TransUnion (TRU) Stock Price

TransUnion Price

NYSE·CLOSED
61.96
​
Market closed

Revenue has compounded at 11.3% per year over the past 14 years to 4.58 B USD. Earnings per share have grown at 3.9% per year over the last 14 years. TransUnion's net margin stands at 10.0%, down from 47.0% several years earlier. TransUnion currently offers a dividend yield of about 0.93%. The payout ratio is around 25% of earnings. The dividend has grown at 14.3% per year over the past 7 years. Analysts set a median price target of 98.00 USD, implying 58.2% above the current price. Of 26 analysts, 20 rate the stock a buy — an overall Buy consensus.

TransUnion stock price

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TransUnion business model & stock analysis

TransUnion is a global company based in Chicago, USA. It was founded in 1968 and is one of the oldest and largest companies in the analytics industry. TransUnion's business model focuses on the acquisition and processing of data. It collects and processes a variety of data from various sources such as public databases, credit databases, banks and financial institutions, telecommunications companies, or social media. The company uses this data to enable companies, governments, and consumers to make informed decisions. The company is divided into three main business areas: Credit Reporting, Solutions, and Global Markets. The first area, Credit Reporting, is the core of the company. This involves the traditional credit bureau function, where TransUnion provides credit reports and scores for consumers. The company collects and analyzes consumer data and provides it to lenders and other financial institutions to determine their creditworthiness. The second division is Solutions. In this area, TransUnion offers a wide range of solutions. This includes data analytics, risk management tools and consultations. Companies can optimize their business processes and strategies by making informed decisions based on the data. Under the Global Markets segment, the company offers global data solutions to its customers, mainly multinational companies and governments. This includes the provision of international credit databases, identity verification, and scoring models in many countries. TransUnion also offers products that specialize in specific industries. For example, the company has a department specifically focused on the automotive industry, primarily offering financial and credit products. Another example is the insurance sector, where TransUnion offers companies credit scores and risk assessments. In general, the company offers its services and products in more than 30 countries worldwide and serves a variety of industries. Particularly in the credit reporting field, TransUnion is one of the largest companies operating in this area. The company processes, collects, and analyzes billions of data points, providing informed decisions and recommendations based on the collected data. In today's world, data analysis can help many companies make informed decisions and take advantage of opportunities arising from the connectivity of millions of devices. TransUnion specializes in providing such solutions and will continue to support a variety of companies on different continents in the future.

Frequently asked questions about TransUnion

TransUnion is a reputable company operating in the financial sector. Its business model revolves around providing information and risk management solutions to various businesses and consumers. TransUnion collects and aggregates data from multiple sources, including credit histories, public records, and more, to generate credit reports and scores. These valuable insights enable businesses, such as lenders and insurance providers, to make informed decisions regarding creditworthiness and risk assessment. Additionally, TransUnion offers services like identity verification, fraud prevention, and marketing solutions. Its comprehensive data and advanced analytics help businesses mitigate risks and enhance customer relationships. TransUnion's business model emphasizes the value and significance of accurate and reliable information in today's financial landscape.

TransUnion is primarily active in the credit reporting industry. As a global information and insights company, TransUnion offers credit and data management solutions to various sectors including financial services, healthcare, insurance, retail, and telecommunications. With its robust data analytics capabilities and extensive consumer credit information, TransUnion provides valuable insights that help businesses make informed decisions. As a leader in the industry, TransUnion leverages its expertise to assist clients in managing risk, increasing efficiency, and identifying growth opportunities across diverse industries.

Experian and Equifax are the main competitors of TransUnion in the market.

TransUnion, a leading global information and insights company, has a rich history and background. Established in 1968, TransUnion has emerged as a trusted provider of credit information and risk management solutions. The company specializes in credit reporting, credit scoring, and data analytics to help businesses and consumers make informed decisions. With a wide range of products and services, TransUnion aids in managing credit risk, preventing fraud, targeting marketing efforts, and streamlining operations. Through continuous innovation and strategic acquisitions, TransUnion has expanded its global presence and established itself as a reliable partner in the ever-evolving world of information and insights.

TransUnion, a leading global information and insights company, has achieved several significant milestones throughout its history. The company has successfully transformed from a credit bureau to a trusted provider of data and analytics solutions. TransUnion expanded its global footprint and established a strong presence in over 30 countries. It has consistently focused on innovation, launching advanced technologies and predictive analytics tools to empower businesses with actionable insights. The acquisition of several notable companies has also contributed to TransUnion's growth and diversified offerings. With a commitment to information security and data privacy, TransUnion continues to lead the industry by delivering reliable, accurate, and comprehensive solutions to its customers worldwide.

TransUnion is primarily present in various countries and regions worldwide. Some of the key regions where TransUnion operates include North America, Latin America, Africa, Asia Pacific, and Europe. With its global presence, TransUnion offers data and information solutions to individuals and businesses across different industries. From credit reporting and risk management to fraud detection and identity verification, TransUnion's services span diverse markets and geographies. As a leading information and insights company, TransUnion aims to empower its clients with valuable data-driven solutions to make informed decisions and drive growth.

TransUnion is a leading global information and insights company that creates trusted solutions for businesses and consumers. The company is committed to providing innovative solutions to help businesses make more informed decisions and individuals access opportunities. TransUnion believes in putting customers at the heart of its operations, continuously striving for excellence, and maintaining the highest standards of integrity and accountability. With its comprehensive data assets and advanced analytics, TransUnion empowers businesses to effectively manage risk, better understand customers, and drive growth. Working towards a future of trust and opportunity, TransUnion remains driven by its mission to help people and businesses thrive in a data-driven world.

