Bank UralSib PAO (USBN.ME) Stock Price
Bank UralSib PAO Price
Over the last 19 years Bank UralSib PAO grew revenue by 8.5% annually, reaching 55.77 B RUB. Earnings per share have grown at 4.2% per year over the last 19 years. For Bank UralSib PAO, the net margin of 14.6% is down versus 25.9% a few years ago. At today's price the dividend yield works out to roughly 1.61%. The stock trades about 6% above its 52-week low.
Bank UralSib PAO stock price
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Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of Bank UralSib PAO over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Bank UralSib PAO stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Bank UralSib PAO's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | Bank UralSib PAO Price |
|---|---|
| 9/5/2026 | 0.11 RUB |
| 9/4/2026 | 0.11 RUB |
| 9/3/2026 | 0.11 RUB |
| 9/2/2026 | 0.11 RUB |
| 9/1/2026 | 0.11 RUB |
| 8/31/2026 | 0.11 RUB |
| 8/30/2026 | 0.11 RUB |
| 8/29/2026 | 0.11 RUB |
| 8/28/2026 | 0.11 RUB |
| 8/27/2026 | 0.11 RUB |
| 8/26/2026 | 0.11 RUB |
| 8/25/2026 | 0.11 RUB |
| 8/24/2026 | 0.11 RUB |
| 8/23/2026 | 0.11 RUB |
| 8/22/2026 | 0.11 RUB |
| 8/21/2026 | 0.11 RUB |
| 8/20/2026 | 0.11 RUB |
| 8/19/2026 | 0.11 RUB |
| 8/18/2026 | 0.12 RUB |
| 8/17/2026 | 0.11 RUB |
| 8/14/2026 | 0.11 RUB |
| 8/13/2026 | 0.12 RUB |
| 8/12/2026 | 0.12 RUB |
| 8/11/2026 | 0.12 RUB |
| 8/10/2026 | 0.12 RUB |
| 8/9/2026 | 0.12 RUB |
| 8/8/2026 | 0.12 RUB |
| 8/7/2026 | 0.12 RUB |
| 8/6/2026 | 0.12 RUB |
| 8/5/2026 | 0.12 RUB |
Bank UralSib PAO Revenue, Pre-Provision Profit, Net Income
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Bank UralSib PAO Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEB RUB |
|---|
| REVENUE GROWTH% |
| Net Interest IncomeB RUB |
| Non-Interest IncomeB RUB |
| Loan Loss ProvisionsB RUB |
| Pre-Provision Profit (PPOP)B RUB |
| NET INCOMEB RUB |
| NET INCOME GROWTH% |
| DIVIDENDDIV.RUB |
| SHARESB |
| 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 57.61 | 64.94 | 45.45 | 43.00 | 47.12 | 51.89 | 47.98 | 118.16 | 55.79 | 59.72 | 57.55 | 69.01 | 52.67 | 58.74 | 74.16 | 87.20 |
| 66.36 | 12.73 | -30.01 | -5.40 | 9.58 | 10.13 | -7.54 | 146.28 | -52.79 | 7.04 | -3.63 | 19.92 | -23.68 | 11.53 | 26.24 | 17.59 |
| 28.62 | 20.26 | 14.87 | 15.90 | 14.61 | 15.65 | 16.29 | 7.76 | 14.56 | 18.39 | 23.27 | 22.93 | 22.80 | 26.55 | 23.53 | 33.33 |
| 7.85 | 15.54 | 10.23 | 12.77 | 13.92 | 15.57 | 13.13 | 84.71 | 19.54 | 20.71 | 14.14 | 26.40 | 13.85 | 17.22 | 22.88 | 22.44 |
| 10.51 | 13.13 | -0.16 | 6.70 | 4.25 | 4.07 | 5.55 | 10.96 | 8.21 | 1.56 | 3.22 | 4.22 | 4.44 | -4.69 | 5.37 | 4.62 |
| 14.38 | 15.58 | 0.98 | 1.60 | -0.11 | 3.02 | -4.86 | 35.34 | 10.94 | 6.78 | 9.20 | 20.32 | 4.73 | 7.89 | 9.51 | 11.98 |
| 2.40 | 1.65 | 1.03 | -3.94 | -4.01 | -1.47 | -7.23 | 17.63 | 2.13 | 4.16 | 6.08 | 12.77 | 0.23 | 11.46 | 6.82 | 8.13 |
| 9.77 | -31.45 | -37.74 | -484.02 | 1.75 | -63.36 | 391.97 | -343.90 | -87.91 | 95.17 | 46.24 | 109.88 | -98.18 | 4,838.36 | -40.52 | 19.35 |
| – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| 204.18 | 265.08 | 292.58 | 292.58 | 292.58 | 292.58 | 298.24 | 298.24 | 298.24 | 298.24 | 360.14 | 360.14 | 360.14 | 360.14 | 360.13 | 360.13 |
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Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales Bank UralSib PAO generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Bank UralSib PAO retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Bank UralSib PAO's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares Bank UralSib PAO has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Bank UralSib PAO's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
Bank UralSib PAO stock margins
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Bank UralSib PAO Revenue per Share, Earnings per Share
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Bank UralSib PAO business model & stock analysis
Bank UralSib PAO SWOT Analysis
Strengths
Bank UralSib PAO has a strong market presence in the banking industry, with a wide network of branches and ATMs.
