641.29 USD
7/17/202641.56 USD
7/16/202642.50 USD
7/15/202641.25 USD
7/14/202640.80 USD
7/13/202640.84 USD
7/10/202640.60 USD
7/9/202640.55 USD
7/8/202640.32 USD
7/7/202640.82 USD
7/6/202641.87 USD
7/2/202641.29 USD
7/1/202642.07 USD
6/30/202640.99 USD
6/29/202641.13 USD
6/26/202641.05 USD
6/25/202640.14 USD
6/24/202640.36 USD
6/23/202639.95 USD
6/22/202638.97 USD
6/18/202638.66 USD
6/17/202638.69 USD
6/16/202639.00 USD
6/15/202639.67 USD
6/12/202639.47 USD
6/11/202637.80 USD
6/10/202638.27 USD
6/9/202637.69 USD
6/8/202637.08 USD
6/5/202637.49 USD
6/4/202636.57 USD
6/3/202636.03 USD
6/2/202636.72 USD
6/1/202635.87 USD
5/29/202636.92 USD
5/28/202636.65 USD
5/27/202637.10 USD
5/26/202637.13 USD
5/22/202636.71 USD
5/21/202636.19 USD
5/20/202636.38 USD
5/19/202635.91 USD
5/18/202635.94 USD
5/15/202635.19 USD
5/14/202635.73 USD
5/13/202635.46 USD
5/12/202635.86 USD
5/11/202636.39 USD
5/8/202637.15 USD
5/7/202637.07 USD
5/6/202636.97 USD
5/5/202637.07 USD
5/4/202636.25 USD
5/1/202637.14 USD
4/30/202636.85 USD
4/29/202636.06 USD
4/28/202636.97 USD
4/27/202636.58 USD
4/24/202636.06 USD
4/23/202636.54 USD
4/22/202636.31 USD
4/21/202636.23 USD
4/20/202637.17 USD
4/17/202637.37 USD
4/16/202636.39 USD
4/15/202636.15 USD
4/14/202636.35 USD
4/13/202636.40 USD
4/10/202636.43 USD
4/9/202636.40 USD
4/8/202635.86 USD
4/7/202634.90 USD
4/6/202634.63 USD
4/2/202634.13 USD
4/1/202634.00 USD
3/31/202633.57 USD
3/30/202633.35 USD
3/27/202633.02 USD
3/26/202633.32 USD
3/25/202633.21 USD
3/24/202633.24 USD
3/23/202633.32 USD
3/20/202632.16 USD
3/19/202632.09 USD
3/18/202632.09 USD
3/17/202632.23 USD
3/16/202632.41 USD
3/13/202632.48 USD
3/12/202632.69 USD
3/11/202632.59 USD
3/10/202633.14 USD
3/9/202632.92 USD
3/6/202633.45 USD
3/5/202632.99 USD
3/4/202633.95 USD
3/3/202633.39 USD
3/2/202633.52 USD
2/27/202633.31 USD
2/26/202634.30 USD
2/25/202634.43 USD
2/24/202633.61 USD
2/23/202633.56 USD
2/20/202635.12 USD
2/19/202634.75 USD
2/18/202634.77 USD
2/17/202634.96 USD
2/13/202634.67 USD
2/12/202634.71 USD
2/11/202634.97 USD
2/10/202635.39 USD
2/9/202635.65 USD
2/6/202636.05 USD
2/5/202635.78 USD
2/4/202635.90 USD
2/3/202635.44 USD
2/2/202634.63 USD
1/30/202633.81 USD
1/29/202633.13 USD
1/28/202632.43 USD
1/27/202632.63 USD
1/26/202632.64 USD
1/23/202632.69 USD
1/22/202633.86 USD
