Suruga Bank (8358.T) Stock Price
Suruga Bank Price
Revenue at Suruga Bank has contracted by 0.9% per year over the past 19 years to 80.18 B JPY. Earnings per share have grown at 3.6% per year over the last 19 years. Suruga Bank's net margin stands at 25.2%, up from 22.2% several years earlier. Suruga Bank currently offers a dividend yield of about 1.30%. The payout ratio is around 34% of earnings. The dividend has grown at 6.5% per year over the past 19 years. Analysts set a median price target of 1,785.00 JPY, implying 36.6% below the current price. Of 8 analysts, 4 rate the stock a buy — an overall Buy consensus. The stock trades about 94% above its 52-week low.
Suruga Bank stock price
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Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of Suruga Bank over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Suruga Bank stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Suruga Bank's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | Suruga Bank Price |
|---|---|
| 9/11/2026 | 2,817.00 JPY |
| 9/10/2026 | 2,805.00 JPY |
| 9/9/2026 | 2,839.00 JPY |
| 9/8/2026 | 2,908.00 JPY |
| 9/7/2026 | 2,988.00 JPY |
| 9/4/2026 | 2,937.00 JPY |
| 9/3/2026 | 2,986.00 JPY |
| 9/2/2026 | 2,927.00 JPY |
| 9/1/2026 | 2,984.00 JPY |
| 8/31/2026 | 2,985.00 JPY |
| 8/28/2026 | 2,987.00 JPY |
| 8/27/2026 | 2,979.00 JPY |
| 8/26/2026 | 2,946.00 JPY |
| 8/25/2026 | 2,909.00 JPY |
| 8/24/2026 | 2,849.00 JPY |
| 8/21/2026 | 2,870.00 JPY |
| 8/20/2026 | 2,807.00 JPY |
| 8/19/2026 | 2,829.00 JPY |
| 8/18/2026 | 2,943.00 JPY |
| 8/17/2026 | 2,911.00 JPY |
| 8/14/2026 | 2,897.00 JPY |
| 8/13/2026 | 2,880.00 JPY |
| 8/12/2026 | 2,730.00 JPY |
| 8/10/2026 | 2,702.00 JPY |
| 8/7/2026 | 2,735.00 JPY |
| 8/6/2026 | 2,790.00 JPY |
| 8/5/2026 | 2,687.00 JPY |
| 8/4/2026 | 2,627.00 JPY |
| 8/3/2026 | 2,557.00 JPY |
| 7/31/2026 | 2,616.00 JPY |
Suruga Bank Revenue, Pre-Provision Profit, Net Income
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Suruga Bank Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEB JPY |
|---|
| REVENUE GROWTH% |
| Net Interest IncomeB JPY |
| Non-Interest IncomeB JPY |
| Loan Loss ProvisionsB JPY |
| Pre-Provision Profit (PPOP)B JPY |
| NET INCOMEB JPY |
| NET INCOME GROWTH% |
| DIVIDENDDIV.JPY |
| DIVIDEND GROWTHDIV. GROWTH% |
| SHARESM |
| 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026e | 2027e | 2028e | 2029e | 2030e |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 128.52 | 138.53 | 145.66 | 154.55 | 140.96 | 116.22 | 98.29 | 87.11 | 85.20 | 80.80 | 82.73 | 91.00 | 102.55 | 109.25 | 114.40 | 122.80 |
| 9.12 | 7.80 | 5.14 | 6.10 | -8.79 | -17.56 | -15.43 | -11.37 | -2.20 | -5.16 | 2.39 | 10.00 | 12.69 | 6.53 | 4.71 | 7.34 |
| 105.42 | 113.97 | 120.43 | 127.08 | 109.87 | 92.44 | 81.60 | 73.54 | 67.18 | 65.13 | 65.87 | – | – | – | – | – |
| 19.06 | 19.88 | 20.94 | 23.80 | 29.06 | 22.20 | 15.13 | 12.08 | 16.63 | 14.51 | 14.30 | – | – | – | – | – |
| 1.19 | 4.70 | 7.12 | 64.69 | 137.72 | 1.65 | 6.21 | 14.87 | -2.57 | -2.38 | -2.24 | – | – | – | – | – |
| 53.55 | 60.61 | 67.17 | 74.80 | 62.67 | 33.51 | 28.99 | 23.93 | 9.47 | 17.10 | 22.47 | – | – | – | – | – |
| 32.89 | 36.72 | 42.63 | 6.99 | -97.15 | 25.32 | 21.43 | 7.96 | 10.58 | 15.38 | 20.18 | 32.68 | 42.62 | 47.51 | 47.19 | 49.07 |
| 19.14 | 11.63 | 16.10 | -83.61 | -1,490.18 | -126.07 | -15.36 | -62.86 | 32.86 | 45.38 | 31.23 | 61.98 | 30.40 | 11.49 | -0.69 | 3.98 |
| 20.00 | 20.50 | 21.50 | 10.50 | 21.00 | 5.00 | 10.00 | 10.00 | 12.00 | 28.50 | 36.50 | 58.50 | 70.20 | 84.24 | – | – |
| 11.11 | 2.50 | 4.88 | -51.16 | 100.00 | -76.19 | 100.00 | – | 20.00 | 137.50 | 28.07 | 60.27 | 20.00 | 20.00 | – | – |
| 237.00 | 235.00 | 232.00 | 232.00 | 232.00 | 232.00 | 232.00 | 229.20 | 188.35 | 203.79 | 188.84 | 188.84 | 188.84 | 188.84 | 188.84 | 188.84 |
Details
Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales Suruga Bank generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Suruga Bank retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Suruga Bank's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares Suruga Bank has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Suruga Bank's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
Suruga Bank stock margins
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Suruga Bank Revenue per Share, Earnings per Share
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Suruga Bank business model & stock analysis