Analysts currently set an average price target of 94.90 USD for the TransUnion stock (median: 98.00 USD), implying +49.6 % versus the latest price. The consensus is based on 26 analyst ratings.

26 analysts currently rate the TransUnion stock: 20 recommend buying, 6 holding and 0 selling. For 2026, analysts expect TransUnion to generate revenue of 5.17 B USD and earnings per share of 4.83 USD.

Converted at the current exchange rate, the TransUnion share trades at 55.07 EUR (61.96 USD).

The TransUnion share (TRU) is listed on 6 stock exchanges, including: NYSE (TRU), SIX (Zürich) (1TU.SW), XETRA (1TU.DE), Frankfurt (1TU.F), München (1TU.MU), Düsseldorf (1TU.DU).

TransUnion is a leading provider of information solutions in the areas of credit, identity, and risk management. The company serves customers such as banks, credit card companies, landlords, employers, and insurance companies with a wide portfolio of products and services. TransUnion's core business areas are Credit Reporting, Decision Services, and Marketing Services. In the Credit Reporting segment, the company collects and analyzes data from borrowers and creates credit reports that are used by lenders for decision-making. The company also offers credit monitoring services that allow consumers to monitor changes to their credit reports. TransUnion's Decision Services department offers solutions for fraud prevention, identity management, customer retention, and risk assessment. For example, landlords can use TransUnion products to check the creditworthiness of tenants in order to minimize the risk of payment defaults. Supported by machine learning and artificial intelligence (AI), TransUnion's products and services always incorporate the latest and most innovative technologies. TransUnion's Marketing Services help companies with targeted marketing campaigns. With the goal of increasing revenue and customer satisfaction, the company uses consumer data to create accurate target group analyses. This allows companies to tailor their advertising messages to the needs and interests of their customers. The products offered by TransUnion include credit and identity theft protection, score-based marketing, credit risk management, financial data analysis, and fraud prevention. TransUnion's product range includes all the factors that companies need to mitigate risks and highlight their core competencies. Another important aspect of TransUnion's business model is collaboration with other companies in the credit, identity, and risk management industry. For example, the company works with credit bureaus, financial institutions, and government agencies to ensure that consumer data is securely stored and protected from identity theft and fraud. Overall, TransUnion's business model is focused on providing solutions that help companies make more informed decisions and minimize risks. The company relies on the use of advanced technologies such as machine learning and AI and is constantly developing its existing products and solutions. With its innovative solutions and comprehensive data portfolio, TransUnion is now one of the leading providers of information and analytics platforms in the market.

The expected revenue of TransUnion is 5.17 B USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of TransUnion is 941.60 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of TransUnion is currently 12.82. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the TransUnion stock.

The price-to-sales ratio (P/S) of TransUnion is currently 2.34. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the TransUnion stock.

The Eulerpool Quality Score for TransUnion is 6/10.

The ISIN of TransUnion is US89400J1079. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of TransUnion is A14TUX. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of TransUnion is TRU. The ticker symbol is used to trade TransUnion shares on the stock exchange.

Fair ValueTerminal
53.29 USD
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Professional Services
Number of shares
Employees
Revenue per Employee
338,985.19 USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Currency
USD
Initial public offering
Jun 25, 2015
ISIN
US89400J1079
Cusip
89400J107
Sedol
BYMWL86
Market capitalization
12.03 B USDLarge Cap
52-Week Range
Revenue growth (10Y) > 5%
Revenue growth (3Y) > 5 %
EBIT growth (10Y) > 5%
EBIT growth (3Y) > 5 %
Net debt < 4x EBIT
Profitable since 10Y+
EBIT Drawdown (10Y) < 50%
Return on Equity (ROE) > 15%
ROCE > 15%
Return Expectation > 10%
PEG
2.90
P/E ratio
P/Ee 2026
12.78
P/Ee 2027
11.05
P/Ee 2028
9.55
P/Ee 2029
8.43
P/Ee 2030
8.25
P/S
P/Se
2.34
EV/EBIT
17.99
P/B Ratio
2.71
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
4.77 %
Gross Margin
59.09 %
EBIT Margin
18.74 %
Net Margin
9.95 %
EPS (Earnings Per Share)
2.34 USD
Net Debt / EBIT
3.96
Debt/Equity
1.15
Dividend
Dividend yield
0.93 %
Est. Dividend Yield
0.81 %
Payout Ratio
24.61 %
Dividend growth Ø5Y
9.82 %
Dividend payments per year
5
Dividend paid since
8 years
Dividend not reduced since
8 years
Dividend increased since
1 year
Dividend withholding tax
30.00 %
Last updated Oct 4, 2026, 7:43 AM

TransUnion Ticker

DÜSSELDORF · 1TU.DUFRANKFURT · 1TU.FMUNICH · 1TU.MUNEW YORK · TRUSIX · 1TU.SWXETRA · 1TU.DE

TransUnion FIGI

TRU:US · BBG002Q7J5Z1TRU:UA · BBG008FCB131TRU:UC · BBG008FCB159TRU:UN · BBG008FCB177TRU:UP · BBG008FCB186TRU:UB · BBG008FCB1C1TRU:UT · BBG008FCB1D0TRU:UM · BBG008FCB1F8TRU:UX · BBG008FCB1H6TRU:UD · BBG008FCB1Q6TRU:UF · BBG008FCB1V0TRU:VY · BBG008FCB1W9