1/21/202633.98 USD
1/20/202632.41 USD
1/16/202632.67 USD
1/15/202632.78 USD
1/14/202632.10 USD
1/13/202631.70 USD
1/12/202632.01 USD
1/9/202632.33 USD
1/8/202632.86 USD
1/7/202631.87 USD
1/6/202632.03 USD
1/5/202632.06 USD
1/2/202631.30 USD
12/31/202531.40 USD
12/30/202531.54 USD
12/29/202531.59 USD
12/26/202531.47 USD
12/24/202531.63 USD
12/23/202531.78 USD
12/22/202531.52 USD
12/19/202531.93 USD
12/18/202532.93 USD
12/17/202533.11 USD
12/16/202533.09 USD
12/15/202532.57 USD
12/12/202532.20 USD
12/11/202532.19 USD
12/10/202531.64 USD
12/9/202530.95 USD
12/8/202531.57 USD
12/5/202530.57 USD
12/4/202530.92 USD
12/3/202531.18 USD
12/2/202530.10 USD
12/1/202530.17 USD
11/28/202530.15 USD
11/26/202530.49 USD
11/25/202530.83 USD
11/24/202530.05 USD
11/21/202530.32 USD
11/20/202529.27 USD
11/19/202529.48 USD
11/18/202529.19 USD
11/17/202529.55 USD
11/14/202530.73 USD
11/13/202531.09 USD
11/12/202530.60 USD
11/11/202530.98 USD
11/10/202530.36 USD
11/7/202530.05 USD
11/6/202530.15 USD
11/5/202530.99 USD
11/4/202530.22 USD
11/3/202529.49 USD
10/31/202527.89 USD
10/30/202527.12 USD
10/29/202526.44 USD
10/28/202527.23 USD
10/27/202527.13 USD
10/24/202527.56 USD
10/23/202527.05 USD
10/22/202527.31 USD
10/21/202526.90 USD
10/20/202526.82 USD
10/17/202526.14 USD
10/16/202526.05 USD
10/15/202527.03 USD
10/14/202527.15 USD
10/13/202526.60 USD
10/10/202526.09 USD
10/9/202526.85 USD
10/8/202527.31 USD
10/7/202527.43 USD
10/6/202527.70 USD
10/3/202527.60 USD
10/2/202527.50 USD
10/1/202527.85 USD
9/30/202528.30 USD
9/29/202528.33 USD
9/28/202528.33 USD
9/25/202528.89 USD
9/24/202528.80 USD
9/23/202529.09 USD
9/22/202529.21 USD
9/19/202529.36 USD
9/18/202529.80 USD
9/17/202528.89 USD
9/16/202528.71 USD
9/15/202529.10 USD
9/12/202529.01 USD
9/11/202529.38 USD
9/10/202529.11 USD
9/9/202528.89 USD
9/8/202529.38 USD
9/5/202529.30 USD
9/4/202529.76 USD
9/3/202529.34 USD
9/2/202529.54 USD
8/29/202529.75 USD
8/28/202529.78 USD
8/27/202529.42 USD
8/26/202529.57 USD
8/25/202529.33 USD
8/22/202529.50 USD
8/21/202527.88 USD
8/20/202528.16 USD
8/19/202527.94 USD
8/18/202527.81 USD
8/15/202527.77 USD
8/14/202528.53 USD
8/13/202528.94 USD
8/12/202528.73 USD
8/11/202527.51 USD
8/8/202527.47 USD
8/7/202526.55 USD
8/6/202526.50 USD
8/5/202526.82 USD
8/4/202526.57 USD
Access this data via the Eulerpool API