Suruga Bank SWOT Analysis
Strengths
- Established reputation: Suruga Bank Ltd is a well-known and respected financial institution with a long history.
- Diverse range of financial products: The bank offers a wide range of products and services, catering to various customer needs.
- Strong customer base: Suruga Bank has a loyal customer base due to its quality services and customer-centric approach.
- Financial stability: The bank maintains a strong financial position, ensuring trust and confidence among stakeholders.
Weaknesses
- Limited international presence: Suruga Bank has primarily focused on domestic operations, resulting in limited global exposure.
- Reliance on traditional banking: The bank's dependence on traditional banking methods may hinder its ability to adapt to evolving digital trends.
- Competition from larger banks: Suruga Bank faces intense competition from larger banks that possess greater resources and market share.
- Regulatory challenges: Like other financial institutions, Suruga Bank is subject to regulatory compliance, which may impede rapid innovation and expansion.
Opportunities
- Expansion into new markets: Suruga Bank can explore opportunities to expand its operations beyond its current geographical reach.
- Digital transformation: Investing in digital technologies can enhance operational efficiency, improve customer experience, and reach untapped markets.
- Strategic partnerships: Collaborations with fintech companies or other financial institutions can enable Suruga Bank to leverage innovative solutions and broaden its service portfolio.
- Green banking initiatives: Adopting sustainable practices and offering eco-friendly financial products can attract environmentally conscious customers.
Threats
- Economic instability: Suruga Bank is susceptible to fluctuations in the economy, which can impact loan defaults, investment performance, and overall profitability.
- Changing customer preferences: Shifts in customer behavior and expectations require Suruga Bank to continuously adapt its products and services to remain competitive.
- Cybersecurity risks: The bank faces the constant threat of cyberattacks, data breaches, and fraud, necessitating robust security measures.
- Regulatory changes: Changes in banking regulations and compliance requirements can increase operational costs and disrupt business practices.
Suruga Bank Eulerpool Fair Value
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Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
Suruga Bank historical P/E ratio, EBIT multiple, and P/S ratio
Suruga Bank annual returns
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Annual Return
ⓘWhat This Chart Shows
This chart breaks down Suruga Bank's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in Suruga Bank's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare Suruga Bank's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
Suruga Bank shares outstanding
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Suruga Bank stock splits
Since 1990, a total of 1.05 shares have been converted from one Suruga Bank share.
Suruga Bank Dividend History
37 years of dividend payments · 4 consecutive increases
Suruga Bank dividend history and estimates
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Suruga Bank dividend payout ratio
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Current Suruga Bank forecasts and price targets in September 2026
Analyst Price Targets 2026Suruga Bank Earnings Estimates & Surprises
| Date | EPS estimate | EPS Actual | Revenue Estimate | Price reaction | Quarterly report |
|---|---|---|---|---|---|
| 5/10/2024 | 5.07JPY | - | -JPY | - | 2024 Q4 |
| 2/7/2024 | 8.82JPY | - | -JPY | - | 2024 Q3 |
| 8/10/2022 | 5.09JPY | 21.56JPY | -JPY | - | 2023 Q1 |
| 5/13/2022 | 10.47JPY | -7.32JPY | -JPY | - | 2022 Q4 |
| 2/12/2021 | -5.35JPY | 16.99JPY | 19.81 BJPY | - | 2021 Q3 |
| 11/13/2020 | 3.26JPY | 21.47JPY | 20.84 BJPY | - | 2021 Q2 |
| 8/14/2020 | 4.49JPY | 2.19JPY | 21.16 BJPY | - | 2021 Q1 |
| 5/14/2020 | 36.02JPY | 25.34JPY | 21.79 BJPY | - | 2020 Q4 |
| 2/14/2020 | 11.41JPY | 15.03JPY | 22.82 BJPY | - | 2020 Q3 |
| 11/14/2019 | 7.50JPY | 52.35JPY | 20.64 BJPY | - | 2020 Q2 |
EESG©
Eulerpool ESG Scorecard© for the Suruga Bank stock
EEnvironment
Environment
SSocial
Social
GGovernance (Corporate Governance)
Governance (Corporate Governance)
The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.
