Arrow Financial

Arrow Financial ROE

The Return on Equity (ROE) of Arrow Financial (AROW) as of Nov 4, 2026 is 10.18 %. In the previous year, Return on Equity (ROE) was 7.41 % — a change of 37.34% (higher).

ROE

10.18 %

YoY

37.34%

Last updated:

In 2025, Arrow Financial's return on equity (ROE) was 10.18 %, a 37.34% increase from the 7.41 % ROE in the previous year.

The Arrow Financial ROE history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROE
Date
ROE
Jan 1, 2018
13.46 USD
Jan 1, 2019
12.42 USD
Jan 1, 2020
12.21 USD
Jan 1, 2021
13.43 USD
Jan 1, 2022
13.80 USD
Jan 1, 2023
7.92 USD
Jan 1, 2024
7.41 USD
Jan 1, 2025
10.18 USD
The Arrow Financial ROE history
YEARROEYoY
10.18 %+37.34%
7.41 %-6.42%
7.92 %-42.63%
13.80 %+2.76%
13.43 %+10.01%
12.21 %-1.70%
12.42 %-7.71%
13.46 %+14.54%
11.75 %+3.11%
11.40 %-1.13%
11.53 %-0.86%
11.63 %—

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Arrow Financial Stock analysis

What does Arrow Financial do? Arrow Financial Corp is a US company that was founded in 1851 in Glens Falls, New York. It is a financial services provider with a diversified portfolio of products and services tailored to the needs of customers in various fields. The business model of Arrow Financial Corp is based on long-term relationships with customers and a conservative and risk-conscious business strategy. The goal is to offer financial products tailored to the specific requirements of customers and to provide comprehensive advice to ensure that customers receive the best possible solution. The various divisions of Arrow Financial Corp are tailored to different customer needs. Arrow Bank is a regional bank with branches in New York and Vermont. It offers a comprehensive range of banking and financial services, including deposit accounts, loans, mortgages, investment and insurance products, and asset management services. The wealth management division of Arrow Financial Corp offers comprehensive financial planning services, asset management, and investment management services. Wealth management is aimed at individuals and families seeking secure and profitable investments and relying on active asset management. The Arrow Financial Services division also offers real estate services, including buying and selling real estate, brokering lease agreements, and managing condominiums and multi-family homes. These services are targeted at individuals and businesses active in the real estate industry or seeking investment opportunities. Arrow Financial Corp also offers a diverse range of insurance products, including life insurance, long-term care insurance, health insurance, and liability insurance. The insurance products are aimed at individuals and families looking to minimize their financial risks. Overall, Arrow Financial Corp aims to expand its range of products and services and be tailored to the needs of its customers. The company follows a conservative business model and a risk-conscious business strategy to maintain the trust of its customers and build long-term relationships. Arrow Financial is one of the most popular companies on Eulerpool.

ROE Details

Decoding Arrow Financial's Return on Equity (ROE)

Arrow Financial's Return on Equity (ROE) is a fundamental metric evaluating the company's profitability relative to its equity. Calculated by dividing net income by shareholder's equity, ROE illustrates how effectively the company is generating profits from shareholders’ investments. A higher ROE represents enhanced efficiency and profitability.

Year-to-Year Comparison

Analyzing Arrow Financial's ROE on a yearly basis aids in tracking its profitability trends and financial performance. An increasing ROE suggests enhanced profitability and value generation for shareholders, whereas a declining ROE may indicate issues in profit generation or equity management.

Impact on Investments

Arrow Financial's ROE is instrumental for investors assessing the company's profitability, efficiency, and investment attractiveness. A robust ROE indicates the firm’s adeptness at converting equity investments into profits, thereby enhancing its appeal to potential and current investors.

Interpreting ROE Fluctuations

Changes in Arrow Financial’s ROE can emanate from variations in net income, equity capital, or both. These fluctuations are scrutinized to evaluate management’s effectiveness, financial strategies, and the inherent risks and opportunities, aiding investors in making informed decisions.

Frequently Asked Questions about Arrow Financial stock

Return on Equity (ROE) of Arrow Financial is 10.18 % in 2025.

Return on Equity (ROE) of Arrow Financial changed from 7.41 % to 10.18 %, representing a 37.34% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Return on Equity (ROE) Arrow Financial since 2006 – with annual values, charts, and detailed analysis.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Equity (ROE)'s Arrow Financial with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Equity (ROE)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Equity (ROE).

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Profitability — Arrow Financial

ROEROAROCEROICAsset TurnoverInventory TurnoverReceivables TurnoverDays Sales OutstandingDays Inventory OutstandingDays Payable OutstandingCash Conversion CycleCROICGross Profit/AssetsFixed Asset TurnoverEquity TurnoverWorking Capital TurnoverPayables TurnoverCapital IntensityReceivables/RevenueInventory/RevenueEBIT/Assets

All Key Metrics — Arrow Financial