Arrow Financial Revenue, Net Income

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  • Max

Revenue
Net Income
Details
Date
Revenue
Net Income
Jan 1, 2020
144.55 M USD
40.83 M USD
Jan 1, 2021
147.92 M USD
49.86 M USD
Jan 1, 2022
149.24 M USD
48.80 M USD
Jan 1, 2023
191.68 M USD
30.08 M USD
Jan 1, 2024
223.07 M USD
29.71 M USD
Jan 1, 2025
242.58 M USD
43.95 M USD
Jan 1, 2026 (e)
208.20 M USD
60.59 M USD
Jan 1, 2027 (e)
242.33 M USD
71.28 M USD

Arrow Financial Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 2, 2026, 2:19 AM
 
REVENUEM USD
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEM USD
NET INCOMEM USD
NET INCOME GROWTH%
DIV.USD
DIV. GROWTH%
SHARESM
201220132014201520162017201820192020202120222023202420252026e2027e
96.0092.0095.0098.00104.00112.00125.00138.00144.00147.00149.00191.00223.00242.00208.00242.00
-5.88-4.173.263.166.127.6911.6110.404.352.081.3628.1916.758.52-14.0516.35
86.4691.3091.5893.8893.2791.0788.0082.6184.7296.60100.0068.0660.0965.2965.2965.29
83.0084.0087.0092.0097.00102.00110.00114.00122.00142.00149.00130.00134.00158.00135.80158.00
22.0021.0023.0024.0026.0029.0036.0037.0040.0049.0048.0030.0029.0043.0060.0071.00
4.76-4.559.524.358.3311.5424.142.788.1122.50-2.04-37.50-3.3348.2839.5318.33
1.001.001.001.001.001.001.021.041.041.041.081.081.091.141.201.23
2.001.963.850.934.595.262.50
15.7015.8515.8815.9616.2016.2416.3416.4216.4616.5616.5917.0016.7416.4116.4116.41
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Arrow Financial generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Arrow Financial retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Arrow Financial's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Arrow Financial has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Arrow Financial's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Arrow Financial stock margins

The Arrow Financial margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Arrow Financial. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Arrow Financial.
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Profit margin
Details
Date
Profit margin
Jan 1, 2020
28.24 %
Jan 1, 2021
33.71 %
Jan 1, 2022
32.70 %
Jan 1, 2023
15.69 %
Jan 1, 2024
13.32 %
Jan 1, 2025
18.12 %
Jan 1, 2026 (e)
29.10 %
Jan 1, 2027 (e)
29.42 %

Arrow Financial Revenue per Share, Earnings per Share

The Arrow Financial earnings per share therefore indicates how much revenue Arrow Financial has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2020
8.78 USD
2.48 USD
Jan 1, 2021
8.93 USD
3.01 USD
Jan 1, 2022
9.00 USD
2.94 USD
Jan 1, 2023
11.27 USD
1.77 USD
Jan 1, 2024
13.33 USD
1.77 USD
Jan 1, 2025
14.78 USD
2.68 USD
Jan 1, 2026 (e)
12.66 USD
3.68 USD
Jan 1, 2027 (e)
14.73 USD
4.33 USD

Arrow Financial business model & stock analysis

Arrow Financial Corp is a US company that was founded in 1851 in Glens Falls, New York. It is a financial services provider with a diversified portfolio of products and services tailored to the needs of customers in various fields. The business model of Arrow Financial Corp is based on long-term relationships with customers and a conservative and risk-conscious business strategy. The goal is to offer financial products tailored to the specific requirements of customers and to provide comprehensive advice to ensure that customers receive the best possible solution. The various divisions of Arrow Financial Corp are tailored to different customer needs. Arrow Bank is a regional bank with branches in New York and Vermont. It offers a comprehensive range of banking and financial services, including deposit accounts, loans, mortgages, investment and insurance products, and asset management services. The wealth management division of Arrow Financial Corp offers comprehensive financial planning services, asset management, and investment management services. Wealth management is aimed at individuals and families seeking secure and profitable investments and relying on active asset management. The Arrow Financial Services division also offers real estate services, including buying and selling real estate, brokering lease agreements, and managing condominiums and multi-family homes. These services are targeted at individuals and businesses active in the real estate industry or seeking investment opportunities. Arrow Financial Corp also offers a diverse range of insurance products, including life insurance, long-term care insurance, health insurance, and liability insurance. The insurance products are aimed at individuals and families looking to minimize their financial risks. Overall, Arrow Financial Corp aims to expand its range of products and services and be tailored to the needs of its customers. The company follows a conservative business model and a risk-conscious business strategy to maintain the trust of its customers and build long-term relationships.

Arrow Financial SWOT Analysis

Strengths

Arrow Financial Corp has consistently displayed strong financial performance, showcasing profitability, stability, and growth over the years. This strength enhances investor confidence and allows the company to reinvest, expand, and withstand economic downturns effectively.

Arrow Financial Corp has built a solid brand reputation in the financial industry. With a long history of providing reliable and trustworthy services to its customers, the company has gained customer loyalty and a positive image. This brand reputation sets Arrow Financial Corp apart from its competitors and attracts new clients.

Weaknesses

Arrow Financial Corp's operations are primarily concentrated in a specific geographic region. While this focus allows for deeper market penetration and localized customer relationships, it also exposes the company to economic risks and limited growth opportunities outside its core markets. Diversification may become a challenge as a result.

