SBI Shinsei Bank (8303.T) Stock Price

SBI Shinsei Bank Price

JPX·CLOSED
1,488.00
​
Market closed

Over the last 19 years SBI Shinsei Bank grew revenue by 0.0% annually, reaching 492.88 B JPY. Earnings per share have declined at 6.5% per year over the last 19 years. For SBI Shinsei Bank, the net margin of 17.1% is up versus 12.3% a few years ago. At today's price the dividend yield works out to roughly 0.81%. The payout ratio is around 8% of earnings. The consensus 12-month price target for SBI Shinsei Bank is 2,703.00 JPY, about 81.7% above where the stock trades today. Of 11 analysts, 0 rate the stock a buy — an overall Hold consensus.

SBI Shinsei Bank stock price

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SBI Shinsei Bank business model & stock analysis

The Shinsei Bank Ltd. is a Japanese bank based in Tokyo. The bank was founded in 2000 and has a long history. It originated from the Long-Term Credit Bank of Japan, which collapsed in 1998 due to financial difficulties. The government decided to nationalize the bank and establish a new bank - Shinsei Bank. The Shinsei Bank is an innovative bank that focuses on providing comprehensive financial services. The bank offers products and services to both private and business customers. The bank's business model is based on creating value for its customers. The bank strives to understand the needs of its customers and provide them with solutions. The bank operates in various business areas. The focus is on retail banking, which includes a wide range of financial products and services. This includes current accounts, savings and investment products, loans, insurance, and securities services. The bank also has a strong presence in corporate banking. Here, it offers customized solutions for companies that are tailored to the needs and goals of its customers. Another important division of the bank is investment banking. It offers a variety of services, including mergers and acquisitions advisory, securities trading, and asset management. The Shinsei Bank has chosen innovation and technology. It has a strong presence in online banking and provides customers with a tailored experience. Through the online platform, customers can manage their accounts, make transfers, pay bills, and conduct other banking activities without having to visit a branch. The bank has also developed a mobile app that allows customers to manage their finances on the go. In recent years, the bank has launched several initiatives to expand its business model. One of them is the offering of banking licenses to other companies. The bank has granted licenses to companies that want to engage in banking activities without having to establish their own bank. This has led to the Shinsei Bank becoming an important player in the financial technology (fintech) market. The Shinsei Bank has also decided to focus on sustainability and environmental friendliness. The bank is committed to creating a sustainable business model and advocating for environmental protection. The bank is a member of the UN Global Compact and is dedicated to sustainable procurement and climate protection. In summary, the Shinsei Bank is an innovative bank that focuses on creating value for its customers. The bank offers a wide range of products and services for both private and business customers. In recent years, the bank has expanded its business model and has become an important player in the fintech market. The bank also advocates for sustainability and environmental friendliness and is a leader in the industry.

Frequently asked questions about SBI Shinsei Bank

The business model of Shinsei Bank Ltd revolves around providing various financial services in Japan. Shinsei Bank operates as a full-service bank, offering retail banking, corporate banking, and institutional banking solutions. The bank focuses on catering to individuals, small and medium-sized enterprises (SMEs), and corporations. Shinsei Bank emphasizes customer-centricity, innovative technology, and digital transformation to enhance its banking operations and deliver efficient services. By leveraging its expertise in lending, investment, and asset management, Shinsei Bank aims to drive economic growth, support financial stability, and meet the diverse needs of its customers in the Japanese market.

Shinsei Bank Ltd is primarily active in the banking industry.

The main competitors of Shinsei Bank Ltd in the market include Japan Post Bank Co., Ltd., Mizuho Financial Group, Inc., Mitsubishi UFJ Financial Group, Inc., Sumitomo Mitsui Financial Group, Inc., and Resona Holdings, Inc.

Shinsei Bank Ltd, formerly known as the Long-Term Credit Bank of Japan, was established in 1952. The company underwent significant changes in the late 1990s due to financial difficulties and was nationalized by the Japanese government. In 2000, Shinsei Bank was privatized and acquired by a consortium of international investors led by Ripplewood Holdings. It embarked on a major restructuring process to transform into a modern, customer-oriented financial institution. Since then, Shinsei Bank has successfully expanded its product offerings and customer base, focusing on retail banking, asset management, and corporate banking services. Today, Shinsei Bank Ltd continues to evolve and innovate, catering to the diverse financial needs of its customers.

Shinsei Bank Ltd has achieved several significant milestones throughout its history. One notable achievement includes the bank's successful privatization in 2000, which transformed it from a government-owned institution to a private company. Another milestone was its strategic alliance with Aozora Bank in 2001, forming an essential partnership between the two financial institutions. Additionally, in 2003, Shinsei Bank acquired the Long-Term Credit Bank of Japan, expanding its reach and strengthening its position in the market. Moreover, the bank's continuous efforts in innovation and digitalization have been key milestones, reinforcing its commitment to providing modern banking solutions. Shinsei Bank Ltd remains a leading player in the financial industry, exemplifying its commitment to progress and growth.

