How has Preferred Bank ROA changed compared to the previous year?

Return on Assets (ROA) of Preferred Bank changed from 1.89 % to 1.76 %, representing a -6.85% change. The value is lower than the previous year.

How has Preferred Bank ROA developed historically?

On Eulerpool you can find the complete historical development of Return on Assets (ROA) Preferred Bank since 2006 – with annual values, charts, and detailed analysis.

What is the Preferred Bank ROA?

Return on Assets, also known as ROA, is a financial metric used to measure a company's profitability. It is used to determine how effectively a company uses its assets to generate profits. It is also referred to as the ratio of net income to total assets. ROA is an important indicator of a company's overall financial performance as it measures the company's ability to generate more profit from the assets it employs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Assets (ROA)'s Preferred Bank with sector peers and the industry average to assess whether it is attractive.

How does Preferred Bank ROA compare to the industry average?

To evaluate Return on Assets (ROA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Assets (ROA).

Preferred Bank ROA

PFBC

The Return on Assets (ROA) of Preferred Bank (PFBC) as of Jul 26, 2026 is 1.76 %. In the previous year, Return on Assets (ROA) was 1.89 % — a change of -6.85% (lower).

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ROA

1.76 %

YoY

-6.85%

Last updated: Jul 26, 2026

In 2026, Preferred Bank's return on assets (ROA) was 1.76 %, a -6.85% increase from the 1.89 % ROA in the previous year.

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Preferred Bank Stock analysis

What does Preferred Bank do? Preferred Bank is an American bank that was founded in 1991 and is headquartered in Los Angeles, California. The bank is known for its customized solutions for small and medium-sized enterprises (SMEs) and has experienced steady growth in recent years. The bank's business model focuses on providing financial services for SMEs, offering a wide range of products including savings accounts, checking accounts, personal loans, construction loans, business loans, trust accounts, and other financial services. The bank emphasizes the personal connection with its customers, tailoring financial solutions to meet their specific needs. Preferred Bank is divided into four divisions: personal banking, business banking, SBA lending, and real estate lending. Each division caters to the specific needs of different customer groups, offering specialized products and services. The personal banking division provides various services for individual customers, such as savings accounts, checking accounts, online and mobile banking, and loans. The business banking division specializes in financial services for small and medium-sized enterprises, offering savings accounts, checking accounts, mobile and online banking, loans, trust accounts, and other financial services. The SBA lending division focuses on Small Business Administration (SBA) loans. Preferred Bank is an approved SBA lender, providing a variety of loan solutions tailored to the specific requirements of SMEs. The real estate lending division specializes in financial services for the real estate sector, offering a wide range of loan solutions for purchasing, constructing, or renovating properties. Preferred Bank offers a variety of products and services for personal and business customers, as well as for the SBA lending and real estate lending divisions. The main products and services include savings accounts, checking accounts, personal loans, business loans, and trust accounts. The bank's savings accounts offer flexibility and profitability, with options for children, special needs, and retirement savings. The checking accounts provide various features such as transfers, cash withdrawals, mobile banking, and online banking. Personal loans are available for purposes such as buying a car, renovating, or purchasing a home, with customized solutions and attractive conditions. Business loans are tailored to the financial needs of small and medium-sized enterprises, offering loans for working capital, investments, acquisitions, and other purposes. Trust accounts are offered for the management of funds, with the bank acting as a trustee and ensuring proper administration. Preferred Bank is recognized for its customized financial solutions, customer satisfaction, and steady growth. Preferred Bank is one of the most popular companies on Eulerpool.

ROA Details

Understanding Preferred Bank's Return on Assets (ROA)

Preferred Bank's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Preferred Bank's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Preferred Bank's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Preferred Bank’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Preferred Bank ROA

Preferred Bank Stock analysis

ROA Details

Understanding Preferred Bank's Return on Assets (ROA)

Year-to-Year Comparison

Impact on Investments

Interpreting ROA Fluctuations

Frequently Asked Questions about Preferred Bank stock

What is the Preferred Bank ROA 2026?

How has Preferred Bank ROA changed compared to the previous year?

How has Preferred Bank ROA developed historically?

What is the Preferred Bank ROA?

What is a good ROA?

How does Preferred Bank ROA compare to the industry average?

Profitability — Preferred Bank

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