As a financial institution, Arrow Financial Corp heavily relies on interest rate changes as they directly impact its lending and investment activities. A sudden and significant shift in interest rates can have a substantial effect on the company's profitability and overall financial performance. This vulnerability to interest rate fluctuations represents a weakness that should be strategically managed.

Opportunities

Arrow Financial Corp has the opportunity to expand its operations into new geographic markets. By targeting untapped regions, the company can diversify its revenues, mitigate risks associated with a single market, and benefit from potential customer demand and growth in these new areas.

The financial industry is rapidly evolving with technological advancements. Arrow Financial Corp can seize this opportunity by investing in innovative solutions, digital banking platforms, and enhanced customer experiences. Embracing technology can lead to improved operational efficiency, cost savings, and a competitive edge in the market.

Threats

Arrow Financial Corp operates in a highly competitive market where other financial institutions vie for the same customer base. The intense competition could result in pricing pressures, reduced profitability, and the potential loss of market share. Staying ahead in such a competitive landscape requires continuous innovation, exceptional customer service, and building sustainable competitive advantages.

As a financial institution, Arrow Financial Corp faces regulatory and compliance risks. The industry is subject to numerous laws, regulations, and oversight, which may evolve or become more stringent over time. Non-compliance or failure to adapt to regulatory changes can lead to penalties, reputational damage, or even restrictions on business operations.

Arrow Financial Employees

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Arrow Financial Employees
Details
Date
Arrow Financial Employees
Jan 1, 2018
- Employees
Jan 1, 2019
- Employees
Jan 1, 2020
- Employees
Jan 1, 2021
- Employees
Jan 1, 2022
- Employees
Jan 1, 2023
- Employees
Jan 1, 2024
- Employees
Jan 1, 2025
- Employees

Arrow Financial Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

Arrow Financial historical P/E ratio, EBIT multiple, and P/S ratio

Arrow Financial annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Arrow Financial shares outstanding

The number of shares of Arrow Financial was 16.41 M in 2025. This indicates how many shares Arrow Financial is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Number of stocks
Details
Date
Number of stocks
Jan 1, 2020
16.46 M Stocks
Jan 1, 2021
16.56 M Stocks
Jan 1, 2022
16.59 M Stocks
Jan 1, 2023
17.00 M Stocks
Jan 1, 2024
16.74 M Stocks
Jan 1, 2025
16.41 M Stocks
Jan 1, 2026 (e)
16.41 M Stocks
Jan 1, 2027 (e)
16.41 M Stocks

Arrow Financial stock splits

In Arrow Financial's history, there have been no stock splits.

Arrow Financial Dividend History

36 years of dividend payments · 2 consecutive increases

YearAnnual DividendYoY ChangePayments
20260.60USDYTD
Feb 11, 20260.30USD 3.4%1/2
May 12, 20260.30USD 0.0%2/2
20251.14USD 4.6%
Feb 10, 20250.28USD 0.0%1/4
May 13, 20250.28USD 0.0%2/4
Aug 11, 20250.29USD 3.6%3/4
Nov 12, 20250.29USD 0.0%4/4
20241.09USD 0.9%
20231.08USD 0.0%
20221.08USD 3.8%
20211.04USD 0.0%
20201.04USD 0.0%
20191.04USD 2.0%
20181.02USD 2.0%
20171.00USD 0.0%

Arrow Financial dividend history and estimates

In 2025, Arrow Financial paid a dividend amounting to 1.14 USD. Dividend means that Arrow Financial distributes a portion of its profits to its owners.
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Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2020
1.04 USD
0.00 USD
Jan 1, 2021
1.04 USD
0.00 USD
Jan 1, 2022
1.08 USD
0.00 USD
Jan 1, 2023
1.08 USD
0.00 USD
Jan 1, 2024
1.09 USD
0.00 USD
Jan 1, 2025
1.14 USD
0.00 USD
Jan 1, 2026 (e)
0.60 USD
0.60 USD
Jan 1, 2027 (e)
0.00 USD
1.23 USD

Arrow Financial dividend payout ratio

In 2025, Arrow Financial had a payout ratio of 42.57%. The payout ratio indicates the percentage of the company's profits that Arrow Financial distributes as dividends.
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Payout ratio
Details
Date
Payout ratio
Jan 1, 2020
40.71 %
Jan 1, 2021
33.53 %
Jan 1, 2022
35.91 %
Jan 1, 2023
61.06 %
Jan 1, 2024
61.41 %
Jan 1, 2025
42.57 %
Jan 1, 2026 (e)
32.58 %
Jan 1, 2027 (e)
28.37 %

