In 2025, RTO's total debt was 0.00 NZD, a % change from the 546,100.00 NZD total debt recorded in the previous year.

The RTO Debt history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Debt
Date
Debt
Jan 1, 2018
2.34 M NZD
Jan 1, 2019
5.81 M NZD
Jan 1, 2020
2.51 M NZD
Jan 1, 2021
2.37 M NZD
Jan 1, 2022
985,500.00 NZD
Jan 1, 2023
526,500.00 NZD
Jan 1, 2024
546,100.00 NZD
Jan 1, 2025
0.00 NZD
The RTO Debt history
YEARDebtYoY
0.00NZD-100.00%
546,100.00NZD+3.72%
526,500.00NZD-46.58%
985,500.00NZD-58.39%
2.37 MNZD-5.71%
2.51 MNZD-56.79%
5.81 MNZD+148.28%
2.34 MNZD+875.71%
240,000.00NZD—
0.00NZD-100.00%
2.24 MNZD-87.57%
18.00 MNZD—

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RTO Stock analysis

What does RTO do? RTO Ltd generates revenue through its subsidiaries Blackwell Global Finance Limited and Blackwell Global Funds Limited, which provide diversified financial services and act as special purpose vehicles. The company's mortgage lending business serves clients seeking residential and commercial property financing, with Blackwell Global Finance Limited offering tailored lending solutions. NZF Money Limited, currently in receivership, was previously involved in financial services but no longer contributes to revenue streams. Blackwell Global Holdings Ltd. operates as the parent entity, managing the subsidiaries' activities within the mortgage lending sector. The firm targets residential and commercial property buyers, leveraging its subsidiaries to deliver comprehensive financial products. Blackwell Global Funds Limited functions as a special purpose vehicle, supporting structured financial arrangements without direct client-facing services. The business model relies on mortgage lending as the primary revenue driver, with Blackwell Global Finance Limited handling client relationships and transaction processing. Special purpose vehicles like Blackwell Global Funds Limited facilitate complex financial structures, while NZF Money Limited's receivership status indicates a non-operational segment that does not generate income. RTO is one of the most popular companies on Eulerpool.

Debt Details

Understanding RTO's Debt Structure

RTO's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing RTO's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to RTO’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in RTO’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about RTO stock

On Eulerpool you can find the complete historical development of Debt RTO since 2006 – with annual values, charts, and detailed analysis.

Debt's NZD is a key factor for investors. Changes in this metric can signal improving or deteriorating fundamentals, directly impacting the stock price. On Eulerpool, you can track Debt's RTO historically and in real time.

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Balance Sheet — RTO

All Key Metrics — RTO