SBFC Finance

SBFC Finance EBIT

The EBIT of SBFC Finance (SBFC.NS) as of Oct 23, 2026 is 7.15 B INR. In the previous year, EBIT was 5.56 B INR — a change of 28.54% (higher).

EBIT

7.15 BINR

YoY

28.54%

Last updated:

In 2026, SBFC Finance's EBIT was 7.15 B INR, a 28.54% increase from the 5.56 B INR EBIT recorded in the previous year.

The SBFC Finance EBIT history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

EBIT
Date
EBIT
Jan 1, 2023
1.60 B INR
Jan 1, 2024
3.02 B INR
Jan 1, 2025
5.56 B INR
Jan 1, 2026
7.15 B INR
Jan 1, 2027 (e)
7.44 B INR
Jan 1, 2028 (e)
9.09 B INR
Jan 1, 2029 (e)
11.12 B INR
Jan 1, 2030 (e)
13.83 B INR
The SBFC Finance EBIT history
YEAREBITYoY
est13.83 BINR+24.33%
est11.12 BINR+22.41%
est9.09 BINR+22.16%
est7.44 BINR+3.97%
7.15 BINR+28.54%
5.56 BINR+84.45%
3.02 BINR+88.99%
1.60 BINR+244.90%
462.85 MINR-264.14%
-281.98 MINR-61.91%
-740.23 MINR-225.62%
589.27 MINR+178.24%
211.78 MINR+34,858.55%
605,806.00INR—

Access this data via the Eulerpool API

100,000 free requests/mo · no credit card

SBFC Finance Revenue

SBFC Finance Revenue, EBIT, Net Income

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details
Date
Revenue
EBIT
Net Income
Jan 1, 2023
6.37 B INR
1.60 B INR
1.50 B INR
Jan 1, 2024
9.37 B INR
3.02 B INR
2.37 B INR
Jan 1, 2025
12.37 B INR
5.56 B INR
3.45 B INR
Jan 1, 2026
16.60 B INR
7.15 B INR
4.51 B INR
Jan 1, 2027 (e)
14.12 B INR
7.44 B INR
5.46 B INR
Jan 1, 2028 (e)
17.04 B INR
9.09 B INR
6.68 B INR
Jan 1, 2029 (e)
20.67 B INR
11.12 B INR
8.29 B INR
Jan 1, 2030 (e)
24.86 B INR
13.83 B INR
10.30 B INR

SBFC Finance Margins

SBFC Finance stock margins

The SBFC Finance margin analysis displays the gross margin, EBIT margin, as well as the profit margin of SBFC Finance. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for SBFC Finance.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details
Date
Gross margin
EBIT margin
Profit margin
Jan 1, 2023
35.19 %
25.08 %
23.52 %
Jan 1, 2024
44.05 %
32.20 %
25.31 %
Jan 1, 2025
54.56 %
44.98 %
27.91 %
Jan 1, 2026
50.40 %
43.09 %
27.16 %
Jan 1, 2027 (e)
50.40 %
52.69 %
38.67 %
Jan 1, 2028 (e)
50.40 %
53.31 %
39.20 %
Jan 1, 2029 (e)
50.40 %
53.80 %
40.09 %
Jan 1, 2030 (e)
50.40 %
55.62 %
41.44 %

SBFC Finance Stock analysis

What does SBFC Finance do? SBFC Finance Ltd generates revenue through secured micro-small and medium enterprise (MSME) loans and gold-backed loans, primarily targeting entrepreneurs, small business owners, self-employed individuals, salaried employees, and working-class customers. The company employs a PhyGital model, integrating digital technology with personal relationships to enhance customer engagement and support. It also offers specialist loan management services to institutional lenders, managing client relations, collections, payments, porting, and data storage for third-party financial institutions. These services include porting repayment modes like NACH/ECS and transferring equated monthly instalments between accounts. The company's direct lending to customers focuses on micro-small and medium enterprises, while its institutional services cater to financial institutions seeking comprehensive loan servicing solutions. By combining digital tools with personalized customer interactions, SBFC Finance Ltd strengthens its market position in consumer finance. Its offerings are designed to meet the needs of both individual borrowers and institutional partners through tailored financial products and efficient service management. SBFC Finance Ltd's revenue streams are derived from interest on loans provided to MSMEs and gold borrowers, as well as fees from managing loan portfolios for third-party lenders. The PhyGital model ensures customer retention and satisfaction, while the specialist loan management services provide a steady income from institutional clients. This dual approach allows the company to serve diverse segments within the consumer finance industry effectively. SBFC Finance is one of the most popular companies on Eulerpool.

EBIT Details

Analyzing SBFC Finance's EBIT

SBFC Finance's Earnings Before Interest and Taxes (EBIT) represents the company's operating profit. It is calculated by deducting all operating expenses, including the cost of goods sold (COGS) and operating expenses, from the total revenue, but before accounting for interest and taxes. It provides insights into the company’s operational profitability, excluding the impacts of financing and tax structures.