The bank offers a diverse range of financial products and services, including retail banking, corporate banking, and investment banking.
Bank UralSib PAO has a strong capital base, allowing it to withstand economic downturns and financial uncertainties.
The bank has a skilled and experienced workforce, which enables it to provide efficient customer service and tailored financial solutions.
Bank UralSib PAO has a relatively limited brand recognition compared to some of its competitors.
The bank may have higher operational costs due to its extensive branch and ATM network.
There could be a lack of innovation in the bank's product offerings compared to more technologically advanced competitors.
Bank UralSib PAO might have lower customer trust and loyalty due to potential concerns over the stability of the Russian banking system.
Bank UralSib PAO can explore potential partnerships or acquisitions to expand its market presence and reach a larger customer base.
The bank can invest in technological advancements to enhance its digital banking capabilities and improve customer experience.
There is an opportunity to tap into the growing demand for sustainable and socially responsible banking practices.
Bank UralSib PAO can target untapped market segments, such as the small and medium-sized enterprise (SME) sector, by offering tailored financial solutions.
The Russian banking industry is highly competitive, with the presence of both domestic and international banks, posing a threat to Bank UralSib PAO's market share.
Economic and geopolitical uncertainties, as well as regulatory changes, can impact the bank's operations and profitability.
There is a risk of cybersecurity threats and fraudulent activities, requiring the bank to invest in robust security measures.
Changing customer preferences and behaviors, such as the shift towards online and mobile banking, could pose a threat to traditional brick-and-mortar banking models.
Weaknesses
Bank UralSib PAO has a relatively limited brand recognition compared to some of its competitors.
The bank may have higher operational costs due to its extensive branch and ATM network.
There could be a lack of innovation in the bank's product offerings compared to more technologically advanced competitors.
Bank UralSib PAO might have lower customer trust and loyalty due to potential concerns over the stability of the Russian banking system.
Bank UralSib PAO can explore potential partnerships or acquisitions to expand its market presence and reach a larger customer base.
The bank can invest in technological advancements to enhance its digital banking capabilities and improve customer experience.
There is an opportunity to tap into the growing demand for sustainable and socially responsible banking practices.
Bank UralSib PAO can target untapped market segments, such as the small and medium-sized enterprise (SME) sector, by offering tailored financial solutions.
The Russian banking industry is highly competitive, with the presence of both domestic and international banks, posing a threat to Bank UralSib PAO's market share.
Economic and geopolitical uncertainties, as well as regulatory changes, can impact the bank's operations and profitability.
There is a risk of cybersecurity threats and fraudulent activities, requiring the bank to invest in robust security measures.
Changing customer preferences and behaviors, such as the shift towards online and mobile banking, could pose a threat to traditional brick-and-mortar banking models.
Opportunities
Bank UralSib PAO can explore potential partnerships or acquisitions to expand its market presence and reach a larger customer base.
The bank can invest in technological advancements to enhance its digital banking capabilities and improve customer experience.
There is an opportunity to tap into the growing demand for sustainable and socially responsible banking practices.
Bank UralSib PAO can target untapped market segments, such as the small and medium-sized enterprise (SME) sector, by offering tailored financial solutions.
The Russian banking industry is highly competitive, with the presence of both domestic and international banks, posing a threat to Bank UralSib PAO's market share.
