Prospa Group

Prospa Group EV/EBIT

The EV/EBIT (Enterprise Value to EBIT) of Prospa Group (PGL.AX) as of Nov 7, 2026 is -1.86. In the previous year, EV/EBIT (Enterprise Value to EBIT) was 36.80 — a change of -105.06% (lower).

EV/EBIT

-1.86

YoY

-105.06%

Last updated:

EV/EBIT (Enterprise Value to EBIT) of Prospa Group is 2023 -1.86 . EV/EBIT (Enterprise Value to EBIT) of Prospa Group was 2022 36.80 . It decreases by -105.06% lower compared to the previous year.

The Prospa Group EV/EBIT history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

EV/EBIT
Date
EV/EBIT
Jan 1, 2018
8.25 AUD
Jan 1, 2019
-24.16 AUD
Jan 1, 2020
-2.68 AUD
Jan 1, 2021
-4.73 AUD
Jan 1, 2022
36.80 AUD
Jan 1, 2023
-1.86 AUD
Jan 1, 2024 (e)
2.10 AUD
Jan 1, 2025 (e)
4.48 AUD
The Prospa Group EV/EBIT history
YEAREV/EBITYoY
est4.48+113.33%
est2.10-212.71%
-1.86-105.06%
36.80-877.60%
-4.73+76.72%
-2.68-88.92%
-24.16-392.88%
8.25-59.97%
20.61-202.56%
-20.10—

Access this data via the Eulerpool API

100,000 free requests/mo · no credit card

Get Free API Key

Prospa Group Valuation

Details

Historical Valuation Multiples

ⓘ

Price-to-Earnings Ratio (P/E)

The P/E ratio divides Prospa Group's share price by its earnings per share. It tells you how many years of current earnings you are "paying for" when you buy the stock. A P/E of 20 means you pay $20 for every $1 of annual earnings. The S&P 500 historically trades at an average P/E of roughly 15–17. A P/E significantly above that may signal high growth expectations; one below may indicate undervaluation — or declining business quality.

Price-to-Sales Ratio (P/S)

The P/S ratio divides market capitalization by total revenue. Unlike the P/E ratio, it works even for companies that are not yet profitable, making it essential for evaluating high-growth firms. A P/S below 1.0 may indicate undervaluation, while ratios above 10 are typically reserved for fast-growing tech or SaaS companies with high expected future margins.

Price-to-EBIT Ratio

This ratio relates Prospa Group's market price to its operating earnings, excluding the effects of debt structure and tax jurisdiction. It is particularly useful for comparing companies across different countries or with different levels of leverage, because it focuses purely on operational profitability. Lower values suggest cheaper operational earnings.

How to Use This Chart

This chart plots Prospa Group's valuation multiples over time. Compare the current P/E, P/S, and P/EBIT to their own historical averages — if the current ratio is well below the multi-year average, the stock may be relatively cheap compared to its own track record. Combine this with industry comparisons: a P/E that looks high in absolute terms may be justified if Prospa Group grows earnings faster than its peers.

Prospa Group Stock analysis

What does Prospa Group do? Prospa Group Ltd. provides cloud-based financial technology solutions for small businesses in Australia and New Zealand, primarily through its Small Business Loan and Line of Credit products. The company generates revenue by offering cash flow products and services, utilizing a credit decision engine (CDE) that enables dynamic risk-based pricing for individual customers. Distribution partners such as finance brokers, aggregator networks, online affiliates, accountants, and other advisers refer customers to Prospa, facilitating customer acquisition. Prospa Plus Business Loans target higher credit quality small to medium enterprises (SMEs), expanding the company's product suite for premium segments. The firm's operations focus on loan provision to small businesses, with the CDE optimizing risk assessment and pricing strategies. Its product offerings include the Small Business Loan, Line of Credit, and Prospa Plus Business Loans, catering to varying credit profiles. Distribution partners play a key role in driving referrals and customer acquisition, while the CDE ensures efficient portfolio risk management and dynamic pricing adjustments. Prospa Group Ltd. monetizes its technology through loan products and services, leveraging its CDE for risk-based pricing. The company serves small businesses and SMEs in Australia and New Zealand, with distribution partners like finance brokers and accountants driving customer referrals. Its product suite targets different credit quality segments, from standard to premium SMEs, ensuring tailored financial solutions for diverse business needs. Prospa Group is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Prospa Group stock

EV/EBIT (Enterprise Value to EBIT) of Prospa Group is -1.86 in 2023.

EV/EBIT (Enterprise Value to EBIT) of Prospa Group changed from 36.80 to -1.86, representing a -105.06% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of EV/EBIT (Enterprise Value to EBIT) Prospa Group since 2006 – with annual values, charts, and detailed analysis.

The EV/EBIT ratio measures a company's enterprise value relative to its operating earnings. It accounts for debt, making it useful for comparing companies with different capital structures.

EV/EBIT = Enterprise Value / Earnings Before Interest and Taxes

To evaluate EV/EBIT (Enterprise Value to EBIT)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for EV/EBIT (Enterprise Value to EBIT).

A 'good' varies by industry and company stage. On Eulerpool, you can compare EV/EBIT (Enterprise Value to EBIT)'s Prospa Group with sector peers and the industry average to assess whether it is attractive.

Access this data via the Eulerpool API

100,000 free requests/mo · no credit card

Get Free API Key

Valuation — Prospa Group

P/EP/SEV/EBITP/BP/CFP/FCFPEGEV/RevenueEV/EBITDAEV/FCFEarnings YieldFCF YieldMarket capitalizationEnterprise ValueForward P/EP/TBVShareholder YieldBuyback YieldDiv.-Adj. PEGEV/OCF

All Key Metrics — Prospa Group