Year-to-Year Comparison

A yearly comparison of SBFC Finance's EBIT can reveal trends in the company’s operational efficiency and profitability. An increase in EBIT over the years can indicate enhanced operational efficiency or growth in revenue, while a decrease might raise concerns about increased operating costs or declining sales.

Impact on Investments

SBFC Finance's EBIT is a significant metric for investors. A positive EBIT suggests that the company is generating enough revenue to cover its operating expenses, an essential aspect for assessing the company’s financial health and stability. Investors closely monitor EBIT to gauge the company’s profitability and potential for future growth.

Interpreting EBIT Fluctuations

Fluctuations in SBFC Finance’s EBIT can be due to variations in revenue, operating expenses, or both. An increasing EBIT indicates improved operational performance or increased sales, while a declining EBIT can signal rising operational costs or reduced revenue, prompting a need for strategic adjustments.

Frequently Asked Questions about SBFC Finance stock

EBIT of SBFC Finance is 7.15 B INR in 2026.

EBIT of SBFC Finance changed from 5.56 B INR to 7.15 B INR, representing a 28.54% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of EBIT SBFC Finance since 2006 – with annual values, charts, and detailed analysis.

"Earnings before interest and taxes", abbreviated as EBIT, is also referred to as the operating result of a company. It is a key figure that allows the profit to be assessed over a specific period of time, usually a fiscal year. Taxes and interest are not deducted from EBIT, making it suitable for international comparisons of different companies.

Net income
+ Tax expense
+ Interest expense and other financial expenses
- Interest income and other financial income
= EBIT (operating profit)

EBIT's INR is a key factor for investors. Changes in this metric can signal improving or deteriorating fundamentals, directly impacting the stock price. On Eulerpool, you can track EBIT's SBFC Finance historically and in real time.

The sales revenue is important for evaluating a stock.

EBIT is an acronym for "Earnings Before Interest and Tax" and represents a company's gross profit before taxes and interest are deducted. The EBIT amount is often used as a metric to evaluate a company.

History

The EBIT was originally introduced in the 1940s when the US Internal Revenue Service (IRS) passed a new tax law. This law required companies to calculate their profit before deducting taxes and interest on loans (or "interest and taxes"). Since then, the EBIT has been used as one of the key financial indicators in evaluating a company.

Usage

The EBIT can be used to assess a company by comparing its financial results to a benchmark or a comparative value. The EBIT is also used to determine how much the company's shareholders will receive from its operating income.

Calculation

EBIT is calculated by deducting taxes and interest on loans from the company's net profit. This amount can be calculated in various ways, but the most common method is as follows:

EBIT = Net profit + interest and taxes

Example: Eulerpool: Your source for quantitative stock data At Eulerpool, we are dedicated to providing you with comprehensive and accurate stock information. Our website offers a wide range of tools and features, including charts, stock lists, and more. Whether you are an experienced investor or just starting out, our platform is designed to meet your needs. With our in-depth analytics and algorithms, you can make informed decisions and stay ahead of the market. Explore our extensive collection of stocks, track their performance, and access real-time data. With Eulerpool, you can easily navigate the world of finance and monitor the stocks that matter to you. Join our community today and gain valuable insights into the world of stocks and investments. Sign up for free and discover the power of Eulerpool. Stay informed. Stay ahead. Eulerpool - your trusted partner in stock data.
Net profit of XYZ Co. = $1,000,000
Interest and taxes = $ 500,000
EBIT of XYZ Co. = $1,500,000

Application

The EBIT value is often used to determine and evaluate the financial stability of a company. The EBIT value can also be used to determine how much money a company can spend on investments or dividends.

Use of EBIT in stock investment

Investors use EBIT to determine if a stock is over- or undervalued. If a company has a high EBIT value, it may indicate that its stock is overvalued, as the profit it generates could be lower than what it would generate with a different stock.

Advantages of EBIT

EBIT is a helpful measure for determining the financial stability of a company. There are several advantages associated with using EBIT, such as:
- EBIT eliminates the impact of financing on the company's earnings.
- It is a useful measure for determining the profits that a company can distribute to its shareholders.
- It can be used to determine whether a stock is overvalued or undervalued.

Disadvantages of EBIT

There are also some disadvantages to using EBIT, such as:
- EBIT cannot be used as the sole measure to evaluate a company as it does not reflect the overall profit of the company.
- EBIT can be influenced by unforeseen events such as a tax increase.
- EBIT is not always a reliable indicator of a company's future profit development.

Conclusion

The EBIT is an important measure used to evaluate a company. It can be used to determine how much money a company can generate from its operational results and whether a stock is overvalued or undervalued. However, the EBIT also has some disadvantages as it does not reflect the overall profitability of a company and can be influenced by unforeseen events. Therefore, it is important to consider the EBIT in conjunction with other financial indicators to obtain a complete picture of the company.

Access this data via the Eulerpool API

100,000 free requests/mo · no credit card

Income Statement — SBFC Finance

All Key Metrics — SBFC Finance