Shinsei Bank Ltd is primarily present in Japan.

Shinsei Bank Ltd represents a set of core values and a strong corporate philosophy. The company places emphasis on customer satisfaction, integrity, and innovation. Shinsei Bank strives to create long-term value by providing exceptional financial solutions and high-quality services to its clients. With a focus on transparency, trust, and professional expertise, Shinsei Bank Ltd aims to foster strong relationships with customers and contribute to the growth and development of the financial sector. By constantly adapting and innovating, the company remains committed to delivering optimal and sustainable results for its stakeholders.

Analysts currently set an average price target of 2,703.00 JPY for the SBI Shinsei Bank stock (median: 2,703.00 JPY), implying +81.7 % versus the latest price. The consensus is based on 11 analyst ratings.

10 analysts currently rate the SBI Shinsei Bank stock: 0 recommend buying, 6 holding and 4 selling. For 2026, analysts expect SBI Shinsei Bank to generate revenue of 457.65 B JPY and earnings per share of 124.90 JPY.

Converted at the current exchange rate, the SBI Shinsei Bank share trades at 8.45 EUR (1,488.00 JPY).

The SBI Shinsei Bank share (8303.T) is listed on 4 stock exchanges, including: Tokio (JPX) (8303.T), Frankfurt (LCJ.F), München (LCJ.MU), Düsseldorf (LCJ.DU).

Shinsei Bank Ltd is a Japanese bank holding company that was founded in 2000. The company is headquartered in Tokyo and operates various business fields, including retail banking, asset management, wealth management, and securitized transactions. In retail banking, the bank offers a variety of products and services, including checking accounts, savings accounts, credit cards, and consumer loans. Shinsei Bank has earned a reputation for its flexible and accessible customer service, which allows customers to manage their accounts and conduct banking transactions online 24/7. In addition, the bank has a strong focus on wealth management and asset management. Shinsei Bank offers its customers a range of investment options tailored to their individual investment needs and risk tolerances, including stocks, bonds, funds, and structured products. In addition to these traditional banking products and services, Shinsei Bank also has its own structured finance department. Here, the company provides customized solutions for corporate clients, such as project financing, acquisition financing, and specialty financing. The structured finance department of Shinsei Bank is considered one of the leading institutions in Japan. Another area in which Shinsei Bank operates is investment banking. The company works closely with its clients to enable complex financial transactions such as mergers and acquisitions, equity and debt fundraising, and corporate advisory. In addition, Shinsei Bank has its own research team that analyzes a wide range of industries and markets and provides clients with informed information and recommendations. Overall, Shinsei Bank's business model is focused on addressing the needs and requirements of its customers. The company offers a wide range of banking products and services and provides customized solutions to meet the needs of different customers. The bank has a strong reputation in wealth management, asset management, structured finance, and investment banking and strives to build and maintain strong long-term relationships with its customers. SEO-optimized keywords: Shinsei Bank, Japanese bank holding, retail banking, asset management, wealth management, structured finance, investment banking, checking accounts, savings accounts, credit cards, consumer loans.

The expected revenue of SBI Shinsei Bank is 457.65 B JPY. This figure is based on current financial data and reflects the company's business performance.

The expected profit of SBI Shinsei Bank is 106.60 B JPY. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of SBI Shinsei Bank is currently 11.91. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the SBI Shinsei Bank stock.

The price-to-sales ratio (P/S) of SBI Shinsei Bank is currently 2.78. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the SBI Shinsei Bank stock.

The Eulerpool Quality Score for SBI Shinsei Bank is 2/10.

The ISIN of SBI Shinsei Bank is JP3729000004. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of SBI Shinsei Bank is 853140. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of SBI Shinsei Bank is 8303.T. The ticker symbol is used to trade SBI Shinsei Bank shares on the stock exchange.

Fair ValueTerminal
1,294.56 JPY
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Banks
Number of shares
Employees
Revenue per Employee
87.13 M JPY
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Country
Currency
JPY
Initial public offering
Feb 19, 2004
ISIN
JP3729000004
Cusip
J7385L129
Sedol
6730936
Market capitalization
1.33 T JPYMega Cap
52-Week Range
PEG
17.00
P/E ratio
P/Ee 2026
12.50
P/Ee 2027
12.57
P/Ee 2028
11.80
P/Ee 2029
11.33
P/Ee 2030
11.96
P/S
P/Se
2.78
EV/EBIT
—
P/B Ratio
1.39
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
—
ROIC (Return on Invested Capital)
2.15 %
Last updated Oct 23, 2026, 11:42 PM

SBI Shinsei Bank Ticker

DÜSSELDORF · LCJ.DUFRANKFURT · LCJ.FJPX · 8303.TMUNICH · LCJ.MU

SBI Shinsei Bank FIGI

LCJ:GR · BBG000CQF2C4LCJ:GD · BBG000CQF3N08303JPY:XS · BBG006TD8L108303EUR:XB · BBG00JQDKQQ38303EUR:XS · BBG00JQDKR54