Town Center Bank

Town Center Bank Net Margin

The Net Profit Margin of Town Center Bank (TCNB) as of Oct 29, 2026 is 21.97 %. In the previous year, Net Profit Margin was 21.76 % — a change of 0.98% (higher).

Net Margin

21.97 %

YoY

0.98%

Last updated:

Net Profit Margin of Town Center Bank is 2025 21.97 % . Net Profit Margin of Town Center Bank was 2024 21.76 % . It decreases by 0.98% higher compared to the previous year.

Town Center Bank's net margin stands at 22.0%, down from 24.4% several years earlier.

The Town Center Bank Net Margin history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Net Margin
Date
Net Margin
Jan 1, 2018
42.08 USD
Jan 1, 2019
54.50 USD
Jan 1, 2020
14.17 USD
Jan 1, 2021
24.43 USD
Jan 1, 2022
4.67 USD
Jan 1, 2023
17.43 USD
Jan 1, 2024
21.76 USD
Jan 1, 2025
21.97 USD
The Town Center Bank Net Margin history
YEARNet MarginYoY
21.97 %+0.98%
21.76 %+24.82%
17.43 %+272.91%
4.67 %-80.86%
24.43 %+72.36%
14.17 %-74.00%
54.50 %+29.52%
42.08 %+972.27%
3.92 %-80.05%
19.67 %+970.60%
1.84 %-78.84%
8.69 %—

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Town Center Bank Stock analysis

What does Town Center Bank do? Town Center Bank generates revenue through its primary deposit and lending products, including checking, savings, term certificate accounts, and residential mortgage, commercial, commercial real estate, construction, land development, and consumer loans. Personal banking services such as personal loans, personal credit cards, and Xpress deposit contribute to income, while business banking services like business loans, business credit cards, and remote deposit capture drive additional revenue. The bank serves individual customers and small to medium-sized businesses in Frankfort and New Lenox, Illinois, with online and mobile banking features enhancing customer engagement and transaction volume. The bank's revenue streams are derived from interest on loans, fees from deposit products, and service charges on credit cards and online banking features. Personal deposit products and business deposit products form the core of its deposit base, while residential mortgage and commercial real estate loans represent significant lending segments. Online and mobile banking services facilitate recurring transactions, increasing customer retention and cross-selling opportunities for additional financial products. Town Center Bank's business model focuses on local market penetration in Frankfort and New Lenox, Illinois, where it offers tailored personal and business banking solutions. The company monetizes its services through a combination of interest income from loans, deposit-related fees, and transaction-based charges on credit cards and digital banking tools, ensuring steady revenue from both individual and business clients within its geographic footprint. Town Center Bank is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Town Center Bank stock

Net Profit Margin of Town Center Bank is 21.97 % in 2025.

Net Profit Margin of Town Center Bank changed from 21.76 % to 21.97 %, representing a 0.98% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Net Profit Margin Town Center Bank since 2006 – with annual values, charts, and detailed analysis.

Net Margin measures the percentage of revenue that becomes net profit after all expenses. It is the ultimate measure of a company's profitability.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Net Profit Margin's Town Center Bank with sector peers and the industry average to assess whether it is attractive.

To evaluate Net Profit Margin's, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Net Profit Margin.

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Margins — Town Center Bank

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