Radian Group

Radian Group ROA

The Return on Assets (ROA) of Radian Group (RDN) as of Oct 31, 2026 is 7.18 %. In the previous year, Return on Assets (ROA) was 6.98 % — a change of 2.85% (higher).

ROA

7.18 %

YoY

2.85%

Last updated:

In 2025, Radian Group's return on assets (ROA) was 7.18 %, a 2.85% increase from the 6.98 % ROA in the previous year.

The Radian Group ROA history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROA
Date
ROA
Jan 1, 2018
9.60 USD
Jan 1, 2019
9.87 USD
Jan 1, 2020
4.95 USD
Jan 1, 2021
7.66 USD
Jan 1, 2022
10.52 USD
Jan 1, 2023
7.94 USD
Jan 1, 2024
6.98 USD
Jan 1, 2025
7.18 USD
The Radian Group ROA history
YEARROAYoY
7.18 %+2.85%
6.98 %-12.16%
7.94 %-24.49%
10.52 %+37.26%
7.66 %+54.72%
4.95 %-49.85%
9.87 %+2.90%
9.60 %+367.68%
2.05 %-60.97%
5.26 %+3.56%
5.08 %-63.70%
13.99 %—

Access this data via the Eulerpool API

100,000 free requests/mo · no credit card

Radian Group Stock analysis

What does Radian Group do? The Radian Group Inc is an American company based in Philadelphia, founded in 1982. Originally established as a division of the Philadelphia Savings Fund Society, Radian Group has grown into a significant player in the financial services industry. Today, it is a leading provider of risk management solutions for mortgage loans and credit risks. The Radian Group's business model primarily focuses on three main areas: mortgage insurance, title and asset insurance, and risk management services. The company's main task is to assess and mitigate risks associated with mortgage loans and credit risks. Radian utilizes extensive data analysis and evaluation of credit risks to offer customized risk management solutions to its clients. Mortgage insurance is one of the company's main divisions. Radian insures private mortgage loans that comprise more than 80% of the granted credit value. Mortgage insurance is mandatory in the United States when the borrower has less than 20% equity to cover their mortgage. Radian calculates the risk by collecting and evaluating information about the borrower and the property. Based on the result, a premium is calculated and paid by the borrower. In the event of borrower default, Radian covers the outstanding amount to the lender. The company is capable of assessing risks in a variety of products and market conditions, enabling them to offer a wide range of mortgage insurance products, including commercial loans. Another area of the Radian Group is title and asset insurance related to real estate. The company provides protection against unknown or undisclosed errors in title and property transfers, as well as third-party claims to ownership. The assets range from residential properties to commercial real estate. In addition to mortgage insurance, the Radian Group also offers risk management services to other participants in the real estate industry. This includes services in the field of real estate appraisal, evaluations for mortgage-backed securities analysts, asset-backed securities assessment, and analysis for investors. Radian's mission is to provide innovative risk management solutions in the credit and real estate sectors. The company relies on intensive use of technology and big data analysis to assess risks and offer precise tailored solutions to its clients. Furthermore, the company has established a strong presence in many countries worldwide and is capable of delivering solutions for a wide range of customer needs. In summary, Radian Group Inc is a leading provider of risk management solutions for mortgage loans and credit risks in the United States and globally. The company offers a wide range of products and services, including mortgage insurance, title and asset insurance, and risk management services. Radian's business model is based on in-depth analysis of data and risks and strong presence in the global market. With innovative technology and a strong ability to adapt to changing market conditions, Radian is well-positioned to continue growing and succeeding in the future. Radian Group is one of the most popular companies on Eulerpool.

ROA Details

Understanding Radian Group's Return on Assets (ROA)

Radian Group's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Radian Group's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Radian Group's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Radian Group’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Radian Group stock

Return on Assets (ROA) of Radian Group is 7.18 % in 2025.

Return on Assets (ROA) of Radian Group changed from 6.98 % to 7.18 %, representing a 2.85% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Return on Assets (ROA) Radian Group since 2006 – with annual values, charts, and detailed analysis.

Return on Assets, also known as ROA, is a financial metric used to measure a company's profitability. It is used to determine how effectively a company uses its assets to generate profits. It is also referred to as the ratio of net income to total assets. ROA is an important indicator of a company's overall financial performance as it measures the company's ability to generate more profit from the assets it employs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Assets (ROA)'s Radian Group with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Assets (ROA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Assets (ROA).

Access this data via the Eulerpool API

100,000 free requests/mo · no credit card

Profitability — Radian Group

All Key Metrics — Radian Group