Economic and geopolitical uncertainties, as well as regulatory changes, can impact the bank's operations and profitability.
There is a risk of cybersecurity threats and fraudulent activities, requiring the bank to invest in robust security measures.
Changing customer preferences and behaviors, such as the shift towards online and mobile banking, could pose a threat to traditional brick-and-mortar banking models.
Threats
The Russian banking industry is highly competitive, with the presence of both domestic and international banks, posing a threat to Bank UralSib PAO's market share.
Economic and geopolitical uncertainties, as well as regulatory changes, can impact the bank's operations and profitability.
There is a risk of cybersecurity threats and fraudulent activities, requiring the bank to invest in robust security measures.
Changing customer preferences and behaviors, such as the shift towards online and mobile banking, could pose a threat to traditional brick-and-mortar banking models.
Bank UralSib PAO Eulerpool Fair Value
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Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
Bank UralSib PAO historical P/E ratio, EBIT multiple, and P/S ratio
Bank UralSib PAO annual returns
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Annual Return
ⓘWhat This Chart Shows
This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
Bank UralSib PAO shares outstanding
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Bank UralSib PAO Dividend History
2 years of dividend payments
Bank UralSib PAO dividend payout ratio
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Bank UralSib PAO shareholder structure
| % | Name |
|---|---|
0.00271% |
Bank UralSib PAO Beneficial Ownership Filings (SEC 13D/G)
Bank UralSib PAO Executives and Management Board
14 members · avg. age 52 · 21 % women
Management
Mr. Evgeny Kogan (34)
Chairman of the Supervisory Board, President · since 2015
Board of Directors
Mr. Aleksey Sazonov (51)
Chairman of the Management Board · since 2008
Mr. Yury Kolochkov (75)
Deputy Chairman of the Supervisory Board, Adviser to Chairman of the Management Board · since 2016
Mr. Evgeny Abuzov (39)
Deputy Chairman of the Management Board
Mr. Igor Seleznev (49)
Deputy Chairman of the Management Board
Ms. Galina Sergeeva
Deputy Chairman of the Management Board Head of Risk Management
Mr. Stanislav Tyves (54)
Deputy Chairman of the Management Board
Frequently asked questions about Bank UralSib PAO
The business model of Bank UralSib PAO involves offering a wide range of financial services to individual and corporate clients. As a commercial bank, UralSib PAO provides services such as deposits, loans, payment and settlement operations, investment products, and bank guarantees. Additionally, the bank offers services related to asset management, insurance, and brokerage. With a focus on customer satisfaction and sustainable growth, Bank UralSib PAO aims to meet the diverse financial needs of its clients while keeping up with market trends and regulations.
Bank UralSib PAO is primarily active in several industries. These include retail banking, corporate banking, and investment banking. With a strong presence in the market, Bank UralSib PAO offers a range of financial services tailored to meet the diverse needs of individuals, businesses, and institutional clients. By employing innovative strategies and leveraging their expertise, Bank UralSib PAO strives to provide comprehensive solutions that support economic growth and financial stability. With its extensive network of branches and a commitment to customer satisfaction, Bank UralSib PAO continues to be a key player in the banking sector.
The main competitors of Bank UralSib PAO in the market are other prominent banks such as Sberbank, VTB Bank, and Gazprombank. These competitors also operate in the Russian banking industry and provide a range of financial services to customers. As Bank UralSib PAO focuses on enhancing its market position, it continuously evaluates and strategizes against the offerings and market presence of its competitors. By staying proactive and adaptive to customers' changing financial needs, Bank UralSib PAO aims to retain and attract customers in the face of strong competition.
Bank UralSib PAO is a prominent financial institution based in Russia. With a rich history dating back to 1930, it has established itself as a respected player in the banking industry. Originally known as Sverdlovsk Bank, it went through various transformations before becoming UralSib Bank in 1992. The bank offers a wide range of financial services catering to individuals, businesses, and institutional clients. Over the years, Bank UralSib has expanded its operations and gained a strong market presence across Russia. It has garnered a reputation for providing innovative solutions and maintaining a focus on customer satisfaction. Bank UralSib PAO continues to evolve and adapt to the changing financial landscape, showcasing its commitment to excellence.