Suruga Bank shareholder structure
| % | Name |
|---|---|
14.93401% | |
2.01883% | |
1.98921% | |
1.72353% | |
1.35789% | |
1.05204% |
Suruga Bank Beneficial Ownership Filings (SEC 13D/G)
Suruga Bank Executives and Management Board
25 members · avg. age 61 · 4 % women
Management
Mr. Kosuke Kato (58)
President, Representative Director · since 2020
Mr. Tomoaki Tsutsumi (57)
Chief Compliance Officer, Senior Managing Executive Officer, Chief Director of Examination, Director · since 2017
Mr. Tomoki Toya (58)
Senior Managing Executive Officer, Chief Director of Community Bank, Representative Director · since 2019
Mr. Takeshi Miyajima (58)
Managing Executive Officer, Chief Director of IT & Operations, Director · since 2016
Mr. Fujio Sato
Managing Executive Officer, Chief Director of General Planning
Mr. Hiroyasu Asada
Executive Officer, Manager of Community Bank Kanagawa Community
Board of Directors
Mr. Tatsuya Akita (61)
Director · since 2011
Mr. Naoki Takahashi (73)
Director
Mr. Yoriyuki Kusaki (66)
Independent Director
Mr. Yoichi Namekata (55)
Independent Director
Ms. Emi Noge (54)
Independent Director
Mr. Yukiteru Yamamoto (71)
Independent Director
Frequently asked questions about Suruga Bank
The business model of Suruga Bank Ltd focuses on providing various banking services to individuals and businesses. As a financial institution, Suruga Bank offers a range of products including savings accounts, loans, credit cards, and investment services. The company aims to support its customers' financial needs by offering tailored solutions and competitive rates. With its customer-centric approach and commitment to innovation, Suruga Bank strives to enhance customer satisfaction and strengthen its presence in the banking industry.
Suruga Bank Ltd is primarily active in the financial industry, specifically in banking and financial services.
The main competitors of Suruga Bank Ltd in the market include major Japanese banks such as Mitsubishi UFJ Financial Group (MUFG), Mizuho Financial Group, and Sumitomo Mitsui Financial Group (SMFG). These financial institutions compete with Suruga Bank Ltd in various banking services including retail banking, corporate banking, and other financial products and services. By continuously monitoring the market and evaluating the competition, Suruga Bank Ltd strives to maintain its position and deliver unique value to its customers.
Suruga Bank Ltd is a Japanese banking institution with a rich history and significant background. Established in 1896, the bank has been catering to the financial needs of individuals and businesses in Japan for over a century. With its headquarters in Numazu City, Shizuoka Prefecture, Suruga Bank has grown to become one of the leading regional banks in Japan. The bank offers a wide array of financial services, including retail banking, corporate banking, and asset management. Suruga Bank's commitment to providing exceptional customer service and innovative banking solutions has fostered trust and loyalty among its clients. Over the years, Suruga Bank Ltd has solidified its position as a reputable and reliable banking partner in Japan's financial landscape.
Suruga Bank Ltd has achieved significant milestones throughout its history. Established in 1828, the company has grown to become one of Japan's leading regional banks. Suruga Bank expanded its operations by acquiring other financial institutions and establishing strategic partnerships. It successfully listed on the Tokyo Stock Exchange in 1998, further enhancing its credibility and visibility in the market. The bank has also prioritized customer satisfaction, recognized through numerous awards and accolades over the years. Suruga Bank's commitment to innovation and solid financial performance has allowed it to serve as a trusted financial partner for individuals and businesses alike.
Suruga Bank Ltd is primarily present in Japan.