Current Arrow Financial forecasts and price targets in August 2026

Analyst Price Targets 2026
Δ MOM Price Target
2.99 %
Buy
85.71 % (6)
Hold
14.29 % (1)
Sell
0.00 % (0)
12M Price Target
35.19
Last Price
39.94
Currency
USD
12M Return Potential
-11.89 %
LTM Return
0 %

Arrow Financial Analyst Rating Actions

DateFirmActionRating
7/28/2026
Piper Sandler
Piper Sandler
MaintainedOverweight
5/5/2025
Piper Sandler
Piper Sandler
MaintainedNeutral
2/4/2025
Piper Sandler
Piper Sandler
MaintainedNeutral
9/28/2020
Piper Sandler
Piper Sandler
MaintainedNeutral

Arrow Financial Earnings Estimates

DateEPS estimateRevenue EstimateQuarterly report
7/23/20260.54USD46.42 MUSD2026 Q2
4/28/20260.81USD44.68 MUSD2026 Q1
1/29/20260.83USD44.27 MUSD2025 Q4
1/28/20260.83USD44.27 MUSD2025 Q4
1/29/20240.50USD35.46 MUSD2023 Q4
7/25/20230.86USD40.57 MUSD2023 Q2
4/24/20230.82USD39.74 MUSD2023 Q1
1/25/20230.82USD39.68 MUSD2022 Q4
10/27/20220.69USD37.35 MUSD2022 Q3
7/27/20220.70USD35.78 MUSD2022 Q2
...

EESG©

Eulerpool ESG Scorecard© for the Arrow Financial stock

19/100
5
Environment
30
Social
23
Governance
E

Environment

20
Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Arrow Financial shareholder structure

% Name
11.29077%
Glens Falls National Bank & Trust Company
Glens Falls National Bank & Trust Company
0.74272%
Voya Investment Management LLC
Voya Investment Management LLC
0.35218%
Kruczlnicki (David G)
Kruczlnicki (David G)
0.34872%
The Trust Company of Vermont
The Trust Company of Vermont
0.26358%
Miller (Elizabeth A)
Miller (Elizabeth A)
0.21770%
Dimensional Fund Advisors, Ltd.
Dimensional Fund Advisors, Ltd.

Arrow Financial Beneficial Ownership Filings (SEC 13D/G)

Free Float
85.9%
Float Shares
-
Shares Outstanding
-
StakeHolderFiling
5.36%
BlackRock for purposes of Schedule 13G filings.
BlackRock for purposes of Schedule 13G filings.
SEC ↗
4.44%
The Vanguard Group - 23-1945930
The Vanguard Group - 23-1945930
SEC ↗
3.63%
BARCLAYS GLOBAL INVESTORS, NA.
BARCLAYS GLOBAL INVESTORS, NA.
SEC ↗

Arrow Financial Executives and Management Board

DD

Mr. David Demarco

(63)

President, Chief Executive Officer, Director · since 2009

Compensation1.23 M USD
PI

Mr. Penko Ivanov

(56)

Chief Financial Officer, Senior Executive Vice President, Chief Accounting Officer, Treasurer

Compensation659,821.00 USD
DK

Mr. David Kaiser

(64)

Senior Executive Vice President, Chief Credit Officer

Compensation634,945.00 USD
AW

Mr. Andrew Wise

(58)

Senior Executive Vice President, Chief Risk Officer

Compensation625,129.00 USD
MY

Mr. Marc Yrsha

(46)

Senior Executive Vice President, Chief Banking Officer

Compensation537,191.00 USD

Frequently asked questions about Arrow Financial

Arrow Financial Corp is a financial holding company that primarily operates through its subsidiary, Glens Falls National Bank and Trust Company. The company focuses on providing a wide range of banking and financial services to individuals and businesses in its local communities. With a strong emphasis on personalized customer service, Arrow Financial Corp offers traditional banking products such as checking and savings accounts, loans, mortgages, and wealth management services. Through its dedicated team and robust network, Arrow Financial Corp strives to be a trusted partner for its customers, helping them achieve their financial goals and fostering economic growth in the areas it serves.