Some significant milestones achieved by Bank UralSib PAO include its establishment in 1993, becoming one of Russia's leading financial institutions. The bank has managed to maintain a strong market position and has successfully expanded its range of services. It achieved notable growth in both its retail and corporate banking divisions, providing innovative financial solutions to its customers. Bank UralSib has also received recognition for its contribution to the development of Russian regions and has been actively involved in various social and charitable programs.
Bank UralSib PAO is primarily present in Russia and Kazakhstan.
Bank UralSib PAO represents strong values and a robust corporate philosophy. The company is committed to providing excellent financial services and building long-term relationships with its clients. With a focus on integrity, professionalism, and innovation, Bank UralSib PAO strives to create value for its stakeholders and contribute to the economic growth of the regions it serves. By maintaining high standards of governance and risk management, the bank ensures the security and trust of its customers. With a customer-centric approach and a commitment to excellence, Bank UralSib PAO is dedicated to being a reliable and trusted financial institution.
Converted at the current exchange rate, the Bank UralSib PAO share trades at 0.00 EUR (0.11 RUB).
Bank UralSib PAO is a Russian bank headquartered in Moscow. The company was founded in 1990 and offers a wide range of financial products and services tailored to different customer groups. The bank's business areas include retail banking, corporate banking, investment banking, and asset management. In retail banking, Bank UralSib offers a wide range of financial products and services, including accounts, cards, loans, and mortgages. The bank places great importance on providing excellent customer service. Customers can conduct their banking transactions online and have access to a wide network of ATMs and branches. In corporate banking, Bank UralSib provides a range of customized solutions for businesses. These include leasing, factoring, payment services, and lending. The bank focuses on providing high-quality advice and tailored solutions for its clients. As a result, the bank has established itself in the market and is considered one of the leading providers in corporate banking. In the investment banking sector, Bank UralSib offers a wide range of services, including mergers and acquisitions (M&A), capital market transactions, and corporate finance. The bank has an experienced team of analysts and advisors who support clients in implementing complex transactions. In the asset management division, Bank UralSib offers a wide range of investment and asset management services. Customers can choose from various asset classes, including stocks, funds, bonds, and alternative investments. A customized portfolio is created based on the individual requirements and preferences of the client. Overall, Bank UralSib's business model is focused on high customer orientation and quality. The bank has a strong market position and has established itself as a leading provider in various areas of business. The bank emphasizes intensive customer consultation and offers tailored solutions that meet the individual needs of its clients. Products offered by Bank UralSib include: - Accounts and cards: The bank offers various types of accounts and cards, including checking accounts, savings accounts, and credit cards. - Loans and mortgages: The bank offers a wide range of loans and mortgages for both retail customers and businesses. - Leasing and factoring: The bank provides customized leasing and factoring solutions for businesses. - Investment and asset management: The bank offers various asset classes, including stocks, funds, bonds, and alternative investments. - Capital market and corporate finance solutions: The bank offers various capital market and corporate finance solutions, including capital increases, bond issuances, and Schuldschein loans. Overall, Bank UralSib is a solid company with a wide range of financial products and services. The bank has a strong market position and has established itself as a leading provider in various areas of business. The bank places great emphasis on intensive customer consultation and offers tailored solutions that meet the individual needs of its clients.
The revenue cannot currently be calculated for Bank UralSib PAO.
The profit cannot currently be calculated for Bank UralSib PAO.
The P/E ratio cannot be calculated for Bank UralSib PAO at the moment.
The P/S cannot be calculated for Bank UralSib PAO currently.
The Eulerpool Quality Score for Bank UralSib PAO is 2/10.
The ISIN of Bank UralSib PAO is RU0006929536. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The ticker of Bank UralSib PAO is USBN.ME. The ticker symbol is used to trade Bank UralSib PAO shares on the stock exchange.
The current dividend yield of Bank UralSib PAO is 1.61 %.
Bank UralSib PAO paid dividends every year for the past 0 years.
Bank UralSib PAO is assigned to the 'Finance' sector.
To receive the latest dividend of Bank UralSib PAO from amounting to 0.03 RUB, you needed to have the stock in your portfolio before the ex-date on .
The last dividend was paid out on .
The dividends of Bank UralSib PAO are distributed in RUB.
Bank UralSib PAO stock
Bank UralSib PAO Peer Group
Bank UralSib PAO FIGI
All fundamentals and in-depth analysis of Bank UralSib PAO
Our stock analysis for Bank UralSib PAO stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Bank UralSib PAO. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.