Suruga Bank Ltd represents key values and a corporate philosophy centered around customer trust, innovation, integrity, and growth. Committed to fulfilling the financial needs of its customers, Suruga Bank strives for excellence in service delivery and maintaining long-term trust-based relationships. With a focus on sustainable growth, the company emphasizes innovative approaches to adapt and meet evolving market demands. Suruga Bank Ltd continuously upholds integrity and ethical practices in its operations, ensuring transparency and accountability in all aspects. By embodying these values, Suruga Bank Ltd aims to achieve customer satisfaction, contribute to society, and establish itself as a reliable and forward-thinking financial institution.
Analysts currently set an average price target of 1,899.75 JPY for the Suruga Bank stock (median: 1,785.00 JPY), implying -33.7 % versus the latest price. The consensus is based on 8 analyst ratings.
8 analysts currently rate the Suruga Bank stock: 4 recommend buying, 4 holding and 0 selling. For 2026, analysts expect Suruga Bank to generate revenue of 91.00 B JPY and earnings per share of 173.07 JPY.
Converted at the current exchange rate, the Suruga Bank share trades at 15.80 EUR (2,817.00 JPY).
The Suruga Bank share (8358.T) is listed on 3 stock exchanges, including: Tokio (JPX) (8358.T), Frankfurt (URU.F), München (URU.MU).
The Suruga Bank Ltd is a Japanese financial institution that was founded in 1952 and is headquartered in Shizuoka. The company has a diversified business model which includes various divisions such as retail banking, corporate banking, investment banking, asset management, and insurance. In the retail banking sector, Suruga Bank offers a variety of products and services to its customers, including accounts, credit cards, loans, mortgages, securities trading, and foreign exchange trading. Additionally, the company also offers insurance products such as life insurance, health insurance, and accident insurance. In corporate banking, Suruga Bank focuses on supporting and advising businesses to meet their financial needs and promote their business activities. This includes lending, bond issuance, foreign exchange trading, investment advisory, and consolidation advisory. In the investment banking sector, Suruga Bank offers various financial products to its customers, such as bonds and stocks. The company also provides mergers and acquisitions consulting, as well as underwriting services. In the asset management sector, Suruga Bank manages its customers' assets by offering a wide range of investment products, including investment funds, real estate funds, and private equity funds. The company also offers individual investment advice and asset management. The insurance division of Suruga Bank includes various products such as life insurance, health insurance, and accident insurance. The company also provides consulting and administration services related to insurance. Suruga Bank Ltd strives to provide its customers with high-quality services and strengthen its position in the Japanese financial market. The company follows a long-term growth strategy based on creating value for its customers and fostering a solid relationship with them. Overall, the business model of Suruga Bank Ltd is diverse and focuses on a variety of financial products and services. By diversifying its business activities, the company is able to minimize risks and maximize opportunities, successfully implementing its long-term growth strategy.
The expected revenue of Suruga Bank is 91.00 B JPY. This figure is based on current financial data and reflects the company's business performance.
The expected profit of Suruga Bank is 32.68 B JPY. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of Suruga Bank is currently 16.28. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Suruga Bank stock.
The price-to-sales ratio (P/S) of Suruga Bank is currently 5.85. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Suruga Bank stock.
The Eulerpool Quality Score for Suruga Bank is 1/10.
The ISIN of Suruga Bank is JP3411000007. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of Suruga Bank is 881259. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of Suruga Bank is 8358.T. The ticker symbol is used to trade Suruga Bank shares on the stock exchange.
Over the past 12 months, Suruga Bank paid a dividend of 36.50 JPY . This corresponds to a dividend yield of about 1.30 %. For the coming 12 months, Suruga Bank is expected to pay a dividend of 70.20 JPY.
The current dividend yield of Suruga Bank is 1.30 %.
Suruga Bank pays a dividend, distributed in the months of September, March.
Suruga Bank paid dividends every year for the past 6 years.
For the upcoming 12 months, dividends amounting to 70.20 JPY are expected. This corresponds to a dividend yield of 2.49 %.
Suruga Bank is assigned to the 'Finance' sector.
To receive the latest dividend of Suruga Bank from 6/1/2026 amounting to 22 JPY, you needed to have the stock in your portfolio before the ex-date on 3/30/2026.
The last dividend was paid out on 6/1/2026.
In the year 2025, Suruga Bank distributed 36.5 JPY as dividends.
The dividends of Suruga Bank are distributed in JPY.
Suruga Bank stock
Suruga Bank Peer Group
Suruga Bank Ticker
Suruga Bank FIGI
All fundamentals and in-depth analysis of Suruga Bank
Our stock analysis for Suruga Bank stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Suruga Bank. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.