SoFi Technologies

SoFi Technologies Net Debt/Equity

The Net Debt to Equity Ratio of SoFi Technologies (SOFI) as of Oct 19, 2026 is -0.52. In the previous year, Net Debt to Equity Ratio was -0.17 — a change of 196.56% (lower).

Net Debt/Equity

-0.52

YoY

196.56%

Last updated:

Net Debt to Equity Ratio of SoFi Technologies is 2025 -0.52 . Net Debt to Equity Ratio of SoFi Technologies was 2024 -0.17 . It decreases by 196.56% lower compared to the previous year.

The SoFi Technologies Net Debt/Equity history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Net Debt/Equity
Date
Net Debt/Equity
Jan 1, 2018
0.05 USD
Jan 1, 2019
2.18 USD
Jan 1, 2020
1.38 USD
Jan 1, 2021
0.82 USD
Jan 1, 2022
0.75 USD
Jan 1, 2023
0.32 USD
Jan 1, 2024
-0.17 USD
Jan 1, 2025
-0.52 USD
The SoFi Technologies Net Debt/Equity history
YEARNet Debt/EquityYoY
-0.52+196.56%
-0.17-154.54%
0.32-57.63%
0.75-7.89%
0.82-40.41%
1.38-37.00%
2.18+4,028.53%
0.05—

Access this data via the Eulerpool API

100,000 free requests/mo · no credit card

SoFi Technologies Stock analysis

What does SoFi Technologies do? SoFi Technologies Inc. is a financial services company headquartered in San Francisco, United States. The company provides a range of financial products and services, including personal loans, student loan refinancing, and home loans. It operates through three segments: Lending, Technology Platform, and Financial Services. The Lending segment focuses on offering loans and related servicing, supporting the full transaction lifecycle from application to funding. The Technology Platform segment delivers technology solutions to financial and non-financial institutions, utilizing services like Galileo for program, event, and authorization application programming interfaces. The Financial Services segment offers products such as SoFi Checking and Savings, and SoFi Invest. SoFi went public via an IPO on November 30, 2020. The company currently employs 6,100 people. Its website is www.sofi.com, where users can access its financial services platform. SoFi Technologies is one of the most popular companies on Eulerpool.

Frequently Asked Questions about SoFi Technologies stock

Net Debt to Equity Ratio of SoFi Technologies is -0.52 in 2025.

Net Debt to Equity Ratio of SoFi Technologies changed from -0.17 to -0.52, representing a 196.56% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Net Debt to Equity Ratio SoFi Technologies since 2006 – with annual values, charts, and detailed analysis.

Net Debt/Equity adjusts the debt-to-equity ratio by subtracting cash from total debt. It provides a more accurate picture of actual leverage.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Net Debt to Equity Ratio's SoFi Technologies with sector peers and the industry average to assess whether it is attractive.

Access this data via the Eulerpool API

100,000 free requests/mo · no credit card

Leverage — SoFi Technologies

All Key Metrics — SoFi Technologies